HDFC ERGO Premium Calculator
  • Calculate your premium online
  • Compare & choose
  • Process to calculate the premium
Buy Policy in just 2 mins

Buy Policy in just 2 mins

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Free Comparison

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What is HDFC ERGO Health Insurance Premium Calculator

HDFC ERGO Premium Calculator is an online tool that helps applicants to estimate the premium amount of the policy for the chosen sum assured. It is an easy, free, and simple to use online tool that can be used by any individual multiple times. The health insurance premium calculator allows you to compare different plans based on your needs. These calculators can produce an estimated price based on the variable information provided by the user.

What is the Need for a Premium Calculator?

This online tool helps an individual to make financial decisions wisely. Since the cost of Health Insurance is based on various factors, it is very difficult to calculate the policy premiums manually. This is the main reason why HDFC ERGO has introduced online premium calculator tools on their website. With the help of HDFC ERGO Health Premium Calculator, one can easily plan their finances and check whether the policy he wants to buy is affordable or not.

What are the Benefits of HDFC ERGO Health Insurance Premium Calculator?

Some of the key features and advantages of HDFC ERGO Health Insurance Calculator are listed below:

  1. Easy to Use

    HDFC ERGO Health Premium Calculator is a user-friendly tool that helps to find the approximate premium amount of the policy in a few simple steps.

  2. Comparison of Policies

    You can compare the premiums of the different policies and this feature will help you to buy the best suitable as per your need.

  3. Flexibility in sum insured

    HDFC ERGO premium calculator provides flexibility in choosing your coverage option, adding/ deleting members, among other factors.

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What Factors affect the Health Insurance Premium?

Below-mentioned are the factors that can affect the premium on your HDFC ERGO Health Premium Calculator:

  • Gender and Age of the applicant
  • Lifestyle
  • Pre-existing health condition
  • Policy type
  • Add-on covers
  • Policy tenure
  • Location of the applicant

Information Needed to get the Premium Quotes

To find out your policy premium, you need to provide the below-mentioned details before calculating your premiums on HDFC ERGO Premium Calculator:

Plan DetailsPersonal Details
Life Cover RequiredName
Date of BirthMobile Number
Premium Payment TermSmoking Habit
GenderE-mail ID
Policy TenureState and City

Premium Calculation Process

The below mentioned are the simple steps that an individual needs to follow to find the estimated premium amount of the health policy:

  • Visit the official website of the HDFC ERGO Health Insurance
  • Choose the desired plan to calculate the premium
  • Enter the required details like Name, Email Address, Mobile Number
  • Then, choose the sum insured as per your requirements
  • Click on the "Get Quote" Button
  • Enter the asked information
  • And click on the "Calculate Premium" button

Premiums displayed on HDFC ERGO Premium Calculator may vary upon factors like age, location, sum amount, and GST.

Premium Calculation at

Here are the simple steps you must follow to find the estimated premium amount of the chosen policy:

  • Visit the official website of
  • Click on the "Health Insurance" tab from the product list.
  • Enter the required information.
  • The results will show you the best suitable plan for you along with the premium amount.

Find Out What Customers Are Saying

(Showing latest 5 reviews only)

- 4.2/5 (53 Total Rating)

June 3, 2022



I must say that they truly process claims in under 30 minutes. It really is true and not just one of those hoax promises by a brand.

June 3, 2022



I have been their customer for years. Its hassles free, convenient, and most importantly, the team is proactive in their dealings. Great Job!

June 3, 2022



Good company/. I have a good experience with this company especially when it came to a quick claim settlement process.

August 12, 2021

Khushwant Kumar


thanks policyx itna help karne ke lie. Good luck. Sahi plan mil gaya mere conditions ke hisaab se. Very happy.

August 11, 2021

Sudesh Chauhan


Pleased that a significant chunk of my hospital bills were covered with my max health plan. Special thanks to policyx who guided me during the buying process and got me a good plan.

Last updated on June, 2022

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