Future Generali Life Claim Settlement Ratio
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Future Generali Life Insurance Claim Settlement Ratio

Future Generali Life insurance provider holds an impressive claim settlement ratio of 95.04% for FY 2022-2023. This ratio helps you see how insurers deliver on their promises and settle claims. However, the main objective of buying a life insurance plan is to protect your family financially during tough times. It's always wise to check an insurer's CSR to ensure a hassle-free claims experience for your family. Future Generali offers a three-step easy claim settlement process to settle the deceased's family claim as soon as possible.

What is the Future Generali Claim Settlement Ratio?

The claim settlement ratio of Future Generali Life Insurance indicates the number of claims settled out of the total number of claims registered in a financial year. As per the IRDAI Annual Report of 2022-23, Future Generali has a claim settlement ratio of 95.04%. Typically, CSR is the best way to check insurers' claim-solvability and risk management ability.

Check out the Future Generali Life Insurance claim settlement ratio of the last four years.

Financial Year Claim Settlement Ratio
2019 - 2020 95.28%
2020 - 2021 94.86%
2021- 2022 96.15%
2022 - 2023 95.04%

Future Generali Life Insurance Claim Settlement Process

Get your claim settled in three easy steps with Future Generali Life Insurance.

  1. Claim Intimation

    To register your claim, you can contact their customer representative over the phone or submit the claim form to the nearest branch office, along with a photo ID, address proof of the claimant, and other mandatory documents.

    You can register your claim via the following options below-

    • Register claims online via their official website.
    • Call Future Generali Customer Care number: 1800 102 2355
    • Email at care@futuregenerali.in
    • Visit the nearest branch office.
  2. Document Verification

    Once you submit the claim form and supporting documents, Future Generali claim assessors will start the claim process. They'll inform you promptly if any document is pending or additional documents are required.

  3. Claims Decision

    Once your claim application is verified, Future Generali's claim assessors will settle the claim within 10 days and communicate the same to the claimant. The insurer transfers the claim through direct credit to the claimant's account for an instant payout.

Why Future Generali Life Insurance is Best in Claim Settlement Process?

Future Generali Life Insurance follows a simple and hassle-free claim settlement process that is quite easy for policyholders. Check out the few factors that make the Future Generali claim settlement process the best.

  1. Instant Settlement

    With Future Generali's three-step claim settlement process, you can ensure a hassle-free claims experience for your family. The insurer aims to settle your claim within 15 days with their instant claim settlement process.

  2. Easy to Available

    The insurer offers various modes for registering the claim. You can do so online from the comfort of your home or visit the nearest branch office offline. You can easily get the document list and claim form on their official website. Even with their claim track service, you can check your claim application online through the website.

  3. Good Support

    With a team of experienced claim accessors, Future Generali ensures that once your claim is registered, it's settled within 15 days and promptly informs you regarding the claim status.

Things to Keep in Mind to Avoid Claim Rejection with Future Generali Life Insurance

  • At the time of policy inception, make sure you enter nominee details accurately.
  • Submit your claim promptly because late registration can cause delays and even result in a claim rejection.
  • Understand the policy exclusions properly.
  • Wrong details in the application form also lead to claim denial.
  • Update your insurer if there's any change in your habits or lifestyle, for instance, if you start smoking.
  • Make sure your policy premiums are paid on time.


The claim settlement ratio of Future Generali life insurance plans is quite good, indicating insurers' claim-solvability and risk management ability. Future Generali offers a simple and hassle-free claim settlement process for an instant claim settlement.

Future Generali Life Insurance Claim Settlement Ratio: FAQ

1. What is the solvency ratio of Future Generali Life Insurance?

Future Generali Life Insurance attains a solvency ratio of 1.67.

2. How can I track my Future Generali death claim?

You can easily monitor your claim status through their customer portal, or you can directly get in touch with the customer representative and request them to provide an update on the claim status.

3. What are the documents required for the easy claim settlement process?

Some common claim documents include original policy documents, death certificates, hospital records, photo identification & address proof of the claimant.

4. How many days will it take Future Generali to settle a death claim?

Future Generali ensures that once your claim is registered, it's settled within 15 days.

5. What are the steps in the Future Generali claim settlement process?

With Future Generali, you can settle your claim by following three easy steps-

  • Claim Intimation
  • Document Verification
  • Claims Decision

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