Niva Bupa Personal Accident Care Plan

Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-based healthcare services provider with over 60 years of experience in the insurance industry. This partnership combines international healthcare with local expertise to offer comprehensive insurance plans covering various risks, including health and personal accidents. It is regarded as one of the most reliable insurance companies in India with a claim settlement ratio of 99.99%.

Since accidents are impossible to foresee and when they do happen, they can drain your bank account. It is advisable to have a good health insurance plan to preserve your finances and the future of your family. Niva Bupa Personal Accident Care covers various risks associated with accidents that can change an individual's life and affect their loved ones. This plan includes coverage for accidental death, permanent total disability, permanent partial disability, child education benefit, and funeral expenses.

Niva Bupa Accident Care Specifications

Adult Entry Age

Minimum-18
Maximum-65

For Dependent Child (Max 2 Kids)

Minimum-2
Maximum-21

Plan Type

Individual/ Family Floater

Policy Term

1/2/3 Years

Initial Waiting Period

No Waiting Period

Sum Insured

5 lakh to 25 Lakhs
30 Lakhs to 5 Crore

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Niva Bupa Personal Accident Plan Coverage Allocations Table

Family /Individual	Percentage Allocations
Self	100% of the Sum Assured
Spouse	50% of the Sum Assured or Rs 10 Lakhs whichever is lower.
2 Children	20% of the Sum Assured or Rs 2 lakhs whichever is lower.

For more plan specifications download the brochure of Niva Bupa Personal Accident Plan:

Niva Bupa Accident Care Benefits

Accidental Death Coverage
Niva Bupa Personal Accident Care provides 100% accidental death coverage, the company reimburses the full amount of the insurance policy in the event of the accidental death of the insured individual.
Permanent Total Disability Coverage
If the insured person is unable to work or has total and permanent loss of any body part, the Niva Bupa Accident Care Plan covers 125% of the sum insured, under permanent total disability coverage. Let's look at a few total disability scenarios when the insured person experiences job loss:
- Unable To Work: Due to the accident, the insured individual will not be able to work at any time during his lifetime in any occupation or employment.
- Loss of limbs or sight: This refers to the insured person experiencing a complete and permanent loss of the use of two limbs, both eyes, or both eyes and one limb.
- Loss of independence: This includes situations where the covered person is unable to carry out three or more chores on their own, such as dressing, feeding, mobility, toileting, transferring, and washing.
Permanent Partial Disability Coverage
The amount of compensation for PPD coverage in Niva Bupa Accident Care may vary depending on the extent of the disability and the terms and conditions of the policy. Typically, the compensation is calculated as a percentage of the total sum insured, and the percentage may be determined based on a schedule of benefits specified in the policy.
Child Education Benefits Coverage
In case of accidental death or permanent total disability, the dependent child gets the education benefit. The company provides 5% of the sum assured or INR 50,000, whichever is lower.
Funeral Expenses Coverage
Niva Bupa's personal accident care plan includes payment of INR 5,000, as the funeral expenses in case of accidental death of the insured person.

Temporary Total Disability Coverage Table of Niva Bupa Personal Accident Plan

It is a condition where the insured person suffers from a bodily injury resulting from an accident, which renders them unable to engage in any type of employment or occupation, whether or not it is related to their usual work, training, or education. Here is the coverage table:

Optional Benefits available under Accident Care
Temporary Total Disability (TTD)* Sum Insured available	1,000,000	2,000,000
Temporary Total Disability Benefits	1% of Sum Insured (SI) per week, Max upto 100 weeks TTD Sum Insured (SI) not to exceed 2 times of annual income
Surgical Operations	Covered Upto Accident Hospitalization Limit
Nursing Care, Drugs and Surgical Dressing
Medical Practitioners/ Surgeon's Fee
Room Rent
Operation Theater Charges
Anesthetics Fee (Including Administration)
X-Ray Examination or Treatment's (Including CT)
Diagnostic's Procedures and Therapies
Prosthetic Implant
Emergency Ambulance	Limited to Rs. 2,000 per claim
Physiotherapy	Limited to 10% of Accidental Hospitalization Limit

Permanent Partial Disability Coverage List of Niva Bupa Personal Accident Plan

The specific list of permanent partial disabilities and their corresponding percentage of coverage under an insurance policy can vary depending on the policy and the insurer. However, here is a general list of permanent partial disabilities and their corresponding percentage of coverage:

	Type of Partial Permanent Disability	Percentage of the Sum Insured
1.	Loss of use of both hands or loss of function in the wrist joint	100%
2.	Loss of use of both feet or loss of function in the ankle joint	100%
3.	Loss of use of one hand from the wrist joint and one foot from the ankle joint for the rest of one's life	100%
4.	Permanent loss of vision in one eye, as well as loss of one hand from the wrist joint.	100%
5.	Total and permanent blindness in one eye, as well as loss of use of one foot from the ankle joint.	100%
6.	Permanent blindness in one eye, as well as loss of function of one foot from the ankle joint.	100%
7.	Permanent loss of speech and hearing in both ears	100%
8.	Permanent loss of hearing in both ears	50%
9.	Quadriplegia	100%
10.	Permanent loss of use of one hand from the wrist joint	50%
11.	Permanent loss of use of one foot from the ankle joint	50%
12.	Permanent loss of sight in one eye.	50%
13.	Permanent loss of speech	50%
14.	Uniplegia	25%

Premium Table Of Niva Bupa Personal Accident Care Plan

Entry Age - 18 - 65 Years (All figures in Rs.)
Premium	1 Adult			2 Adult			2 Adult + 2 Children
Cover	1 Year	2 Year	3 Year	1 Year	2 Year	3 Year	1 Year	2 Year	3 Year
25 Lakhs	3,382	6,341	9,216	5,205	9,759	14,184	5,205	9,759	14,184
30 Lakhs	4,088	7,665	11,140	6,040	11,325	16,459	6,040	11,325	16,459
50 Lakhs	6,790	12,731	18,503	8,821	16,539	24,037	8,821	16,539	24,037

Features of Niva Bupa Accident Care Plan

The plan offers a variety of unique features to ensure that customers are well-protected in case of accidents. Here are some of its important benefits:

Guaranteed Cash Benefit:
With the Niva Bupa Personal Accident Care plan, customers can receive guaranteed cash benefits that are permissible under the policy terms and conditions.
Coverage from Day One:
The plan provides coverage from the very first day of the policy period, ensuring that customers are protected immediately. There is no waiting period.
Enhanced Protection
Niva Bupa Personal Accident Care provides additional options for comprehensive coverage, the policyholder can opt between temporary total disability and accidental hospitalization.
Tenure Options-
Niva Bupa Accident Care also provides two- and three-year plan options, the plan offers tenure with discounts of 12.5 years for two years and 15% for three years.
Choose Sum Assured-
You can choose from a number of different sum insured alternatives the insurer offers according to your level of risk.
Direct Claim Settlement:
Claims are processed by the company's in-house service team, ensuring that customers receive timely and hassle-free claim settlements.
Lifetime Renewability:
Customers can enjoy lifetime renewability under the Niva Bupa Personal Accident Care, ensuring that they are protected for life.
Worldwide Coverage:
The plan provides coverage for accidents that occur worldwide, making it ideal for frequent travelers.
Free Look Period:
Customers can avail of a free look period of 15 days to review the policy and make changes as required.

Exclusions of Niva Bupa Accident Care

Understanding the coverage and benefits offered by the Niva Bupa Accident Care plan requires a detailed reading of the terms and conditions. It is also significant to keep in mind that the policy may be subject to certain exclusions or limitations. Lets us have a look at a few exclusions:

Pre-existing conditions:
Any medical condition that the policyholder had before purchasing the policy will not be covered. This means that if the policyholder suffers an accident that is related to a pre-existing condition, they will not be able to claim the benefits.
Intentional harm:
If the policyholder causes an accident intentionally, they will not be covered. For example, if the policyholder gets into a fight and intentionally injures someone, they will not be able to claim the benefits.
Illegal activities:
If the policyholder suffers an accident while engaging in illegal activities, they will not be covered. This includes activities such as driving under the influence of drugs or alcohol and participating in illegal street races.
Self-harm:
If the policyholder intentionally harms themselves, they will not be covered. This includes attempted suicide or self-inflicted injuries.
War and terrorism:
If the policyholder suffers an accident due to war or terrorism, they will not be covered. This is because such events are considered to be beyond the control of the insurance company.
Dangerous sports and activities:
If the policyholder suffers an accident while participating in dangerous sports or activities such as skydiving, bungee jumping, or mountain climbing, they will not be covered.
Professional sports:
If the policyholder suffers an accident while participating in professional sports, they will not be covered. This is because professional sports carry a higher risk of injury.
Medical procedures:
If the policyholder suffers an accident while undergoing a medical procedure, they will not be covered. This includes cosmetic procedures and experimental treatments.

Choose Niva Bupa Health Insurance Plan for

Explore more plans from Niva Bupa

Niva Bupa Health Insurance company offers several tailored health plans that are designed to serve you in the best way possible. Take a look:

Comprehensive

Niva Bupa Aspire Plan

This plan is designed for youngsters and allows the policyholder to go overseas for treatments.

Unique Features

Exclusive maternity benefits
Adoption is included
Borderless facilities

Niva Bupa Aspire Plan (Pros)

Overseas treatment coverage
Booster benefit
Covers organ donor transplant
Second medical opinion
Teleconsultation

Niva Bupa Aspire Plan (Cons)

No suicide cover
No war injury cover
Baby food & utility charges excluded
Laundry charges excluded
No certificate charges

Niva Bupa Aspire Plan (Other Benefits)

4 unique variants of the plan
Cash-bag benefit
WellConsult OPD Wallet
Cashless claim settlement
AYUSH Treatment

Niva Bupa Aspire Plan (Eligibility Criteria)

Entry age - 18 years
Max entry age - No AgeLimit
SI - INR 3L to 1 Cr
Waiting Period - 30 days

Comprehensive

Nivabupa Health Reassure Plan

A complete health insurance policy that covers you and your family with a wide range of SI (3 Lakh to 1 Crore) and continues to give you more benefits.

Unique Features

Covers a maximum of 6 members
Unlimited SI restoration
Coverage for modern treatments

Health Reassure Plan (Pros)

Booster benefit
Organ donor transplant
ReAssure
Live Healthy Benefit
Second Medical Opinion

Health Reassure Plan (Cons)

No OPD Cover
No Maternity Cover
No Sleep Disorder Covered
No Suicide Cover
No War Injury Cover

Health Reassure Plan (Other Benefits)

Air Ambulance
Hospital Cash
Personal Accident Cover
Domiciliary hospitalization
Day care treatment

Health Reassure Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - No Age Limit
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Comprehensive

Niva Bupa Health Companion V2022

An individual and family plan that covers all day care treatments, modern treatments, comes with a safeguard add-on and provides annual health check-ups.

Unique Features

No room rent capping
20% no-claim bonus on SI
100% SI restoration

Health Companion V2022 (Pros)

5% Doctor Discount
10% Family discount
Tenure Discounts of upto 15 %
Annual Aggregate Deductible
Home Care Treatments

Health Companion V2022 (Cons)

No OPD Cover
No Maternity Cover
Cosmetic Surgery Uncovered
Specific Diseases after 2 yrs
No Alcoholism Cover

Health Companion V2022 (Other Benefits)

Air Ambulance
Modern Treatments
Vaccination on Animal Bite
Organ Donor Benefit
Domiciliary treatments

Health Companion V2022 (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - No Age Limit
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Comprehensive

NivaBupa Health Premia

A policy for you and your family which covers modern treatments, laser surgery, e-consultations, annual health check-ups, and coverage of 3 Crores.

Unique Features

Maternity Cover
International coverage
In-Built travel insurance

NivaBupa Health Premia (Pros)

Refill benefit for any illness
10% Loyalty Additions in SI
Tenure Discounts of upto 15 %
Worldwide Maternity Benefit
In-patient care

NivaBupa Health Premia (Cons)

No OPD Cover
No HIV/AIDS Covered
20% co-payment
Pre-existing Diseases after 2 yrs
Treatment for Alcoholism

NivaBupa Health Premia (Other Benefits)

Zonal Coverage available
Pharmacy and diagnostic services
Opt for additional features
Living Organ Donor Benefit
Premium waiver and portability

NivaBupa Health Premia (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Affordable

NivaBupa Health Pulse

A budget-friendly health insurance plan that offers coverage to individuals and families with tailor-made benefits and great value for money.

Unique Features

No room rent capping
Up to 100% of SI restoration
20% No Claim Bonus

NivaBupa Health Pulse (Pros)

Optional benefits available
150% Refill Benefit
Annual Health Checkup
Emergency Ambulance
Living Organ Donor Benefit

NivaBupa Health Pulse (Cons)

Conflict and Disaster cases
20% co-payment
No Maternity Benefit
Cosmetic surgeries
Treatment for Alcoholism

NivaBupa Health Pulse (Other Benefits)

Operation Theatre Coverage
Modern Treatments
Personal Accident Cover
e-Consultation
Daily Hospital Cash

NivaBupa Health Pulse (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 25 L
Waiting Period - 30 Days

Digital

NivaBupa GoActive

A modern-day digital insurance plan offering you cashless OPD and diagnostic services along with basic coverage and healthcare benefits.

Unique Features

Early age enrolment discounts
Annually 10 OPD consultations
No room rent capping

NivaBupa Go Active (Pros)

Pharmacy and Diagnostic Services
Domiciliary hospitalization
Personal Accident Benefit
Refill Benefit
Daily health coaching

NivaBupa Go Active (Cons)

Maternity Benefit Not available
Adventure Sports not covered
HIV/AIDS not covered
Cosmetic Surgery Not Covered
War Injuries not covered

NivaBupa Go Active (Other Benefits)

Behavioural Assistance Program
Alternate Treatment
I-Protect option to increase SI
2 % ICU Cover (per Day)
No Room Rent Sub Limit

NivaBupa Go Active (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 4 L to 25 L
Waiting Period - 30 Days

Comprehensive

NivaBupa Heart Beat

A complete health plan, providing a wide range of medical benefits along with global emergency coverage.

Unique Features

Maternity & New born coverage
No room rent capping
10% increase in SI annually

NivaBupa Heart Beat (Pros)

Additional Coverage
10% Loyalty Benefit
Annual Health Check ups
Refill benefits
Coverage out of hospitals

NivaBupa Heart Beat (Cons)

Obesity Treatment not covered
Hazardous Activities not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

NivaBupa Heart Beat (Other Benefits)

OPD Consultations
Alternative Treatments
New Born Baby Cover
Pharmacy and diagnostic services
No WP up to 45 years

NivaBupa Heart Beat (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Affordable

NivaBupa Super Saver

An individual and family health plan, providing a cover of up to 1 crore at affordable premiums combined with advanced features and benefits.

Unique Features

Up to 200% of SI as NCB
Up to 150% of SI restoration
Unlimited e-consultation

NivaBupa Super Saver (Pros)

Day 1 Health check-up
No pre-issuance medical tests
Ambulance cover up to Rs 2000
ReAssure Benefit
No sub-limits

NivaBupa Super Saver (Cons)

No Maternity Benefit
Adventure Sports not covered
STDs not covered
Cosmetic Surgery Not Covered
Self Inflicted Injuriesnot covered

NivaBupa Super Saver (Other Benefits)

Air Ambulance Cover
Health Checkup
Organ Donor Benefit
Ayush Benefit
Room selection Option

NivaBupa Super Saver (Eligibility Criteria)

Entry Age - 61 Years
Max Entry Age - 75 Years
SI - 5 L to 25 L
Waiting Period - 30 Days

Top-up plan

NivaBupa Health Recharge

A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.

Unique Features

No room rent capping
Unlimited E-consultation available
Pharmacy and diagnostic services

NivaBupa Health Recharge (Pros)

Loyalty Additions up to 50%
Pharmacy and Diagnostic Services
Personal Accident Cover
Easy Plan Convertibility
Day Care Treatments Coverage

NivaBupa Health Recharge (Cons)

Maternity Treatment not covered
Pre-existing Diseases not covered
Alcoholism not covered
Dietary Supplements not covered
No COVID-19 cover

NivaBupa Health Recharge (Other Benefits)

Intensive Care Unit charges
Domiciliary treatment
HIV / AIDS Treatment Covered
Artificial Life Maintenance Benefit
Room Rent (per day) Up to 1%

NivaBupa Health Recharge (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2 Lakh - 95 Lakh
Waiting Period - 30 Days

Critical Illness

NivaBupa CritiCare

Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.

Unique Features

Daily hospital cash
Accident care available
Lifelong renewability

NivaBupa CritiCare (Pros)

20 critical illnesses Covered
Long-term tenure savings
Different pay-out options
Tax benefits
Direct claim settlement

NivaBupa CritiCare (Cons)

Accident Death
No Total Disability Cover
AIDS Not Covered
Child Education Benefit
Funeral Expenses

NivaBupa CritiCare (Other Benefits)

Flexibility Plan Options
Surgeon's Fee Covered
Renewal for life
Diagnostic Procedures/Therapies
Prosthetic Implants Covered

NivaBupa CritiCare (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 3 Cr
Waiting Period - 30 Days

Comprehensive and Top-Up plan

NivaBupa Money Saver

A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.

Unique Features

100% SI restoration
Unlimited e-consultation
No room rent capping

NivaBupa Money Saver (Pros)

All Day Care Procedures covered
Accumulated Bonus
100% Refill Benefit
20% cumulative bonus
Organ Transplantation Covered

NivaBupa Money Saver (Cons)

No Maternity Benefit
Adventure Sports not covered
STDs not covered
Cosmetic Surgery Not Covered
Self Inflicted Injuriesnot covered

NivaBupa Money Saver (Other Benefits)

Road Ambulance Cover
Alternate Treatment
Pharmacy and Diagnostic Services
Hassle-Free Claims
Pre & Post Hospitalisation

NivaBupa Money Saver (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 10.5 L to 1 Cr
Waiting Period - 30 Days

Senior Citizen

NivaBupa Senior First

A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.

Unique Features

Coverage for modern treatments
Multiple co-payment options
Unlimited SI restoration

NivaBupa Senior First (Pros)

3 Variant Available
No pre-issuance medical tests
Day 1 Health Check-up
Safeguard (Add-on)
Day Care Treatment

NivaBupa Senior First (Cons)

No Critical Illness Cover
50% Co-payment
No Specific Diseases Covered
No Pre-existing Disease Cover
Self Inflicted Injuriesnot covered

NivaBupa Senior First (Other Benefits)

ReAssure Benefit
Domiciliary Hospitalization
Organ Donor Benefit
Ayush Benefit
Annual Aggregate Deductible

NivaBupa Senior First (Eligibility Criteria)

Entry Age - 61 Years
Max Entry Age - 75 Years
SI - 5 L to 25 L
Waiting Period - 30 Days

Comprehensive Plan

Niva Bupa Health ReAssure 2.0 Plan

Niva Bupa Reassure 2.0 provides insurance holders with a high sum insured through their platinum, titanium, and bronze variants along with a multitude of other features.

Unique Features

Booster+ Benefit
Lock premiums at entry age
Health check-ups from day 1

Health ReAssure 2.0 Plan (Pros)

Personal accidents covered
Acute Care
Emergency Ambulance
Three Plan variants
Home Care Treatments

Health ReAssure 2.0 Plan (Cons)

No OPD Cover
No Maternity Cover
No Sleep Disorder Covered
Pre-Existing Diseases after 3 yrs.
Alcoholism not covered

Health ReAssure 2.0 Plan (Other Benefits)

Air Ambulance
Modern Treatments
Second Opinion
Booster Benefit
Shared Accommodation Benefit

Health ReAssure 2.0 Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - No Age Limit
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Suraksha Plan

Niva Bupa Saral Suraksha Bima

A personal accident insurance policy that offers a lump sum compensation in case of permanent disability or death resulting from an accident.

Unique Features

Large Sum Insured
High sum insured
Up to 50 % Cumulative Bonus

Saral Suraksha Bima (Pros)

Accidental Death Covered
Pay Rs 296 monthly as premium
Education Grant to children
Temporary Total Disablement
Hospitalisation due to an accident

Saral Suraksha Bima (Cons)

No Maternity Benefit
No Disablement Claims
War Injuries not covered
Accident through intoxication
COVID-19 death not covered

Saral Suraksha Bima (Other Benefits)

30-minute cashless claims
Paperless Reimbursement
Road Ambulance Covered
Emergency Treatment Covered
Hassle Free Renewal Process

Saral Suraksha Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2.5 L to 1 Cr
Waiting Period - 30 Days

Corona Plan

Niva Bupa Corona Kavach

The plan covers you and your family against COVID-19, covers the Comorbidities arising out of COVID, and imposes no room rent capping.

Unique Features

Ventilator Expenses Included
PPE Kit expense Included
Covers ICU Charges

Niva Bupa Corona Kavach (Pros)

Home Care Treatment Expenses
Hospitalisation Coverage
Pre and Post Hospitalisation
Hassle-free Claims
AYUSH Treatments Coverage

Niva Bupa Corona Kavach (Cons)

OPD and Day Care Treatment
Evaluation and Investigations
Rehabilitation
Dietary supplements
COVID Claim

Niva Bupa Corona Kavach (Other Benefits)

Coverage for Parents & PILs
Coverage for Dependent Children
Road Ambulance Covered
Hospital Daily Cash
Spouse Cover Available

Niva Bupa Corona Kavach (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50 Thousand to 5 Lakh
Waiting Period - 30 Days

Niva Bupa Health Insurance Network Hospital List

Niva Bupa Health Insurance Network Hospitals are present in 32 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Niva Bupa Network Hospital

Niva Bupa Accident care: FAQs

1. What is the maximum number of dependent children that can be covered under Niva Bupa Accident Care?

A maximum of 2 dependent children are covered under Niva Bupa Accident Care Plan.

2. A maximum of 2 dependent children are covered under Niva Bupa Accident Care Plan.

The money is deposited into the insured person's account 90 days after the occurrence of the event.

3. What Happens if the insured person dies before a claim has been processed under this Niva Bupa Personal Accident care plan?

No funds will be transferred to the insured person's account if they pass away prior to the processing of a claim under this accident care plan.

4. What is the Niva Bupa Accident Care discount for the 2 and 3 year plan terms?

The plan offers discounts of 12.5% for two years and 15% for three years.

5. Does Niva Bupa Accident Care cover Prosthetic Implantation?

Prosthetic implantation is covered by this plan, and the costs are reimbursed up to the policy's accident hospitalization maximum.

6. Do the emergency ambulance charges get covered by Niva Bupa Accident Care?

Yes, emergency ambulance charges are covered by Niva Bupa Accident Care, which is limited to Rs. 2,000 per claim.

7. Does Niva Bupa Accident Care pay the costs associated with accidental hospitalization?

Yes, this plan pays the costs associated with accidental hospitalization which is covered up to the accident hospitalization limit of the policy.

Explore Niva Bupa Health Insurance

Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Health Insurance Articles

See More Health Insurance Articles

Read Reviews & Ratings

Raghoba Phadke

Guwahati

April 8, 2024

PolicyX made me buy the Niva Bupa Reassure 2.0 health policy. And the customer care executives are so soft-spoken and compassionate about their customer needs.

Akshat R Verma

Allahabad

April 8, 2024

PolicyX suggested buying Niva Bupa Senior First health insurance for my old age parents. I& 039;m happy to gift them good health, thank you PolicyX.

Akash Banerjee

Pune

April 8, 2024

The team of PolicyX is always open to clear any doubts. I highly recommend buying Niva Bupa health policy from them.

Sarthak Parmal

Delhi

April 8, 2024

I bought Niva Bupa health insurance for my parents, thanks to PolicyX that now I can be prepared for their health needs.

Trishna Rohilla

Bengaluru

April 8, 2024

I got hospitalized due to an accident and my base policy was not sufficient for treatment. So, PolicyX made me buy the Niva Bupa Health Recharge add-on plan. Now, I’ll be prepared for any...

Sunaina Khanna

Ahmedabad

April 8, 2024

All my queries related to claim settlement ratio for Niva Bupa and claim process were resolved by PolicyX insurance agents

Babita Thapa

Allahabad

April 8, 2024

I had some reimbursement claim queries related to the Niva Bupa Aspire policy, the customer support team of PolicyX understood my requirement and they stood by me to get the claim.

Ritu Mandotkar

Guwahati

April 8, 2024

I lost my grandmother because my family did not have so much wealth or savings to get her treatment done. But I decided to buy health insurance for my parents and now I feel relieved because my...

View All Niva Bupa Health Insurance Reviews

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

Confused? No Worries, We Are Here To Help!

Niva Bupa Personal Accident Care Plan

Recommended Videos

Niva Bupa Accident Care Specifications

Niva Bupa Personal Accident Plan Coverage Allocations Table

Niva Bupa Accident Care Benefits

Temporary Total Disability Coverage Table of Niva Bupa Personal Accident Plan

Permanent Partial Disability Coverage List of Niva Bupa Personal Accident Plan

Premium Table Of Niva Bupa Personal Accident Care Plan

Features of Niva Bupa Accident Care Plan

Exclusions of Niva Bupa Accident Care

Choose Niva Bupa Health Insurance Plan for

Explore more plans from Niva Bupa

Niva Bupa Aspire Plan (Pros)

Niva Bupa Aspire Plan (Cons)

Niva Bupa Aspire Plan (Other Benefits)

Niva Bupa Aspire Plan (Eligibility Criteria)

Health Reassure Plan (Pros)

Health Reassure Plan (Cons)

Health Reassure Plan (Other Benefits)

Health Reassure Plan (Eligibility Criteria)

Health Companion V2022 (Pros)

Health Companion V2022 (Cons)

Health Companion V2022 (Other Benefits)

Health Companion V2022 (Eligibility Criteria)

NivaBupa Health Premia (Pros)

NivaBupa Health Premia (Cons)

NivaBupa Health Premia (Other Benefits)

NivaBupa Health Premia (Eligibility Criteria)

NivaBupa Health Pulse (Pros)

NivaBupa Health Pulse (Cons)

NivaBupa Health Pulse (Other Benefits)

NivaBupa Health Pulse (Eligibility Criteria)

NivaBupa Go Active (Pros)

NivaBupa Go Active (Cons)

NivaBupa Go Active (Other Benefits)

NivaBupa Go Active (Eligibility Criteria)

NivaBupa Heart Beat (Pros)

NivaBupa Heart Beat (Cons)

NivaBupa Heart Beat (Other Benefits)

NivaBupa Heart Beat (Eligibility Criteria)

NivaBupa Super Saver (Pros)

NivaBupa Super Saver (Cons)

NivaBupa Super Saver (Other Benefits)

NivaBupa Super Saver (Eligibility Criteria)

NivaBupa Health Recharge (Pros)

NivaBupa Health Recharge (Cons)

NivaBupa Health Recharge (Other Benefits)

NivaBupa Health Recharge (Eligibility Criteria)

NivaBupa CritiCare (Pros)

NivaBupa CritiCare (Cons)

NivaBupa CritiCare (Other Benefits)

NivaBupa CritiCare (Eligibility Criteria)

NivaBupa Money Saver

NivaBupa Money Saver (Pros)

NivaBupa Money Saver (Cons)

NivaBupa Money Saver (Other Benefits)

NivaBupa Money Saver (Eligibility Criteria)

NivaBupa Senior First (Pros)

NivaBupa Senior First (Cons)

NivaBupa Senior First (Other Benefits)

NivaBupa Senior First (Eligibility Criteria)

Health ReAssure 2.0 Plan (Pros)

Health ReAssure 2.0 Plan (Cons)

Health ReAssure 2.0 Plan (Other Benefits)

Health ReAssure 2.0 Plan (Eligibility Criteria)

Niva Bupa Saral Suraksha Bima

Saral Suraksha Bima (Pros)

Saral Suraksha Bima (Cons)

Saral Suraksha Bima (Other Benefits)

Saral Suraksha Bima (Eligibility Criteria)

Niva Bupa Corona Kavach

Niva Bupa Corona Kavach (Pros)

Niva Bupa Corona Kavach (Cons)

Niva Bupa Corona Kavach (Other Benefits)

Niva Bupa Corona Kavach (Eligibility Criteria)

Niva Bupa Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru