Future Generali Life Insurance
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Future Generali Life Insurance

Future Generali Life Insurance is one of the most reputed insurance providers in India offering a plethora of innovative insurance solutions. Future Generali India Life Insurance is a global insurance group that is recognized among the top 50 largest companies in the world. Future Generali Life Insurance is an association between industry titans "Future Group" and "Generali Group" who are coveted game changers in the retail and insurance business, respectively.

Future Generali Life Insurance was incorporated in 2007 with the vision of providing "retail, commercial, personal and rural insurance solutions to individuals and corporates to help them manage and mitigate risks".

The company operates PAN India with over 100+ branches, serving more than 3000+ corporate clients and selling 3.2 million policies across the country. With an impeccable claim settlement ability of over 2.6 Lakh+ claims settled every year, Future Generali Life Insurance is amongst the best insurance providers in the country. All products offered by this company are easy to understand and offer the clients the best advice when needed.

Awards and Achievements

The Generali group is a global player in insurance and financial products making them a recognized and reliable name. They have won several awards and accolades since their inception.

  • Recognized as 'Economic times best brand 2020'.
  • Won the gold award for 'Innovation in surpassing Customer's expectations in the health insurance sector.
  • Winner of the ET NOW Sales champion ward for the year 2018.
  • Golden Peacock National Training Award 2020.
  • Chief Strategy Officer Summit & Awards 2020.
  • Best Use of Video Content Award in 2018.
  • Global Business CIO Awards, 2018.
  • Global Enterprise Architecture Excellence 2018.
  • IT Innovation and Excellence Award 2018.

Key Features of Future Generali Life Insurance

It is important that you choose the right insurer and the right plan that will best suit the potential needs of your family. So, before choosing any life insurance company, you need to check some important factors of the insurance company such as claim settlement ratio, solvency ratio, annual premium, and operating network.

Future Generali Insurance has established itself as industry leader over the years by showcasing record numbers and statistics that depict the mettle of its expertise in the insurance industry. The organization provides economical and smart insurance solutions.

  • Solvency Ratio
    Future Generali Life Insurance has a Solvency Ratio of 1.72 as per the IRDAI annual report 2020-21. The solvency ratio helps the prospective policyholder assess the ability of a company to meet its financial obligations. As of now, IRDAI mandates maintaining a solvency ratio of 1.50 for every insurer.
  • Claim Settlement Ratio
    Claim settlement of an insurer is a metric that helps you analyze its claims settling ability. As per the IRDAI annual report of 2020-21, the claim support of Future Generali Life Insurance is 94.86%
  • Annual Premium
    As per the annual report of IRDAI 2020-21, The Annual premium of Future Generali Life Insurance is 1,322.19 Cr.
  • PAN India Presence
    Future Generali Insurance Company has 100+ branches across India and additional distribution touch-points through several new tie-ups and partnerships. Apart from its PAN India presence, it has more than 20000+ Individual agent network. Moreover, it also has a strong base of financial consultants.
Future Generali Life Insurance Key Features

Benefits of Future Generali Life Insurance

Throughout the years Future Generali Life Insurance Company has made a point to reward their customers with leaps of financial growth and security with their insurance solutions. The undeniable benefits of Future General Life Insurnace are mentioned below:

Hassle-free claim procedure

24X7 Connectivity with clients

A wide range of plans

Secure and Authentic

Grievance redressal

Hassle-free claim procedure

The prime reason of worry for most customers is the time insurance providers will take to process claims. Future Generali Life Insurance provides customers with the easiest claim process.

24X7 Connectivity with clients

With over 120 branches in PAN India and multiple agents working for customer satisfaction Future Generali Life Insurance ensures strong connectivity with their clients.

A wide range of plans

Future Generali Life Insurance provides its future and current customers with numerous options of life insurance plans to choose from. There is a plan for every individual matching their requirements.

Secure and Authentic

Future Generali company is among the most trusted insurance companies in India. This ensures clients peace of mind and provides them with confidence regarding maximum security for your funds.

Grievance redressal

The company operates round the clock and offers instant troubleshooting. Additionally, you can access all the services you need through their online portal without any hurdles enjoying the liberty to connect with the company at your own accord.

Future Generali Life Insurance Plans

To cater to the dynamic insurance needs of an individual and their family, Future Generali Life Insurance comes with several plans. Future Generali Life Insurance Company comes with a range of plans that allow the customers to choose their ideal plan as per their and their family's requirements. The company ensures to offer a plan for everyone.

  1. Future Generali Term Insurance Plan

    Future Generali has varied term insurance plans that will provide your family with financial security in case of any unfortunate event.

    Plan Entry Age Tenure Minimum Sum Assured
    Future Generali Care Plus Minimum Age: - 18 years
    Maximum Age: - 65 years
    55 to 85 years Rs. 25,00,000
    Future Generali Saral Jeevan Bima Minimum Age: - 18 years
    Maximum Age: - 65 years
    5 to 40 years Rs. 5,00,000
    Future Generali Express Term Life Plan Minimum Age: - 18 years
    Maximum Age: - 65 years
    5 to 30 years Rs. 25,00,000
    Future Generali Flexi Online Term Plan Minimum Age: - 18 years
    Maximum Age: - 55 years
    10 to 65 years Rs. 50,00,000
    Future Generali Jan Suraksha Minimum Age: - 18 years
    Maximum Age: - 50 years
    8 years Based on premium chosen
  2. Future Generali ULIP Plan

    Future Generali ULIP Plans are the best option for investment and offers life cover which is a major benefit over the traditional wealth creation tools.

    Plan Entry Age Tenure Minimum Sum Assured
    Future Generali Big Dreams Plan Minimum Age: - 0 years
    Minimum Age: - 0 years
    5 to 20 years 10 x Annualized Premium
    Future Generali Easy Invest Online Plan Minimum Age: - 0 years
    Maximum Age: - 60 years
    10 to 20 years 10 x Annual Premium
    Future Generali Dhan Vridhi Minimum Age: - 8 years
    Maximum Age: - 50 years
    10/15/20 years 10 x Annualized Premium
    Future Generali Wealth Protect Plan Minimum Age: - 7 years
    Maximum Age: - 60 years
    15 to 40 years (Maturity benefit)Fund Value at maturity + Guaranteed Loyalty Addition
    Future Generali Bima Advantage Plus Minimum Age: - 7 years
    Maximum Age: - 65 years
    10 to 30 years 10 x Annualized Premium
  3. Future Generali Child Plan

    Future Generali Child Plans are the best solution to secure your child's future and fulfill their dreams.

    Plan Entry Age Tenure Minimum Sum Assured
    Future Generali Assured Education Plan Minimum Age: - 0 years
    Maximum Age: - 10 years
    17 years Based on premium paid
  4. Future Generali Retirement Plan

    Retirement plans are a powerful tool to secure your second innings post-retirement. Future Generali offers effective retirement plans.

    Plan Entry Age Tenure Annuity
    Future Generali Immediate Annuity Plan Minimum Age: - 40 years
    Maximum Age: - 80 years
    Lifetime Depends on purchase price
    Future Generali Saral Pension Minimum Age: - 40 years
    Maximum Age: - 80 years
    Lifetime Rs. 1,000
  5. Future Generali Combo Solutions

    Future Generali designed a combination of two or more policies, they give you the combined benefits of each policy through a single solution.

    Plan Entry Age Tenure Minimum Sum Assured
    Future Generali Assured Advantage Solution Minimum Age: - 7 years
    Maximum Age: - 50 years
    15 years Based on Premiums
    Future Generali Guaranteed Income Solution Minimum Age: - 5 years
    Maximum Age: - 40 years
    15 years Based on Premiums
  6. Future Generali Savings Traditional Plan

    Traditional plans offered by Future Generali are insurance plans, which provide more than one benefit like risk cover, fixed income return, safety, and tax benefit.

    Plan Entry Age Tenure Minimum Sum Assured
    Future Generali Lifetime Partner Plan Minimum Age: - 1 year
    Maximum Age: - 60 years
    100 minus entry age Rs. 1,00,000
    Future Generali New Assure Plus Minimum Age: - 3 years
    Maximum Age: - 55 years
    10 to 30 years Rs. 1,00,000
    Future Generali Triple Anand Advantage Minimum Age: - 7 years
    Maximum Age: - 50 years
    PPT+ 5 years Rs. 2,00,000
  7. Future Generali Savings Guaranteed Plan

    Future Generali Guaranteed Plan provides life cover, together with guaranteed payouts, and maturity benefits.

    Plan Entry Age Tenure Minimum Sum Assured
    Future Generali Moneyback Super Plan (Non-POS Variant) Minimum Age: - 0 years
    Maximum Age: - 60 years
    10/12/15/20 years Rs. 71,250
    Future Generali Moneyback Super Plan (POS Variant) Minimum Age: - 0 years
    Maximum Age: - 55 years
    10/12/15/20 years Rs. 71,250
    Future Generali New Assure Wealth Plan (Non-POS Variant) Minimum Age: - 0 years
    Maximum Age: - 60 years
    12/16/18/20 years Rs. 90,000
    Future Generali New Assure Wealth Plan (POS Variant) Minimum Age: - 0 years
    Maximum Age: - 53 years
    12/16/18/20 years Rs. 90,000
    Future Generali Term with Return of Premium Minimum Age: - 18 years
    Maximum Age: - 55 years
    10 to 35 years Rs. 2,00,000
    Future Generali Jan Suraksha Plus Minimum Age: - 18 years
    Maximum Age: - 50 years
    8 years Based on Premium
    Future Generali Big Income Multiplier (Non-POS Variant) Minimum Age: - 4 years
    Maximum Age: - 50 years
    14 years 15.8 X Annual Premium
    Future Generali Big Income Multiplier(POS Variant) Minimum Age: - 4 years
    Maximum Age: - 50 years
    14 years 15.8 X Annual Premium
    Future Generali Assured Income Plan Minimum Age: - 5 years
    Maximum Age: - 50 years
    11/15 years 1.5 x Annualised premium
    Future Generali Assured Money Back Plan Minimum Age: - 18 years
    Maximum Age: - 55 years
    15 to 22 years Rs. 58,215
    Future Generali Assured Education Plan Minimum Age: - 0 years
    Maximum Age: - 10 years
    7 to 17 years Based on Premium
    Future Generali Assured Wealth Plan Minimum Age: - 0 years
    Maximum Age: - 60 years
    10 to 25 years Rs. 50,000
    Future Generali Long Term Income Plan Minimum Age: - 0 days
    Maximum Age: - 60 years
    30/40/50 years Rs. 2,00,000

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

How To Buy Future Generali Life Insurance Plans?

Future Generali Insurance allows you to buy insurance plan via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of the buying process.

Steps to buy from PolicyX.com

  • Fill out the form given at the top of this page with the necessary details.
  • Select your income and city. Click on 'Proceed'.
  • Update your education and occupation details.
  • Choose your preferred plan and click on 'Buy this plan'.
  • Select policy term, premium period, and riders (if required) and then proceed to do the payment.
  • **Once the payment is made, you will get a payment confirmation at your registered email address.

From Future Generali Insurance company:

  • Visit the official website of Future Generali Insurance Company.
  • Click and calculate a quotation as per your requirement.
  • Fill in all the details required in an online application form.
  • Pay your premium via debit or credit card.
  • Submit all the required documents online.
  • **Once the payment is made, you will get a payment confirmation at your registered email address.

How to File Future Generali Life Insurance Claims?

Filing a claim for Bajaj Allianz Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Bajaj Allianz Plan, you need to follow the below-mentioned steps.

Claim Intimation

Inform the company about the incident via various channels- by writing an email at claims.support@futuregenerali.in or by calling on the toll-free number (1860 102 2355), fill the online claim form on its website, or by visiting the nearest branch. The following details have to be provided during the intimation of your claim:

  • Name of the policyholder
  • Policy number
  • Date of death/event of the life assured
  • Nominee name
  • Cause of death
  • Contact details

A claim reference number/intimation number will be provided to you upon successful registration of the claim.

Document Submission

Submit the necessary documents requested by the company to process the claim. In the case of natural death-

  • Death Certificate
  • Medical Cause of death certificate
  • Original Policy Document
  • Original cancelled cheque with printed name on it / photocopy of pass book or bank statement along with coloured image of the same
  • Life Assured's photo ID and date of birth proof
  • Nominee's photo ID and date of birth proof
  • Relationship proof of the nominee
  • Nominee's Pan card
  • Claim Forms

In case of Accident/Suicide/Murder

  • Post Mortem Report
  • Chemical Viscera Report
  • First Information Report by Police
  • Final Investigation Report by Police
  • Panchnama
  • Newspaper cutting (if any)
  • Driving License

Claim Settlement

After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over a call or an email.

How to Contact Future Generali Life Insurance Company?

Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai - 400083

care@futuregenerali.in

1800 102 2355

Life Insurance Articles

Future Generali Life Insurance: FAQs

1. What are the categories of life insurance plans provided by Future Generali?

Future Generali provides customers with term plans, retirement plans, child education plans, ULIP plans, money-back plans, endowment plans, and more.

2. What is an endowment plan?

An endowment plan is a combination of insurance and savings. It offers three benefits to the life assured under a single plan – long-term savings, life insurance, and tax benefits.

3. Can I buy a child insurance plan if my son/daughter is 10 years old?

Yes, Future Generali offers multiple child insurance plans suitable for your requirements.

4. How long do I have to pay premiums?

The life assured is required to pay premiums for the tenure selected by him/her while purchasing the policy. The life assured can also choose the frequency of pay premium like annually, half-yearly, quarterly, or monthly depending on the one’s convenience.

5. How can I select the right policy term?

Policy term should ideally match the earning years if you are buying a term plan and the target financial milestone if you are buying a saving/investment plan. However, the policy term must change according to the category of the plan purchased.

6. What will happen if I am unable to pay the premiums?

If you stop paying premiums, the insurance policy will lapse or become paid up after the grace period is complete. The benefits payable under the policy will cease if the policy lapses and reduce if the policy becomes paid up, depending upon policy terms and conditions.

7. May I know whether the Future Generali Flexi Online Term Plan provides coverage to my children?

No, Future Generali Flexi Online Term Plan does not provide coverage to children. The mandatory age at entry for the policy is 18 years.

8. How to check the policy status of the Future Generali Life Insurance policy?

You need to visit the official website of Future Generali Life and log in with your user ID and password. After logging in, you can see the 'Policy Details' tab. Click on it and you will be able to check your policy status.

OR

You can call the toll-free number 1800-102-2355 or write an email at claims.support@futuregenerali.in

9. Is there any mobile application available for Future Generali Life Insurance policies?

Yes, the company has a mobile application named- FG Life - Customer App.

10. Can I get term insurance cover if I am a smoker or tobacco user?

Yes, you can. You just need to pay a higher premium as compared to a non-smoker.

11. By what modes can I pay my Future Generali Life Insurance policy premium?

Premiums for your Future Generali Life Insurance policy can be paid via auto-debit facilities, cash payments, cheques, net banking, and payments via phone.

12. What documents do I need to submit my Mother's death claim for the Future Generali India Life Insurance policy?

  • Death Certificate
  • Medical Cause of the death
  • Original Policy Document
  • Original Cancelled cheque with printed name on it / photocopy of passbook or bank statement along with a colored image of the same
  • Photo ID and date of birth proof of Life Assured
  • Nominee's photo ID and date of birth proof
  • Relationship proof of the nominee
  • Nominee's Pan card
  • Claim Forms
  • The company may ask for additional documents if required.

13. Can I calculate my Future Generali policy premium online?

Yes, the company offers an online calculator through which you can calculate your policy premium.

14. How can I check my Future Generali Life Insurance policy status offline?

You can check your policy status of your Future generali life insurance company through a variety of ways, such as by calling the customer care helpline or by directly visiting the nearest branch.

15. What will happen to my Future Generali Life Insurance policy if I does not pay my premiums on time?

If you are unable to pay your premiums on time, your policy will lapse. However, you can still pay your outstanding premiums within grace period of 30-days from the date the premiums are due.

What Our Customers Have to Say

Customer Review Image

Prerna Kumari

Mumbai

July 11, 2022

Good company. Presents nice term insurance plans and flexible plans also. My husband has brought one for the family.

Customer Review Image

Priya Sangwan

Mumbai

July 11, 2022

IndiaFirst Term Insurance company ensures that your family s needs are looked after. One of the best companies offers a term plan per your needs.

Customer Review Image

Priyanshi Deewan

Hyderabad

July 6, 2022

I recently received the claim amount of the policy that my husband had brought for us. I am glad that the company understands the needs of its customers and their families. Well done Canara HSB...

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Rishabh Kumar

Delhi

July 6, 2022

I bought a term plan with Canara HSBC for the protection of my family and have been satisfied with the benefits received. It is simple and easy to buy their plans.

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Samarth Gaur

Chennai

July 6, 2022

I am very happy with the term plans offered by the Canara HSBC Life Insurance company. The plans offer comprehensive coverage and I am sure will support my family after my demise.

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Vipul Bhardwaj

Coimbatore

June 9, 2022

Bharti AXA is a good life insurance company, and I am sure if something ha[opens to me, the company will look after my family s needs.

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Karan Veer

Mumbai

June 6, 2022

Kotak Mahindra company has fast customer service and sells good life insurance policies. I suggest all my friends and family also buy a life cover policy from Kotak Mahindra company.

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Urvashi R

Delhi

May 31, 2022

Hey everyone, just wanted to say that Kotak Mahindra Life Insurance is one of the best life insurance companies. You can even you should go for this company if you want to secure your family s ...