HDFC Ergo Policy Download
  • What is policy download
  • Policy download process
  • How to get a quote
premium

Network hospitals

13,000+

premium

Claim settlement ratio

98.49%

premium

Sum insured

2 CR

premium

No. of Plans

7

premium

Solvency Ratio

1.68

premium

Pan India Presence

200+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

13,000+

premium

Claim settlement ratio

98.49%

premium

Sum insured

2 CR

premium

No. of Plans

7

premium

Solvency Ratio

1.68

premium

Pan India Presence

200+

HDFC ERGO Health Insurance Policy Download

HDFC ERGO health insurance policy download is a procedure that lets you download your insurance policy once you have bought it. A policy document is a legally binding agreement between the customer and the insurance company containing all the pertinent details about the terms and conditions of the insurance policy. It provides important information on the inclusions and exclusions, the cost of premiums to be paid when and how, the process of filing claims, additional benefits, riders, and much more.. The document can also be viewed as a receipt for your health insurance policy's premium payment as HDFC ERGO Policy Download provides the policy document that serves as proof of purchase. In order to know your rights and avoid problems during the claim settlement process, you must read the entire information provided in the policy paperwork carefully.

HDFC Health Insurance Policy Download Process

The HDFC ERGO mobile app, which goes by the name "HDFC ERGO," and their official website allows you to download the HDFC ERGO health insurance policy documents. There are two ways for downloading documents: online and offline. You can choose any of the ways according to your preference. What is policy download

Online Method:

  • First, go to the HDFC ERGO Health Insurance website and select the 'Email Policy Copy' option under the 'Help' link located in the upper right corner of the page.
  • Now, provide your policy number, mobile number, or email address under ‘Authentication for Email Policy Copy’ option.
  • A One Time Password (OTP) will be issued to the registered mobile number or Email ID for verification upon entering the Mobile Number or Email ID.
  • Your HDFC ERGO policy download will be successful and the paperwork will be delivered straight to the policyholder's registered email address after the OTP verification has been completed.

Offine Method:

If any policyholder wants to get their policy through the offline method, then they can simply adhere to the following steps:

  • The user can visit the nearest branch of the HDFC ERGO Insurance Company and can easily ask about the policy document to be sent to their residence address.
  • You can also get the HDFC ERGO Health Insurance Policy document by calling on the company’s toll-free number. In addition to this, you can contact the company on WhatsApp to get your policy document mailed or sent physically to you.

Categories of Information Included in HDFC ERGO Policy Download

You should carefully examine your insurance policy and check for the following provisions as a savvy policy buyer:

  • HDFC ERGO policy term
  • Policy types
  • Health Insurance Policy number
  • Sum Insured/assured options
  • Information about the total bonus or discounts
  • The elements and omissions of the plan
  • Process of extending the duration of a health insurance policy
  • Eligibility criteria of the policy
  • Conditions and terms of claim settlement
  • Health insurance cancellation policies, terms and circumstances
  • Situations involving the portability of health insurance
  • Details about the free-look period and the complaints procedure

How To Get a Quote for the HDFC ERGO Policy

Requesting a quote is asking the provider for the necessary details regarding the plan you wish to purchase. Here are a few actions you must do to acquire a quote from the company.

  • Visit the website for HDFC ERGO Health Insurance. Choose "Get Quote" from the top right corner of the page.
  • Input the crucial data requested by the company, such as the size of your family, the people you wish to insure, the total amount insured, your pin code, and your mobile number.
  • After providing these crucial details, the company will provide you with a price. Moreover, if you wish to read the complete documentation, give the company your email address so that it can send it to you the HDFC ERGO policy document or brief you about the HDFC ERGO policy download procedure.

Explore other HDFC ERGO Health Plans

There are 9 other plans offered by the HDFC ERGO Health Insurance. Take a look below to explore them:

Comprehensive

Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.

Unique Features

  • No room rent capping
  • 100% SI restoration
  • E-opinion for 51 illnesses

Optima Secure Policy (Pros)

  • Secure Benefit
  • Plus Benefit
  • Automatic Restore Benefit
  • No room capping
  • Covid - 19 Cover

Optima Secure Policy (Cons)

  • Adventure Sports Injuries
  • Injuries Out of War
  • Death due to breach of law
  • Congenital Diseases
  • Alcoholism

Optima Secure Policy (Other Benefits)

  • Day Care Treatments
  • Road Ambulance Cover
  • Air Ambulance Cover
  • E-opinion
  • Organ Donor Cover

Optima Secure Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - No Age Limit
  • SI - 5 L to 2 Cr
  • Waiting Period - 30 Days

Comprehensive

Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.

Unique Features

  • Free health checkup
  • 2X multiplier benefit
  • 100% SI restoration

Optima Restore Policy (Pros)

  • Daily Hospital Cash
  • Ambulance Cover
  • Modern Treatment
  • Lifetime Renewal
  • Pre and Post Hospitalization

Optima Restore Policy (Cons)

  • No Dental Cover
  • No Maternity Cover
  • No Non-Allopathic treatment
  • Pre-Existing Diseases after 3 yrs
  • Alcoholism not covered

Optima Restore Policy (Other Benefits)

  • Sum Insured Enhancement
  • Tax Benefit
  • E-Opinion
  • 10% Family Discount
  • 7.5% discount on 2 years premiums

Optima Restore Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Flexible

Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.

Unique Features

  • Fitness discounts during renewal
  • Room rent capping and co-pay
  • Loyalty discounts

my:health Suraksha (Pros)

  • Renewal Benefit
  • Wellness Benefit
  • Premium Payment Options
  • Reduced Premium Benefit
  • 1,2,3 Years policy Period Option

my:health Suraksha (Cons)

  • No Return Transportation Cost
  • Suicidal Injuries
  • No Non-Allopathic treatment
  • Adventure Sports Injuries
  • Alcoholism

my:health Suraksha (Other Benefits)

  • Pregnancy Complications Covered
  • Newborn Complications Covered
  • Loss of Job Covered
  • Post Diagnosis Support
  • 41 Critical Illness Covered

my:health Suraksha (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 75 L
  • Waiting Period - 30 Days

Comprehensive

An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.

Unique Features

  • Free preventive health checkup
  • Multiple wellness services
  • Up to 10% of fitness discount

Koti Suraksha Plan (Pros)

  • Renewal Benefit
  • Wellness Benefit
  • Premium Payment Options
  • Reduced Premium Benefit
  • 1,2,3 Years policy Period Option

Koti Suraksha Plan (Cons)

  • Infertility Treatment
  • No Unproven Treatments
  • No Dietary Supplements
  • No Maternity Treatments
  • No Cosmetic Surgery

Koti Suraksha Plan (Other Benefits)

  • 5% Non-Medical Expense Covered
  • Emergency Worldwide Coverage
  • Aggregate Deductible
  • Overseas Treatment
  • Sum Insurance Rebound

Koti Suraksha Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 Cr
  • Waiting Period - 30 Days

Disease-specific plan

Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.

Unique Features

  • Stay fit & earn reward points
  • 100% SI restoration
  • Health coach & wellness programs

Energy Diabetes Policy (Pros)

  • In- Patient Hospitalization
  • No Waiting Period for Diabetes
  • Restore Benefit
  • Cumulative Bonus
  • Pre and Post Hospitalization

Energy Diabetes Policy (Cons)

  • 2 Year Waiting Period
  • Abuse of Intoxicant Not Covered
  • War Operations Injury
  • Sexsually Tranmitted Diseases
  • Pregnancy Not Covered

Energy Diabetes Policy (Other Benefits)

  • Monthly Newsletter
  • Organ Donor Benefit
  • Earn Rewards for Staying Healthy
  • 25% Discount On Renewal
  • 2 Variant Options(Silver,Gold)

Energy Diabetes Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2 L to 50 L
  • Waiting Period - 2 Years

Disease-specific plan

Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.

Unique Features

  • Coverage for modern treatments
  • Second opinions available
  • Coverage for follow-up care

HDFC iCan Cancer (Pros)

  • Ambulance Cover
  • Follow up care post treatment
  • Conventional Treatments
  • Hormonal Treatment
  • Stem Cell Transplantation

HDFC iCan Cancer (Cons)

  • No Non Allopathic treatments
  • No Prosthetic Devices
  • No Overseas Treatments
  • Pre-existing condition for Cancer

HDFC iCan Cancer (Other Benefits)

  • Sum Insured Enhancement
  • CritiCare Benefit
  • Family Care Benefit
  • Lifetime Renewal
  • MyCare Benefit

HDFC iCan Cancer (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 50 L
  • Waiting Period - 120 Days

Critical Illness

An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.

Unique Features

  • One-time lump sum payment
  • No medical checkup up to 45 years
  • Lifelong renewability

Critical Illness Policy (Pros)

  • In- Patient Hospitalization
  • High Cover at Low Premium
  • 1 or 2 Year Policy Period
  • End Stage Liver Failure
  • No Cover ceasing age

Critical Illness Policy (Cons)

  • 10 Lakh Fine on Wrong Claim
  • Tuberculosis Not Covered
  • PED after 48 months
  • Kaposi's sarcoma Not Covered
  • Lymphomas in brain Not Covered

Critical Illness Policy (Other Benefits)

  • 3 Variants (Silver, Gold, Platinum)
  • Two Year Policy Period
  • Guaranteed Renewal for Life
  • Loading on Renewal
  • Individual and Floater SI Options

Critical Illness Policy (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 90 Days

Bonus-oriented health plan

A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*

Unique Features

  • Automatic SI restoration
  • Multiplier benefit
  • Free preventive health checkup

Wallet Family Floater (Pros)

  • Reserve Benefit
  • 100 % Restore Benefit
  • Recovery Benefit
  • 50% Increase On SI on Renewal
  • World Wide Coverage

Wallet Family Floater (Cons)

  • External Congenital diseases
  • Drugs Treatments
  • Miscarraige Not Covered
  • Deductibles (Optional)
  • No Cosmetic Surgery

Wallet Family Floater (Other Benefits)

  • Ambulance Cover
  • 5 Year Policy Cover
  • Portability
  • 30 Days Grace Period
  • Sum Insured Enhancement

Wallet Family Floater (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Women-oriented health

Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.

Unique Features

  • Maternity complications
  • SI options from 3L - 1 Cr
  • Free preventive health checkup

My:health Women Suraksha (Pros)

  • AYUSH Benefit
  • Alternative Treatment
  • Organ Donor Benefit
  • Domiciliary Hospitalization
  • Pre and Post Hospitalization

My:health Women Suraksha (Cons)

  • Adventure Sports Injuries
  • No Sexsually Transmitted diseases
  • No Cosmetic Surgery
  • Alcoholism issues not covered
  • No Self Inflicted Injuries

My:health Women Suraksha (Other Benefits)

  • Parent and Child care Cover
  • Child Care Benefit
  • Vaccination
  • Air Ambulance
  • Health Coach

My:health Women Suraksha (Eligibility Criteria)

  • Entry Age - 18 years
  • Max Entry Age - Lifetime Entry
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

HDFC ERGO Health Insurance Network Hospital List

HDFC Ergo entails a wide network of cashless Hospitals that impact millions of lives PAN India. A well connected network of over 13,000+ cashless hospitals, HDFC Ergo ensures that you are medically secured, irrespective of the city you reside in.

Health Insurance Policy Download Companies

Hdfc Ergo Policy Download: FAQs

1. How can I get a physical copy of the HDFC Ergo health insurance policy download?

  • The insurance provider sends a hard copy of your health insurance policy paperwork to the address you mention when you purchase a health insurance policy from HDFC Ergo. If you can't find that, you can also print off the policy document online by downloading it in pdf format.
  • You can also contact the appropriate individual by going to the local HDFC Ergo branch and asking for a hard copy of your insurance policy there. He or she will assist you in easily obtaining the policy document.

2. How Can I Modify the Paperwork for My HDFC Ergo Insurance Policy?

When you receive your health insurance policy document, you should carefully study it to ensure that you understand all of the terms and conditions as well as to determine whether any adjustments are necessary. There are two options if a correction needs to be made:

  • Call the HDFC Ergo General Insurance customer service representatives at the company's toll-free number.
  • You can also submit a request for a change of information online, or even write to the company using your registered email address and postal address.

3. Can we download the HDFC ERGO policy document using our policy number?

Yes, you can download the HDFC ERGO policy document by using your policy number.

Health Insurance Companies

Read Reviews & Ratings

Customer Review Image

Vikram Bawa

Coimbatore

February 16, 2024

Having health insurance is necessary, which I got to know because of PolicyX. Thank you team for helping me choose the HDFC ERGO Health Insurance plan for my family.

Customer Review Image

Aadhya Kapoor

Agra

October 4, 2023

I trust Policyx.com for insurance advice, and HDFC Ergo Health Insurance was the right choice for my family.

Customer Review Image

Yashika Khanna

Pune

October 4, 2023

Policyx.com s partnership with HDFC Ergo Health Insurance is a winning combination for anyone seeking quality coverage.

Customer Review Image

Vrinda Chauhan

Patna

October 4, 2023

HDFC Ergo Health Insurance, suggested by Policyx.com, offers comprehensive coverage at a reasonable price.

Customer Review Image

Vidyut Sharma

Rajkot

October 4, 2023

Policyx.com s expertise in insurance guided me towards HDFC Ergo Health Insurance, a wise investment.

Customer Review Image

Vidisha Gupta

Pune

October 4, 2023

I couldn t have chosen a better health insurance provider than HDFC Ergo, and Policyx.com led me to them.

Customer Review Image

Veer Singh

Patna

October 4, 2023

Policyx.com s services, combined with HDFC Ergo Health Insurance, have ensured our health and well-being.

Customer Review Image

Varsha Verma

Agra

October 4, 2023

Thanks to Policyx.com, I made an informed decision by choosing HDFC Ergo Health Insurance for my family.

View All HDFC Ergo Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.