ManipalCigna Prime Senior Plan

Benefits of ManipalCigna Prime Senior Health Insurance Plan

• Room Rent Flexibility

  Policyholders can choose any room type as per their requirement (beyond eligibility) without proportionate deductions (e.g., doctor’s visits, nursing expenses).

• Customization Flexibility

  Policyholders have the flexibility to choose room rent limits, deductible amounts, modify the co-payment clause, avoid sub-limits, and manage premiums.

• Advanced Treatment Coverage

  The plan offers coverage for advanced/modern treatments without additional sub-limits.

• Donor Expense Cover

  This plan covers organ donor expenses, including organ transplant, in-patient care, screening, complicated procedures, pre-hospitalization, and post-hospitalization.

• Unlimited Sum Insured Restoration

  If the initial sum insured is exhausted, the Prime Senior plans offer unlimited restoration of the sum insured up to 100%.

• Protection for the Whole Family

  This plan provides coverage for multiple relationships, including self, spouse, grandparents, grandchildren, children, parents, siblings, parents-in-law, uncle, aunt, nephew, niece, son-in-law, daughter-in-law, brother-in-law, and sister-in-law.

• Tax Benefit

  All premiums paid towards the ManipalCigna Prime Senior Health Plan are eligible for tax benefits under Section 80D of the Income Tax Act.

Optional Cover Benefits

Additional optional benefits available with this plan are:

• Any Room Upgrade

  You can select any room on an upgradation basis without proportionate deductions.

• Unlimited 100% SI Restoration

  This optional cover is valid only with the Classic plan variant. It allows for 100% sum insured restoration multiple times for related or unrelated illnesses/injuries, applicable from the second claim onwards.

• Pre-existing Waiting Period Reduction

  This optional coverage reduces the waiting period for any pre-existing disease to 90 days.

• Premium Management

  Room limit for selective customers, leading to premium management, is only applicable for the Classic variant of this plan.

  Special coverage options for the Elite plan variant:

  • Air ambulance
  • Daily cash for shared accommodation
  • Unlimited 100% restoration of the sum insured
  • Domestic second opinion
  • Premium waiver benefit (in case of critical illness or death)

Read all the specifications and details related to the ManipalCigna Prime Senior health insurance policy below.

How to Claim ManipalCigna Prime Senior Health Plan?

To avail of claim settlement services, the insured individual must follow the process below:

• Visit the official website of ManipalCigna Health Insurance.
• Click on the ‘Claim’ button on the header of the official website, then navigate to Raise a claim > Proceed to raise a claim.
• For claim intimation, fill in the pre-authorized form on the official website with your date of birth and policy number, then ‘Submit’.
• Individuals can call the toll-free number 1800-102-4462 or email [email protected] for claim settlement procedure information.
• Reach out to PolicyX.com for further assistance.