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Tata AIG Health Insurance Plans for Family
Tata AIG Health Insurance Plans for Family offer a diverse range of health insurance plans with many features and benefits. When buying Tata AIG family health insurance, you can choose from various features, covers, services, and premium payment options. Tata AIG Health Insurance plans for families are designed to meet varying financial needs, requirements, and limitations.
Tata AIG Health Insurance Plans for Family cater to diverse needs and address multiple health concerns and medical care requirements. They offer comprehensive coverage and impressive features and benefits. Tata AIG health insurance plans for families help individuals combat medical inflation by including features such as emergency ambulance, organ donor cover, AYUSH treatments, and preventive health check-ups.
Key Benefits of Tata AIG Health Insurance Plans for Family
Tata AIG Health Insurance Plans for families are designed to cater to individuals with different requirements and financial limitations, offering various benefits:
- Tax Benefits for Policyholders: With the purchase of Tata AIG health insurance plans for family, you can save money through income tax deductions. Section 80D of the Income Tax Act of 1961 allows you to claim a tax deduction of up to ₹25,000 (for those under 60) or ₹50,000 (for those over 60).
- Extensive Coverage: Tata AIG health insurance plans for families provide extensive coverage with a variety of features at an affordable price. Tata AIG Family health insurance covers pre and post-hospitalization, day care treatments, AYUSH treatments, mental illness cover, and more.
- Discounts: Tata AIG health insurance plans for families offer various discounts. When opting for a family floater plan instead of an individual health insurance plan, the insurer will provide the same coverage at a lower cost. Policyholders also receive a No Claim Bonus (NCB) if no insurance claims are made in a year. The NCB can be used the following year to get a discount on your policy’s premium.
- Rider Benefits: Tata AIG health insurance plans for families include rider options that can be availed to enhance the health insurance protection provided by the plan.
- Round-the-clock Assistance: Tata AIG health insurance plans for families offer quick and hassle-free assistance for any queries, claim settlement, renewal process, or more.
Tata AIG Health Insurance Plans for Family Eligibility Criteria
| Criteria | Details |
|---|---|
| Child Entry Age | 91 days to 5 Years |
| Entry Age | 18 Years to 65 Years |
| Plan Type | Individual / Family Floater |
| Policy Term | 1 / 2 / 3 year |
| Sum Insured | 2 L | 3 L | 5 L | 10 L | 15 L | 20 L | 25 L | 1 Cr |
| Initial Waiting Period* | 30 Days |
Tata AIG Health Insurance Plans for Family Inclusions
Inclusions of Tata AIG Health Insurance Plans for Family are listed below:
- Pre and Post Hospitalization
- Daycare treatments
- Preventive Health check-up
- Air and Road Ambulance
- Daily Hospital Cash
- E-opinion for Critical Illness
- Home Healthcare
- AYUSH Treatments
Tata AIG Health Insurance Plans for Family Exclusions
Exclusions of Tata AIG Health Insurance Plans for Family are listed below:
- Injuries sustained during adventure sports.
- Injuries or accidents sustained during unlawful activities.
- Hospitalization due to war, riot, strike, or nuclear weapons.
- Treatment for congenital external diseases, defects, or anomalies.
- Treatment for drug and alcohol abuse.
