The SBI General Insurance company took birth with the help of two major contributors, State Bank of India (leading public sector bank) and Insurance Australia Group (an international general insurance company).
The company emerged in 2010 and from then onwards, it started introducing insurance plans for small-sized and large-sized companies, individuals, retailers, and families at an affordable rate of premium.
SBI health insurance plans were formed with the motive to serve the emerging healthcare needs of the growing population. It offers comprehensive cover in addition to OPD coverage for critical ailments as well.
Number of Network Hospitals | 6000+ |
Locations Across India | 125 |
Total Number of Branches | 22,000+ |
Table Data updated on 02-02-2021
Let's take a look at all the SBI health insurance plans.
SBI Arogya Premier policy is a health insurance plan that offers wider medical coverage. The plan offers coverage to self, spouse, dependent children, parents, and parents-in-law.
Features:
Eligibility
Minimum age of entry | 3 months |
Maximum age of entry | 65 years |
Sum Insured | Rs. 10 lakhs to Rs. 30 lakhs |
Policy Term | 1, 2, or 3 years |
Table Data updated on 02-02-2021
SBI Arogya Plus policy supports the policyholders and their families during medical emergencies. The plan offers financial protection from rising medical expenses to meet any healthcare needs.
Features
Eligibility
Minimum age of entry | 3 months |
Maximum age of entry | 65 years |
Sum Insured | Rs. 1 lakhs/ 2 lakhs/ 3 lakhs |
Policy Term | 1, 2, or 3 years |
Table Data updated on 02-02-2021
SBI Arogya Top Up policy helps you to get enhanced protection at a low premium. The plan comes with a wide range of benefits and allows you to cover your spouse, dependent children, parents, and parents-in-law.
Features
Eligibility
Minimum age of entry | 3 months |
Maximum age of entry | 65 years |
Sum Insured | Rs. 1 lakhs to 50 lakhs |
Policy Term | 1, 2, or 3 years |
Table Data updated on 02-02-2021
SBI Retail Health Insurance offers medical coverage along with additional benefits at a reasonable premium rate. Your entire family (spouse, dependent children, and parents) can be covered by this policy.
Features
Eligibility
Minimum age of entry | 18 years |
Maximum age of entry | 65 years |
Sum Insured | Rs. 50,000 to Rs. 5 lakhs |
Policy Term | One Year |
Table Data updated on 02-02-2021
SBI Critical Illness Insurance offers coverage against 13 critical illnesses. The plan offers financial support irrespective of the actual medical expenses and enables you to fully concentrate on your treatment without worrying about your finances.
Features
Following illnesses are covered under this plan:
Policyholders can also avail of tax benefits under Section 80D of the Income Tax Act, 1961.
The policy offers a grace period of 30 days.
Eligibility
Minimum age of entry | 18 years |
Maximum age of entry | 65 years |
Sum Insured | Rs. 2 lakhs to Rs. 5 lakhs |
Policy Term | 1 and 3 years |
Table Data updated on 02-02-2021
SBI Hospital Daily Cash provides a fixed amount to the claimant for each day of hospitalization and takes care of other miscellaneous expenses like traveling, food, etc.
Features
Eligibility
Minimum age of entry | 18 years |
Maximum age of entry | 65 years |
Table Data updated on 02-02-2021
In case you are a victim of a critical illness/accident death/unemployment and you have a loan to repay, SBI Loan Insurance Policy will offer its support to you and your family.
Features
Eligibility
Minimum age of entry | 18 years |
Maximum age of entry | 65 years |
Maximum Policy Tenure | 3 years |
Table Data updated on 02-02-2021
Arogya Sanjeevani is a comprehensive health insurance plan that provides financial protection in case of any unfortunate event that results in hospitalisation.
Features
Eligibility
Minimum age of entry | 18 years |
Maximum age of entry | 65 years |
Sum Insured | Rs. 1 Lakhs to Rs. 5 Lakhs |
Table Data updated on 02-02-2021
SBI Group Health Insurance is an ideal insurance policy for both individuals and families. The plan offers financial support against your medical expenses and ensures that you get the best possible healthcare treatments for a speedy recovery.
Features
Eligibility
Minimum age of entry | 18 years |
Maximum age of entry | 65 years |
Sum Insured | Rs. 1 Lakhs to Rs. 5 Lakhs |
Table Data updated on 02-02-2021
Buying health insurance at times can be a troublesome task. Fortunately, SBI General understands this and has designed a simple buying process for the same. If for any reason you are unable to buy health insurance from the company, PolicyX.com is there to assist you. Let's check out their buying processes.
Through the Company's Website
Note: You can also purchase health insurance by visiting the nearest SBI General branch.
Through PolicyX.com
There is a direct process to file SBI health insurance claims. Let's take a look at it.
You can directly renew your policy by following the below stated steps:-
Go to the official website of the SBI General and click on 'Renew' under the 'Health' tab.
Enter the required details and click 'Go'.
The next page will show the summary details of your policy. Check it and make the payment.
Your policy will be renewed and its notification will be sent to your registered mobile number and email id.
Contact Number: 1800 102 1111
Email Address: custome[dot]care[at]sbigeneral[dot]in
1. How many days are taken by the SBI General Insurance company to settle a health insurance claim?
The company will settle all admissible claims within 30 days of receipt of the final survey report.
2. Does Arogya Sanjeevani offer any discounts to the policyholders?
Yes, a policyholder is eligible to get a non-floater discount of 2.5% (if two adults are covered), and a 5% discount (if more than 3 adults are covered).
3. Does SBI Arogya Premier Policy cover health check-up expenses?
Yes, the policy covers health check-up expenses up to Rs.5000 (after 4 consecutive claim-free years).
4. Do we get rewards points for staying healthy in SBI Health Insurance plans?
No, SBI health insurance does not provide reward points for staying healthy.
5. Am I eligible to avail of Tax Benefits under SBI Health Insurance?
Yes, policyholders are eligible to avail of tax benefits under Section 80D of the Income Tax Act, 1961.
Page updated on 02-02-2021