Digit Health Insurance

  • Claim settlement via mobile
  • 2 Crore+ customers served
  • No Sublimits on room rent
Digit Health Insurance
premium

Network hospitals

16400+

premium

Incurred claim ratio

71.87%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

16

premium

Solvency Ratio

1.9

premium

Pan India Presence

10-

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

16400+

premium

Incurred claim ratio

71.87%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

16

premium

Solvency Ratio

1.9

premium

Pan India Presence

10-

About Digit Health Insurance

Digit Health Insurance company was incorporated in 2016 with an ideology to make the concept of health insurance an easy and hassle-free affair. It aims at offering unique insurance plans in a simplified manner to ensure that health insurance is accessible to every segment.

The company offers simple, transparent, and customized health insurance plans that can fulfill your healthcare needs. Digit Health Insurance Company was awarded Asia's General Insurance Company of the Year in 2019.

In the below section, we will be exploring key features, plans offered by the company and much more. Continue reading to get an overview of the Digit Health Insurance Company.

Recommended Videos

Go Digit Health Insurance

Go Digit Health Insurance

Why Choose Digit Health Insurance Company?

Choosing an ideal health insurance company depends on various factors like network hospitals provided by the company, its claim support, solvency ratio, annual premium, etc. These factors help an individual to assess the stability of the company.

To help you make an informed decision of selecting an insurance provider based on the factors mentioned above, we at PolicyX.com have evaluated Digit Health Insurance Company on the above-mentioned factors.

Let's discuss key features of the Digit Health Insurance for a better understanding of the company.

  • Network Hospitals:
    Network hospitals help you avail of a cashless treatment at the time of a medical emergency. The Digit Health Insurance Company offers 10500+ network hospitals where you can easily avail of the cashless facility for medical treatment along with complimentary health check-ups.
  • Solvency Ratio:
    The solvency ratio is one of the important factors when it comes to selecting an ideal health insurance company. It helps you assess the company's ability to meet its long-term financial obligations.
    According to IRDAI, every insurer must maintain a solvency ratio of 1.5, irrespective of the number of risks that the insurer entities carry or the liabilities that arise from the insurance policy's pricing. As per the Annual Report of IRDAI for 2021-22, the solvency ratio of Digit Health Insurance is 1.77.
  • Claim Support (Claims settled within 3 months):
    It is useless to have a health insurance policy if the insurer cannot settle claims timely. Therefore, it becomes crucial to check the claim support of the company that you are going to choose.
    As far as Digit Health Insurance is concerned, the company's claim support for theannual year 2021-22 is 96.09% which shows that the company cares for its customers' needs during uncertain times.
  • Annual Premium:
    The annual premium of an insurance company helps you identify the volume of a business and measures the preference of a consumer over other companies. The annual report of IRDAI 2021-22 shows that the Annual Gross Premium of the Digit Health Insurance is 4673.94 Crores.
Digit Health Insurance Key Features

All You Need To Know About Digit Health Insurance? Find complete details in one go!

Digit Health Insurance Plans Buying Process Claim Settlement Process Digit Health Contact Details

Digit Health Insurance Plans

Below-mentioned are the plans offered by Digit Health Insurance. Take a look at them and choose the one ideal for you and your family.

Digit Health Insurance Individual & Family Plans

Comprehensive Plan

Digit Health Insurance

A complete health insurance package that comes with benefits such as accidental hospitalization, annual health check-ups, psychiatric support.

Unique Benefits

  • No age-based copayment
  • Maternity expenses covered
  • Automatic restoration of SI

Digit Health Insurance (Pros)

  • Cancer Cover
  • First Heart Attack Cover
  • Open Heart Surgery
  • Open Chest CABG
  • Pulmonary hypertension

Digit Health Insurance (Cons)

  • No Unproven Treatments
  • No Suicide Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Health Insurance (Other Benefits)

  • End Stage Lung Failure
  • Kidney Failure
  • Bone Marrow Transplant
  • Brain Tumor Cover
  • Coma Cover

Digit Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard

Digit Arogya Sanjeevani Policy

It is a standard health insurance plan that mainly covers emergency hospitalization, alternative treatment, Inpatient Care and ICU expenses.

Unique Benefits

  • Lifelong Renewability
  • 5% of copayment applicable
  • Plastic Surgery & Dental Treatments

Arogya Sanjeevani Policy (Pros)

  • Cataract Treatment
  • Loss Of Limbs Cover
  • Loss Of Sight Cover
  • Easy Online Processes
  • Congenital Anomaly Cover

Arogya Sanjeevani Policy (Cons)

  • No Unproven Treatments
  • No Maternity Expenses Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Arogya Sanjeevani Policy (Other Benefits)

  • Deep Brain stimulation
  • Daycare Procedure Cover
  • Death Cover
  • 5% No Claim Bonus
  • Family Floater Policy

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 3 L to 2 Cr
  • Waiting Period - 30 Days

Health Plan

Digit Health Plus Policy

A standard health insurance policy that covers individual and family hospitalisation as well as infertility treatment and critical illnesses.

Unique Benefits

  • Free Health Check-ups
  • 2nd Medical Opinion
  • Psychiatric illness Cover

Health Plus Policy (Pros)

  • Theater Fees Covered
  • Professional Fees Cover
  • Day Care Procedures
  • SI Refill Benefit
  • Newborn Baby Benefit

Health Plus Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Plus Policy (Other Benefits)

  • Accidental Hospitalization
  • Daily Hospital Cash Cover
  • Dental Treatment
  • ICU Room Rent
  • Bariatric Surgery Cover

Health Plus Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Infinity Wallet Plan

A comprehensive plan offering unlimited backup sum insured (SI) to cover rising medical costs. Customers can make multiple claims within the same policy year.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Infinity Wallet Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Emergency Air Ambulance
  • Pre-Existing Disease

Infinity Wallet Plan (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Infinity Wallet Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Infinity Wallet Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Double Wallet

A policy that provides double backup sum insured. Customers can make multiple claims, and the backup SI will be triggered after the SI is exhausted.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Digit Double Wallet (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Digit Double Wallet (Cons)

  • No Air Ambulance Cover
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Double Wallet (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Digit Double Wallet (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Worldwide Treatment Plan

A unique medical insurance offering freedom to seek treatment globally, including India. Customers diagnosed with an illness in India can opt for treatment abroad.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Worldwide Treatment Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Worldwide Treatment Plan (Cons)

  • NocSuicde Cover
  • No Alcohol Ailment Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Worldwide Treatment Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Worldwide Treatment Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Disability And HIV/AIDS Insurance Policy

A health insurance policy that provides coverage for individual and family hospitalisation, modern treatment, HIV/AIDS, and disability.

Unique Benefits

  • Room Rent Expenses
  • Nursing Home Expenses
  • Plastic surgery

Disability And HIV/AIDS Policy (Pros)

  • Inpatient Care
  • Dental Treatment
  • Day Care Procedures
  • AYUSH Cover
  • Medical Practitioner Expenses

Disability And HIV/AIDS Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Disability And HIV/AIDS Policy (Other Benefits)

  • Emergency Ground Ambulance
  • Cataract Treatment
  • Deep Brain stimulation
  • Oral chemotherapy
  • Robotic surgeries

Disability And HIV/AIDS Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Digit Health Insurance Specialized Plans

Super top-up

Digit Super Top-up Health Insurance

This plan is an extension to your regular health insurance policy that comes into action when your basic health coverage gets exhausted due to the claims made.

Unique Benefits

  • No capping on room rent
  • Complimentary health check-ups
  • Bariatric surgery covered

Super Top-up Health Insurance (Pros)

  • Annual Checkup Covered
  • COVID-19 Cover
  • Cover for Senior Citizens
  • Easy Online Processes
  • High Sum Insured

Super Top-up Health Insurance (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Super Top-up Health Insurance (Other Benefits)

  • Wellness Benefit
  • Daycare Procedure Cover
  • No Room Rent Restriction
  • ICU Room Rent
  • Family Floater Policy

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 10 L to 20 L
  • Waiting Period - 30 Days

Personal Accident

Digit Personal Accident Insurance Policy

A plan that mainly covers death and injury caused due to an accident. It covers emergency hospitalization, alternative treatment, and long hospitalization cash benefit.

Unique Benefits

  • Loss of income covered
  • Total or partial disabilities covered
  • Benefits for children

Personal Accident Policy (Pros)

  • Domiciliary Hospitalization
  • Loss Of Limbs Cover
  • Loss Of Sight Cover
  • OPD Benefit
  • Burn Cover

Personal Accident Policy (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Personal Accident Policy (Other Benefits)

  • Dental Cover
  • Daycare Procedure Cover
  • Death Cover
  • Second Medical Opinion
  • Funeral Expenses Cover

Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 3 L- 2 Cr
  • Waiting Period - 30 Days

Family Plan

Digit Family Health Insurance

A comprehensive plan that covers hospitalization, critical illness and mental illness. This plan covers pandemics and offers zone upgrades.

Unique Features

  • Additional Sum Insured
  • No Room Rent Restriction
  • 2X Sum Insured

Family Health Insurance (Pros)

  • Cumulative Bonus
  • Easy Online Processes
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Accidental Hospitalization

Family Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Family Health Insurance (Other Benefits)

  • Maternity Hospitalization
  • New Born Baby Cover
  • Psychiatric Benefit
  • Daily Cash Benefit
  • Organ Donor Benefit

Family Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Individual Plan

Digit Individual Health Insurance

An individual plan with 3 variants covering pre-existing diseases and mental illness. The plan also offers Consumables Cover and Bariatric Surgery as an add-on benefit.

Unique Features

  • Psychiatric Illness
  • Wellness Benefits
  • SI Wallet Benefit

Individual Health Insurance (Pros)

  • Simple online processes
  • Tax Benefit
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Air Ambulance Cover

Individual Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Individual Health Insurance (Benefits)

  • No Room Rent Capping
  • Health Checkup
  • 50% Cumulative Bonus
  • Daily Cash Benefit
  • Organ Donor Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Senior Citizens

Digit Health Insurance For Senior Citizens

A plan for senior citizens covering all kinds of hospitalizatio. The plan has 3 variants and offers worldwide coverage and many add-on benefits.

Unique Features

  • Psychiatric Illness Cover
  • Daycare procedures
  • Organ Donor expenses

Health Insurance For Senior Citizens (Pros)

  • Spouse Cover
  • Grandchildren Cover
  • Wellness Benefit
  • Second Medical Opinion
  • SI Wallet Benefit

Health Insurance For Senior Citizens (Cons)

  • Doctor recommendation needed
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Insurance For Senior Citizens (Other Benefits)

  • Cumulative Bonus
  • Good health discounts
  • City-based discount
  • Emergency Air Ambulance
  • Consumables cover

(Eligibility Criteria)

  • Entry Age - 65 Years
  • Max Entry Age - N/A
  • SI - NA
  • Waiting Period - 30 Days

Mediclaim Policy

Digit Health Group Medical Insurance

A group health insurance that covers accidental, COVID-19 and illness hospitalization. The plan covers critical illnesses, AYUSH and infertility treatments.

Unique Features

  • COVID 19 Cover
  • No Pre Medical Checkup
  • Mental Wellbeing

Health Group Medical Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Boost Employee Retention
  • Easy Online Processes
  • One Point of Contact

Health Group Medical Insurance (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Group Medical Insurance (Other Benefits)

  • Any Size Group Cover
  • Daily Hospital Cash Benefit
  • Newborn Baby Cover
  • Maternity Cover
  • Easy Claim Process

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 15 Days

Health Plan

Digit Maternity Health Insurance

A maternity health insurance that covers hospitalization, and newborn baby cover. The plan covers benefits for up to two children.

Unique Features

  • C-section deliveries Cover
  • Vaccination Cover
  • Hospitalization Cover

Maternity Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Maternity Health Insurance (Cons)

  • No Artificial Life Maintenance
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Maternity Health Insurance (Other Benefits)

  • Cashless Settlement
  • Additional Benefit
  • Newborn Baby Cover
  • Medical Terminations Cover
  • Long Term Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 45K To 1 L
  • Waiting Period - 30 Days

Covid Plan

Digit Corona Rakshak Health Insurance

A health insurance plan that covers hospitalization against COVID-19. It is a short-term plan that pays a lump sum amount after diagnosis.

Unique Features

  • One-Time Premium Payment
  • Vaccination Cover
  • Home Treatment Cover

Corona Rakshak Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Rakshak Health Insurance (Cons)

  • No Additional Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Rakshak Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • PPE Kit Cover
  • OPD Cover
  • Flexible Payment Options

Corona Rakshak Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 2.5 L
  • Waiting Period - 15 Days

Covid Plan

Digit Corona Kavach Health Insurance

An insurance plan that mainly covers hospitalization against COVID-19 . It is a short-term plan that pays a lump sum amount after 24 hours of hospitalization.

Unique Features

  • One-Time Premium Payment
  • AYUSH Benefit
  • Flexible Policy Period

Corona Kavach Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • ICU Cover
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Kavach Health Insurance (Cons)

  • No Tax Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Kavach Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • Large Sum Insured
  • Homecare Expenses
  • Daily Hospital Cash Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 5 L
  • Waiting Period - 15 Days

Exclusions Of Digit Health Insurance Plans

Health insurance plans offered by Digit Health Insurance try to cover almost everything, however, there still are a few conditions that are excluded. Below is the list of a few general exclusions:

  • Pre-Existing Diseases
  • Hospitalization without doctor's recommendation
  • Injuries occurred due to Hazardous Activities /Professional Sports/Defence Operation
  • Cosmetic surgeries, such as plastic surgeries, sex change operation, IVF treatment
  • Sexually Transmitted Infections & Disease

To check the complete list of exclusions, refer to the policy document.

Other Health Insurance Companies

Compare Digit Health Insurance mediclaim policies with other top insurers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Digit Health Insurance Premium Calculation

Below are some Digit Health premium charts for you to understand the calculation of Digit health mediclaim policies. You can explore all the aspects involved in premium calculation with the help of the Digit insurance premium calculator.

Digit Health Insurance

Plan VariantsSmartComfortComfort Pro
Annually Premium Payable (in Rs.)5,4776,4797,928

Digit Super Top-up Health Insurance

Sum Insured (in Rs.)10 Lakhs20 Lakhs30 Lakhs
Annually Premium Payable (in Rs.)5,4776,4797,928

How Can I Buy Digit Health Insurance?

Buying Digit Health Insurance is an easy and hassle-free task. Just follow the below-mentioned steps and secure your and your family's healthcare needs.

  • Visit the official website of Digit Health Insurance.
  • On the home page, under the health tab, fill up your Pincode, members you want to cover, and your contact number.
  • Once done, the page will then show you the premium amount of your desired plan.
  • Calculate the premium online by selecting the coverage amount and add any optional covers if you want.
  • Make the payment online.
  • Once confirmed, your policy details will be mailed to you on your registered email ID.

How Can I Renew My Digit Health Insurance?

Now, you can renew your policy while sitting at home. Read further to know-how.

  • Go to the official website of Digit Health Insurance.
  • From the top menu bar, click the ‘Renewals'.
  • Log in with your mobile number, or you can log in with your policy details.
  • Once done, pay the premiums online and you will get your renewed policy details on your registered email address.

What Is The Claim Process of Digit Health Insurance?

Digit Health Insurance has a very simple and hassle-free claim settlement process. Digit Health Insurance allows you to file claims in one of two ways: cashless or reimbursement.

For Cashless Claim

  • Inform the company at least 2-3 days prior to your planned hospitalization, or within 24 hours of hospitalization in case of an emergency situation.
  • Get admitted to any of the network hospitals associated with the company. Use your e-health card and show them your identification proof.
  • Fill up the pre-approval form that will be available at the Mediassist help desk/insurance helpdesk at the hospital.
  • After validating your identity, the network hospital will submit the pre-authorization request form to the company.
  • The company will review your request and provide the confirmation to the network hospital by fax or email and share the same with you via text or email.
  • The company will settle the claim with the hospital after the completion of all formalities.

Reimbursement Claim Process

  • If admitted to a non-network hospital, notify the company within two days of your admission date.
  • After intimating the company, you will receive a link where you can upload the soft copies of all original documents like your treatment bills, medical reports, etc. and bank details of your desired bank account.
  • Once submitted, you will receive the payment within 30 days from the receipt of the last necessary claim document.

Documents Required to File a Claim

  • Duly filled and signed claim form.
  • Valid ID proof.
  • KYC (Photo ID Card) bank details with a canceled cheque.
  • Original reports of diagnostic tests, radiology reports, and payment receipts.
  • Original hospital bills and discharge certificate signed by the medical practitioner.
  • Medical practitioner's prescription for consultation, medicine, and medical tests.
  • Post Mortem Report (if applicable).
  • Other documentation requested by the company.

Contact Details of Digit Health Insurance

Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095.

hello@godigit.com

1800 103 4448

Digit Health Insurance: FAQs

1. How many health claims can I make in one year?

There is no limit to that. You can make a claim as long as your sum insured is not exhausted.

2. What to do if I am not satisfied with the company or its services?

No worries. You can escalate your grievances by following a Grievance Redressal Procedure. In case, you are still not satisfied with the resolution or have not received any response, you can send an email to grievance@godigit.com

3. Does Digit Arogya Sanjeevani Health Policy come with any optional covers?

No, there are no optional covers associated with the policy. The policy offers only standard benefits included in the plan.

4. Will my policy cover expenses that occurred due to Covid-19?

Yes, as per the new guidelines by IRDAI, anyone with a health insurance policy will get coverage for expenses incurred due to COVID-19.

5. What is the toll-free number of Go Digit Health Insurance Company?

Go Digit Health Insurance toll-free no. is 1800-258-5956.

6. Does Digit health insurance offer free medical check-ups?

Digit health insurance offers free medical check-ups if you renew your coverage with the insurer without interruption. The costs of a health check-up are covered by Digit health insurance up to the specified sum insured as stated in your policy document.

7. Digit medical insurance offer any specific health insurance plan for kids?

Go Digit does not offer any specific health insurance plan for kids. But children can be covered under the insurance plans of their parents.

8. What sum insured does Digit health insurance offered under its individual health plans?

Digit health insurance offers a sum insured of a minimum of INR 2 lakhs under its individual health plans.

9. Which Illnesses are covered under Digit Health Insurance plans?

The company offers coverage against the below-mentioned critical illnesses.

  • Cancer of Specified Severity
  • Open Chest CABG
  • Apallic Syndrome Myocardial Infarction (1st heart attack of specific severity)
  • Open heart surgery
  • Surgery to Aorta
  • Lung failure (end-stage)
  • Liver failure (end-stage)
  • Kidney Failure (regular dialysis)
  • Bone Marrow/Major Organ Transplant
  • Benign Brain Tumor
  • Major Head Trauma
  • Paralysis of Limbs (permanent)
  • Coma of Specified Severity
  • Stroke (permanent symptoms)
  • Motor Neuron Disease (permanent symptoms)
  • Aplastic Anaemia
  • Multiple Sclerosis (persisting symptoms)
  • Loss of independent existence

**Before buying a plan, go through the plan's brochure for an exact list of illness covered.

10. I live in Punjab. Will my Digit Health Insurance be valid if I shift to another state?

Yes, Digit's health insurance policy is valid pan India. However, it is advisable to check with the company's terms and conditions regarding the zone and co-payment clause.

Digit Health Insurance Reviews

Read what our customers have to say about digit health insurance company and digit health mediclaim policy.

Customer Review Image

Anchal Sharma

Patna

September 14, 2021

I will never forget the help that I received from Digit Health Insurance in settling my claims. They were very quick and very helpful.

Customer Review Image

Saroj Logani

Delhi

September 14, 2021

One of the best health insurance companies ever. I am glad that I bought a health insurance plan from Digit Health Insurance.

Customer Review Image

Ravi Kumar

Ahmedabad

September 14, 2021

I faced no issues while applying for cashless hospitalization when my daughter was diagnosed with typhoid. Thank you Digit Health.

Customer Review Image

Tanisha Kapoor

Mumbai

September 6, 2021

good plans from Digit and good customer support as they help me to buy the best suitable health plan for me

Customer Review Image

Ramesh Pawar

Bengaluru

September 2, 2021

I got bought a health plan from them, I was pleased with their commitment. Good service from you guys.

Customer Review Image

Vidhushi Khandelwal

Delhi

August 23, 2021

The company is very good. Service and customer care agents are also good. All my family members are covered under this plan.

Customer Review Image

Neelam Yadav

Delhi

May 26, 2021

This is a very good company. I am so glad that I decided to buy their health insurance plan. Would definitely recommend this company to my family and friends.

Customer Review Image

Nikita Sharma

Meerut

May 25, 2021

Just got my claims for coronavirus settled today. So happy that I made this decision to buy Digit Health Insurance plan. Without any hassles I got my claims reimnursed within 48 hours.

View All digit Health Insurance Reviews

You May Also Know About

Health Insurance India Best Health Insurance Companies Best Health Insurance Plans Best Family Health Plans Critical Illness Insurance