Bajaj Allianz Health Insurance
Bajaj Allianz General Insurance is one of the largest private insurer in the industry with offices in over 1100 towns and cities. With a brand message...Read More
Network hospitals
18400+
Claim settlement ratio
93.54%
Sum insured
Up to25 Cr
No. of Plans
21
Solvency Ratio
3.6
Pan India Presence
1100+
Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Reviewed By:
Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Updated on Apr 23, 2025 2 min read
Bajaj Allianz Health Insurance Overview
One of the leading health insurance companies, Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE.
They joined hands in May 2001 to start with Bajaj Allianz Health Insurance. They offer various health insurance plans for individuals, families, critical illness, group insurance, etc. You can customize your plans as per your requirements.
In the last two decades, they have empowered so many lives with their products and services in the insurance market.
What are some of the
Features
that set them apart?
-
1
Initiate and track claims easily via the Bajaj Allianz Mobile App
-
2
Earn rewards for living a healthy lifestyle
-
3
Emergency air ambulance services
-
4
International travel for treatments
-
5
Unlimited teleconsultations
Bajaj Allianz Awards and Accolades
- Best Use of Data Analytics in Fraud Detection Award
- Finnoviti Trophy for Reach- Sarvatra Bima/Insurance on Wheels
- Best Cyber Insurance Award
- Digital Transformation Trailblazer Award
- Operational Resilience Award
Bajaj Allianz Health Insurance Detailed Review
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Best Selling Bajaj Allianz Health Insurance Plans
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
-
Individual
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Bajaj Allianz HERizon Care Entry Age - Adult 18 – 80 years, Child Day 90 to 35 years
Sum Insured - Up to 2 CrRs. 2845
Criti Care Entry Age - 18 to 65 Years
Sum Insured - Up to 50 LRs. NA
-
Top Up and Super Top Up
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Bajaj Allianz Extra Care Plus Entry Age - 91 Days to 80 Years
Sum Insured - Up to 50 LRs. 3,720
Bajaj Allianz Extra Care Policy Entry Age - Child: 3 months - 25 years, Adult: 18-70 years
Sum Insured - Up to 15 LRs. NA
-
Senior Citizen Health Insurance
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Silver Health Plan Entry Age - 46 to 80 Years
Sum Insured - Up to 10 LakhsRs. 18709
-
Accident Health Insurance
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Bajaj Allianz Personal Accident Policy Entry Age - 18 to 65 Years
Sum Insured - Up to 25 LRs. N/A
Premium Personal Guard Entry Age - 18 to 65 Years
Sum Insured - Up to 25 LRs. 1300
-
Individual and Family Health Insurance
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Bajaj Allianz Arogya Sanjeevani Entry Age - 18 to 65 Years
Sum Insured - Up toRs. 5,600
Bajaj Allianz Health Guard Entry Age - 18 Years to Lifelong
Sum Insured - Up to 1 CrRs. 5500
-
Critical Illness Health Insurance
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Bajaj Allianz Criti Care Plan Entry Age - 18 - 65 years
Sum Insured - Up to 2 CroresRs. NA
Bajaj Allianz Women Specific Critical Illness Plan Entry Age - 21 years - 65 Years
Sum Insured - Up to 2LRs. NA
Key Features Of Bajaj Allianz Health Insurance
Let us take a look at some unique features of top-selling Bajaj Allianz Health Insurance policies:
For Individual
Bajaj Allianz HERizon Care
Bajaj Allianz HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women. First of its kind of health plan which includes comprehensive coverage under three specific verticals including Vita Shield for critical illness, Cradle Care for surrogacy or oocyte donors and Optional Cover for surgeries and egg freezing methods.
Why Do We Recommend This?
- Surrogacy support up to Rs 1 L
- Oocyte donors cover upto Rs 1 L
- Nurture Nest to cure infertility
For Top Up and Super Top Up
Bajaj Allianz Extra Care Plus
Bajaj Allianz Extra Care is an additional cover to your existing health insurance cover and provides wider health protection for you and your family. You can avail sum insured of up to INR 50 Lakhs under the plan.
Why Do We Recommend This?
- Multiple deductible options
- No pre-policy medical tests
- Emergency road ambulance cover
For Senior Citizen Health Insurance
Silver Health Plan
Golden years of your life are meant to be stress-free and that is precisely what Bajaj Allianz’s Silver Health policy does. The plan is designed for senior adults between the ages of 46 to 80 years. The plan is available in 2 different variants, namely Plan A and Plan B with sum insured up to INR 10 lakhs.
Why Do We Recommend This?
- 2 Plan variants to opt from
- Preventive Health Checkups
- Modern Treatments Covered
For Accident Health Insurance
Bajaj Allianz Personal Accident Policy
Personal Accident Insurance Policy coverage is broadly divided into 3 sections Basic, Wider, Comprehensive, and two add-on covers. A high sum insured is available of up to INR 25 L.
Why Do We Recommend This?
- High sum insured
- Death cover
- Disability cover
For Individual and Family Health Insurance
Bajaj Allianz Arogya Sanjeevani
Bajaj Allianz Arogya Sanjeevani is a versatile health plan that protects you against sudden illnesses or accidents. With Bajaj Allianz Arogya Sanjeevani get hassle-free claim settlement, discounts, and more.
Why Do We Recommend This?
- Pre-policy health check-up coverage
- Daycare procedures covered
- Ambulance cover available
For Critical Illness Health Insurance
Bajaj Allianz Criti Care Plan
The base coverage options of Bajaj Allianz Criti Care health insurance policy cover over 43 critical illnesses, categories of which are divided into 5 major ones.
Why do we recommend this?
- Cardiovascular care
- Physiotherapy care available
- Sensory organ care
Explore other Bajaj Allianz Health Insurance
To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Bajaj Allianz Health Insurance plans explore more:
Individual
This plan allows HER to be in HERizon! Bajaj Allianz HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....
Unique Features
- Exclusive plan for women
- Covers prophylactic surgeries
- Vita Shield and Cradle Care
Bajaj Allianz HERizon Care (Pros)
- Surrogacy support
- Oocyte donor cover
- Nurture nest
Bajaj Allianz HERizon Care (Cons)
- Waiting period
- Diagnostic tests not included
- Non-medical items
Bajaj Allianz HERizon Care (Other Benefits)
- Prophylactic Surgeries
- Legal Expense Support
- Fetal Flourish
Bajaj Allianz HERizon Care (Eligibility Criteria)
- Entry age - 90 days
- Max entry age - 80 years
- SI - INR 3 L to 2 Cr
- Waiting Period - 30 days
Individual
Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...
Unique Features
- 43 CI cover
- All-stage cancer cover
- Physiotherapy care
Criti Care (Pros)
- 43 critical illnesses cover
- All-stage cancer cover
- Physiotherapy care available
Criti Care (Cons)
- ICU cover not available
- No pre and post-hospitalisation cover
- No room rent cover
Criti Care (Other Benefits)
- Early Stage Cancers
- Carotid Artery Surgery
- Removal of one Kidney
Criti Care (Eligibility Criteria)
- 18 to 65 Years
Top Up and Super Top Up
Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...
Unique Features
- Bajaj Allianz Super Top-Up
- Avail High Sum Insured
- Entry Age Up To 80 Years
Bajaj Allianz Extra Care Plus (Pros)
- High sum insured
- Entry age up to 80 years
- Cover for family members available
Bajaj Allianz Extra Care Plus (Cons)
- AIDS not covered
- Self-inflicted injury not covered
- Global coverage not available
Bajaj Allianz Extra Care Plus (Other Benefits)
- Comprehensive features
- Affordable premiums
- Family cover
Bajaj Allianz Extra Care Plus (Eligibility Criteria)
- Entry Age: 18 Years
- SI: Up to 50 L
- Initial Waiting Period: 30 Days
Senior Citizen Health Insurance
Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...
Unique Features
- Cover 15 Critical Illnesses
- Preventive Health Check-ups
- Long Term Policy
Silver Health Plan (Pros)
- Cover 15 critical illnesses
- Preventive health check-ups
- Long term policy
Silver Health Plan (Cons)
- Organ donor expenses not covered
- Vaccination charges not covered
- Self-inflicted injury not covered
Silver Health Plan (Other Benefits)
- 2 Plan variants
- Preventive Health Checkups
- Modern Treatments Covered
Silver Health Plan (Eligibility Criteria)
- Entry Age: 46 to 80 Years
- SI: Up to 10 L
- Initial Waiting Period: 30 Days
Accident Health Insurance
Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...
Unique Features
- High sum insured
- Death cover
- Disability cover
Bajaj Allianz Personal Accident Policy (Pros)
- High sum insured
- Death cover
- Disability cover
Bajaj Allianz Personal Accident Policy (Cons)
- Hospitalization out of war/riot/strike NA
- Intentional self-injury
Bajaj Allianz Personal Accident Policy (Other Benefits)
- Affordable premiums
- Complete security
Bajaj Allianz Personal Accident Policy (Eligibility Criteria)
- 18 to 65 Years
Individual and Family Health Insurance
A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...
Unique Features
- Life-long Renewability
- Hassle-free Claim Settlement
- Flexible Payment Modes
Bajaj Allianz Arogya Sanjeevani (Pros)
- Lifelong renewability
- Affordable premiums
- Cover for pre-policy health checkups
Bajaj Allianz Arogya Sanjeevani (Cons)
- Low SI options
- No cover for dental treatments
- No cover for mental illness
Bajaj Allianz Arogya Sanjeevani (Other Benefits)
- Pre-policy health check-up coverage
- Daycare procedures covered
- Ambulance cover available
Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)
- 18-65 Years
Accident Health Insurance
Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...
Unique Features
- In-house claim settlement team
- Multiple Sum Insured Options
- Lifelong Renewability
Premium Personal Guard (Pros)
- In-house claim settlement team
- Multiple sum insured options
- Lifelong renewability
Premium Personal Guard (Cons)
- Does not cover self-inflicted injury
- No AIDS cover
- Organ donation not covered
Premium Personal Guard (Other Benefits)
- High sum insured up to INR 25 Lakhs
- Lifetime renewal
- Annual policy
Premium Personal Guard (Eligibility Criteria)
- 18 to 65 Years
Individual
Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...
Unique Features
- Comprehensive Health Plan
- Lifetime Renewability
- Quick Claim Process
Bajaj Allianz Health Infinity (Pros)
- Comprehensive coverage
- Lifelong renewal
- Easy and quick claim process
Bajaj Allianz Health Infinity (Cons)
- OPD not covered
- Infertility treatments not covered
- Organ donor coverage not available
Bajaj Allianz Health Infinity (Other Benefits)
- Pre- Hospitalization
- 60 days Coverage for Day Care Procedures
- Pre-existing disease covered after 36 months
Bajaj Allianz Health Infinity (Eligibility Criteria)
- 18 to 65 Years
Individual and Family Health Insurance
Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...
Unique Features
- About Health Guard Variants
- Buying Process ’On a Go’
- Quick Claim Settlement
Bajaj Allianz Health Guard (Pros)
- Lifelong entry age
- SI upto 1 Crore
- Variants available
Bajaj Allianz Health Guard (Cons)
- Domiciliary not covered
- E-consultation not available
- No second medical opinion
Bajaj Allianz Health Guard (Other Benefits)
- 3 variants available
- Comprehensive coverage
- Different family sizes covered
Bajaj Allianz Health Guard (Eligibility Criteria)
- 18 Years to Lifelong
Individual and Family Health Insurance
Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...
Unique Features
- Cover 15 Critical Illnesses
- Preventive Health Check-ups
- Long Term Policy
Bajaj Allianz Health Care Supreme (Pros)
- Cover 15 critical illnesses
- Preventive health check-ups
- Long-term policy
Bajaj Allianz Health Care Supreme (Cons)
- Global coverage not available
- Domiciliary hospitalisation not covered
- No compassionate travel benefits
Bajaj Allianz Health Care Supreme (Other Benefits)
- 100% of the sum insured will be restored
- Maternity cover
- Lifelong renewability
Bajaj Allianz Health Care Supreme (Eligibility Criteria)
- Entry Age: 18 Years to Lifetime
- SI: Up to 50 L
Critical Illness Health Insurance
Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj Allianz Criti Care ...
Unique Features
- 43 critical illnesses cover
- All-stage cancer cover
- Physiotherapy care available
Bajaj Allianz Criti Care Plan (Pros)
- 43 critical illnesses cover
- All-stage cancer cover
- Physiotherapy care available
Bajaj Allianz Criti Care Plan (Cons)
- Sexually transmitted diseases
- War injuries
- Self-Inflicted injuries
Bajaj Allianz Criti Care Plan (Other Benefits)
- Cardiovascular care
- Kidney care
- Cancer care
- Sensory organ care
Bajaj Allianz Criti Care Plan (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Critical Illness Health Insurance
Protection from critical illnesses when you need it the most! Bajaj Allianz women specific critical illness plan protects women against the serious th...
Unique Features
- Critical illness coverage for women
- Loss of job cover
- Children education benefits
Bajaj Allianz Women Specific Critical Illness Plan (Pros)
Bajaj Allianz Women Specific Critical Illness Plan (Cons)
Bajaj Allianz Women Specific Critical Illness Plan (Other Benefits)
Bajaj Allianz Women Specific Critical Illness Plan (Eligibility Criteria)
Top Up and Super Top Up
Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...
Unique Features
- Pre & post-hospitalization cover
- In-house claim settlement
- Ambulance cover
Bajaj Allianz Extra Care Policy (Pros)
- In-house claim settlement
- Global expertise
- Quick disbursement of claims
Bajaj Allianz Extra Care Policy (Cons)
- War
- Cost of spectacles
- Rest and rehabliation
Bajaj Allianz Extra Care Policy (Other Benefits)
- Uterine Artery Embolization and HIFU
- Balloon Sinuplasty
- Deep Brain stimulation
- Oral chemotherapy
Bajaj Allianz Extra Care Policy (Eligibility Criteria)
- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Critical Illness Health Insurance
Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...
Unique Features
- Vector-borne diseases cover
- Lifetime renewable options
- Affordable premiums
Bajaj Allianz M-Care Plan (Pros)
- Dengue Fever
- Malaria
- Filariasis
Bajaj Allianz M-Care Plan (Cons)
- Only covers vector-borne diseases
- Hospital admission for less than 24 hours
- Diagnosis and treatment outside India
Bajaj Allianz M-Care Plan (Other Benefits)
- Covers the proposer/spouse/dependent children
- Affordable premiums
- Only 15 days waiting period
Bajaj Allianz M-Care Plan (Eligibility Criteria)
- Min entry age: Day 1
- Max entry age: 65 Years
- Initial Waiting Period: 15 Days
- Sum Insured: Up to 75 K
Individual
Bajaj Allianz Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...
Unique Features
- International medical cover
- Daily cash benefit
- Mental health treatment
Bajaj Allianz Global Health Care (Pros)
- Preventive health check-up
- Pre and post-hospitalization cover
- Compassionate visit
- Mental health cover
Bajaj Allianz Global Health Care (Cons)
- Obesity/ weight control
- Change of gender treatments
- COVID-19 not covered
- Hazardous or adventure sports
- Maternity not covered
Bajaj Allianz Global Health Care (Other Benefits)
- Lifelong renewability
- Organ donor cover
- International coverage
- Optional dental treatment cover
- Air ambulance
Bajaj Allianz Global Health Care (Eligibility Criteria)
- Entry Age - 3 months
- Max Entry Age - 65 Years
- SI - 37.5 L - 3.75 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...
Unique Features
- Covers 10 critical illnesses
- In-house claim settlement
- Lifelong renewability
Bajaj Allianz Critical Illness (Pros)
- Cover for 10 critical illnesses
- Lifelong renewability
- Affordable premium options
Bajaj Allianz Critical Illness (Cons)
- No cover for childhood defects
- No cover for HIV/AIDS
- Survival period of 30 days
Bajaj Allianz Critical Illness (Other Benefits)
- Long Term Policy Discount
- Major Organ Transplantation
- Hassle free In House claim process
Bajaj Allianz Critical Illness (Eligibility Criteria)
- 18 to 65 Years
Individual and Family Health Insurance
We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...
Unique Features
- Comprehensive Coverage
- Cumulative Bonus
- Life Long Renewal
Bajaj Allianz Health Ensure (Pros)
- Comprehensive coverage
- Cumulative bonus
- Lifelong renewal
Bajaj Allianz Health Ensure (Cons)
- Domiciliary not covered
- No coverage for infertility
- Sub-limits applicable
Bajaj Allianz Health Ensure (Other Benefits)
- Individual and family plan
- Flexible premium payment term
- AYUSH cover
Bajaj Allianz Health Ensure (Eligibility Criteria)
- 18 Years to no upper age limit
Individual and Family Health Insurance
Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...
Unique Features
- OPD Cover
- Senior Citizen Cover
- 4 Plan Variants
Bajaj Allianz Tax Gain Policy (Pros)
- Multiple plan options available
- OPD cover
- Coverage for senior citizens
Bajaj Allianz Tax Gain Policy (Cons)
- ICU charges not covered
- Pre-hospitalisation not covered
- No coverage for post-hospitalisation
Bajaj Allianz Tax Gain Policy (Other Benefits)
- Choose from Plan A/B/C/D
- OPD and hospitalization coverage available
- Multiple discounts are available depending on policy term
Bajaj Allianz Tax Gain Policy (Eligibility Criteria)
- 18 to 75 Years
Individual and Family Health Insurance
Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...
Unique Features
- Super Cumulative Bonus
- Co-Pay Available
- 8 Benefit Options
Bajaj Allianz Star Package (Pros)
- Super cumulative bonus
- Co-pay available
- 8 benefit options
Bajaj Allianz Star Package (Cons)
- Domiciliary hospitalisation not covered
- OPD coverage not available
- Weight management treatments not covered
Bajaj Allianz Star Package (Other Benefits)
- Select from 8 plan options
- Hospital Cash Daily Allowance
- Up to INR 1 Crore SI
Bajaj Allianz Star Package (Eligibility Criteria)
- 18 to 65 Years
Individual and Family Health Insurance
Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...
Unique Features
- Avail Optional Cover
- Maternity Cover
- High SI
My Health Care Plan (Pros)
- High SI options
- OPD cover
- Cataract cover
My Health Care Plan (Cons)
- No cover for gender change treatments
- No cover for obesity treatments
- Infertility cover not available
My Health Care Plan (Other Benefits)
- Avail Optional Cover
- Maternity Cover
- High SI
My Health Care Plan (Eligibility Criteria)
- 18 to 65 Years
Accident Health Insurance
Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...
Unique Features
- Death Cover
- EMI Payment Cover
- Hospital Cash Benefit
Bajaj Allianz Personal Guard (Pros)
- Death Cover
- EMI Payment Cover
- Hospital Cash Benefit
Bajaj Allianz Personal Guard (Cons)
- Intentional self-injury
- AIDS
- Miscarriage
- and abortion
Bajaj Allianz Personal Guard (Other Benefits)
- Accidental Hospitalization
- Expenses Air Ambulance Cover
- Loss of Income due to Disability from Accident
Bajaj Allianz Personal Guard (Eligibility Criteria)
- 18 to 70 Years
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Why Choose Bajaj Allianz Health Insurance?
- Bajaj Allianz offers customers 24*7 support
- A wide network of hospitals
- Settle up to INR 20,000 claim settlement amount via the Bajaja Allianz App
- Wide product portfolio
- In-house Health Administration Team for faster claims processing
What Is Covered?
In-Patient Hospitalisation
The health insurance policies at Bajaj Allianz cover you for the expenses related to any medical treatment you receive while staying in the hospital.
Pre and Post Hospitalisation
The coverage for pre and post-hospitalisation is covered up to 60 to 90 days respectively.
Organ Donor Expenses
Organ donation is a noble cause, your Bajaj Allianz health insurance covers all the surgical and medical procedures related to organ donation.
Day Care Treatments
As technology advances, medical treatments available in the market are also advancing. Procedures taking less than 24 hours are covered by your Bajaj Allianz policy.
Maternity Expenses and Newborn Baby Cover
Your Bajaj Allianz health cover will take care of the expenses that can occur while delivering the baby and the treatment of the newborn baby in case of requirement.
What Is Not Covered?
Self Inflicted Injuries
Bajaj Allianz health policies will not cover injuries or hospitalization caused by self-harm.
Cosmetic Procedures
Bajaj Allianz Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
Adventure Sports
Bajaj Allianz Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.
Obesity or Weight Control Treatments
Bajaj Allianz Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
Involvement In Illegal Activities
Bajaj Allianz health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
What Are The Different Waiting Periods In Bajaj Allianz Health Insurance Plans?
Various waiting periods are applicable across different plans offered by Bajaj Allianz Health Insurance. Let us discuss the same.
Initial Waiting Period
An initial waiting period of 30 days is applicable on all Bajaj Allianz Health Insurance plans starting from the date of purchase
Pre-existing Waiting Period
Pre-existing diseases such as hypertension, diabetes, and others have a waiting period varying between 2 to 4 years depending on the plan you opt for.
Survival Period
The survival period is the number of days mentioned in your critical illness health policy that you need to survive after being diagnosed with a critical illness to get plan coverage.
Bajaj Allianz Health Insurance Network Hospital List
Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Bajaj Allianz Health Insurance Buying Process
If you are looking forward to purchasing Bajaj Allianz Health insurance online follow the simple steps below
- Step 1
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
- Step 2
Click on 'Get free quotes' and compare Bajaj Allianz Health Insurance Plans as per your needs.
- Step 3
Select and pay premiums online for the purchased Bajaj Allianz health insurance plan of your choice.
- Step 4
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Bajaj Allianz Health Insurance plan.
Bajaj Allianz Health Insurance Renewal Process
Follow the steps for Bajaj Allianz Health Insurance policy renewal
- Step 1
Visit the official website of Bajaj Allianz Health Insurance Company
- Step 2
Click on the ‘Renew’ tab
- Step 3
Mention your ‘Policy Number’ and ‘Date Of Birth’
Connect with our insurance experts for Bajaj Allianz health insurance policy renewal at 1800 - 4200 - 269
Bajaj Allianz Health Insurance Claim Process Steps
You can file for cashless as well as reimbursement claims for your Bajaj Allianz Health Insurance Plans by following these easy steps:
- Step 1
Visit the nearest network hospital and show your Bajaj Allianz cashless card and valid ID proof like a Passport, PAN Card, Voting card, etc. - Step 2
Fill in the TPA form and provide the necessary details.
- Step 3
Bajaj Allianz will review your request after which the hospital bill is settled between the insurer and network hospital.
Documents Required For Bajaj Allianz Health Policy Claim Settlement
Submit the following documents when filing for Bajaj Allianz health claims:
- Duly completed and signed claim form, in original
- Valid photo-ID proof
- Medical practitioner's referral letter and prescription
- Original bills, receipts, and discharge cards from the hospital/medical practitioner
- Original bills from pharmacy/chemists
- Original pathological/diagnostic tests reports/radiology reports and payment receipts
- Indoor case papers
- First Information Report, final police report, if applicable
- Post-mortem report, if conducted
- Any other document as required by the company to assess the claim
How To Port To Bajaj Allianz Health Insurance?
To port your existing policy to Bajaj Allianz health insurance, follow the steps mentioned below:
- Step 1
Fill out the portability form, and send the application to Bajaj Allianz Health Insurance Company 45 days before the date of your existing health plan renewal.
- Step 2
As per the guidelines of IRDAI, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.
- Step 3
Once the policyholder's details are verified, the new insurance company has to communicate its decision - either approval or rejection - within 15 days.
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.
More Queries?
If you have any more queries regarding
Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269
now!
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Written By: Simran Saxena
Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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