Network hospitals
4000+
Claim settlement ratio
95.77%
Sum insured
Up to 10 Lakh
No. of Plans
20
Solvency Ratio
2
Pan India Presence
-
Network hospitals
4000+
Claim settlement ratio
95.77%
Sum insured
Up to 10 Lakh
No. of Plans
20
Solvency Ratio
2
Pan India Presence
-
Universal Sompo General Insuranceis a private-public partnership venture in the Indian general insurance industry. It is a joint venture between Allahabad Bank, Karnataka Bank, Indian Overseas Bank, Dabur Investment Corporation, and Sompo Japan.
Universal Sompo Health Insurance offers a variety of health insurance plans such as individual health insurance, family health insurance, critical illness, top-up health insurance, group health insurance, health insurance for corona, and more that provide the needful financial assistance in the time of medical emergencies. You can easily buy Universal Sompo Health Insurance Plan online. Universal Sompo has 86 branch offices and tie-ups with more than 4000 Network Hospitals pan India.
Awards & Recognitions of Universal Sompo Health Insurance
Before choosing a health insurance company for yourself, evaluate the Universal Sompo Health Insurance performance based on the Universal Sompo claim ratio, solvency ratio, annual premium, and availability of network hospitals, so that you can choose the best policy as per your needs and requirements.
Universal Sompo Health Insurance offers various health products to cater to the healthcare needs of every individual, the company offers a wide range of health plans, providing coverage to individuals, families, senior citizens, employees of an organization, and many more. The company at present offers 18 health insurance plans. Let's explore.
Comprehensive
A comprehensive health plan that comes with benefits and value-added services like Dial-a-Doctor, Health Educational Library for People, & many more.
Unique Features
Standard/Affordable
A standard health plan that offers complete protection in case of hospitalization due to any serious illness or accident.
Unique Features
Standard
Saral Suraksha plan covers the insured on accidental death, disability, and diagnosis of listed critical illnesses, or permanent total disablement due to an accident.
Unique Features
Top-up
The plan takes care of your medical expenses once your basic cover is exhausted. It boosts the existing coverage by offering an enhanced cover of up to 1 Cr.
Unique Features
Senior Citizen
This health plan is specially designed for senior citizens who are above 60 years of age and allows them to cover their spouse’s healthcare needs themselves.
Unique Features
Loan Repayment
Repay your outstanding loan amount in the event of your diagnosis of listed critical Illnesses or in case of unfortunate accidental death.
Unique Features
Personal Accident
Universal Sompo's Individual Accident Insurance offers several benefits if the policyholder gets injured or dies in an accident during the policy tenure.
Unique Features
Critical Illness
The plan provides the necessary coverage to fight against the 11 listed critical illnesses, and pays the sum insured to the family.
Unique Features
Daily Cash
A daily allowance benefit (as hospital cash) is provided to the policyholder at the time of hospitalization.
Unique Features
Travel Plan
The policy is designed only for those emigrants who bought this policy before leaving India and have their passports under “Emigration Check Required”.
Unique Features
Student Oriented
The plan is taken by an Educational Institution/School for the benefit of the students. The insured can opt for any Section/Benefit and Extension as per their needs .
Unique Features
Rural Insurance
Universal Sompo Swarna Gramin Bima Yojana can be taken up by the Gramin (Village Dweller) for covering himself and his family.
Unique Features
Critical Illness
The policy offers coverage to support the policyholder during sudden and unexpected medical contingencies, i.e., on the diagnosis of major critical illnesses.
Unique Features
Micro Insurance
The plan is designed to meet the insurance needs of sections that are eligible for credit from microfinance institutions such as self-help groups, NGOs, etc.
Unique Features
Group Vector Insurance
The policy offers coverage for vector-borne diseases such as Dengue, Malaria etc.
Unique Features
Group Comprehensive
The plan is designed for the employees working in the trading & manufacturing sectors, social sectors, or members of any society or club.
Unique Features
Group Personal Accident
The plan offers protection against the consequences of unforeseeable accidents to a group of employees/members.
Unique Features
Group Rural Insurance
Universal Sompo Swarna Gramin Bima Group Yojana can be taken up by an organization such as NGOs, Financial Institutions for covering its rural clientele.
Unique Features
Covid-19
Corona Rakshak Policy addresses the financial expenses that occur due to the hospitalization of COVID-19.
Unique Features
Covid-19
Corona Kavach policy offers coverage against the expenses that arise at the time of COVID-19 treatment.
Unique Features
Buying Universal Sompo Health Insurance is an easy and hassle-free process. One has the option to directly buy the policy through the company's website, or purchase it via PolicyX.com. Let's look at both the procedures:
Note:The company offers certain offline plans. To buy those plans you need to visit the nearest branch of the company.
Universal Sompo's Customer care is available 24*7. Below- mentioned are all the means by which one can contact the company:
Plot No - EL-94, KLS Tower, TTC Industrial Area, MIDC, Mahape, Navi Mumbai 400710.
contactus[at]universalsompo[dot]com
For Claims:
contactclaims[at]universalsompo[dot]com
1800 200 5142, 022 - 39 63 5200
Fax:1800-200-9134
Customer Care Helpline:
1800 200 4030, 022 - 27 63 9800,022 - 39133700
Yes. Under this plan, you can avail of the benefit of in-patient direct settlement.
The plan allows the individuals to get free access to the company's Health & Wellbeing Services that includes:
Yes, the plan offers a loyalty discount of 5% on the premium to the existing policyholders
Yes, the policyholder gets coverage against the expenses incurred on the treatment of cataract.
A policyholder can pay the premiums of a universal health insurance plan via online and offline mode.
Through online mode
Through offline mode
You can pay your policy premium by visiting the nearest Universal Sompo branch.
If you cancel your health policy before the policy's end date, your policy will terminate and a part of the premium will be reimbursed to you according to the policy's cancellation terms, which may vary from plan to plan.
Yes, you can check the status of the policy online or via a toll-free number. Registered users can simply log in to e-Portal with their username and password.
Medical examinations may be required for those over 45-55 years old when buying a new health plan, Apart from the age of the applicants, the medical examination also depends on the plan and the declaration of pre-existing diseases.
Yes, international citizens can buy health insurance plans in India. Your medical insurance will only be valid in India.
Compare Universal Sompo Health Insurance mediclaim policies with other top insurers in India.
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See More Health Insurance Articles
Read what our customers have to say about Universal Sompo Health insurance company and Universal Sompo Health mediclaim policy.
Himanshu Raina
Pune
May 31, 2022
I bought Universal Sompo Health Insurance back in 2020. Since then, I have not faced any issues with my policy. Moreover, in Jan 2021, my wife was diagnosed with Covid-19, and the company settl...
Sita Dewan
Surat
September 7, 2021
My friend refers me to Universal Sompo to buy a health policy, and I am very much satisfied with their services.
Sheersha Devi
Jaipur
September 2, 2021
I bought a Universal sompo complete healthcare insurance I am renewing my policy for the last 2 years. And from the last 2 years No complaints from anyone.
Kavita kumari
Chennai
September 1, 2021
Good plans at affordable prices, amazing customer support, timely settled my claim. Thanks Universal Sompo
Devendra Singh Negi
Dehradun
June 7, 2021
Universal Sompo is not just a health insurance company, but also a friend that assists you at every stage in the time of medical emergency. I must say, if you are looking for a health insurance...
Vidhya Mukherjee
Chennai
June 7, 2021
It is a very good company that looks after its customer s health needs. I recently got my claims settled without facing any hassles and worries. Thank-you Universal Sompo.
Diya Gautam
Chandigarh
June 7, 2021
I have brought one health plan from this company for my aged parents. With affordable premium, I can say I have made their golden years indeed a beautiful phase.
Samiksha
Dehradun
May 6, 2018
I have used the Universal Sompo General Insurance service two times, first time they provided 100% cashless and the second time it was 80% overall it was good.
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