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With good health comes great things, and a long & happy life. No wonder, healthy individuals stay more productive than unhealthy ones. But how do you know you’re healthy or not? The answer is simple. By going through a full body (profile) health check-up and a legit diagnostic procedure.
However, safeguarding yourself with a regular preventive health check-up may seem like an additional financial burden. To save you from this dilemma, there comes the role of a health insurance policy. It’s always a wise decision to get a health plan that covers your annual health check-up for free (or, included in the base plan, without any extra cost).
This article on Niva Bupa annual health check-ups discusses why you need a plan with preventive health test coverage, how can you apply for it, and much more. Read further to know more about the same.
Read below the benefits of buying a health insurance policy with coverage for free annual health check-ups:
Niva Bupa health insurance free health check-up promotes the recognition of any disease even before it impacts you. Hence, minimizing the risk of any upcoming medical severity.
Going through an annual or regular health check-up inspires you to maintain a healthy lifestyle, work out regularly, eat healthy, and reduce/quit unhealthy habits.
If you have a health insurance plan that offers you preventive annual health check-up coverage at no additional cost, it saves you from stressing out about future health complications.
Full body medical examinations can cost you a hefty amount, and sometimes it’s not easily accessible by everyone. In such scenarios, a health insurance policy with free annual health check-ups can cover you all year round.
Free medical check-ups are subject to the annual health check-up coverage in your policy schedule. However, here’s a generic list of the free medical diagnostics under the Niva Bupa (priorly, Max Bupa) health insurance policy:
and others.
To avail of the Niva Bupa free health check-up, you must determine if your plan offers a base coverage for it. Most individual or a family floater health plan provides annual health check-up coverage for free. However, you must check this criteria as several plans specify an annual or preventive health check-up clause with additional and pre-set charges. Also, the policyholder must keep a record of the plan’s expiry from when they are not eligible to avail of any preventive diagnosis.
The scope of free annual health check-ups under Niva Bupa health insurance plans is discussed below:-
If the medical tests are done at a networking hospital, the cashless settlement will work for the insured (if the coverage aligns with policy terms)
Similarly, if you’ve received this diagnostic test at a non-service providing centre/non-networking hospital, your health check-up expenses will be reimbursed by the insurer (only if it’s mentioned in your policy wording).
Below are some of the plan under Niva Bupa Health Insurance that provides free annual health check-ups:
To know more, go to the official website of NivaBupa Health Insurance. You can also reach out to their customer care at 1800 309 3333/1860 500 8888 or email at customercare@maxbupa.com.
If you still need help, reach out to the customer care of PolicyX.com. Or you can directly contact our expert insurance advisors at 1800-4200-269.
Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family, Niva Bupa Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Niva Bupa Health Insurance plans explore more:
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Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...
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Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...
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Complimentary health check-ups include common tests like ECG, complete blood count, lipid profile, urine test, thyroid profile, fasting blood sugar and others.
No. Your medical reports related to annual or preventive health check-ups cannot affect your premiums (unless you have a pre-existing disease). Your policy’s premium stays as same as it’s quoted at the time of policy issuance.
Things to consider while buying a health insurance policy for complimentary health check-ups are: Frequency of health checkups in a policy year No claim health check-up clause (voluntary) Cashless check-up facility at networking/service-providing centres Physical and medical check-up coverage Annual health check-ups are based on the limit of the sum insured
Multiple health plans under Niva Bupa provide annual or preventive health check-ups, some of them are: NivaBupa Aspire Start Young NivaBupa ReAssure 2.0 NivaBupa Health Premia NivaBupa Senior First policy NivaBupa GoActive Individual health plan
Depending on the terms and conditions of your policy and the type of plan (governing the expenses of annual health check-ups), you can avail of this benefit.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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