Universal Sompo Maternity Health Insurance
- Maternity insurance plans
- Coverage for childbirth expenses
- Health check-up benefits available
Maternity is one of the most celebrated joys for people anywhere in this world, but the rising cost of maternity can be very challenging for many.
Then what is the solution for it? Getting suitable insurance like Universal Sompo maternity health policy that covers all kinds of maternity-related expenses, newborn baby care expenses, and other basic healthcare costs like ambulance, hospitalization, delivery, and so on.
If you are here, it means you were searching for a health plan covering maternity expenses. So, let us tell you that Universal Sompo maternity plans come in three variants- Basic, Essential, and Privilege. But before investing in such a maternity health policy, read all the aspects like eligibility, benefits, inclusions and exclusions of the maternity health plan.
| Eligibility Criteria | Specifications |
| Entry age | Child: 91 days - 25 years Adult: 18 - 45 years |
| Sum insured | 3 - 10 Lakhs |
| Plan type | Individual/Family floater |
| Policy period | 1/2/3 year/s |
| Renewability | Lifelong (upto specified age of maternity cover eligibility) |
| Waiting period | 2 years* |
*The waiting period for maternity cover may differ from plan to plan, it’s suggested to check your maternity waiting period at the time of policy purchase.
| Specifications | Coverage extent |
| Maternity cover | Privilege and Essential plans of Universal Sompo cover normal and C-section deliveries upto the specified limits. |
| Newborn baby cover | Your newborn is covered upto the base sum insured after birth to pre and post-natal care. |
| Vaccination charges | An animal bite is covered (for instance, the 1st-year vaccination charge of the newborn is also covered). |
| Pre-hospitalization | Covers hospitalization expenses from before 30 days of getting hospitalized. |
| Post-hospitalization | Covers for 60 days of hospitalization care after getting discharged. |
| Cumulative bonus | Get rewarded with a premium discount and multiplied sum insured limit on every claim-free year as per the policy schedule. |
| Domiciliary hospitalization | If the mother needs additional care at home, the insurer might cover the home care treatment expenses based on maternity care. |
| Health check-ups | You can avail of the routine health check-up based on the limits and specifications mentioned in your policy documents. |
Others, as specified in your policy documents. Please check your policy’s terms and conditions before investing in it.
Universal Sompo health insurance for maternity covers all the medical expenses occurring before or after pregnancy. It also covers any related costs of the newborn and the insured mother.
When you can get covered for the most special moment of your life, pregnancy, why wait to lose all your savings on that? Get covered with the Essential and Privilege plans to enjoy your maternity phase at its fullest.
Call us at 1800 4200 269 for more information on the same or to get your queries resolved.
Universal Sompo Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Universal Sompo Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family, Universal Sompo Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Universal Sompo Health Insurance plans explore more:
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It covers your hospitalization and medical expenses related to maternity, keeping your savings intact.
You can claim your Universal Sompo maternity coverage from the official website of the insurer or just get treatment at their networking hospitals.
Yes, you can claim your cumulative bonus aka no-claim bonus cover under the Universal Sompo Health Insurance for maternity
It covers in-patient hospitalization, and pre and post-hospitalization expenses. Additionally, it covers domiciliary hospitalization expenses.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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