HDFC ERGO Premium Calculator
  • Calculate your premium online
  • Compare & choose
  • Process to calculate the premium
premium

Network hospitals

12000+

premium

Incurred claim ratio

79.04%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.7

premium

Pan India Presence

200+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

12000+

premium

Incurred claim ratio

79.04%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.7

premium

Pan India Presence

200+

What is HDFC ERGO Health Insurance Premium Calculator

HDFC ERGO Premium Calculator is an online tool that helps applicants to estimate the premium amount of the policy for the chosen sum assured. It is an easy, free, and simple to use online tool that can be used by any individual multiple times. The health insurance premium calculator allows you to compare different plans based on your needs. These calculators can produce an estimated price based on the variable information provided by the user.

Health Insurer Premium Calculator

What is the Need for a Premium Calculator?

This online tool helps an individual to make financial decisions wisely. Since the cost of Health Insurance is based on various factors, it is very difficult to calculate the policy premiums manually. This is the main reason why HDFC ERGO has introduced online premium calculator tools on their website. With the help of HDFC ERGO Health Premium Calculator, one can easily plan their finances and check whether the policy he wants to buy is affordable or not.

What are the Benefits of HDFC ERGO Health Insurance Premium Calculator?

Some of the key features and advantages of HDFC ERGO Health Insurance Calculator are listed below:

  1. Easy to Use

    HDFC ERGO Health Premium Calculator is a user-friendly tool that helps to find the approximate premium amount of the policy in a few simple steps.

  2. Comparison of Policies

    You can compare the premiums of the different policies and this feature will help you to buy the best suitable as per your need.

  3. Flexibility in sum insured

    HDFC ERGO premium calculator provides flexibility in choosing your coverage option, adding/ deleting members, among other factors.

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What Factors affect the Health Insurance Premium?

Below-mentioned are the factors that can affect the premium on your HDFC ERGO Health Premium Calculator:

  • Gender and Age of the applicant
  • Lifestyle
  • Pre-existing health condition
  • Policy type
  • Add-on covers
  • Policy tenure
  • Location of the applicant

Information Needed to get the Premium Quotes

To find out your policy premium, you need to provide the below-mentioned details before calculating your premiums on HDFC ERGO Premium Calculator:

Plan Details Personal Details
Life Cover Required Name
Date of Birth Mobile Number
Premium Payment Term Smoking Habit
Gender E-mail ID
Policy Tenure State and City

Premium Calculation Process

The below mentioned are the simple steps that an individual needs to follow to find the estimated premium amount of the health policy:

  • Visit the official website of the HDFC ERGO Health Insurance
  • Choose the desired plan to calculate the premium
  • Enter the required details like Name, Email Address, Mobile Number
  • Then, choose the sum insured as per your requirements
  • Click on the "Get Quote" Button
  • Enter the asked information
  • And click on the "Calculate Premium" button

Premiums displayed on HDFC ERGO Premium Calculator may vary upon factors like age, location, sum amount, and GST.

Premium Calculation at PolicyX.com

Here are the simple steps you must follow to find the estimated premium amount of the chosen policy:

  • Visit the official website of PolicyX.com.
  • Click on the "Health Insurance" tab from the product list.
  • Enter the required information.
  • The results will show you the best suitable plan for you along with the premium amount.

HDFC ERGO Health Insurance Network Hospital List

HDFC Ergo entails a wide network of cashless Hospitals that impact millions of lives PAN India. A well connected network of over 13,000+ cashless hospitals, HDFC Ergo ensures that you are medically secured, irrespective of the city you reside in.

Health Insurance Companies

What Our Customers Have to Say

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Raghoba Phadke

Guwahati

April 8, 2024

PolicyX made me buy the Niva Bupa Reassure 2.0 health policy. And the customer care executives are so soft-spoken and compassionate about their customer needs.

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Akshat R Verma

Allahabad

April 8, 2024

PolicyX suggested buying Niva Bupa Senior First health insurance for my old age parents. I& 039;m happy to gift them good health, thank you PolicyX.

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Akash Banerjee

Pune

April 8, 2024

The team of PolicyX is always open to clear any doubts. I highly recommend buying Niva Bupa health policy from them.

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Sarthak Parmal

Delhi

April 8, 2024

I bought Niva Bupa health insurance for my parents, thanks to PolicyX that now I can be prepared for their health needs.

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Trishna Rohilla

Bengaluru

April 8, 2024

I got hospitalized due to an accident and my base policy was not sufficient for treatment. So, PolicyX made me buy the Niva Bupa Health Recharge add-on plan. Now, I’ll be prepared for any...

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Sunaina Khanna

Ahmedabad

April 8, 2024

All my queries related to claim settlement ratio for Niva Bupa and claim process were resolved by PolicyX insurance agents

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Prakash Kaur

Hyderabad

April 8, 2024

PolicyX helped me with all my queries regarding the Aditya Birla Active Essential Plan and helped me with the buying process. I am so grateful.

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Radhika Aneja

Coimbatore

April 8, 2024

With the help of PolicyX, I got my health insurance policy from Aditya Birla Health Insurance. They answered all my queries without any hesitation and helped with every process.

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.