Niva Bupa Senior First Plan

Overview

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. Whether it's multiple treatments in the same year for the same illness or coverage for consumables, health coverage for seniors is constant and unconditional. Niva Bupa Senior First is an affordable and rewarding health protection plan for seniors. It is an innovative insurance plan with Gold and Platinum variants offering a Sum Insured up to ₹25 lakhs.

Niva Bupa Senior First also encourages policyholders to stay healthy. Policyholders are rewarded for staying healthy with the No-Claim Bonus feature, which adds 10% to your base sum insured every claim-free year, up to a maximum of 100% of the base Sum Insured.

Niva Bupa Senior First Plan Benefits

Exclusions

• Health insurance policies generally exclude some medical conditions from their coverage. Find the permanent diseases or health conditions that are not covered under Niva Bupa Senior First:
• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and abortion
• Congenital disease
• Infertility and in vitro fertilization
• Certain diseases and treatments are covered under this plan after a specific waiting period:
• Listed ailments after 24 months
• Pre-existing diseases after 24 months