Network hospitals
10000+
Claim settlement ratio
99.99
Sum insured
3 CR
No. of Plans
14
Solvency Ratio
1.7
Pan India Presence
-
PolicyX.com is a Recognised Niva Bupa Partner View Certificate
Network hospitals
10000+
Claim settlement ratio
99.99
Sum insured
3 CR
No. of Plans
14
Solvency Ratio
1.7
Pan India Presence
-
PolicyX.com is a Recognised Niva Bupa Partner View Certificate
Earlier known as Max Bupa, Niva Bupa Health Insurance is one of the top standalone health insurance companies founded in 2008. The main aim of the company is to provide the complete medical needs of the people whether, you are an individual, family, or senior citizen. They offer comprehensive coverage to the policyholders. To form NIVA BUPA, formerly known as MAX BUPA, two big companies came together, these companies are- True North, an Indian private equity business, and Bupa, a global healthcare service provider company.
Niva Bupa is a Health Insurance company that offers several quality-driven products to safeguard policyholders, families, children, and senior citizens. Like any wise investment, health insurance by Niva Bupa can be your high-valued investment that can be fruitful during hard times. With Niva Bupa Health Insurance you can feel safe when in need. You need to pay the amount as premiums and during times of need, the company will pay the bills. That's how niva bupa health insurance works.
Cashless Claim Settlement | Within 30 minutes* |
Minimum Entry Age | 15 days |
Maximum Entry Age | 65 years |
Sum Insured | Upto 1 Crore |
Network Hospital | 10,000+ |
Tax Benefits | Upto 1 Lakh |
Solvency Ratio (2021-22) | 1.7 % |
Claim Settlement Ratio (2021-22) | 99.99 % |
Ambulance Expenses | Covered |
Coverage for Accidents | Yes |
Formerly known as MAX Bupa Health Insurance, Niva Bupa Health Insurance is a specialized health insurance company, that provides a wide range of health insurance policies to their customers.
Here are some of the Niva Bupa Health Insurance plans:
The most cost-effective Health Insurance plan which is specifically designed for young individuals offers a lot of benefits, including direct claim settlement, and pre and post-hospitalization. At very low premiums, the policyholders will get the courage up to 1 crore.
Niva Bupa Health Companion family first plan that is designed for joint family. With this plan, you can cover up to 19 members of the family. The coverage has an individual sum insured for every member of the family with a floater sum insured, which they can utilize anytime.
Now, this is the floater plan, which is designed for the nuclear family, where you can include 2 adults and 4 children in the single premium where you can get a sum insured of up to Rs 1 crore.
Heartbeat plan covers you as an individual and your family. You can check its Gold and Platinum with unlimited benefits. The entry age for adults in this plan is 18 to 65 years and you can include your children as dependent when they are 91 days old up to 21 years. The, most amazing part of this plan is that it covers maternity expenses as well.
Comprehensive
A complete health insurance policy that covers you and your family with a wide range of SI (3 Lakh to 1 Crore) and continues to give you more benefits.
Unique Features
Comprehensive
An individual and family plan that covers all day care treatments, modern treatments, comes with a safeguard add-on and provides annual health check-ups.
Unique Features
Comprehensive
A policy for you and your family which covers modern treatments, laser surgery, e-consultations, annual health check-ups, and coverage of 3 Crores.
Unique Features
Affordable
A budget-friendly health insurance plan that offers coverage to individuals and families with tailor-made benefits and great value for money.
Unique Features
Digital
A modern-day digital insurance plan offering you cashless OPD and diagnostic services along with basic coverage and healthcare benefits.
Unique Features
Comprehensive
A complete health plan, providing a wide range of medical benefits along with global emergency coverage.
Unique Features
Affordable
An individual and family health plan, providing a cover of up to 1 crore at affordable premiums combined with advanced features and benefits.
Unique Features
Top-up plan
A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.
Unique Features
Critical Illness
Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.
Unique Features
Personal Accident
Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.
Unique Features
Comprehensive and Top-Up plan
A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.
Unique Features
Senior Citizen
A plan providing comprehensive protection to senior citizens with multiple coverage options counting from 5 - 25 Lakhs.
Unique Features
Comprehensive Plan
Niva Bupa Reassure 2.0 provides insurance holders with a high sum insured through their platinum, titanium, and bronze variants along with a multitude of other features.
Unique Features
Suraksha Plan
A personal accident insurance policy that offers a lump sum compensation in case of permanent disability or death resulting from an accident.
Unique Features
Corona Plan
The plan covers you and your family against COVID-19, covers the Comorbidities arising out of COVID, and imposes no room rent capping.
Unique Features
If you think, your current health insurance coverage is not sufficient to meet your healthcare needs, then you can opt for a NIva Bupa Health Insurance Super Top-Up plan to provide supplement your coverage. Here are the top-up plans Niva Bupa offers:
Know more about Niva Bupa Health Insurance Top-Up plans.
Niva Bupa Health Insurance Plan Detailed Review
All about Niva Bupa Health Insurance Company
Niva Bupa is the top standalone company that provides specialized health insurance plans in India as well as out of India. They are known for their multiple policy plans which they offer to individuals as well as families. Read about the benefits it offers:
All your inpatient hospitalization in which there is a need to stay in the hospital for 24 hours or more in order to receive medical care.
Your medical insurance with Niva Bupa will give you coverage against all the procedures that are being done before hospitalization like diagnostic tests, and post-hospitalization like aftercare as well.
If there is a requirement for any procedure that will take only a few hours of medical treatment, it will also be covered.
In the Niva Bupa Health Insurance, ambulance charges are also covered.
The cost of organ harvesting from the donor will be covered.
Dental Treatment costs unless it is due to cancer or acute trauma case.
The cost of any external devices like spectacles, hearing aids, artificial limbs, crutches, artificial teeth, and veneers, are not included in the policy.
Costs of treatment for self-inflicted injuries such as suicide cases will not be covered.
Surgeries like botox, liposuction, and more will not be included if it not from accidental burns or cancer treatment costs.
When you buy a policy, your coverage does not start immediately after the issuance. There is a time frame that you need to complete before the coverage of this policy begins. This time period is called the waiting period in Niva Bupa Health Insurance. At this time you cannot claim the money. The range and time period of the waiting period depend on various factors like policy, coverage, and types of diseases.
Let us check out some of the types of waiting periods:
Choosing the best health plan involves proper planning. You need to consider various factors before investing in the right medical coverage. Study the scheme for the following advantages to understand and compare the best medical insurance in India.
Choosing an online platform is the easiest way to save time and effort in this digitally-equipped world. There are many reasons why you should opt for the online procedure:
Although, there are no specific age criteria for buying health insurance plans. But buying insurance at an early age is highly beneficial. Read below to get to know why buying health insurance at an early age is beneficial.
Your premiums will be less at an early age.
At an early age, a continuous cover with renewals will help you to go out with the waiting period.
No medical test is required if you purchase health insurance at an early age.
You can avail a no-claim bonus for every claim-free year.
You do not need to share your medical bills as the co-payment is not applicable in this case.
As the term policy ends, you need to renew it in order to continue the uninterrupted healthcare coverage and added advantages. Follow these steps to renew the insurance:
You can buy Niva Bupa health insurance plans online in two ways i.e. buy a Niva Bupa policy directly from the brand website or through PolicyX.com. Read below to explore the buying processes in both cases.
These are the steps you need to know for filing your claim. Filing a health insurance claim will become very easy if you choose the best and easiest way. That is why we have jotted down the steps you should follow to file a claim.
Niva Bupa Health Insurance offers 2 methods of claim settlement- Cashless Claim settlement, and Reimbursement claim settlement. Check out the Steps you can follow for Niva Bupa Health claim settlement.
Once you submit the claim intimation, the company will start their work of verification. They might assign a field doctor if required for this process. After completing the verification process, you will get the claim immediately.
You can calculate your health insurance premiums online at Policyx. This Niva Bupa Health premium calculator is a tool that is designed to enable some potential buyers to estimate the premiums that they need to pay.
Take a look at the below section wherein you can explore all the aspects involved in premium calculation with the help of the Niva insurance premium calculator.
SI Options | 5L | 10L | 20L | 25L | 50L | 1Cr |
Sample Annual Premium - 1A | 7,697 | 9,111 | 13,010 | 13,895 | 17,439 | 20,983 |
Sample Annual Premium - 2A | 11,409 | 13,354 | 19,902 | 21,232 | 26,548 | 31,864 |
Sample Annual Premium - 2A+1C | 15,092 | 17,565 | 26,046 | 27,814 | 34,888 | 41,961 |
Silver Variant | Gold Variant | Platinum Variant | |||||
SI Options | 5L | 7.5 L | 20L | 30L | 50L | 1 Cr | 3 Cr |
Sample Annual Premium - 1A | 12,274 | 14,035 | 19,549 | 20,346 | 21,406 | 52,391 | 60,467 |
Sample Annual Premium - 2 A | 21,317 | 25,029 | 34,868 | 35,957 | 37,463 | 86,237 | 98,893 |
Gold Variant | Platinum Variant | ||||
SI Options | 5L | 10 L | 10L | 15L | 25L |
Sample Annual Premium - 1A | 16,125 | 20,043 | 25,476 | 30,182 | 38,506 |
Sample Annual Premium - 2 A | 22,386 | 27,839 | 34,507 | 42,047 | 54,609 |
Niva Bupa Health Insurance Network Hospitals are present in 32 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
PolicyX.com provides the key features of the plan in a simple yet detailed manner, making your decision of choosing an insurance policy easier.
Niva Bupa Health a dedicated insurance company that works 24*7 for customer case support. They make sure to resolve all the customer queries, no matter what time. For a branch-wise contact detail, you can read more about Niva Bupa Health Insurance Customer Care.
Niva Bupa Health Insurance Company Limited, 14th Floor, Capital CyberScape, Sector 59, Gurugram, Haryana
customercare[at]nivabupa[dot]com
1860-500-8888
Yes. Majorly the health insurance premium gets affected by your growing age, pre-existing diseases, and other lifestyle habits. So on such grounds, the premium you will have to pay will be higher than that of any young healthy individual.
One can file any number of claims over a year under Niva Bupa Insurance. However, this should be kept in mind that the claim amount should not exceed the sum insured of your plan.
More often, the Group health insurance comes with limited coverage and the sum insured offer is not as extensive as provided by individual health insurance. Therefore, considering the healthcare needs of yourself & your family, you can opt for another health insurance policy.
Yes, both are the same. The Niva Bupa Health Insurance has been rebranded as Niva Bupa Health Insurance after a change in its shareholding pattern.
To use your Niva Bupa Health Insurance at the tie of medical emergency, follow the below mentioned steps:
Yes, the company allows you to choose for auto renewal facility so that you never forget to pay your premiums on time. For any auto renewal assistance, give a missed call on 0120-6940410, and the company's representatives will get in touch with you.
Insurance holders can select plans as per their requirements and needs, depending on the plan they select Niva Bupa Health Plans have insurance plans with 1 or 2 years.
Niva Bupa has 9100+ cashless network hospitals around the nation and insurance holders can avail of cashless hospitalization anywhere in the listed hospital list.
Compare Niva Bupa health insurance plans with other insurers in India.
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Aradhya Jain
Kolkata
October 4, 2023
I ve been a Niva Bupa customer through Policyx.com for years. Their plans have been a lifesaver for me and my family.
Anushka Rana
Chandigarh
October 4, 2023
I ve recommended Niva Bupa Health Insurance through Policyx.com to all my friends and family. The process is simple, and the coverage is extensive.
Anuj Goyal
Indore
October 4, 2023
I m a satisfied customer of Niva Bupa Health Insurance through Policyx.com. Their plans offer great coverage at competitive rates.
Anisha Yadav
Pune
October 4, 2023
The peace of mind that comes with having Niva Bupa Health Insurance through Policyx.com is priceless. Excellent customer service too!
Aniket Verma
Goa
October 4, 2023
I can t thank Policyx.com enough for helping me find Niva Bupa Health Insurance. Their plans are comprehensive and affordable.
Ananya Sharma
Coimbatore
October 4, 2023
Niva Bupa Health Insurance has been my choice for years, and Policyx.com helped me find the perfect plan. Highly recommended!
Amina Patel
Jalandhar
October 4, 2023
I m impressed with the range of options available through Policyx.com for Niva Bupa Health Insurance. Great service and coverage!
Aman Khanna
Chandigarh
October 4, 2023
Policyx.com made it easy to compare and choose the right health insurance plan with Niva Bupa. The process was quick and efficient.
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
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