HDFC ERGO Premium Calculator
  • Calculate your premium online
  • Compare & choose
  • Process to calculate the premium
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Buy Policy in just 2 mins

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What is HDFC ERGO Health Insurance Premium Calculator

HDFC ERGO Premium Calculator is an online tool that helps applicants to estimate the premium amount of the policy for the chosen sum assured. It is an easy, free, and simple to use online tool that can be used by any individual multiple times. The health insurance premium calculator allows you to compare different plans based on your needs. These calculators can produce an estimated price based on the variable information provided by the user.

Health Insurance Premium Calculator

What is the Need for a Premium Calculator?

This online tool helps an individual to make financial decisions wisely. Since the cost of Health Insurance is based on various factors, it is very difficult to calculate the policy premiums manually. This is the main reason why HDFC ERGO has introduced online premium calculator tools on their website. With the help of HDFC ERGO Health Premium Calculator, one can easily plan their finances and check whether the policy he wants to buy is affordable or not.

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What are the Benefits of HDFC ERGO Health Insurance Premium Calculator?

Some of the key features and advantages of HDFC ERGO Health Insurance Calculator are listed below:

  1. Easy to Use

    HDFC ERGO Health Premium Calculator is a user-friendly tool that helps to find the approximate premium amount of the policy in a few simple steps.

  2. Comparison of Policies

    You can compare the premiums of the different policies and this feature will help you to buy the best suitable as per your need.

  3. Flexibility in sum insured

    HDFC ERGO premium calculator provides flexibility in choosing your coverage option, adding/ deleting members, among other factors.

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What Factors affect the Health Insurance Premium?

Below-mentioned are the factors that can affect the premium on your HDFC ERGO Health Premium Calculator:

  • Gender and Age of the applicant
  • Lifestyle
  • Pre-existing health condition
  • Policy type
  • Add-on covers
  • Policy tenure
  • Location of the applicant

Information Needed to get the Premium Quotes

To find out your policy premium, you need to provide the below-mentioned details before calculating your premiums on HDFC ERGO Premium Calculator:

Plan DetailsPersonal Details
Life Cover RequiredName
Date of BirthMobile Number
Premium Payment TermSmoking Habit
GenderE-mail ID
Policy TenureState and City

Premium Calculation Process

The below mentioned are the simple steps that an individual needs to follow to find the estimated premium amount of the health policy:

  • Visit the official website of the HDFC ERGO Health Insurance
  • Choose the desired plan to calculate the premium
  • Enter the required details like Name, Email Address, Mobile Number
  • Then, choose the sum insured as per your requirements
  • Click on the "Get Quote" Button
  • Enter the asked information
  • And click on the "Calculate Premium" button

Premiums displayed on HDFC ERGO Premium Calculator may vary upon factors like age, location, sum amount, and GST.

Premium Calculation at

Here are the simple steps you must follow to find the estimated premium amount of the chosen policy:

  • Visit the official website of
  • Click on the "Health Insurance" tab from the product list.
  • Enter the required information.
  • The results will show you the best suitable plan for you along with the premium amount.

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What Our Customers Have to Say

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sandeep singh


January 12, 2023

Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...

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Poonam Sinha


December 9, 2022

Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu

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Anita srivastava


December 9, 2022

Policyx helped me a lot in documentation process, I was skeptical at first but they made my work easy.

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December 9, 2022

Omg when i was buying the policies I was o skeptical. I contacted policyx and they solved my confusions and even helped in my documentations.. They are the best .

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Ayush Sharma


November 30, 2022

I bought policy for my family from policy, The advisor is very knowledgable,he suggest me better comparisons of plan and helps me to purchase suitable one. The process was very smooth.

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Sanjay naraware


November 8, 2022

Sanjay nanaware here, first of all I appreciate Star Health for your punctuality, service, conversation and I really thanks to Mr.Sanchin pathavnkar who has suggest star health policy.

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Vishal Singh


September 27, 2022

I want to thanks Atul Bhardwaj he suggested me good policy and provide me good comparison which help me to choose best plan...........

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Sagar Jain


September 14, 2022

Very Good Organization, Very Decent Staff. Sales team is very good, they are following clients in proper manner

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of Insurance Web Aggregator.