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Introduction to Niva Bupa Annual Health Check-up
Good health leads to a long and happy life. Healthy individuals are often more productive than unhealthy ones. But how do you know if you are healthy? The answer is simple: through a full-body health check-up and a legitimate diagnostic procedure.
However, safeguarding yourself with regular preventive health check-ups may seem like an additional financial burden. To save you from this dilemma, a health insurance policy can help. It is always a wise decision to get a health plan that covers your annual health check-up for free (or includes it in the base plan without any extra cost).
This article discusses why you need a Niva Bupa plan with preventive health test coverage, how you can apply for it, and much more. Read further to know more.
Why Avail Niva Bupa Annual Health Check-ups?
With a Niva Bupa annual health check-up, you can detect potential diseases early and stay healthier for longer. Read below the benefits of buying a health insurance policy with coverage for free annual health check-ups:
Detection of Potential Diseases
Niva Bupa health insurance's free health check-up promotes the recognition of any disease even before it impacts you, thereby minimizing the risk of any upcoming medical severity.
Helps Stay Healthy for a Long Time
Undergoing an annual or regular health check-up inspires you to maintain a healthy lifestyle, work out regularly, eat healthy, and reduce or quit unhealthy habits.
Helps Avoid Stress
If you have a health insurance plan that offers preventive annual health check-up coverage at no additional cost, it saves you from stressing about future health complications.
Increases Affordability
Full-body medical examinations can be expensive and sometimes not easily accessible to everyone. In such scenarios, a health insurance policy with free annual health check-ups can cover you all year round.
List of Free Health Check-ups Under Niva Bupa Health Insurance
Free medical check-ups are subject to the annual health check-up coverage in your policy schedule. However, here is a list of Niva Bupa annual health check-ups that typically come under the free diagnostic coverage under the Niva Bupa (formerly Max Bupa) health insurance policy:
- Blood count
- Urine test
- Fasting blood sugar
- Chest x-rays
- Lipid profile
and others.
How to Apply for a Niva Bupa Free Health Check-up?
To avail of the Niva Bupa free health check-up, you must determine if your plan offers base coverage for it. Most individual or family floater health plans provide annual health check-up coverage for free. However, you must check this criterion as several plans specify an annual or preventive health check-up clause with additional and pre-set charges. Since the Niva Bupa free annual health check-up cost is included in the policy, you do not have to worry about extra medical expenses. Also, the policyholder must keep a record of the plan's expiry, after which they are not eligible to avail of any preventive diagnosis.
The scope of free annual health check-ups under Niva Bupa health insurance plans is discussed below:
- Contact your insurer or directly visit the nearest offline branch of the company where you have to raise your query for health check-ups.
- Call the insurer to ask about scheduling an appointment for the medical tests according to your time and type of hospital, along with other preferences.
- You will get a pre-authorization letter from the company, after which you need to visit the hospital for diagnostic tests (along with the health card issued by your insurer).
- After tests, you will receive the reports of your check-up.
If the medical tests are done at a network hospital, cashless settlement will work for the insured (if the coverage aligns with policy terms).
Similarly, if you have received this diagnostic test at a non-service providing center/non-network hospital, your health check-up expenses will be reimbursed by the insurer (only if it is mentioned in your policy wording).
Niva Bupa Health Insurance Plans with Coverage for Annual Health Check-ups
Below are some of the plans under Niva Bupa Health Insurance that provide free annual health check-ups:
- Niva Bupa Aspire Start Young
- Niva Bupa ReAssure 2.0
- Niva Bupa Health Premia
- Niva Bupa Senior First policy
- Niva Bupa GoActive Individual health plan
- Niva Bupa Health Pulse
- Niva Bupa Heart Beat insurance plan
To know more, go to the official website of Niva Bupa Health Insurance. You can also reach out to their customer care at 1800 309 3333 / 1860 500 8888 or email at [email protected].
If you still need help, reach out to the customer care of PolicyX.com. Or you can directly contact our expert insurance advisors at 1800-4200-269.
