Universal Sompo Health Insurance

A comprehensive health plan that comes with benefits and value-added services like Dial-a-Doctor, Health Educational Library for People, & many more.

Unique Features

• Dental Treatment covered
• Vaccination cover
• Daily Cash for an Insured Child

A standard health plan that offers complete protection in case of hospitalization due to any serious illness or accident.

Unique Features

• Treatment of Cataract covered
• Dental Treatments covered
• Plastic Surgery covered

Saral Suraksha plan covers the insured on accidental death, disability, and diagnosis of listed critical illnesses, or permanent total disablement due to an accident.

Unique Features

• Cumulative Bonus of up to 50%
• Education Grant
• All day care treatments

The plan takes care of your medical expenses once your basic cover is exhausted. It boosts the existing coverage by offering an enhanced cover of up to 1 Cr.

Unique Features

• No Medical tests up to 65 years
• 100% restoration of Base SI
• Bariatric Surgery Cover

This health plan is specially designed for senior citizens who are above 60 years of age and allows them to cover their spouse’s healthcare needs themselves.

Unique Features

• Cost of Health Check-up Covered
• Daily Allowance up to Rs. 2,500
• Optional covers

Repay your outstanding loan amount in the event of your diagnosis of listed critical Illnesses or in case of unfortunate accidental death.

Unique Features

• 4 plan variants to choose from
• 18 Major Medical Illnesses covered
• Optional covers

Universal Sompo's Individual Accident Insurance offers several benefits if the policyholder gets injured or dies in an accident during the policy tenure.

Unique Features

• Compensation Benefit
• Hospital Confinement Allowance
• Funeral charges covered

The plan provides the necessary coverage to fight against the 11 listed critical illnesses, and pays the sum insured to the family.

Unique Features

• Sum insured up to 20 L
• Free look-up period
• Portability option

A daily allowance benefit (as hospital cash) is provided to the policyholder at the time of hospitalization.

Unique Features

• Convalescence Benefit
• Long-Term Policy Discount
• No pre-medical tests up to 55 years

The policy is designed only for those emigrants who bought this policy before leaving India and have their passports under “Emigration Check Required”.

Unique Features

• Transportation and Airfare Charge
• Maternity expenses
• Repatriation Expenses

The plan is taken by an Educational Institution/School for the benefit of the students. The insured can opt for any Section/Benefit and Extension as per their needs .

Unique Features

• Coverage for the Death of the Parent
• Reimbursement of Examination Fees
• Loss of Personal Belongings Cover

Universal Sompo Swarna Gramin Bima Yojana can be taken up by the Gramin (Village Dweller) for covering himself and his family.

Unique Features

• Coverage against personal accident
• Coverage against critical illness
• Optional covers available

The policy offers coverage to support the policyholder during sudden and unexpected medical contingencies, i.e., on the diagnosis of major critical illnesses.

Unique Features

• Accidental Death Cover
• Coverage against 5 critical illnesses
• 100% payout in accidental death

The plan is designed to meet the insurance needs of sections that are eligible for credit from microfinance institutions such as self-help groups, NGOs, etc.

Unique Features

• Fire & Allied Perils (contents) cover
• Burglary and Robbery cover
• Personal accident and health cover

The policy offers coverage for vector-borne diseases such as Dengue, Malaria etc.

Unique Features

• 2% of the SI on a positive diagnosis
• Lump sum benefit
• Coverage for hospitalization

The plan is designed for the employees working in the trading & manufacturing sectors, social sectors, or members of any society or club.

Unique Features

• Domiciliary Hospitalization covered
• Optional Covers
• AYUSH Treatment covered

The plan offers protection against the consequences of unforeseeable accidents to a group of employees/members.

Unique Features

• Restricted Contingency Cover
• Adventure Sports Inclusion Cover
• Carriage of Mortal Remains

Universal Sompo Swarna Gramin Bima Group Yojana can be taken up by an organization such as NGOs, Financial Institutions for covering its rural clientele.

Unique Features

• Coverage against personal accident
• Coverage against critical illness
• Optional covers available

Corona Rakshak Policy addresses the financial expenses that occur due to the hospitalization of COVID-19.

Unique Features

• Affordable Premium
• Flexible Sum Insured
• Annual Health Check-Up

Corona Kavach policy offers coverage against the expenses that arise at the time of COVID-19 treatment.

Unique Features

• Emergency Ambulance
• Post-Hospitalization Expenses
• AYUSH Healthcare