Network hospitals
20000+
Claim settlement ratio
95.04%
Sum insured
Up to 5 Lakh
No. of Plans
10
Solvency Ratio
1.98
Pan India Presence
24700+
Network hospitals
20000+
Claim settlement ratio
95.04%
Sum insured
Up to 5 Lakh
No. of Plans
10
Solvency Ratio
1.98
Pan India Presence
24700+
Top-up plans for health insurance provide an additional layer of protection for the insured against unexpected medical expenses such as hospitalization.
In addition to a basic health insurance plan, insured individuals can purchase additional SBI top-up health insurance at a low premium to protect against future financial concerns. When primary health insurance is exhausted, top-ups and Super Top-Up plans are successful and fruitful options.
SBI Top-Up plan includes a plethora of features and benefits designed to assist the insured with medical care. SBI top-up health insurance is a supporting health insurance plan with affordable premiums that covers daycare treatments, AYUSH treatments, maternity care, organ donor expenses, and more. Individuals can choose a policy tenure of one, two, or three years. The sum insured for SBI top-up health insurance ranges from 1 lakh to 50 lac INR.
The policy comes into action post exhaustion of your current health plan and provides affordable premiums with various benefits.
Unique Features
Minimum: 91 Days
Maximum: 65 Years
Individual/Family Floater
1/2/3 Years
1 L to 50 L
30 Days*
Any type of medical emergency, whether minor or major, causes emotional, physical, and financial stress. You can avoid the financial stress of hospitalization, doctor consultations, and other medical care costs. SBI top-up health insurance ensures the overall safety of the insured life with its comprehensive features and benefits.
The various inclusions under SBI Top-Up Health Insurance Plan include
In-patient Hospitalization
ICU Charges
Pre-hospitalization
Post-hospitalization
Day Care Treatment
Mental Illness Cover
HIV/AIDS Cover
AYUSH Treatment
Maternity Cover
Congenital Disease Cover
Organ Donor Expenses
Ambulance Cover
The various exclusions under SBI Top-Up Health Insurance Plan include
Any hospitalization primarily for investigation / diagnostic purpose
cosmetic or sex-change treatment/surgery
alcohol consumption, smoking, another tobacco intake, or drug abuse
intentional self-injury, suicide, or attempted suicide
any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
war, terrorism, or nuclear weapons
SBI Health Insurance Network Hospitals are present in 31 states across the country. With a wide network of hospitals, SBI Health Insurance ensures that you are medically safe regardless of the city you live in.
SBI Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Comprehensive Plan
A comprehensive health insurance plan that offers a 15% increase in cumulative bonus for every claim-free year and comes with 8 optional coverage options.
Unique Features
Comprehensive/ Family Floater Plan
A policy designed to provide coverage to you and your family. Providing high SI of 30 lakhs, it covers maternity expenses to childbirth.
Unique Features
Family Floater Plan
A fixed premium plan that offers coverage up to 3 Lakhs and offers protection against the expenses incurred during OPD and hospitalization.
Unique Features
Affordable Plan
A affordable health insurance plan that provides coverage of up to 5 Lakhs. The plan offers several add-on riders for enhanced coverage.
Unique Features
Top-up policy
The policy comes into action post exhaustion of your current health plan and provides affordable premiums with various benefits.
Unique Benefits
Critical Illness policy
The plan offers coverage against 13 critical illnesses & financial support irrespective of the actual medical expenses, & comes with two policy tenures enabling customization.
Unique Features
Hospital Daily Cash
The policy provides a fixed amount to the claimant for each day of hospitalization and expenses like traveling, food, and much more.
Unique Features
Loan Insurance Policy
SBI Loan Insurance policy helps you to repay your outstanding loan in case you are a victim of any of the listed 13 critical illnesses/accidental death/unemployment.
Unique Features
Standard Plan
A standard health insurance plan that comes with a coverage of 10 Lakhs. Moreover, the plan comes with a 5% Co-pay, applicable on all the admissible claims.
Unique Features
Group Insurance Policy
A group policy meant for an individual and family with a maximum coverage of 5 lakhs. Come with no pre medical tests and renewals.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
Individuals between the age of 3 months to 65 years are eligible to be covered under SBI top-up health insurance plan.
Yes, maternity cover is included under SBI top-up health insurance plan after a waiting period of 9 months.
There is a wide range of sum insured available for every insurance holder. You can select a sum insured from 1 to 50 lakhs INR to fulfill your requirements and needs.
The plan offers deductibles from 1 to 10 lac INR to the policyholders.
Yes, Road Ambulance charges are covered under SBI Top-up health insurance plans.
Piyush Kumar
Indore
May 1, 2023
PolicyX offers a wide range of insurance options from various insurance providers. Their website allowed me to compare different policies and choose the one that best suits my needs and budget.
priya
Pune
June 7, 2022
Best buy and reliable. I recently got a life insurance for myself from SBI. Also, my purchasing experience was made easy and swift, apart from the best deal given by PolicyX.
Saksham
Ahmedabad
June 7, 2022
I got the sbi general term insurance plan last year as I am concerned about my family. Such great plans. Great work.
kuljeet singh
Chandigarh
March 14, 2022
very good company with good plans. They always reply to my and my wife queries related to our old diseases and new doctor consultations. they OPD plan is very helpful.
Dhiraj Khanna
Mumbai
February 17, 2022
This is a reliable company as they fulfill their promise to help during any medical emergency. I am satisfied with their services.
Avantika Nagpal
Kolkata
October 12, 2021
Very amazing and helpful service offered by SBI Health. I am impressed by the way this company works.
Rekha Tyagi
Kolkata
October 8, 2021
Well done SBI Health. You are doing a great job. Also, I wanna thank PolicyX.com for your continuous support. Best of luck to both companies.
Kuwali Rai
Gandhinagar
September 2, 2021
truly grateful for all the help received at PolicyX. the agents are smart, dont waste time and have good knowlege
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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