Network hospitals
16400+
Incurred claim ratio
71.87%
Sum insured
Up to 1 CR
No. of Plans
16
Solvency Ratio
1.9
Pan India Presence
10-
Network hospitals
16400+
Incurred claim ratio
71.87%
Sum insured
Up to 1 CR
No. of Plans
16
Solvency Ratio
1.9
Pan India Presence
10-
Digit Health Insurance company was incorporated in 2016 with an ideology to make the concept of health insurance an easy and hassle-free affair. It aims at offering unique insurance plans in a simplified manner to ensure that health insurance is accessible to every segment.
The company offers simple, transparent, and customized health insurance plans that can fulfill your healthcare needs. Digit Health Insurance Company was awarded Asia's General Insurance Company of the Year in 2019.
In the below section, we will be exploring key features, plans offered by the company and much more. Continue reading to get an overview of the Digit Health Insurance Company.
Go Digit Health Insurance
Choosing an ideal health insurance company depends on various factors like network hospitals provided by the company, its claim support, solvency ratio, annual premium, etc. These factors help an individual to assess the stability of the company.
To help you make an informed decision of selecting an insurance provider based on the factors mentioned above, we at PolicyX.com have evaluated Digit Health Insurance Company on the above-mentioned factors.
Let's discuss key features of the Digit Health Insurance for a better understanding of the company.
Below-mentioned are the plans offered by Digit Health Insurance. Take a look at them and choose the one ideal for you and your family.
Comprehensive Plan
A complete health insurance package that comes with benefits such as accidental hospitalization, annual health check-ups, psychiatric support.
Unique Benefits
Standard
It is a standard health insurance plan that mainly covers emergency hospitalization, alternative treatment, Inpatient Care and ICU expenses.
Unique Benefits
Health Plan
A standard health insurance policy that covers individual and family hospitalisation as well as infertility treatment and critical illnesses.
Unique Benefits
Health Plan
A comprehensive plan offering unlimited backup sum insured (SI) to cover rising medical costs. Customers can make multiple claims within the same policy year.
Unique Benefits
Health Plan
A policy that provides double backup sum insured. Customers can make multiple claims, and the backup SI will be triggered after the SI is exhausted.
Unique Benefits
Health Plan
A unique medical insurance offering freedom to seek treatment globally, including India. Customers diagnosed with an illness in India can opt for treatment abroad.
Unique Benefits
Health Plan
A health insurance policy that provides coverage for individual and family hospitalisation, modern treatment, HIV/AIDS, and disability.
Unique Benefits
Super top-up
This plan is an extension to your regular health insurance policy that comes into action when your basic health coverage gets exhausted due to the claims made.
Unique Benefits
Personal Accident
A plan that mainly covers death and injury caused due to an accident. It covers emergency hospitalization, alternative treatment, and long hospitalization cash benefit.
Unique Benefits
Family Plan
A comprehensive plan that covers hospitalization, critical illness and mental illness. This plan covers pandemics and offers zone upgrades.
Unique Features
Individual Plan
An individual plan with 3 variants covering pre-existing diseases and mental illness. The plan also offers Consumables Cover and Bariatric Surgery as an add-on benefit.
Unique Features
Senior Citizens
A plan for senior citizens covering all kinds of hospitalizatio. The plan has 3 variants and offers worldwide coverage and many add-on benefits.
Unique Features
Mediclaim Policy
A group health insurance that covers accidental, COVID-19 and illness hospitalization. The plan covers critical illnesses, AYUSH and infertility treatments.
Unique Features
Health Plan
A maternity health insurance that covers hospitalization, and newborn baby cover. The plan covers benefits for up to two children.
Unique Features
Covid Plan
A health insurance plan that covers hospitalization against COVID-19. It is a short-term plan that pays a lump sum amount after diagnosis.
Unique Features
Covid Plan
An insurance plan that mainly covers hospitalization against COVID-19 . It is a short-term plan that pays a lump sum amount after 24 hours of hospitalization.
Unique Features
Health insurance plans offered by Digit Health Insurance try to cover almost everything, however, there still are a few conditions that are excluded. Below is the list of a few general exclusions:
To check the complete list of exclusions, refer to the policy document.
Compare Digit Health Insurance mediclaim policies with other top insurers in India.
Below are some Digit Health premium charts for you to understand the calculation of Digit health mediclaim policies. You can explore all the aspects involved in premium calculation with the help of the Digit insurance premium calculator.
Plan Variants | Smart | Comfort | Comfort Pro |
Annually Premium Payable (in Rs.) | 5,477 | 6,479 | 7,928 |
Sum Insured (in Rs.) | 10 Lakhs | 20 Lakhs | 30 Lakhs |
Annually Premium Payable (in Rs.) | 5,477 | 6,479 | 7,928 |
Buying Digit Health Insurance is an easy and hassle-free task. Just follow the below-mentioned steps and secure your and your family's healthcare needs.
Now, you can renew your policy while sitting at home. Read further to know-how.
Digit Health Insurance has a very simple and hassle-free claim settlement process. Digit Health Insurance allows you to file claims in one of two ways: cashless or reimbursement.
Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095.
hello@godigit.com
1800 103 4448
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See More Health Insurance Articles
There is no limit to that. You can make a claim as long as your sum insured is not exhausted.
No worries. You can escalate your grievances by following a Grievance Redressal Procedure. In case, you are still not satisfied with the resolution or have not received any response, you can send an email to grievance@godigit.com
No, there are no optional covers associated with the policy. The policy offers only standard benefits included in the plan.
Yes, as per the new guidelines by IRDAI, anyone with a health insurance policy will get coverage for expenses incurred due to COVID-19.
Go Digit Health Insurance toll-free no. is 1800-258-5956.
Digit health insurance offers free medical check-ups if you renew your coverage with the insurer without interruption. The costs of a health check-up are covered by Digit health insurance up to the specified sum insured as stated in your policy document.
Go Digit does not offer any specific health insurance plan for kids. But children can be covered under the insurance plans of their parents.
Digit health insurance offers a sum insured of a minimum of INR 2 lakhs under its individual health plans.
The company offers coverage against the below-mentioned critical illnesses.
**Before buying a plan, go through the plan's brochure for an exact list of illness covered.
Yes, Digit's health insurance policy is valid pan India. However, it is advisable to check with the company's terms and conditions regarding the zone and co-payment clause.
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