Liberty Health Insurance
  • Avail Preventive Healthcare
  • Cashless Facility Available
  • Lifelong Renewability
Liberty Health Insurance
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Liberty Health Insurance

Liberty Health Insurance commenced its operations in the year 2013 in India and is a joint venture between Liberty Citystate holdings PTE Ltd, a group company of US Headquartered Liberty Mutual Insurance Group and DP Jindal Group, an industrial conglomerate.

Liberty Health Insurance provides comprehensive retail, commercial, and industrial insurance solutions. The company has an employee strength of 1200+ over a network of 110 offices in 95 cities across 29 states. Its partner network consists of about 5000+ hospitals.

Liberty Health Insurance has designed different health insurance policies that take care of medical needs such as hospitalization, and treatment costs to reduce the impact of any unfortunate event.

Why choose Liberty Health Insurance?

Liberty Health Insurance understands the need and importance of health insurance plans to safeguard individuals and their families from unfortunate financial blows due to hospitalization and illnesses. All the policies have unique benefits that make them distinct. But here are some that are common to all that sets Liberty General apart from others in the market:

  • Network Hospitals:
    The company has tie-up with more than 5800+ hospitals. These hospitals allow the policyholders to avail cashless treatments at the time of a medical emergency.
  • Solvency Ratio:
    Liberty Health Insurance has a Solvency Ratio of 2.86 as per the IRDAI annual report 2020-21. The solvency ratio helps the prospective policyholder assess the ability of a company to meet its financial obligations. As of now, IRDAI mandates maintaining a healthy solvency ratio of 1.50 for every insurer.
  • Claim Support:
    Claim support of an insurer helps you analyze its claims settling ability. As per the IRDAI annual report of 2020-21, the claim support of Liberty Health Insurance is 95.57.
  • Annual Premium:
    As per the annual report of IRDAI 2020-21, The Annual premium of Liberty Capital Health Insurance is 1,445.71 Cr.
  • PAN India Presence:
    With a presence in more than 95+ cities across 29 states. Liberty Health Insurance company ensures that the policyholder can directly visit their nearest branch office for any of their policy-related or claim-related queries.
Liberty-health Insurance Key Features
Liberty Health Insurance
Health Insurance Plans Banners

Liberty Health Insurance Plans

To cater to the dynamic healthcare needs of an individual and their family, Liberty Health Insurance comes with several plans.

Liberty Health Connect Policies

A plan designed to cover you and your family with 4 different variants to choose from Basic, e-connect, Elite, and Supreme. The plan offers a sum insured up to 15L.

Unique Features

  • Domiciliary Treatment Provided
  • Road Ambulance available
  • Avail Loyalty perks

Liberty Janta Personal Accident Policy

The insurer covers the treatment in case of a bodily injury because of an accident, accidental deaths, along with other accidental benefits.

Unique Features

  • Accidental Death covered 100%
  • Permanent total disability covered
  • Complete loss of sight covered

Liberty Health Connect Supra

This plan is an additional benefit to your existing basic personal or family health insurance, offering financial cover over and above the basic sum assured in your policy.

Unique Features

  • 2 variants available
  • Up to 1 Cr SI
  • Avail optional coverage

Liberty Individual Personal Accident Policy

With Individual Personal Accident Coverage, an insured person gets the financial security to compensate for the loss in treatment, income, or other related expenses.

Unique Features

  • Avail optional coverage
  • Child education support available
  • Life support assistance covered

Liberty Secure Health Connect Policy

Secure Health Connect Policy offers comprehensive coverage along with the flexibility benefits to reload the sum insured amount, daycare treatments, stay fit option, etc.

Unique Features

  • Hospital Daily Cash Benefit
  • Day care treatment covered
  • Cumulative bonus available

Benefits of Liberty Health Insurance

Liberty offers you a wide range of benefits when you purchase a health plan from the insurance providers. They understand the need of unique benefits needed to make a health insurance policy unique and efficient for individuals from all walks of life. Here are some benefits you can avail yourself as a policyholder if you purchase a Liberty Health Insurance Plan:

  • Attractive Renewal Benefits:Liberty Health Insurance rewards you with a free health check-up after two years of continuous policy renewal with us irrespective of the policy's claims.
  • Free-look Period:If you find a policy unsuitable to your needs after purchasing it, we offer a free look period of 15 days to request a policy's cancellation.
  • Loyalty Perk Benefits: As a policyholder of Liberty Health Insurance you can avail loyalty benefits wherein your sum insured automatically increases by 10% of the basic sum insured for every claim-free year. This benefit can go up to a maximum on the insurance amount.

Liberty Health Insurance Buying Process

One has two options for buying a Liberty Health Insurance policy. Either they can purchase directly from the website or can buy from

Buying from

  • Fill in the details in the 'Calculate Premium' form.
  • The next page will show all the available plans.
  • Choose the Liberty health plan and click on 'Buy Now'.
  • Pay the premium and your policy document will be shared with you on your registered email id.

Buying from the company's website

  • Visit the official website of the company. Click on the 'Health Insurance' option under that sub-title.
  • You will then be redirected to the Health Insurance page. Under Health Insurance click on the 'Buy Now’.
  • Enter all the required details and your health insurance premium amount will be displayed on the screen.
  • Once you pay the premium online, you will get all the policy documents at your registered email address.

Why Buy from

With so many buying options available in the market, one must think about why he/she needs to choose Well, we are here to answer.

  • IRDAI Approved:The Insurance Regulatory Development Authority of India (IRDAI) is a regulatory body created to protect the policyholder's interest. follows all the guidelines and protocols approved by the IRDAI.
  • Free Comparison Service: With, you can easily compare the best Health Plans in India without paying any extra amount.
  • Compare 15 Companies in 30 Seconds:With us, you can compare up to 15 companies in just a few seconds.
  • Buy Insurance Within 5 Minutes:With, you can buy your policy online without any hassles. We offer an easy 4-step online buying process that allows you to buy your policy without any trouble.
  • 24*7 Customer Service:The experts of are always available to resolve any of your insurance-related queries
  • Free Future Claim Assistance: Our team will assist you at every step of your claim process. Be it claim intimation, documentation, or any other process, we are always there to help.

How to Renew a Liberty Health Insurance Policy?

Liberty Health Insurance policy allows the customer to renew their policy online. Follow the below steps to renew your Liberty Health Insurance Plans:

  • Visit the official website of Liberty Health Insurance. Click on Health Insurance on the menu tab and you will see a dropdown menu.
  • From the drop-down menu, select 'Renew Now’.
  • On the next page, fill up your policy number, prosper's date of birth, or mobile number.
  • Click on the 'Submit'
  • Pay the premium online, and your Liberty health insurance renewal details will be mailed to your registered email address.

Liberty Health Insurance Claim Process

Liberty Health Insurance company offers an easy and convenient claims settlement process. Liberty General Insurance offers a quick and hassle-free claim process through its own dedicated in-house claims processing unit, Liberty Health 360. Liberty Health 360, settles claims in an efficient manner as soon as contacted by policyholders in the time of distress.

To register a claim you can call or email Liberty Health Insurance

  • 18002665844 (08:00 AM to 08:00 PM all days a week)
  • Mail: Health360@LibertyInsurance.In

You may also send a written letter to our in-house health claims unit Liberty Health 360 by post or courier.

Documents required for Claim Process

  • Duly filled and signed Claim Form.
  • Photocopy of ID card / Photocopy of current year policy.
  • Original Detailed Discharge Summary / Day care summary from the hospital. Original consolidated hospital bill with bill no. and break up of each Item, duly signed by the Insured.
  • Original payment Receipt of the hospital bill with receipt number
  • First Consultation letter and subsequent Prescriptions. Original bills, original payment receipts, and Reports for investigation supported by the note from the attending Medical Practitioner/ Surgeon demanding such test.
  • Surgeons certificate stating nature of Operation performed and Surgeons Bills and Receipts
  • Attending Doctors/ Consultants/Specialist/ Anesthetist Bill and receipt and certificate regarding same
  • Original medicine bills and receipts with corresponding Prescriptions.
  • Original invoice/bills for Implants (viz. Stent /PHS Mesh/ IOL etc.) with original payment receipts.
  • Hospital Registration Number and PAN details from the Hospital
  • Doctors registration Number and Qualification from the doctor

How To Contact Liberty Health Insurance

10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013


Health Insurance Articles

Liberty Health Insurance: FAQ

1. What is the maximum number of claims allowed in one policy year?

You can make any number of claims till a specific cap is prescribed to you under the plan.

2. What are the different types of Premium payment modes available under Liberty Health Insurance?

The Liberty Health Insurance offers three modes of payment:

  • Cash payment at your nearest branch
  • Credit card/ Debit card
  • Net Banking

3. How can I check my policy status for Liberty Health Insurance?

Visit the nearest brand to check the policy status.

4. What are the key factors that affect the premium amount?

  • Age
  • Gender
  • Profession
  • Pre-existing diseases
  • Medical condition
  • Smoking practices

5. How many family members can I cover under the family floater policy of Liberty Health Insurance?

One can include up to 4 members under the family floater policy of Liberty Medical Insurance.

6. Does Liberty Health Insurance offer Free-look period?

Yes, Liberty General Health Insurance comes with a free-look period of 15 days, wherein one can cancel their policy if they are not happy/satisfied with the terms and conditions.

7. Do I need to undergo a pre-medical check-up for renewing my Liberty Health Insurance?

No, the company does not ask for any pre-medical check-up renewing your Liberty Medical Insurance policy, provided, there is no break in the policy.

8. I have lost the original documents of my Liberty Health Insurance policy. Can I get a duplicate copy?

Yes, you can. For doing so you need to get in touch with the company by calling them on their toll-free number (1800-266-5844) or send an email at

9. What kinds of health insurance plans are available with Liberty General Insurance?

At Liberty Health Insurance various health insurance plans are available satisfying different needs of policyholders. Here are some of the plans you can buy with Liberty Health Insurance:

  • Liberty Health Connect Policy
  • Health Connect Supra
  • Individual Personal Accident Policy
  • Janta Personal Accident Insurance Policy
  • Medical condition
  • Secure Health Connect

10. What do you mean by the cashless facility?

A cashless facility allows policyholders to get hospitalized and receive all the necessary treatments or surgeries and other procedures without having to worry about any medical bills.

11. When do I need to inform Liberty General Insurance about my hospitalization?

As a policyholder, you need to inform Liberty General Insurance within 24 hours of unexpected hospitalization and 48 hours prior to any planned hospitalization.

12. Can I cancel my health insurance policy during its tenure?

You can cancel the insurance policy by giving 15 days notice in writing to the company. Suppose no claim is made during the policy. In that case, LGI shall, from the date of receipt of a notice to cancel the medical insurance policy, refund the premium for the balance policy as per the terms and conditions laid in the health insurance policy document.

13. How to file a claim in case of an accident or illness?

The first step is to notify the TPA or the company by calling their toll-free number or emailing them. Keep the following documents in mind before starting the claim process:

  • Policy health number
  • Name of the insured/insured person availing treatment
  • Details of the illness, disease or injury
  • Any other relevant information

14. Does Liberty Health Insurance provide AYUSH treatment?

Yes, AYUSH treatments are covered under the health insurance plans provided by Liberty Health Insurance.

15. Are there any loyalty perks provided by Liberty Health Insurance?

Liberty Health Insurance rewards the loyalty of its customers by providing for an auto increase in the sum insured by 10% on the sum insured for every claim-free year, which is capped at 100% of the sum insured. It is only applicable if the health insurance policy is renewed with us without a break.

Liberty Health Insurance Reviews

Read what our customers have to say about Liberty Health insurance company and Liberty Health mediclaim policy.

Customer Review Image



June 15, 2022

Underrated company in my opinion people should buy their insurance plans and avail their quick services and affordable plans

Customer Review Image



February 21, 2022

In small cities, very few good companies are available and liberty is one of them. dedicated service with good plans. really helps during hospital

Customer Review Image

Shriram Mahajan


October 4, 2021

Good company. Happy that I made this wise decision. One of the best health insurance companies with the best team.

Customer Review Image

Harshal Mehta


September 27, 2021

1 of the best health insurance company available in India. I am just in love with the way the company works. Simply amazing.

Customer Review Image

Shweta Agnihotri


September 23, 2021

Nice company Liberty is. Good sense of customer support and helpful staff also. I am happy that I buyed this policy.

Customer Review Image

Vigya Khaturia


September 21, 2021

One word for this company: Simply Fantastic. I can t believe how a company can be so customer-centric. unbelievable. the way Liberty Health Isurance assists its customers is amazing.

Customer Review Image

Vivan Dubey


September 20, 2021

Very nice Customer support..kaafi achi tarah se plans samjhaye. Mere sare sawalo ka bhi inminan se jawab diya. I am very impressed

Customer Review Image

Madhu Rane


September 20, 2021

I have never seen a company this committed towards its customers. Happy that I chose Liberty health Insurance to look after my healthcare needs.

View All Liberty Health Insurance Reviews