Max Bupa ReAssure Plan
  • Learn About its Benefits and Exclusions
  • Illustrations of Sample Premium Rates
  • All About the Max Bupa Health ReAssure

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Max Bupa ReAssure Plan

Health insurance is specifically designed to protect you and your family during hard times. Max Bupa ReAsssure plan is a comprehensive policy that offers a wide number of coverage options for you and your entire family on a go. This plan is tailored to secure your financial well-being with several features and benefits such as sum insured options up to 1 Crore, unlimited reinstatement of sum insured, safeguards you against inflation, and provides cashless facilities at network hospitals. This plan comes with a promise to keep you motivated to stay fit and active with its Live Healthy Benefit.

Key Features of Max Bupa ReAssure Plan

It is important to be aware of the Key features of your availed policy. Here, we are discussing the key features of the Max Bupa ReAssure Plan for your quick understanding:

1 InPatient Care

It covers all the medical expenses incurred during hospitalization. This includes the coverage for room rent (no capping), fees of medical practitioners, operation theatre charges, investigative tests, medicines, etc.

2 Day Care Treatment

This plan provides coverage for medical expenses one could generally incur during daycare treatments. The daycare treatments that require hospitalization of more than 2 hours such as angiography, dialysis, radiotherapies, and many more.

3 Modern Treatments

Max Bupa ReAssure plan offers coverage for modern treatments such as stem cell therapies, robotic surgeries, oral chemotherapy, cell therapy, etc.

4 Pre and Post Hospitalization

Get coverages up to the sum insured of the medical expenses incurred in pre and post-hospitalization, 60 days before and 180 days after the hospitalization.

5 AYUSH Treatments

Offers coverage for AYUSH/Alternative Treatments that allows you to go for Ayurveda, Unani, Siddha, and Homeopathy treatments.

6 Orhan Donor Transplant

You can get coverage of all the medical expenses incurred for inpatient treatment of organ donors.

7 Hassle-free claim process

For a quick and smooth hassle-free claim process, submit the required documents to Max Bupa.

As we have discussed above the Key Features of the Max Bupa ReAssure Plan. Here we have summarized the major highlights of this plan. Let's go through the table.

TypeIndividual/Family Floater
Sum InsuredRs. 3 Lakhs to 1 Crore
RenewabilityLifelong
Health Check-upAvailability of Annual Health Check-up

Eligibility Criteria of Max Bupa ReAssure Plan

Let's understand the Key Features of the Max Bupa health recharge super top up plan for a better understanding:

Minimum Entry AgeChildren -90 Days
Adult - 18 years
Maximum Entry AgeChildren -30 years
Adult - 65 years
Number of members coveredThis plan involves a maximum of 6 members in several combinations

Benefits of Max Bupa ReAssure Plan

Not many people are aware of the benefits of policy availed. It is important to know all the key features and benefits of the Max Bupa ReAssure Plan before buying it. Let's move on to the benefits for your better understanding:

  1. Shared Accommodations Cash Benefit

    If you are hospitalized in a network hospital, then you are required to pay the daily amount of cash for 24 hours of hospitalization.

  2. Booster Benefit

    In this, the sum insured amount gets doubled within two claim-free years.

  3. Discounts

    This plan offers several benefits such as family discount, doctor discount, tenure discount. For example, If 2 or more members are covered under an individual plan, then you can get a discount of 10% on the premium. For more information about different discounts, go through the Max Bupa ReAssure Policy Brochure.

  4. Freelook Period

    This plan offers you a chance to change your decision of continuing with this policy within 15 days.

  5. Domiciliary Hospitalization

    This plan offers coverage of the expenses incurred in medical treatments in case of home treatment.

  6. Live Healthy

    Max Bupa Health App tracks and manage your health disorders. To avail of this benefit, you are required to collect the health points from Max Bupa App and get additional renewal discounts on premium.

  7. ReAssure

    This benefit offers unlimited reinstatement of the sum insured for any disease for anyone insured in a policy.

  8. Tax Benefits

    This plan offers tax benefits under Section 80 (D) of the Income Tax Act, 1961.

Discounts Offerings under Max Bupa ReAssure Plan

Policy for Individuals (for 2 members)

We have summarized the details of coverages that come under Max Bupa Health Recharge Plan. Please go through the table carefully and choose your plan wisely.

At Beginning
Premium100 each member
10% family discount20
3 years Term discount (2nd year - 7.5% + 3rd year -15%)40.5
5% Doctor's Discount25
Final Premium474.5
Premium without any discount600
Total Saving20.9%
At the time of Renewal
2.5% discount on additional Auto-debit11.9
Additional Live Healthy discount maximum up to 30%138.8
Final Premium323.8
Premium without any discount600
Total Saving46%

Coverages of Max Bupa ReAssure Plan

Coverages under Max Bupa ReAssure Plan
Sum Insured Options3 Lakhs, 4 Lakhs, 5 Lakhs, 7.5 Lakhs, 10 Lakhs, 12.5 Lakhs, 15 Lakhs, 20 Lakhs, 25 Lakhs, 50 Lakhs, 50 Lakhs, 75 Lakhs, 75 Lakhs, 1 Crore
Inpatient Treatment (no room rent capping)Covered up to sum insured
Day Care and Homecare Treatment
AYUSH
Organ Donor Transplant
Domiciliary Hospitalization
Pre and Post HospitalizationCovers expenses related to Pre and Post Hospitalization, 60 days and 180 days respectively
Air AmbulanceCoverage for Cashless Claims - Covered up to sum insured
Coverage for Claim Reimbursement - covered up to Rs 2.5 Lakhs
Emergency AmbulanceRs. 2000/hospitalization
Hospital Cash BenefitUp to 5 Lakhs- Rs. 1000/ day
Up to 7.5 Lakhs - Rs. 2000/day
Above 50 Lakhs - Rs. 4000/day
Modern TreatmentsCovered up to sum insured such as for robotic surgeries

Sample Rates of Premium

This table illustrates the premium payable by individuals at different ages for a Sum Insured 10 Lakhs.

Premium Payable by Individuals at Different ages under Max Bupa Health ReAssure Plan

Premiums at different ages under Health ReAssure Individual Plan

The premium for Health Insurance is increasing with the age due to the rise in health problems, doctor fees, medicine charges, cost of medical treatments, etc. There are other factors as well that plays an important role in the calculation of premiums which are pre-existing illnesses/diseases, medical history of the family, gender, professions, any substance abuse addictions, etc.

Now let's see the premiums of the Max Bupa Health ReAssure Family Floater plan assuming the age of the family - Self: 30 years, Spouse: 28 years, and Children: 10 & 5 Years. Let's explore this graph.

Premium Payable by Families at Different ages under Max Bupa Health ReAssure Plan

Premiums at different ages under Health ReAssure family Plan

Let's understand this with the help of an example:

Rahul and his entire family (his wife and children) are covered under this Max Bupa ReAssure family floater Plan for a sum insured of Rs. 10 Lakhs. If one of the family members is required to be hospitalized for the treatment of Coronavirus or any other diseases which are covered under this plan, so at that time they can claim an amount equivalent to Rs. 10 Lakh along with the activation of ReAssure benefit.

Now from the next time, a claim amount of Rs. 10 Lakhs will be available, and ReAssure benefit gets activated at the starting of the first claim

Waiting Periods and Exclusions of Max Bupa ReAssure Plan

If you have decided to buy this plan, inform yourself about their exclusions to raise smooth claims.

This plan will not cover the treatment done during the first 30 days of the plan unless the treatment is a result of an accident.

Note - This does not apply to renewable policies.

2 years of exclusion for certain diseases such as cataracts, hernias, internal congenital problems, etc.OPD treatmentsSex change treatment, Therapies related to Hormone replacement, cosmetic and plastic surgery.Dental/oral treatmentsSleep disordersAlcohol/drug or substance abuseSexually Transmitted Diseases such as HIVSelf-inflicted injuries or attempted suicideAdventurous or Hazardous Sports

Renewal Process of Max Bupa ReAssure Plan

Follow the below steps to renew your policy easily:

  • Visit the website of Max Bupa Company.
  • Click on the "Renew" option.
  • Enter your 14 digit policy number and click submit.
  • After clicking on the submit button, you will get the renewal premium amount.
  • Then, click on the 'Pay Now' option to make the payment.
  • You will receive a transaction confirmation about your policy and a kit of policy will be emailed to you within 48 hours.

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FAQ's

1. Is a health check-up necessary before buying a policy?

Yes, a medical check-up is required when signing for a new health insurance policy. However, health check-ups are not generally required for the renewal process.

Find Out What PolicyX.com Customers Are Saying

(Showing latest 5 reviews only)

- 4.4/5 (14 Total Rating)

February 26, 2021

Sriniwas Rane
Pune

I took the health insurance plan for my family. Max Bupa is a nice company. Go for it. Thanks to Policyx.com, they helped me a lot.

December 3, 2020

Rahul Kumar
Bengaluru

One of my friends suggested me to buy Max Bupa from PolicyX.com. I am quite satisfied with the service

January 2, 2021

Shubhi Agarwal
Chennai

I am satisfied with the service as it is very easy to use and provides a good claim settlement process.

November 20, 2020

Rajan
Bhopal

I got my claim today, the process is very quick. Very happy with the service. Keep Going with the good service.

August 20, 2020

Akansha Jain
Delhi

Max Bupa provides good service and cashless benefits. Thanks to PolicyX.com. The agents are patient and helped me throughout the process.

Last updated on 31-03-2021

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