Network hospitals
6000+
Incurred claim ratio
73.92%
Sum insured
Up to 2 CR
No. of Plans
11
Solvency Ratio
1.8
Pan India Presence
141
Network hospitals
6000+
Incurred claim ratio
73.92%
Sum insured
Up to 2 CR
No. of Plans
11
Solvency Ratio
1.8
Pan India Presence
141
Top-up plans for health insurance provide an additional layer of protection for the insured against unexpected medical expenses such as hospitalization.
In addition to a basic health insurance plan, insured individuals can purchase additional SBI top-up health insurance at a low premium to protect against future financial concerns. When primary health insurance is exhausted, top-ups and Super Top-Up plans are successful and fruitful options.
SBI Top-Up plan includes a plethora of features and benefits designed to assist the insured with medical care. SBI top-up health insurance is a supporting health insurance plan with affordable premiums that covers daycare treatments, AYUSH treatments, maternity care, organ donor expenses, and more. Individuals can choose a policy tenure of one, two, or three years. The sum insured for SBI top-up health insurance ranges from 1 lakh to 50 lac INR.
The policy comes into action post exhaustion of your current health plan and provides affordable premiums with various benefits.
Unique Features
Minimum: 91 Days
Maximum: 65 Years
Individual/Family Floater
1/2/3 Years
1 L to 50 L
30 Days*
Any type of medical emergency, whether minor or major, causes emotional, physical, and financial stress. You can avoid the financial stress of hospitalization, doctor consultations, and other medical care costs. SBI top-up health insurance ensures the overall safety of the insured life with its comprehensive features and benefits.
The various inclusions under SBI Top-Up Health Insurance Plan include
In-patient Hospitalization
ICU Charges
Pre-hospitalization
Post-hospitalization
Day Care Treatment
Mental Illness Cover
HIV/AIDS Cover
AYUSH Treatment
Maternity Cover
Congenital Disease Cover
Organ Donor Expenses
Ambulance Cover
The various exclusions under SBI Top-Up Health Insurance Plan include
Any hospitalization primarily for investigation / diagnostic purpose
cosmetic or sex-change treatment/surgery
alcohol consumption, smoking, another tobacco intake, or drug abuse
intentional self-injury, suicide, or attempted suicide
any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
war, terrorism, or nuclear weapons
SBI Health Insurance Network Hospitals are present in 31 states across the country. With a wide network of hospitals, SBI Health Insurance ensures that you are medically safe regardless of the city you live in.
SBI Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Comprehensive Plan
A comprehensive health insurance plan that offers a 15% increase in cumulative bonus for every claim-free year and comes with 8 optional coverage options.
Unique Features
Comprehensive/ Family Floater Plan
A policy designed to provide coverage to you and your family. Providing high SI of 30 lakhs, it covers maternity expenses to childbirth.
Unique Features
Family Floater Plan
A fixed premium plan that offers coverage up to 3 Lakhs and offers protection against the expenses incurred during OPD and hospitalization.
Unique Features
Affordable Plan
A family floater plan for metro and non-metro cities offering wide coverage of INR 5 Lakhs. No pre-policy medical check-up is required to avail of this policy.
Unique Features
Top-up policy
The policy comes into action post exhaustion of your current health plan and provides affordable premiums with various benefits.
Unique Benefits
Critical Illness policy
The plan offers coverage against 13 critical illnesses & financial support irrespective of the actual medical expenses, & comes with two policy tenures enabling customization.
Unique Features
Hospital Daily Cash
The policy provides a fixed amount to the claimant for each day of hospitalization and expenses like traveling, food, and much more.
Unique Features
Loan Insurance Policy
SBI Loan Insurance policy helps you to repay your outstanding loan in case you are a victim of any of the listed 13 critical illnesses/accidental death/unemployment.
Unique Features
Standard Plan
A standard health insurance plan that comes with a coverage of 10 Lakhs. Moreover, the plan comes with a 5% Co-pay, applicable on all the admissible claims.
Unique Features
Group Insurance Policy
This plan is available for individuals and families, wherein the plan will take care of medical expenses with affordable premium rates.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
Individuals between the age of 3 months to 65 years are eligible to be covered under SBI top-up health insurance plan.
Yes, maternity cover is included under SBI top-up health insurance plan after a waiting period of 9 months.
There is a wide range of sum insured available for every insurance holder. You can select a sum insured from 1 to 50 lakhs INR to fulfill your requirements and needs.
The plan offers deductibles from 1 to 10 lac INR to the policyholders.
Yes, Road Ambulance charges are covered under SBI Top-up health insurance plans.
4.4
Rated by 2628 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
You May Also Know About
Our experts will provide you with guidance and address all your concerns within 30 minutes.
Note: Choose your desired date and time slot and our expert will get in touch with you shortly.
In case you have not found your desired slot, you can visit at website and use the Request Call Back option.
You are just one step away from getting insurance.
Policyx offers a completely spam-free experience. We will never contact you unless you request us to do so.
Your call has been scheduled with Policyx for health insurance.
Talk to an advisor
February 5, 2023
Asia/Kolkata
Do you have any thoughts you’d like to share?