Best Health Insurance Plan in India September, 2023

The needs of every individual vary from one another. However, there are few standard factors that should be kept in mind every time you buy health insurance like, checking the network hospitals in your vicinity, coverage the plans are offering, premium you need to pay etc.

Having the best health insurance plan will ensure that you get complete coverage in case of a medical emergency. With the best health insurance, you can avail benefits like cashless hospitalization at network hospitals as well as can save taxes under Section 80D of the Income Tax Act, 1961.

A cancer policy is specifically designed to meet the insurance needs of a cancer patient. However, if you are already suffering from cancer, you will not be covered under a cancer specialist policy.

On the contrary, if you have cancer in your family history, or you might feel that you may get this unfateful disease due to your lifestyle, it is better to be prepared in advance. Along with your standard health plan, you can buy the best cancer specific policy that will protect you as well as your finances during such dreadful times.

While choosing the best health plan for your grandparents, the one factor you need to keep in mind is that you choose a plan that offers a maximum renewal age. This factor, along with the other factors like the entrance age, extent of coverage, the number of available network hospitals etc should be kept in mind when choosing a health plan for grandparents.

Yes, before buying a health plan for yourself, always compare health insurance premiums, features, benefits, network hospitals, etc. of as many plans. This will not only help you choose the best individual health plan but will also help you to customize your plan as per your needs.

The best medical insurance plan for a family in India depends on factors like family size, age of family members, and healthcare requirements. Popular options for family medical insurance include Family Floater plans offered by companies .

It's important to assess coverage, sub-limits, waiting periods, and network hospitals before making a decision.

Yes, the best medical insurance policies in India cover pre-existing conditions, but they often have a waiting period before the coverage becomes active. The waiting period typically ranges from 2 to 4 years.

The age eligibility criteria for health insurance in India varies across insurers. Typically, it ranges from 18 years to 65 years. However, it's important to note that the age limits can be lower or higher depending on the specific health insurance plan you choose.

Yes, the best medical insurance policy in India covers critical illnesses, such as cancer, heart attack, paralysis but they often have a waiting period before the coverage becomes active. Kindly check the inclusion and exclusion of the policy before buying it.

No, not every health insurance has family coverage. And the plan covering family comes with the name' Family Floater Plan'.

Yes, there are many health insurance plans with pre-existing diseases that cover them, the only point to notice here is the waiting period of the disease, that is mentioned in the policy brochure.

No, not all plans offer vaccinations and preventive care coverage. There are plans that provide the coverage but with limitations of the sublimity of cost or in some cases waiting period.

It is generally not permissible to switch health insurance in the mid-year. Policies are portable at the time of renewal.

When it comes to international healthcare coverage, there are few companies that provide international health insurance policies. Few insurance plans have travel insurance as an add-on, while others may provide limited coverage.