We all know, that senior citizens are prone to get more diseases which continue until their last breath if not treated well. In such scenarios, providing them health insurance with optimum coverage benefits can work wonders. One such health insurance policy is the ManipalCigna Prime Senior health plan. This plan has two variants- Prime Senior ‘Classic’ and Prime Senior ‘Elite’.
ManipalCigna Prime Senior is a senior citizen health insurance plan, curated to offer amazing benefits to the seniors at your home (old age parents, grandparents, and in-laws), both medical and financial. The forte attached to this plan is - coverage for preventive health check-ups, unlimited regular consultations, advanced treatment, listed critical illness safety, and so on. The issuance process of this plan is convenient and simple and requires no pre-medical check-up saving you a lot of effort and time. Additionally, you get lifelong renewability, automatic restoration of the sum insured up to 100%, cumulative bonuses, and relaxation of the co-payment clause.
The benefits are not over yet. ManipalCigna Prime Senior health plan comes with enhanced control benefits where the policyholder is free to act upon the selection of additional benefits, optional covers, room rent options, healthcare requirements for specific conditions, etc. Furthermore, it has organ donor coverage that reimburses all the expenses related to an organ transplant of the policyholder. If a policyholder undergoes treatment for any of the listed critical illnesses or is suffering from a condition leading to his/her death, the plan provides premium waiver coverage as well. Such that, the proposed insured under a family floater or multi-individual plan gets continued benefit out of it, even after the death of the policyholder.
Optional Cover Benefits
You can get additional optional benefits with this plan, these benefits are mentioned below:
Any room upgrade
You can select any room on an upgradation basis without worrying about any proportionate deductions
Unlimited 100% SI restoration
This optional cover is valid only with the Classic plan variant. You can avail of 100% SI restoration every time, or multiple times for related or unrelated illnesses/injuries. Given the condition, this cover is applicable only from 2nd claim and afterwards.
Pre-existing waiting period reduction
The optional coverage reduces the waiting period for any pre-existing disease to 90 days only.
Premium management
Room limit for selective customers leading to premium management is only applicable for the Classic variant of this plan.
Special coverage options for the Elite plan variant:
Air ambulance
Daily cash for shared accommodation
Unlimited 100% restoration of the sum insured
Domestic second opinion
Premium waiver benefit (in case of critical illness, or death)
Read all the specifications and details related to the ManipalCigna Prime Senior health insurance policy below.
Recommended Videos
ManipalCigna Prime Senior Details
Eligibility Criteria for ManipalCigna Prime Senior Health Insurance Plan
Min. Entry Age
Minimum: 56 Years
Max. Entry Age
Maximum: 75 Years
Plan Type
Individual/Family floater/Multi-individual
Policy Tenure
1/2/3 Years
Sum Insured (in Rs.)
INR 3 - 50 Lakhs
Initial Waiting Period*
30 Days*
*The Initial Waiting Period is the period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
Benefits of ManipalCigna Prime Senior Health Insurance Plan
Read below the benefits of ManipalCigna Prime Senior Health Insurance Plan:-
Room rent flexibility
The policyholder can choose any kind of room as per their requirement (beyond eligibility) without any proportionate deductions (like doctor’s visits, nursing expenses, and so on).
Customization flexibility
Being a policyholder, you have the flexibility of choosing the room rent limit, and deductible amount, modifying the copayment clause, avoiding sub-limits, premium management benefits, etc.
Advanced treatment coverage
The plan offers coverage for advanced/modern treatments like HIV, AIDS, mental illness, and STDs without additional sub-limits.
Donor expense cover
This plan also provides for organ donor expenses like an organ transplant, in-patient, screening, complicated procedures, pre-hospitalisation, and post-hospitalisation.
Unlimited SI restoration
If your initial sum insured attached to the base plan has exhausted but you need additional support from it, Prime Senior plans of ManipalCigna health insurance offer unlimited SI up to 100%.
Protection for the whole family
Under this plan, you can get coverage for multiple relationships. The proposed insured with this plan are - self, spouse, grandparents & grandchildren, children, parents, siblings, parents-in-law, uncle, aunt, nephew, niece, son-in-law and daughter-in-law, brother-in-law & sister-in-law.
Tax benefit
All the premiums paid towards the ManipalCigna Prime Senior Health Plan are eligible for tax benefits under Section 80D of the Income Tax Act.
Choose your ManipalCigna Prime Senior Plan
ManipalCigna Prime Senior plan has two variants, each with different features. See below its plan variants and specifications in terms of comparing between the two:
Coverage for SI - Classic (3 L/5 L/7.5 L/10 L/15 L/20 L/25 L/50 L)
Waiting period for pre-existing disease - 24 months
In-patient & Out-patient coverage
Room Rent
Covered
ICU Charges
Covered up to SI
Pre-Hospitalization
30 days up to SI
Post-Hospitalization
60 days up to SI
Domiciliary Hospitalization
Covered Upto SI
Daycare Treatment
Covered Upto SI
OPD Charges
NA
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Not Covered
No Claim Bonus
Covered
Automatic Restoration
Not Available
Daily Hospital Cash
Not Available
Organ Donor
Covered up to SI
Maternity Cover
Not Available
New Born Baby Cover
Not Available
Alternative Treatments
AYUSH Treatment
Covered Up to SI
IVF Treatment
Not Available
Modern Treatment
Available
Emergency Coverage
Ambulance
Covered up to SI
Air Ambulance
Not Available
Compassionate Travel
NA
Global Coverage
NA
Wellness Programmes
E-Consultation
Unlimited
Health Check-Up
Covered
Second Medical Opinion
Not Available
Vaccination
Not Covered
Limitations
Co-payment
Applicable
Sub-limits
NA
Coverage for SI - Elite (5 L/7.5 L/10 L/15 L/20 L/25 L/50 L)
Waiting period for pre-existing disease - 24 months
In-patient & Out-patient coverage
Room Rent
Covered
ICU Charges
Covered up to SI
Pre-Hospitalization
60 days up to SI
Post-Hospitalization
90 days up to SI
Domiciliary Hospitalization
Covered Upto SI
Daycare Treatment
Covered Upto SI
OPD Charges
NA
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Not Covered
No Claim Bonus
Covered
Automatic Restoration
Available
Daily Hospital Cash
Available
Organ Donor
Covered up to SI
Maternity Cover
Not Available
New Born Baby Cover
Not Available
Alternative Treatments
AYUSH Treatment
Covered Up to SI
IVF Treatment
Not Available
Modern Treatment
Available
Emergency Coverage
Ambulance
Covered up to SI
Air Ambulance
Available
Compassionate Travel
NA
Global Coverage
NA
Wellness Programmes
E-Consultation
Unlimited
Health Check-Up
Covered
Second Medical Opinion
Available
Vaccination
Not Covered
Limitations
Co-payment
Applicable
Sub-limits
NA
What is Room Rent?
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common room categories covered under room rent are:
Private Single AC Room
Twin Sharing
General Ward
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Covered. Upgrading the room category is only subject to additional charges, except for nursing expenses and doctor’s visits. The policyholder is free to choose any type of room.
What are ICU Charges?
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Single/ Private/ AC room and ICU: Up to the Sum Insured covered
What is Pre Hospitalization?
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Manipal Cigna Pro Health Prime Plan covers medical expenses incurred during pre-hospitalization
30 days up to SI (Classic variant)
60 days up to SI (Elite variant)
What is Post Hospitalization?
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Manipal Cigna Pro Health Prime Plan covers medical expenses incurred during post-hospitalization
60 days up to SI (Classic variant)
90 days up to SI (Elite variant)
What is Domiciliary Hospitalization?
Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Covered Up to SI
What is Daycare Treatment?
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Covered Up to SI
What are OPD charges?
Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Applicable
What is COVID-19 Treatment?
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Available
What is Cataract Treatment?
A common eye condition in which your vision gets blurred.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Available
What is a No-Claim Bonus?
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
For Classic: 10% of the base Sum Insured for every claim-free year maximum up to 100% of the base Sum Insured (Bonus will not reduce in case of a claim)
For Elite: Guaranteed Bonus of 10% of base Sum Insured per policy year maximum up to 100% of base Sum Insured
What is Automatic Restoration?
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
For the base plan or Prime Senior:
Classic: Not Available
Elite: Unlimited Restoration of Sum Insured for unrelated/related illnesses. Applicable from 2nd claim onwards
For the optional covers:
Classic: Unlimited Restoration of Sum Insured for unrelated/related illnesses. Applicable from 2nd claim onwards
Elite: Not Available
What is Daily Hospital Cash?
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
For Classic variant: Not Available
For Elite: INR 800 per day up to a maximum of R 5,600, per hospitalisation
What is an Organ Donor Cover?
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Covered up to SI.
What is a Maternity Cover?
It refers to the cover that includes expenses for normal and c-section procedure deliveries.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Applicable
What is a New Born Baby Cover?
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Congenital anomaly (conditions since birth)
Acute condition
Chronic condition
Premature delivery
Birth asphyxia
Daycare treatment
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Applicable
What is AYUSH Treatment?
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Covered up to SI
What is IVF Treatment?
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Full infertility
No fertility
Infertility diagnosis
Infertility diagnosis and limited fertility treatment
Medication (which may or may not include fertility drug prescriptions)
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Applicable
What is a Modern Treatment?
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Modern and Advanced Treatments/HIV/AIDS & STD/Mental Illness are covered up to SI
What is an Ambulance Cover?
An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Covered up to SI
What is an Air Ambulance?
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
For Classic variant: Not Available
For the Elite variant: Up to Sum Insured; subject to a maximum of INR 10 Lakhs; over or above the base Sum Insured
What is Compassionate Travel?
Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Applicable
What is Global Coverage?
Any kind of medical/health emergency when you are outside of India.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Applicable
What is E-Consultation?
If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Unlimited tele-consultation in a policy year including specialists.
What is a Health Checkup?
A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Classic variant: Once after every claim-free year. Limits over opted Sum Insured
Elite variant: Annually from 1st year onwards as per your choice. Limits over opted Sum Insured
What is a Second Medical Opinion?
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Only domestic second medical opinion is covered.
Classic variant: Not Available
Elite variant: Once during a policy year for each of the 36 listed critical illnesses
What is Vaccination cover?
The insurance companies provide coverage against the expenses incurred on vaccinations.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Available
What is Co-payment?
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will spend the rest.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Applicable at 20% per claim. Options available to modify the same to 0%, 10% or 30%.
What is the Sub limit?
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
Coverage status under ManipalCigna Prime Senior Health Insurance Plan?
Not Available
What is not covered (Exclusions) under ManipalCigna Prime Senior Health Plan?
This policy schedule has some exclusions that are mentioned below:
Any kind of external congenital illnesses or voluntary treatments like cosmetic/beautification/plastic surgery, etc
Breach of the law, alcoholism, drug, or substance abuse cases, etc
Unproven treatments
Sterility and infertility, birth control, gender change treatments, etc
Maternity expenses like childbirth, miscarriage, and lawful medical termination of pregnancy during the policy period
Alcoholism, drug abuse, etc
How to claim ManipalCigna Prime Senior Health Plan?
To avail of claim settlement services, the insured individual must follow the process given below:
Visit the official website of ManipalCigna Health Insurance
Click on the ‘Claim’ button on the header of the official website and go to the Raise a claim > Proceed to raise a claim
For claim intimation, the official website has a pre-authorized form that you can fill in with your date of birth, policy number and ‘Submit’
Individuals can call the toll-free number 1800-102-4462 or email their details to customercare@manipalcigna.com and get their claim settlement procedure info.
Reach out to PolicyX.com for further assistance.
Wrapping it up
ManipalCigna Prime Senior's health insurance policy provides special coverage for senior citizens that helps them get continued medical support. It makes sure that your parents have a financial backup for fighting against an emergency. With the specialization of modern treatment, enhanced sum insured options, lifelong renewability and no boundations with room rent limit, etc, the plan is a saviour for senior citizens.
Want to know more? Contact our customer care executives on 18003450330 or visit the official website of PolicyX.com.
A comprehensive health insurance plan with SI up to INR 1 Crore and 3 plan variants and features like a wellness program, unlimited tele consultations, and more.
A health insurance plan designed for parents and senior citizens to protect them in their golden years of life. The plan offers a high SI of up to 50 Lakh INR.
An affordable health plan that offers added coverage to the policyholders as per their requirements with 2 plan variants.
Unique Features
Affordable Health Plan
Up to 30 Lakhs SI
Beat Medical Care Inflation
ManipalCigna Super Top-up Plan (Pros)
Add On CI benefit
Up to 50% Cumulative Bonus
Donor Expenses Cover
Day Care Treatment Cover
Ambulance Cover
ManipalCigna Super Top-up Plan (Cons)
Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment
ManipalCigna Super Top-up Plan (Other Benefits)
Optional Covers Available
Add-on Covers Available
Non-medical expenses Cover
Opt for Any Room Category
Tax Benefits
ManipalCigna Super Top-up Plan (Eligibility Criteria)
Entry Age - 91 Days
Max Entry Age - No limit
SI - 3 L to 30 Lakhs
Waiting Period - 30 Days
Affordable Plan
ManipalCigna Pro Health Select
Customers can design their own health insurance plan and pay for features that they opt for in the plan. The plan is customizable as per your needs and requirements.
Unique Features
2 Plan Variants Available
Avail Customized Features
Long Term Policy
Pro Health Select (Pros)
Reassurance Benefits
High SI Up to 25 Lakhs
Tax Benefits
171 Day Care Procedures
Ambulance Cover
Pro Health Select (Cons)
Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment
Pro Health Select (Other Benefits)
Premium Waiver Option
Long Term Policy
Restoration Benefit
Health Reward Points
AYUSH Cover
Pro Health Select (Eligibility Criteria)
Entry Age - 91 Days
Max Entry Age - No limit
SI - 3 L to 25 Lakhs
Waiting Period - 30 Days
Affordable Plan
Manipal Cigna Secure Health
The policy is designed specifically for people with special abilities, people affected with HIV/AIDS, and those affected by mental illnesses.
Unique Features
Affordable Premiums
AYUSH Treatments
Day Care Procedures
Manipal Cigna Secure Health (Pros)
Modern Treatments Covered
Road Ambulance Covered
Cataract Cover
Emergency Ambulance
Pre and Post Hospitalization
Manipal Cigna Secure Health (Cons)
48 Months PED Waiting Period
Injuries due to unlawful activities
Obesity
Injuries due to illegal activities
Dental Treatment
Manipal Cigna Secure Health (Other Benefits)
Tax Benefits
Flexible-Premium Payments
Multiple Discounts
Portable Policy
Renewable Policy
Manipal Cigna Secure Health (Eligibility Criteria)
Entry Age - Newborn
Max Entry Age - 65 Years
SI - 4 & 5 Lakhs
Waiting Period - 30 Days
Affordable Plan
ManipalCigna ProHealth Cash
A daily cash plan that offers financial aid for hospitalization expenses offering coverage for up to 180 days per policy year.
A flexible, comprehensive, and easy group health insurance that covers illness and injury. The plan provides a sum insured up to 1 Crore with optional covers.
Unique Features
Customizable Plan
42 Optional Covers
Personal Accident Cover
Pro Health Group (Pros)
Avail hospitalization cover
Inpatient Hospitalization
Day Care Cover
Pre & Post Hospitalization
Road Ambulance
Pro Health Group (Cons)
Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure
Pro Health Group (Other Benefits)
Donor Expenses Cover
AYUSH Treatment Cover
Daily Cash Benefits
Critical Illness Cover
Personal Accident Cover
Pro Health Group (Eligibility Criteria)
Entry Age - No Limit
Max Entry Age - No Limit
SI - 5k to 1 Crore
Waiting Period - 30 Days
Group Plan
ManipalCigna Lifestyle Protection Group Policy
An all-in-one plan offering sum insured up to 50 Crores and umbrella cover of Group-Personal accident and/or critical illness.
Unique Features
Flexible Base and Optional Covers
36 CI Covered
Cancer-only coverage available
Lifestyle Protection Group Policy (Pros)
Accidental Death Benefit
Permanent Total Disability Benefit
Multiple Optional Benefits
Partial Disability Benefit
Temporary Total Disability Benefit
Lifestyle Protection Group Policy (Cons)
Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure
Lifestyle Protection Group Policy (Other Benefits)
Survival Period Waiver
Emergency Road Ambulance
Hospital Cash Benefit
Family Counselling
Medical Second Opinion
(Eligibility Criteria)
Entry Age - 5 Years
Max Entry Age - 75 Years
SI - Up to 50 Crores
Waiting Period - 30 Days
Group Plan
ManipalCigna FlexiCare Group Insurance Policy
A plan offering sum assured up to 5 Crore and a range of covers including accident, mediclaim, surgery, domestic travel, and wellness.
Unique Features
Wellness Program
Customizable Cover
Home Care Benefit
FlexiCare Group Policy (Pros)
EMI Protection
Pay-out Options Available
Domestic Travel Cover
Premium Waiver
Cost Effective Plan
FlexiCare Group Policy (Cons)
Injuries due to Unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure
FlexiCare Group Policy (Other Benefits)
Surgery Cover
Day Care Cover
OPD Cover
Home Care Cover
Income Protection
(Eligibility Criteria)
Entry Age - No limit
Max Entry Age - No limit
SI - Up to 5 Crores
Waiting Period - 30 Days
Group Plan
ManipalCigna Group Overseas Travel
Group overseas travel insurance offers all-around coverage for business trips, vacations, and more. The plan offers a sum insured value of up to $ 50 Lac.
Unique Features
Customizable Plan
Travel Expense Cover
Avail adventure sports cover
Group Overseas Travel (Pros)
Loss of Baggage Cover
Hijack Cover
OPD Cover
Easy Plan Management
24/7 Toll-Free Assistance
Group Overseas Travel (Cons)
Injuries due to Unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure
Group Overseas Travel (Other Benefits)
Medical Expenses Cover
Travel Inconvenience Cover
Travel Personal Accident Cover
51 Optional Covers
Cruise Cover
Group Overseas Travel (Eligibility Criteria)
Entry Age - 0 Days
Max Entry Age - 95 Years
SI - Up to $ 50 Lac
Waiting Period - 30 Days
Group Plan
ManipalCigna Global Health Group Policy
A comprehensive group plan that covers Indian nationals and expatriates working abroad under one umbrella with a sum insured of up to $ 10 Million.
Unique Features
Avail Global Health Care
Wellness Program
Multiple Optional Covers
Global Health Group Policy (Pros)
Outpatient Benefits
In-patient Hospitalization
Day Care Cover
Maternity Cover
New Born Cover
Global Health Group Policy (Cons)
Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure
Global Health Group Policy (Other Benefits)
Dental Cover
Vision Cover
Travel Vaccination Cover
Cancer Cover
Psychological Care
Global Health Group Policy (Eligibility Criteria)
Entry Age - Day 1
Max Entry Age - 95 Years
SI - $ 10 Million
Waiting Period - 30 Days
Manipalcigna Health Insurance Network Hospital List
ManipalCigna Health Insurance Network Hospitals are present in 30 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
1. Who should buy the ManipalCigna Prime Senior health plan?
Senior citizens who are above the age of 55 years should buy this plan. This plan makes sure that they get optimum medical care during the most vulnerable stage of their life.
2. Can I buy this plan online?
Yes, you can buy the plan from the company’s official website or PolicyX.com.
3. Is there an exit age under the plan?
No, this plan has no exit age limit.
4. Can I buy an add-on cover with this plan?
This plan has an add-on cover- ManipalCigna Health 360, and the specifications are:
SHIELD: Coverage for listed Non-medical items up to base policy sum insured and Durable Medical Equipment up to a maximum of R 1 Lakh.
OPD: Package 1- Get coverage for doctor consultations on a cashless basis within the OPD sum insured. Package 2- Get coverage for doctor consultations and prescribed diagnostics on a cashless basis within the OPD sum insured
*The details subjected to add-on are taken from the policy schedule of ManipalCigna Prime Senior health plan
5. What will happen if my plan’s whole sum insured is exhausted?
This plan has an automatic restoration benefit to SI under which your policy restores the amount of the sum insured upon exhaustion.
Read what customers have to say about ManipalCigna Health Insurance.
Pragh Aggrawal
Bhopal
April 8, 2024
I read about several health insurance policies offered by ManipalCigna which I feel is more convenient to explore on the page of PolicyX as you can check the plans thoroughly.
Siddhant Tomar
Pune
April 8, 2024
ManipalCigna has the best maternity health insurance and I can proudly say my wife’s pregnancy and delivery was seamless. All thanks to the team of PolicyX who helped me in the claim sett...
Pakhi Rajawat
Pune
April 8, 2024
Buying ManipalCigna ProHealth insurance with the guidance of PolicyX experts was the best decision ever.
Abraam Malik
Bhubaneshwar
April 8, 2024
ManipalCigna ProHealth Prime Advantage has been one of the best health insurance as it provides full coverage for the basic health conditions of my family. Thanks to the PolicyX sales team who ...
Naseehat Aman
Vijayawada
April 8, 2024
PolicyX.com has played a vital role in getting a claim for my ManipalCigna ProHealth through their easy and convenient guidance. Thank you, team.
Sumukhi
Madurai
April 8, 2024
Manipalcigna pro health prime has really been a rock for me when I required hospitalization for 1 week. PolicyX helped me with the claim settlement.
Nihal
Vadodara
March 18, 2024
I was looking for a plan that supports me in case of international travels, this is when PolicyX insurance experts suggested me ManipalCigna Pro Health and I am satisfied
Ashish
Vishakapatnam
March 18, 2024
I have been a policyholder of the ManipalCigna Pro Health for years now, I am glad PolicyX helped me in finding the health plan
Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.
PolicyX.com is a Recognised ManipalCigna Partner View Certificate
