Niva Bupa GoActive

  • Personal accident coverage
  • Home health care cover
  • Early age AdvantAGE benefit
Niva Bupa GoActive Plan
premium

Network hospitals

10190+

premium

Incurred claim ratio

100%

premium

Sum insured

Up to 2 Cr

premium

No. of Plans

1

premium

Solvency Ratio

1.7

premium

Pan India Presence

320+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Niva Bupa GoActiveTM Health Insurance plan

Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs.

There could be several incidences that lead us to get hospitalised anytime, and it gets out of our hands. In the meantime, owning health insurance can provide the comfort of not losing your money when it's too late to buy health insurance. Also, in terms of health insurance, it's better to buy it at a younger age or a maximum in your 30s. This is why, the Niva Bupa GoActive health plan has a far-reaching benefit with an early age AdvantAGE that makes sure you get to pay less premiums on every renewal of the policy by availing exciting renewal discounts.

Niva Bupa GoActiveTM plan is a comprehensively designed health insurance that anybody can purchase on an individual or a family floater basis according to their needs. The specifications of this plan have multiple unique selling points (USPs) that include all kinds of hospitalisation expenses, alternative treatment benefits, home health care benefits, and so on. Based on the wide cover for its policyholders, there is also a behavioural assistance program, personal health check-ups, and much more. The family floater variant of this GoActive health insurance policy by Niva Bupa provides complete coverage for your family members.

Niva Bupa GoActive Specifications

To understand Niva Bupa GoActive Insurance in detail, take a look at the below table:

Entry Age

91 days to 65 years

Policy Type

Individual and Family Health Insurance

Sum Insured

INR 4 Lakhs | 7 Lakhs | 10 Lakhs

Initial Waiting Period*

30 days Days

Renewability

Lifetime

Policy Term

1 year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Niva Bupa GoActive

With wide coverage options available, Niva Bupa GoActive Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Not Covered

Automatic Restoration

Covered

Daily Hospital Cash

Not Covered

Organ Donor

Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Not Covered

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Not Covered

Limitations

Co-payment

Covered

Sub-limits

Covered

What is Room Rent?

The room rent limit is the maximum bed charge you can claim if you are hospitalised. Common Room categories covered under room rent are all kinds of rooms including single, private and AC rooms (except suite).

What are ICU Charges?

It is a special hospital department where patients with serious medical conditions are treated.

What is Pre Hospitalization?

Medical expenses incurred before hospitalisation of the policyholder.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

What is Domiciliary Hospitalization?

Domiciliary hospitalization or home care treatments are the arrangements for an insured individual due to the unavailability of medical amenities in hospitals, or in a case where an insured member can not be admitted to the hospital due to an inability. The treatment should last equal to or more than 72 hours to get financial coverage.

What is Daycare Treatment?

Treatments that can be completed within 24 hours of hospitalization like blood dialysis, cataracts, etc.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization. .

What is COVID-19 Treatment?

It includes the treatment cost for COVID-19 with a confirmative diagnosis from a government-approved centre.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred due to cloudy formation in your eyes.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus or cumulative bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage varying from one plan to the other.

What is Automatic Restoration?

It is a benefit in which an insurance company restores the amount of sum insured completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from one plan to the other.

What is Daily Hospital Cash?

Daily hospital cash or Hospicash is a cash amount that you receive each day during the time of hospitalization to cover your non-medical expenses.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body. In most of the cases, the insurer pays for the hospitalization and transplant expenses for both the parties i.e. the donor and the receiver.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section deliveries.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalisation of the newborn baby in case of any childbirth complications, medical challenges, and so on. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Daycare treatment
What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are settled or reimbursed for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)
What is a Modern Treatment?

Medical treatments that demand the use of modern technology and advanced machinery such as robotic surgeries, stem cell therapy, etc.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer them to another hospital, and take them for different tests outside the hospital.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

What is Compassionate Travel?

Refers to the travelling expenses of a family member who’s visiting the hospital to look after the patient when the policyholder gets admitted to a hospital outside his/her residential city.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India is covered for hospitalization expenses, modern and specific treatments, etc.

What is E-Consultation?

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's eligibility criteria. In most cases, the insured member/s gets an annual health check-up cover.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations of either the newborn baby, for an animal bite, etc is provided by the insurance companies.

What is Co-payment?

In the co-payment clause, policyholders have to pay a preset amount (either compulsorily or voluntarily) of the hospitalisation expense on their own and the insurer will pay the rest of the medical bill amount.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder. For instance, if your policy covers room rent for upto 20% of the sum insured, but the expense of the same is more than 25%, you will have to pay the rest amount, i.e. 5%, for your room rent.

Choose your Niva Bupa GoActiveTM family floater plan:

  • 1 Adult
  • 1 Adult + 1 Child
  • 1 Adult + 2 Children
  • 2 Adults
  • 2 Adults + 1 Child
  • 2 Adults + 2 Children
  • 2 Adults + 3 Children
  • 2 Adults + 4 Children

Additionally, the plan comprises a refill of the sum insured benefit under its optional cover- I-Protect that ensures you a subsequent claim in the same policy year up to the actual 100% of the base sum insured.

Niva Bupa GoActive Network Hospital List

Niva Bupa GoActive Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa GoActive ensures that you are medically secured, irrespective of the city you reside in.

Optional covers under the GoActive plan

You can also take an optional cover with this plan that optimizes your health insurance further, these are:

  • Health coaching

    The app with regular health coaching encourages you to follow your lifestyle and health goals and promotes living healthy every day. You also get to track your health measure activities with this application, you just need to install the app on your phone.
  • I-Protect

    There's another measure for beating the inflation of the healthcare sector, the plan offers a 10% loyalty increment with the base sum insured without any capping on the medical expenses. You get this benefit on every renewal so that you live worry-free of skyrocketing medical bills.
  • Personal accidental coverage

    The insurer covers all kinds of injuries, hospitalisation, and treatment that occur due to an accident. Apart from this, accidental death and accidental permanent partial and total disabilities are covered by this policy.
  • Annual aggregate deductible top-up

    You get a top-up for an annual aggregate deductible option with this plan that has a ranging amount from INR 25,000 to 10 Lakhs.
    This page discusses A to Z of the Niva Bupa GoActive insurance plan, read further to know more.

What are the exclusions under the Niva Bupa GoActive insurance policy?

The GoActive policy of Niva Bupa has extended coverage bandwidth, but it also has some exclusions. Read below what's not covered under the Niva Bupa GoActive insurance policy:

Pre-existing diseases (as specified in the policy wordings)

Behavioral, neurodevelopmental, neurodegenerative and sleep disorders

External congenital anomaly, HIV/AIDS, sexually transmitted diseases or infections, and other related conditions

AYUSH treatments (except in-patient hospitalisation related to alternative therapies)

Dental, eyesight and optical treatments

Experimental or unproven, inconsistent, irrelevant or incidental diagnosis

Obesity/ weight control treatments

Drug or alcohol abuse, rehabilitation due to drug addiction

Puberty and menopause treatments related to women's health, reproductive supplementation and other maternity new-born cover expenses

Robotics-assisted surgical, LASER and light-based treatment

Worldwide medical treatment coverage (excluding emergency hospitalisation caused due to an accidental disability or death)

Unlawful activity

Unrecognized physician or hospital treatment/hospitalisation

Service in the armed forces, police organisation, at war, or service in force of an international institution, participation in the naval, military or air force operations

Participation in marine or aviation including others that are mentioned in the policy schedule

Benefits of Niva Bupa GoActive Insurance Policy

Niva Bupa GoActive plan comes with ultimate health benefits. Apart from that, there are other major benefits of this plan as well, read below to learn more:

  • Early age AdvantAGE

    If you start your policy at less than or equal to 35 years of age, there will be lifetime discounts on your health policy renewal. Moreover, you'll get a 10% discount on the payable premiums on your first year of the policy term and further on.
  • Comprehensivity

    Along with the medical cover for in-patient and out-patient hospitalisations, pre and post-hospitalisations, you also get the OPD consultation, annual health check-up of your choice, home healthcare cover benefits, and so on.
  • I-Protect

    If you want to save some more money on premiums, this optional cover under the Niva Bupa GoActive plan will give you an assured 10% increase with the base sum insured. Regardless of how many times you claim against your policy, reward as a loyalty benefit and renewal of your policy with no break are other standout features of this plan.
  • Behavioural assistance programs

    Your insurer knows that with physical health, it's also important to be mentally and emotionally stable. So, you can receive up to three expert counselling sessions regarding a pre-marital concern, nutritional information, stress management, child and parenting. You can avail of these counselling services by calling the teleconsultation contact number +91 72900-44777 of the company.
  • Tax benefits

    You can avail of a tax exemption benefit with this plan under Section 80D of the Income Tax Act, 1961.

Explore other Niva Bupa Health Insurance

To cater to the different medical needs of an individual & their family, Niva Bupa Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to/health-insurance/articles/ explore more:

Critical Illness Health Insurance

Niva Bupa Critical Illness Health dangers are rapidly increasing in today’s fast-paced world, which includes some chronic life-threatening disea...

Unique Features

  • Features and Benefits
  • Eligibility and Coverage
  • Need For Critical Illness Plans?

Niva Bupa Critical Illness (Pros)

Niva Bupa Critical Illness

Niva Bupa Critical Illness (Cons)

Niva Bupa Critical Illness

Niva Bupa Critical Illness (Other Benefits)

Niva Bupa Critical Illness

Niva Bupa Critical Illness (Eligibility Criteria)

Niva Bupa Critical Illness

Individual and Family Health Insurance

Niva Bupa Aspire Health Insurance Plan "Introducing a health insurance that rewards you for starting young." A plan that allows you to go for oversea...

Unique Features

  • Global Treatment
  • Provides Maternity Cover
  • Lock the Clock

Niva Bupa Aspire Plan (Pros)

Niva Bupa Aspire Plan
  • Overseas treatment coverage
  • Booster benefit
  • Covers organ donor transplant
  • Second medical opinion
  • Teleconsultation

Niva Bupa Aspire Plan (Cons)

Niva Bupa Aspire Plan
  • No suicide cover
  • No war injury cover
  • Baby food & utility charges excluded
  • Laundry charges excluded
  • No certificate charges

Niva Bupa Aspire Plan (Other Benefits)

Niva Bupa Aspire Plan
  • 4 unique variants of the plan
  • Cash-bag benefit
  • WellConsult OPD Wallet
  • Cashless claim settlement
  • AYUSH Treatment

Niva Bupa Aspire Plan (Eligibility Criteria)

Niva Bupa Aspire Plan
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 3L to 1 Cr
  • Waiting Period - 30 days

Individual and Family Health Insurance

Niva Bupa Arogya Sanjeevani Policy With all the haze of ‘this policy is not gonna work for every medical emergency’, don’t get foole...

Unique Features

  • COVID-19 treatment coverage
  • Pre and post-hospitalisation cover
  • Lower co-pay on your claims

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy
  • COVID-19 coverage
  • Cumulative bonus
  • AYUSH treatment
  • Room rent cover
  • Preventive health check-ups

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy
  • No maternity cover
  • COVID-19 care not covered
  • Home care treatment is not covered
  • OPD not covered
  • Ambulance cover not available

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy
  • Individual & family floater plan
  • Cashless claim settlement
  • Upto 2 Cr SI
  • Premiums are affordable

Arogya Sanjeevani Policy (Eligibility Criteria)

Arogya Sanjeevani Policy
  • Minor entry age - 3 Months - 25 Years
  • Adult entry age - 18 - 65 Years

Top Up and Super Top Up

Niva Bupa (Formerly known as Max Bupa) Health Recharge Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health ...

Unique Features

  • Get covered for HIV/AIDS
  • Loyalty addition of 5% on SI
  • Discounts on pharmacy and diagnostic services

Niva Bupa Health Recharge (Pros)

Niva Bupa Health Recharge
  • Loyalty addictions up to 50%
  • Pharmacy and diagnostic services
  • Personal accident cover
  • Easy plan convertibility
  • Easy plan convertibility
  • Day care treatment coverage

Niva Bupa Health Recharge (Cons)

Niva Bupa Health Recharge
  • Maternity treatment not covered
  • Pre-exisiting diseases not covered
  • Alcoholism not covered
  • Dietary supplements not covered
  • No COVID-19 cover

Niva Bupa Health Recharge (Other Benefits)

Niva Bupa Health Recharge
  • Intensive care unit charge
  • Domiciliary treatment
  • HIV/AIDS treatment covered
  • Artificial life maintenance benefits
  • Room rent per day up to 1%

Niva Bupa Health Recharge (Eligibility Criteria)

Niva Bupa Health Recharge
  • Min- 18 years
  • Max- 65 years

Individual and Family Health Insurance

Niva Bupa GoActiveTM Health Insurance plan Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance ne...

Unique Features

  • Personal accident coverage
  • Home health care cover
  • Early age AdvantAGE benefit

Niva Bupa GoActive (Pros)

Niva Bupa GoActive
  • Pharmacy and diagnostic services
  • Domiciliary hospitalisation
  • Personal accident benefits
  • Refill benefits
  • Daily health coaching

Niva Bupa GoActive (Cons)

Niva Bupa GoActive
  • Maternity benefit not available
  • Adventure sports not covered
  • HIV/AIDS not covered
  • Cosmetic surgery not covered
  • War injuries not covered

Niva Bupa GoActive (Other Benefits)

Niva Bupa GoActive
  • Behavioural Assistance Program
  • Alternative treatment
  • I-Protect options to increase SI
  • 2% ICU cover per day. No room rent capping

Niva Bupa GoActive (Eligibility Criteria)

Niva Bupa GoActive
  • Entry age- 18 years
  • Max entry age- 65 years

Individual and Family Health Insurance

Niva Bupa Super Saver - Family Health Policy Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva...

Unique Features

  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Pros)

Niva Bupa Super Saver Policy
  • Annual health check-up included
  • Pharmacy and diagnostic services included
  • Domiciliary treatment covered

Niva Bupa Super Saver Policy (Cons)

Niva Bupa Super Saver Policy
  • Investigation and evaluation not included
  • Any conflict or disaster not included
  • Maternity expenses is excluded

Niva Bupa Super Saver Policy (Other Benefits)

Niva Bupa Super Saver Policy

Niva Bupa Super Saver Policy (Eligibility Criteria)

Niva Bupa Super Saver Policy
  • Minimum- 18 Years
  • Maximum- 65 Years

Individual and Family Health Insurance

Niva Bupa ReAssure Health Plan A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family durin...

Unique Features

  • Coverage for Modern Treatments
  • Live Healthy Benefit
  • Get Personal Accident Coverage

Niva Bupa ReAssure Plan (Pros)

Niva Bupa ReAssure Plan
  • Booster benefit
  • Organ donor transplant
  • ReAssure
  • Live Healthy Benefit
  • Second Medical Opinion

Niva Bupa ReAssure Plan (Cons)

Niva Bupa ReAssure Plan
  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • No Suicide Cover
  • No War Injury Cover

Niva Bupa ReAssure Plan (Other Benefits)

Niva Bupa ReAssure Plan
  • Air Ambulance
  • Hospital Cash
  • Personal Accident Cover
  • Domiciliary hospitalization
  • Day care treatment

Niva Bupa ReAssure Plan (Eligibility Criteria)

Niva Bupa ReAssure Plan
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Health Companion Plan The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financiall...

Unique Features

  • No-claim Bonus up to 100% of SI
  • No Room Rent Capping
  • Vaccination for Animal Bite

Niva Health Companion (Pros)

Niva Health Companion
  • 5% Doctor Discount
  • 10% Family discount
  • Tenure Discounts of upto 15 %
  • Annual Aggregate Deductible
  • Home Care Treatments

Niva Health Companion (Cons)

Niva Health Companion
  • No OPD Cover
  • No Maternity Cover
  • Cosmetic Surgery Uncovered
  • Specific Diseases after 2 yrs
  • No Alcoholism Cover

Niva Health Companion (Other Benefits)

Niva Health Companion
  • Air Ambulance
  • Modern Treatments
  • Vaccination on Animal Bite
  • Organ Donor Benefit
  • Domiciliary treatments

Niva Health Companion (Eligibility Criteria)

Niva Health Companion
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Reassure 2.0 Health Plan Nothing Seems Impossible  A comprehensive plan that gives coverage against any medical emergency for you and y...

Unique Features

  • High Sum Insured
  • Lock Your Premiums
  • Booster+ Benefit

Niva Bupa Reassure 2.0 Health Plan (Pros)

Niva Bupa Reassure 2.0 Health Plan
  • Personal accidents covered
  • Acute Care
  • Emergency Ambulance
  • Three Plan variants
  • Home Care Treatments

Niva Bupa Reassure 2.0 Health Plan (Cons)

Niva Bupa Reassure 2.0 Health Plan
  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • Pre-Existing Diseases after 3 yrs.
  • Alcoholism not covered

Niva Bupa Reassure 2.0 Health Plan (Other Benefits)

Niva Bupa Reassure 2.0 Health Plan
  • Air Ambulance
  • Modern Treatments
  • Second Opinion
  • Booster Benefit
  • Shared Accommodation Benefit

Niva Bupa Reassure 2.0 Health Plan (Eligibility Criteria)

Niva Bupa Reassure 2.0 Health Plan
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Health Premia Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their fami...

Unique Features

  • Benefits and Features of Health Premia
  • Comparison of Silver Gold and Platinum
  • Sample Premium Rates of Plan

Niva Bupa Health Premia Plan (Pros)

Niva Bupa Health Premia Plan
  • Refill benefit for any illness
  • 10% Loyalty Additions in SI
  • Tenure Discounts of upto 15 %
  • Worldwide Maternity Benefit
  • In-patient care

Niva Bupa Health Premia Plan (Cons)

Niva Bupa Health Premia Plan
  • No OPD Cover
  • No HIV/AIDS Covered
  • 20% co-payment
  • Pre-existing Diseases after 2 yrs
  • Treatment for Alcoholism

Niva Bupa Health Premia Plan (Other Benefits)

Niva Bupa Health Premia Plan
  • Zonal Coverage available
  • Pharmacy and diagnostic services
  • Opt for additional features
  • Living Organ Donor Benefit
  • Premium waiver and portability

Niva Bupa Health Premia Plan (Eligibility Criteria)

Niva Bupa Health Premia Plan
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa (Formerly known as Max Bupa) Health Pulse Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pul...

Unique Features

  • Know About Max Bupa Health Pulse Plan
  • Eligibility and Age Restrictions
  • Learn More About Its Key Features

Niva Bupa Health Pulse (Pros)

Niva Bupa Health Pulse
  • Optional benefits available
  • 150% Refill Benefit
  • Annual Health Checkup
  • Emergency Ambulance
  • Living Organ Donor Benefit

Niva Bupa Health Pulse (Cons)

Niva Bupa Health Pulse
  • Conflict and Disaster cases
  • 20% co-payment
  • No Maternity Benefit
  • Cosmetic surgeries
  • Treatment for Alcoholism

Niva Bupa Health Pulse (Other Benefits)

Niva Bupa Health Pulse
  • Operation Theatre Coverage
  • Modern Treatments
  • Personal Accident Cover
  • e-Consultation
  • Daily Hospital Cash

Niva Bupa Health Pulse (Eligibility Criteria)

Niva Bupa Health Pulse
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 25
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

Niva Bupa Senior First Plan Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of goo...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan

Individual and Family Health Insurance

Niva Bupa Personal Accident Care Plan Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration betwe...

Unique Features

  • Child Education Benefit
  • Funeral Expenses Covered
  • Total and Partial Disability Covered

Niva Bupa Personal Accident Care Plan (Pros)

Niva Bupa Personal Accident Care Plan

Niva Bupa Personal Accident Care Plan (Cons)

Niva Bupa Personal Accident Care Plan

Niva Bupa Personal Accident Care Plan (Other Benefits)

Niva Bupa Personal Accident Care Plan

Niva Bupa Personal Accident Care Plan (Eligibility Criteria)

Niva Bupa Personal Accident Care Plan

Critical Illness Health Insurance

Niva Bupa CritiCare: Critical Illness Insurance Policy CritiCare, a plan that gives health and financial protection to you and your family against 20 ...

Unique Features

  • Enhanced Coverage option
  • Check the Eligibility
  • Illustration of Sample Premium Rates

Niva Bupa Criti Care Plan (Pros)

Niva Bupa Criti Care Plan
  • 20 critical illnesses covered
  • Long-term tenure savings
  • Different pay-out options
  • Tax benefits
  • DIrect claim settlement

Niva Bupa Criti Care Plan (Cons)

Niva Bupa Criti Care Plan
  • Accident death
  • No total disability cover
  • AIDS not covered
  • Child education benefit
  • Funeral expenses

Niva Bupa Criti Care Plan (Other Benefits)

Niva Bupa Criti Care Plan
  • Flexibility plan options
  • Surgeon fees covered
  • Renewal for life
  • Diagnostic Procedures/Therapies
  • Prosthetic implants covered

Niva Bupa Criti Care Plan (Eligibility Criteria)

Niva Bupa Criti Care Plan
  • Min- 18 years
  • Max- 65 years

Niva Bupa GoActive Plan: FAQs

1. Does the Niva Bupa GoActive plan cover OPD treatment?

Yes, this plan covers up to 10 OPD consultations (as per your policy terms and conditions/coverage)

2. Can I avail of health check-ups with my Niva Bupa GoActive policy?

Yes. The coverage for required health check-ups is available with this plan and you should check it out in your policy documents.

3. Is there any deductible option with Niva Bupa’s GoActive policy?

Yes, there are deductible options ranging from INR 25,000 to 10 Lakhs.

4. What is an accidental coverage benefit with the Niva Bupa GoActive plan?

This plan covers accidental death, accidental permanent partial disability, and accidental permanent total disability up to INR 25 - 50 Lakhs.

5. Is AYUSH treatment covered with the Niva Bupa GoActive insurance plan?

AYUSH treatment is excluded but specifically in-patient treatment under Siddha, Unani, Ayurveda, and Homoeopathy is covered under the GoActive policy.

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Simran Nirala

Written By: Simran Nirala

Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.