IndiaFirst Term Insurance
IndiaFirst Insurance is one of the fastest growing insurance companies that offers simple and easy-to-understand ...Read More
The headline features and policy mechanics, at a glance.
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Industry-leading approval rate on eligible term insurance claims in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from level cover, increasing cover, and return-of-premium variants.
Extend a base policy with add-on covers — critical illness, accidental death, waiver of premium and more.
Branch offices and claim service centres across India for easy policy servicing.
IndiaFirst Life Insurance is a life insurance company that provides easy-to-understand policies with low premiums, high life cover, and flexible options to suit different needs. This company offers a wide variety of insurance plans, including term plans, as part of its product offering. These term plans offer a range of benefits for the policyholders.
IndiaFirst is one of the trusted and reputed insurers in the industry with a high claim-settlement ratio of 98.04% and a solvency ratio of 2.00. You can choose additional riders with the IndiaFirst Term Plans.
Key features of IndiaFirst Term Plans include:
Every plan currently being sold by IndiaFirst Term Insurance, shown side-by-side so you can shortlist quickly.
The IndiaFirst Life Guaranteed Protection Plus Plan offers life cover, terminal illness protection, flexible payout options, and financial security fo...
Enhance your term plan with optional add-on riders for broader protection.
IndiaFirst Term Rider
This rider enhances your life cover with extra coverage at affordable prices. In case of the policyholder’s demise during the policy tenure, additional benefits are paid to their nominee.
IndiaFirst Term Insurance is one of the most trustworthy and reliable insurer partners. Here are the reasons why you should choose IndiaFirst Term Insurance Plans:
01
Compared to other insurance plans, IndiaFirst term insurance plans are more affordable.
02
If you have made long-term life-goal purchases such as a house, car, or your children's education through loans, you can get them covered under an IndiaFirst term plan. This plan helps in overall long-term financial protection.
03
IndiaFirst provides the option for a monthly or lump-sum death benefit payout. By getting a regular monthly income payout, you can ensure that your family's standard of living is maintained even in your absence.
04
Life is uncertain. Instead of living in fear and confusion, you can ensure a lifetime of assured financial safety net with IndiaFirst term plans.
05
IndiaFirst term insurance policies come with add-on riders that help you enhance your coverage.
For policy purchase and claim submission. Have these ready before you start.
To purchase an IndiaFirst term insurance plan in 2025, certain eligibility criteria must be met. Let's understand the eligibility criteria in detail.
Age: A person between the ages of 18 and 65 is eligible to apply for a term life insurance plan. The policyholder’s age is a key factor in the term insurance plan’s premium.
Health condition: Since an IndiaFirst term insurance plan insures the policyholder’s life, most insurance providers require a policyholder to undergo a health examination to determine the current health condition and the inherent risks for the insurer. Be completely honest about your health condition and medical history to avoid issues during claim settlement.
Income: An IndiaFirst term insurance plan has no specified minimum income requirement. However, they might ask you for your bank statement copies and salary slips to determine the coverage on your term plan.
Smoking habits: If you smoke or have been a smoker in the past, you must disclose this information to the insurer. It is because smokers are exposed to severe health hazards like lung cancer.
Citizenship: Indian citizens can buy an IndiaFirst term insurance plan in India in their name. However, NRIs or PIOs can also leverage the benefits of a term insurance plan in India.
IndiaFirst Term Insurance Plans offer various additional benefits to the policyholders.
IndiaFirst term plans such as IndiaFirst Life Elite Term Plan offer you the opportunity to choose the payout option that best suits your needs.
IndiaFirst Term Plans offer you longer coverage options to choose from as per your requirements.
IndiaFirst Life Saral Jeevan Bima Plan offers you flexible premium payment options to choose from so that you can pay as per your needs.
IndiaFirst Life Guaranteed Protection Plus Plan offers you a joint-life option to cover you and your spouse under a single plan.
There are various IndiaFirst term plans based on their features, policy tenure, benefits, etc. You can choose the one that best suits your requirements.
These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.
These plans offer monthly income to the policyholder’s dependents in case of the policyholder’s demise.
Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.
The claim settlement process for IndiaFirst Term Plans is simple and hassle-free. The insurance provider gives you the option of settling a claim both online and offline. We have explained the process by which you can easily submit and settle your claim below:
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanThe 13 most-asked questions about IndiaFirst Term Insurance, answered.
Aggregate ratings from 926 verified PolicyX customers who bought a IndiaFirst Term Insurance plan.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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