Niva Bupa Health Insurance
Available for families and individuals, GoActive is a versatile health ...Read More
A quick read on what this Niva Bupa Health Insurance plan covers and why it might be a fit for you.
The Niva Bupa GoActive plan offers exclusive features to meet all your health insurance needs.
Hospitalizations can occur unexpectedly, and owning health insurance provides financial security, especially when it's too late to buy it. It is advisable to purchase health insurance at a younger age, ideally in your 20s or 30s. The Niva Bupa GoActive health plan offers an 'Early Age AdvantAGE' benefit, providing renewal discounts for those who purchase the policy at a younger age.
The Niva Bupa GoActive plan is a comprehensive health insurance policy available on an individual or family floater basis. It covers various aspects, including hospitalization expenses, alternative treatments, and home healthcare. Additionally, it includes a behavioral assistance program and personal health check-ups. The family floater option provides complete coverage for your family members.
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Additionally, the plan includes a refill benefit for the sum insured under its optional I-Protect cover, allowing for subsequent claims up to 100% of the base sum insured within the same policy year.
Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
What the plan pays for, and what it doesn't.
Eligibility criteria pulled straight from the policy wording.
The Niva Bupa GoActive plan comes with ultimate health benefits. Read on to learn more:
Policyholders aged 35 years or less at policy inception receive lifetime discounts on renewals. Additionally, a 10% discount is applied to payable premiums in the first year and subsequent renewals.
This plan offers comprehensive coverage for in-patient and out-patient hospitalizations, pre and post-hospitalization expenses, OPD consultations, annual health check-ups, and home healthcare benefits.
This optional cover provides a 10% increase in the base sum insured, helping to mitigate rising healthcare costs. It also offers loyalty benefits and ensures policy renewal without breaks, regardless of claim frequency.
Recognizing the importance of mental and emotional well-being, the plan offers up to three expert counseling sessions for pre-marital concerns, nutritional information, stress management, and child and parenting advice. These services can be accessed via teleconsultation at +91 72900-44777.
You can avail tax benefits under Section 80D of the Income Tax Act, 1961, with this plan.
The 5 most-asked questions about Niva Bupa GoActive, answered.
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Select a company and plan for each side to see a detailed side-by-side comparison.
Rated by 2,693 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you'd like to share?
5-min consultation · No spam · No pushy sales
ChatGPT
Claude
Perplexity