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Pramerica Life Insurance offers a wide variety of term insurance plans to suit your individual needs. They provide a wide range of life insurance solutions for individuals and groups, taking care of various aspects of financial protection required.
Since its inception in 2008 Pramerica Insurance Company has leaped towards immense growth with an extensive distribution network, customer support, and impressive annual premium. Pramerica life has a network of 133 branches across India providing individuals with all kinds of insurance needs.
Pramerica Life Term Insurance Plans offer High sum assured, low premium rates, and customers can customize their plan based on their needs.
Pramerica Life Insurance offers a wide array of insurance plans to secure the future of your family and yourself. Let's have a look at some of the features of the company and what makes them one of the best available term insurance plans in the insurance industry.
Pramerica Life offers Term Insurance Plans to secure your loved ones and promise them an easy lifestyle in case of any unfortunate events. Pramerica life offers 3 different Term Insurance plans to suit your needs and requirements:
A non-linked, non-participating individual pure risk premium insurance plan providing financial protection to you and your family.
Unique Features
A plan designed especially to provide pure insurance cover along with a return of premium on maturity for the benefit of your loved ones.
Unique Features
Pramerica Life U-Protect is a plan designed that ensures cover for the benefit of your loved ones at a very nominal cost.
Unique Features
1. Pramerica Saral Jeevan Bima
Suicide Exclusion
2. Pramerica Life U-Protect
If the Life insured commits suicide within 12 months from the date of commencement of risk or date of revival of the policy, as applicable, the company would pay an amount equal to the higher of 80% of total premiums paid till the date of death (excluding any underwriting extra) or Surrender Value as on the date of death, provided the policy is in force.
Pramerica Life allows you to buy a term insurance plan via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of the buying process.
**Once the payment is made, you will get a payment confirmation at your registered email address.
**Once the payment is made, you will get a payment confirmation at your registered email address.
Filing a claim for Pramerica Term Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Pramerica Term Plan, you need to follow the below-mentioned steps.
1. Claim Intimation
Inform the company about the incident via various channels- by writing an email to claims@pramericalife.in, calling on the toll-free number- (1800-102-7070), or visiting the official website of Pramerica Life Insurance and filling the online claim form on its website, or by visiting the nearest branch. The following details have to be provided during the intimation of your claim:
A claim reference number/intimation number will be provided to you upon successful registration of the claim.
2. Document Submission
Submit the necessary documents requested by the company to process the claim. In the case of natural death-
In the case of unnatural death (Accidental death/Murder/Suicide)-
3. Claim Settlement
After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over call or email.
Pramerica Life Insurance Limited, 4th Floor, Building No. 9 B, Cyber City, DLF City Phase III, Gurgaon-122002
contactus@pramericalife.in
Toll-Free Number: 1800-102-7070
(9:30 am to 6:30 pm IST)
Give a missed call to get a call back: 1800-102-7986
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See More Term Insurance Articles
Yes, you can change the frequency of payment from low to high and vice-versa.
If the need arises, the company will ask you to submit some additional documents.
For any claim related query, please get in touch with us at:
Policyholders can pay the premium of their Pramerica term insurance plans through the following modes:
You can check the policy status of Pramerica Term Insurance plans by entering your user ID and password into your account and then clicking on the Policy Details tab, the next tab will show you the status of your policy.
Yes, you can buy the Pramerica term plan. There are NO specific exclusions apart from the suicidal death.
Following are the details that are necessary when filling in the proposal form:
You can surrender your Pramerica term insurance policy by giving the reason(s) for policy surrender and the surrender form needs to be submitted at the nearest DHFL Pramerica Life Insurance branch, along with the following documents: Original policy documents. Canceled cheque with the policyholder's name on it.
Pramerica Life insurance is one of the most trustworthy insurance companies and has a strong customer base.
There are two ways to renew a Pramerica insurance policy.
A cheque pick-up facility is available wherein the company staff can come and pick up the cheque at your doorstep and you can also pay online by visiting their website and entering your details.
Read what our customers have to say about Pramerica term insurance company
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