HDFC Ergo Policy Download
  • What is policy download
  • Policy download process
  • How to get a quote
premium

Network hospitals

12000+

premium

Incurred claim ratio

79.04%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.7

premium

Pan India Presence

200+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

12000+

premium

Incurred claim ratio

79.04%

premium

Sum insured

Up to 2 CR

premium

No. of Plans

11

premium

Solvency Ratio

1.7

premium

Pan India Presence

200+

HDFC ERGO Health Insurance Policy Download

HDFC ERGO health insurance policy download is a procedure that lets you download your insurance policy once you have bought it. A policy document is a legally binding agreement between the customer and the insurance company containing all the pertinent details about the terms and conditions of the insurance policy. It provides important information on the inclusions and exclusions, the cost of premiums to be paid when and how, the process of filing claims, additional benefits, riders, and much more.. The document can also be viewed as a receipt for your health insurance policy's premium payment as HDFC ERGO Policy Download provides the policy document that serves as proof of purchase. In order to know your rights and avoid problems during the claim settlement process, you must read the entire information provided in the policy paperwork carefully.

HDFC Health Insurance Policy Download Process

The HDFC ERGO mobile app, which goes by the name "HDFC ERGO," and their official website allows you to download the HDFC ERGO health insurance policy documents. There are two ways for downloading documents: online and offline. You can choose any of the ways according to your preference. What is policy download

Online Method:

  • First, go to the HDFC ERGO Health Insurance website and select the 'Email Policy Copy' option under the 'Help' link located in the upper right corner of the page.
  • Now, provide your policy number, mobile number, or email address under ‘Authentication for Email Policy Copy’ option.
  • A One Time Password (OTP) will be issued to the registered mobile number or Email ID for verification upon entering the Mobile Number or Email ID.
  • Your HDFC ERGO policy download will be successful and the paperwork will be delivered straight to the policyholder's registered email address after the OTP verification has been completed.

Offine Method:

If any policyholder wants to get their policy through the offline method, then they can simply adhere to the following steps:

  • The user can visit the nearest branch of the HDFC ERGO Insurance Company and can easily ask about the policy document to be sent to their residence address.
  • You can also get the HDFC ERGO Health Insurance Policy document by calling on the company’s toll-free number. In addition to this, you can contact the company on WhatsApp to get your policy document mailed or sent physically to you.

Choose HDFC Health Insurance Plan for

HDFC Health Insurance for Senior Citizens

HDFC Health Insurance for Senior Citizens

HDFC Health Insurance Plans for Family

HDFC Health Insurance Plans for Family

HDFC Health Insurance for Parents

HDFC Health Insurance for Parents

HDFC Health Insurance for Critical Illness

HDFC Health Insurance for Critical Illness

HDFC Health Top-up Plan

HDFC Health Top-up Plan

Categories of Information Included in HDFC ERGO Policy Download

You should carefully examine your insurance policy and check for the following provisions as a savvy policy buyer:

  • HDFC ERGO policy term
  • Policy types
  • Health Insurance Policy number
  • Sum Insured/assured options
  • Information about the total bonus or discounts
  • The elements and omissions of the plan
  • Process of extending the duration of a health insurance policy
  • Eligibility criteria of the policy
  • Conditions and terms of claim settlement
  • Health insurance cancellation policies, terms and circumstances
  • Situations involving the portability of health insurance
  • Details about the free-look period and the complaints procedure

How To Get a Quote for the HDFC ERGO Policy

Requesting a quote is asking the provider for the necessary details regarding the plan you wish to purchase. Here are a few actions you must do to acquire a quote from the company.

  • Visit the website for HDFC ERGO Health Insurance. Choose "Get Quote" from the top right corner of the page.
  • Input the crucial data requested by the company, such as the size of your family, the people you wish to insure, the total amount insured, your pin code, and your mobile number.
  • After providing these crucial details, the company will provide you with a price. Moreover, if you wish to read the complete documentation, give the company your email address so that it can send it to you the HDFC ERGO policy document or brief you about the HDFC ERGO policy download procedure.

Explore HDFC Health Insurance

HDFC Health Renewal

HDFC Health Renewal

HDFC Premium Calculator

HDFC Health Premium Calculator

HDFC Health Claim Settlement Ratio

HDFC Health Claim Settlement Ratio

HDFC ERGO Claim Status

HDFC Health Claim Status

HDFC ERGO Insurance Premium Payment

HDFC Health Premium Payment

HDFC Health Diseases Covered

HDFC Health Diseases Covered

HDFC ERGO Health Insurance Plans

HDFC ERGO Health Insurance Plans

Explore other HDFC ERGO Health Plans

There are 9 other plans offered by the HDFC ERGO Health Insurance. Take a look below to explore them:

Comprehensive

HDFC ERGO Optima Secure Policy

Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.

Unique Features

  • No room rent capping
  • 100% SI restoration
  • E-opinion for 51 illnesses

Optima Secure Policy (Pros)

  • Secure Benefit
  • Plus Benefit
  • Automatic Restore Benefit
  • No room capping
  • Covid - 19 Cover

Optima Secure Policy (Cons)

  • Adventure Sports Injuries
  • Injuries Out of War
  • Death due to breach of law
  • Congenital Diseases
  • Alcoholism

Optima Secure Policy (Other Benefits)

  • Day Care Treatments
  • Road Ambulance Cover
  • Air Ambulance Cover
  • E-opinion
  • Organ Donor Cover

Optima Secure Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - No Age Limit
  • SI - 5 L to 2 Cr
  • Waiting Period - 30 Days

Comprehensive

HDFC ERGO Optima Restore Policy

Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.

Unique Features

  • Free health checkup
  • 2X multiplier benefit
  • 100% SI restoration

Optima Restore Policy (Pros)

  • Daily Hospital Cash
  • Ambulance Cover
  • Modern Treatment
  • Lifetime Renewal
  • Pre and Post Hospitalization

Optima Restore Policy (Cons)

  • No Dental Cover
  • No Maternity Cover
  • No Non-Allopathic treatment
  • Pre-Existing Diseases after 3 yrs
  • Alcoholism not covered

Optima Restore Policy (Other Benefits)

  • Sum Insured Enhancement
  • Tax Benefit
  • E-Opinion
  • 10% Family Discount
  • 7.5% discount on 2 years premiums

Optima Restore Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Flexible

HDFC ERGO my:health Suraksha

Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.

Unique Features

  • Fitness discounts during renewal
  • Room rent capping and co-pay
  • Loyalty discounts

my:health Suraksha (Pros)

  • Renewal Benefit
  • Wellness Benefit
  • Premium Payment Options
  • Reduced Premium Benefit
  • 1,2,3 Years policy Period Option

my:health Suraksha (Cons)

  • No Return Transportation Cost
  • Suicidal Injuries
  • No Non-Allopathic treatment
  • Adventure Sports Injuries
  • Alcoholism

my:health Suraksha (Other Benefits)

  • Pregnancy Complications Covered
  • Newborn Complications Covered
  • Loss of Job Covered
  • Post Diagnosis Support
  • 41 Critical Illness Covered

my:health Suraksha (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 75 L
  • Waiting Period - 30 Days

Comprehensive

HDFC Koti Suraksha Plan

An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.

Unique Features

  • Free preventive health checkup
  • Multiple wellness services
  • Up to 10% of fitness discount

Koti Suraksha Plan (Pros)

  • Renewal Benefit
  • Wellness Benefit
  • Premium Payment Options
  • Reduced Premium Benefit
  • 1,2,3 Years policy Period Option

Koti Suraksha Plan (Cons)

  • Infertility Treatment
  • No Unproven Treatments
  • No Dietary Supplements
  • No Maternity Treatments
  • No Cosmetic Surgery

Koti Suraksha Plan (Other Benefits)

  • 5% Non-Medical Expense Covered
  • Emergency Worldwide Coverage
  • Aggregate Deductible
  • Overseas Treatment
  • Sum Insurance Rebound

Koti Suraksha Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 Cr
  • Waiting Period - 30 Days

Disease-specific plan

HDFC Energy Diabetes Policy

Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.

Unique Features

  • Stay fit & earn reward points
  • 100% SI restoration
  • Health coach & wellness programs

Energy Diabetes Policy (Pros)

  • In- Patient Hospitalization
  • No Waiting Period for Diabetes
  • Restore Benefit
  • Cumulative Bonus
  • Pre and Post Hospitalization

Energy Diabetes Policy (Cons)

  • 2 Year Waiting Period
  • Abuse of Intoxicant Not Covered
  • War Operations Injury
  • Sexsually Tranmitted Diseases
  • Pregnancy Not Covered

Energy Diabetes Policy (Other Benefits)

  • Monthly Newsletter
  • Organ Donor Benefit
  • Earn Rewards for Staying Healthy
  • 25% Discount On Renewal
  • 2 Variant Options(Silver,Gold)

Energy Diabetes Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2 L to 50 L
  • Waiting Period - 2 Years

Disease-specific plan

HDFC iCan Cancer

Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.

Unique Features

  • Coverage for modern treatments
  • Second opinions available
  • Coverage for follow-up care

HDFC iCan Cancer (Pros)

  • Ambulance Cover
  • Follow up care post treatment
  • Conventional Treatments
  • Hormonal Treatment
  • Stem Cell Transplantation

HDFC iCan Cancer (Cons)

  • No Non Allopathic treatments
  • No Prosthetic Devices
  • No Overseas Treatments
  • Pre-existing condition for Cancer

HDFC iCan Cancer (Other Benefits)

  • Sum Insured Enhancement
  • CritiCare Benefit
  • Family Care Benefit
  • Lifetime Renewal
  • MyCare Benefit

HDFC iCan Cancer (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 50 L
  • Waiting Period - 120 Days

Critical Illness

HDFC ERGO Critical Illness Policy

An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.

Unique Features

  • One-time lump sum payment
  • No medical checkup up to 45 years
  • Lifelong renewability

Critical Illness Policy (Pros)

  • In- Patient Hospitalization
  • High Cover at Low Premium
  • 1 or 2 Year Policy Period
  • End Stage Liver Failure
  • No Cover ceasing age

Critical Illness Policy (Cons)

  • 10 Lakh Fine on Wrong Claim
  • Tuberculosis Not Covered
  • PED after 48 months
  • Kaposi's sarcoma Not Covered
  • Lymphomas in brain Not Covered

Critical Illness Policy (Other Benefits)

  • 3 Variants (Silver, Gold, Platinum)
  • Two Year Policy Period
  • Guaranteed Renewal for Life
  • Loading on Renewal
  • Individual and Floater SI Options

Critical Illness Policy (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 90 Days

Bonus-oriented health plan

HDFC ERGO Wallet Family Floater

A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*

Unique Features

  • Automatic SI restoration
  • Multiplier benefit
  • Free preventive health checkup

Wallet Family Floater (Pros)

  • Reserve Benefit
  • 100 % Restore Benefit
  • Recovery Benefit
  • 50% Increase On SI on Renewal
  • World Wide Coverage

Wallet Family Floater (Cons)

  • External Congenital diseases
  • Drugs Treatments
  • Miscarraige Not Covered
  • Deductibles (Optional)
  • No Cosmetic Surgery

Wallet Family Floater (Other Benefits)

  • Ambulance Cover
  • 5 Year Policy Cover
  • Portability
  • 30 Days Grace Period
  • Sum Insured Enhancement

Wallet Family Floater (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Women-oriented health

HDFC ERGO My:health Women Suraksha

Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.

Unique Features

  • Maternity complications
  • SI options from 3L - 1 Cr
  • Free preventive health checkup

My:health Women Suraksha (Pros)

  • AYUSH Benefit
  • Alternative Treatment
  • Organ Donor Benefit
  • Domiciliary Hospitalization
  • Pre and Post Hospitalization

My:health Women Suraksha (Cons)

  • Adventure Sports Injuries
  • No Sexsually Transmitted diseases
  • No Cosmetic Surgery
  • Alcoholism issues not covered
  • No Self Inflicted Injuries

My:health Women Suraksha (Other Benefits)

  • Parent and Child care Cover
  • Child Care Benefit
  • Vaccination
  • Air Ambulance
  • Health Coach

My:health Women Suraksha (Eligibility Criteria)

  • Entry Age - 18 years
  • Max Entry Age - Lifetime Entry
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

HDFC ERGO Health Insurance Network Hospital List

HDFC Ergo entails a wide network of cashless Hospitals that impact millions of lives PAN India. A well connected network of over 13,000+ cashless hospitals, HDFC Ergo ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About HDFC ERGO Network Hospital

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Hdfc Ergo Policy Download: FAQs

1. How can I get a physical copy of the HDFC Ergo health insurance policy download?

  • The insurance provider sends a hard copy of your health insurance policy paperwork to the address you mention when you purchase a health insurance policy from HDFC Ergo. If you can't find that, you can also print off the policy document online by downloading it in pdf format.
  • You can also contact the appropriate individual by going to the local HDFC Ergo branch and asking for a hard copy of your insurance policy there. He or she will assist you in easily obtaining the policy document.

2. How Can I Modify the Paperwork for My HDFC Ergo Insurance Policy?

When you receive your health insurance policy document, you should carefully study it to ensure that you understand all of the terms and conditions as well as to determine whether any adjustments are necessary. There are two options if a correction needs to be made:

  • Call the HDFC Ergo General Insurance customer service representatives at the company's toll-free number.
  • You can also submit a request for a change of information online, or even write to the company using your registered email address and postal address.

3. Can we download the HDFC ERGO policy document using our policy number?

Yes, you can download the HDFC ERGO policy document by using your policy number.

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Read Reviews & Ratings

Customer Review Image

Patra Ahuja

Gandhinagar

April 8, 2024

I was looking for the best health insurance policy. PolicyX came up and eased up my whole task. They suggested HDFC ERGO Optima Secure, it is the best decision ever.

Customer Review Image

Sunidhi Makkar

Mumbai

April 8, 2024

PolicyX was a great resource when I was shopping for health insurance. Got to know a few insights about the company I hold a policy with, HDFC ERGO.

Customer Review Image

Harsh Wardhan

Madurai

April 8, 2024

I would extend my gratefulness to the PolicyX team who helped me get the best health insurance policy from HDFC ERGO.

Customer Review Image

Nipun Walia

Pune

April 8, 2024

Buying HDFC ERGO Health Insurance with the help of PolicyX was the best purchase of my life. Thank you so much team for helping me out.

Customer Review Image

Prema Singhania

Madurai

April 8, 2024

I am so glad that I got my first Health Insurance policy with the help of PolicyX. I am secure now after getting the HDFC ERGO Health Insurance Plan.

Customer Review Image

Padma Ray

Bhopal

March 15, 2024

Always wanted to buy a health insurance for myself with my first salary. PolicyX helped me choose the HDFC ERGO My:Health Women Suraksha, specifically made for heathcare needs of women.

Customer Review Image

Ryan Mukherjee

Coimbatore

March 14, 2024

HDFC ERGO Critical Illness Health Insurance Policy is the best choice of my life. I would like to thank PolicyX and the team for their support.

Customer Review Image

Nitish Sinha

Allahabad

March 14, 2024

I had a kidney problem, so I chose to buy an HDFC ERGO Critical Illness policy with the help of PolicyX. After completing the waiting period, now I am completely eligible to claim for my medica...

View All HDFC Ergo Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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