Niva Bupa Health Insurance Renewal

Niva Bupa Health Insurance Company is a joint venture between True North (an Indian private equity firm), and the global healthcare services expert, Bupa. It provides comprehensive health insurance plans that cover all hospitalization expenses (including COVID-19), critical care, and accident care needs. Niva Bupa offers a range of products and insurance policies such as top-up insurance, senior citizen insurance, critical illness insurance, individual and family floater health insurance to its customers and fulfils their diverse healthcare needs.

Moreover, to make it more convenient, the company now offers its customers a facility of online renewal, wherein the policyholders can easily renew their Niva Bupa Health policy online. Not just this, the Health Insurance policies offered by Niva Bupa come with a lifelong renewability feature. It saves you from financial stress caused due to medical emergencies. The renewability feature offered by Niva Bupa ensures that the policy can be renewed for a lifetime without any age restriction.

Continue reading to know more about the Niva Bupa Health Insurance renewal process:

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Benefits of Niva Bupa Health Insurance Renewal

• Renewing your policy on time will ensure that you get uninterrupted coverage at the time of medical emergencies and keeps the burden off your shoulders. Niva Bupa policy renewal will secure your and your family’s healthcare needs.
• If at any point you want to add or remove a family member, you can easily do it at the time of policy renewal. Niva Bupa policy renewal will allow you to customize your health plan as per your changing needs.
• You get a No Claim Bonus for every claim-free year under Niva Bupa Health Insurance Policy. If you do not renew your policy on time then you may lose this accumulated benefit.

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I forgot to pay my Niva Bupa Insurance Renewal Premium. What will happen to my policy?

Well, not paying your policy renewals on time may result in policy lapsation which will lead to a financial crunch at the time of an unannounced medical emergency. 

However, in case you forgot to pay your premium on time, the company will offer you a grace period of 30 days.

A grace period is a tenure wherein, if the policyholder fails to pay their Health Insurance premium on time, they still have a chance to pay the pending premiums within the grace period of 30 days to maintain continuity of benefits without any breaks. However, if one fails to pay their premium in this period then the policy will lapse and the beneficiary will lose all the benefits.

How Can I Renew my Niva Bupa Insurance Policy?

Niva Bupa offers two ways to renew your policy- Online & Offline.

Let's discuss the Niva Bupa health insurance renewal process. Follow the below steps to renew your policy easily:

• Visit the company's website and click on the 'Renew' option.
• Enter your 14 digit policy number and click 'Submit'.
• You will get the renewal premium amount.
• Click on the 'Pay now' option to make the payment.
• On successful payment, you will receive a policy transaction number. A new policy kit will be emailed to you within 48 hours.

For offline renewal, you need to get in touch with the customer care executive by calling at 1860-500-8888. 

Points to Keep In Mind Before Renewing Niva Bupa Health Policy:

• Evaluate your family’s needs & requirements: Before renewing your Niva Bupa Health policy, it is essential for you to re-evaluate your and your family’s healthcare needs and then choose coverage accordingly.
• Add or Remove a family member, if required: If you want to add your newly-wedded spouse, your kid or your family members, then you can do it at the time of renewal. Calculate your premium as per the changes and pay the renewal premium.
• Keep track of your renewal dates: Forgetting your renewal dates may lead to policy lapsation which will make you financially handicapped at the time of medical emergencies. Thus, keeping a track of your renewal dates will avoid forgetting your renewal dates and hence you can avail medical coverage throughout.

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