Health Insurance
Health Insurance Companies
Term Insurance
Term Insurance Companies
Life Insurance
Life Insurance Companies
Network hospitals
10500+
Claim settlement ratio
96.09%
Sum insured
Up to 1 CR
No. of Plans
10
Solvency Ratio
1.77
Pan India Presence
-
Network hospitals
10500+
Claim settlement ratio
96.09%
Sum insured
Up to 1 CR
No. of Plans
10
Solvency Ratio
1.77
Pan India Presence
-
Digit Health Insurance company was incorporated in 2016 with an ideology to make the concept of health insurance an easy and hassle-free affair. It aims at offering unique insurance plans in a simplified manner to ensure that health insurance is accessible to every segment.
The company offers simple, transparent, and customized health insurance plans that can fulfill your healthcare needs. Digit Health Insurance Company was awarded Asia's General Insurance Company of the Year in 2019.
In the below section, we will be exploring key features, plans offered by the company and much more. Continue reading to get an overview of the Digit Health Insurance Company.
Choosing an ideal health insurance company depends on various factors like network hospitals provided by the company, its claim support, solvency ratio, annual premium, etc. These factors help an individual to assess the stability of the company.
To help you make an informed decision of selecting an insurance provider based on the factors mentioned above, we at PolicyX.com have evaluated Digit Health Insurance Company on the above-mentioned factors.
Let's discuss key features of the Digit Health Insurance for a better understanding of the company.
Below-mentioned are the plans offered by Digit Health Insurance. Take a look at them and choose the one ideal for you and your family.
Comprehensive Plan
A complete health insurance package that comes with benefits such as accidental and illness hospitalization cover, annual health check-ups, psychiatric support, critical illnesses and many more.
Unique Benefits
Standard
A standard health insurance policy that covers your healthcare expenses up to 2 crores and includes new-age treatments and much more.
Unique Benefits
Super top-up
Digit Super Top-up health insurance is an extension to your regular health insurance policy that comes into action when your basic health coverage gets exhausted due to the claims made.
Unique Benefits
OPD Cover
Out-Patient Department (OPD), which includes consultations, diagnosis, and treatments for any illnesses or injuries that do not require hospitalization are covered under this plan.
Unique Benefits
Personal Accident
The policy covers you and your loved ones in case of an accident resulting in injury or death and offers fixed benefits to the beneficiary.
Unique Benefits
Corporate
The Digit Corporate Health Insurance covers a group of people who work under the same organization and offers health insurance for illnesses and diseases and a COVID-19 cover.
Unique Benefits
Health insurance plans offered by Digit Health Insurance try to cover almost everything, however, there still are a few conditions that are excluded. Below is the list of a few general exclusions:
To check the complete list of exclusions, refer to the policy document.
Compare Digit Health Insurance mediclaim policies with other top insurers in India.
Below are some Digit Health premium charts for you to understand the calculation of Digit health mediclaim policies. You can explore all the aspects involved in premium calculation with the help of the Digit insurance premium calculator.
Plan Variants | Smart | Comfort | Comfort Pro |
Annually Premium Payable (in Rs.) | 5,477 | 6,479 | 7,928 |
Sum Insured (in Rs.) | 10 Lakhs | 20 Lakhs | 30 Lakhs |
Annually Premium Payable (in Rs.) | 5,477 | 6,479 | 7,928 |
Buying Digit Health Insurance is an easy and hassle-free task. Just follow the below-mentioned steps and secure your and your family's healthcare needs.
Now, you can renew your policy while sitting at home. Read further to know-how.
Digit Health Insurance has a very simple and hassle-free claim settlement process. Digit Health Insurance allows you to file claims in one of two ways: cashless or reimbursement.
Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095.
hello@godigit.com
1800 103 4448
There is no limit to that. You can make a claim as long as your sum insured is not exhausted.
No worries. You can escalate your grievances by following a Grievance Redressal Procedure. In case, you are still not satisfied with the resolution or have not received any response, you can send an email to grievance@godigit.com
No, there are no optional covers associated with the policy. The policy offers only standard benefits included in the plan.
Yes, as per the new guidelines by IRDAI, anyone with a health insurance policy will get coverage for expenses incurred due to COVID-19.
Go Digit Health Insurance toll-free no. is 1800-258-5956.
Digit health insurance offers free medical check-ups if you renew your coverage with the insurer without interruption. The costs of a health check-up are covered by Digit health insurance up to the specified sum insured as stated in your policy document.
Go Digit does not offer any specific health insurance plan for kids. But children can be covered under the insurance plans of their parents.
Digit health insurance offers a sum insured of a minimum of INR 2 lakhs under its individual health plans.
The company offers coverage against the below-mentioned critical illnesses.
**Before buying a plan, go through the plan's brochure for an exact list of illness covered.
Yes, Digit's health insurance policy is valid pan India. However, it is advisable to check with the company's terms and conditions regarding the zone and co-payment clause.
Read what our customers have to say about digit health insurance company and digit health mediclaim policy.
Anchal Sharma
Patna
September 14, 2021
I will never forget the help that I received from Digit Health Insurance in settling my claims. They were very quick and very helpful.
Saroj Logani
Delhi
September 14, 2021
One of the best health insurance companies ever. I am glad that I bought a health insurance plan from Digit Health Insurance.
Ravi Kumar
Ahmedabad
September 14, 2021
I faced no issues while applying for cashless hospitalization when my daughter was diagnosed with typhoid. Thank you Digit Health.
Tanisha Kapoor
Mumbai
September 6, 2021
good plans from Digit and good customer support as they help me to buy the best suitable health plan for me
Ramesh Pawar
Bengaluru
September 2, 2021
I got bought a health plan from them, I was pleased with their commitment. Good service from you guys.
Vidhushi Khandelwal
Delhi
August 23, 2021
The company is very good. Service and customer care agents are also good. All my family members are covered under this plan.
Neelam Yadav
Delhi
May 26, 2021
This is a very good company. I am so glad that I decided to buy their health insurance plan. Would definitely recommend this company to my family and friends.
Nikita Sharma
Meerut
May 25, 2021
Just got my claims for coronavirus settled today. So happy that I made this decision to buy Digit Health Insurance plan. Without any hassles I got my claims reimnursed within 48 hours.
*T&C Apply