Bajaj Allianz Health Insurance
  • Cover of 55 Critical Illnesses
  • Whole Life Cover
  • Healthy lifestyle returns
Bajaj Allianz Health Insurance
premium

Network hospitals

18400+

premium

Incurred claim ratio

74.27%

premium

Sum insured

Up to 25 CR

premium

No. of Plans

23

premium

Solvency Ratio

3.6

premium

Pan India Presence

240

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

18400+

premium

Incurred claim ratio

74.27%

premium

Sum insured

Up to 25 CR

premium

No. of Plans

23

premium

Solvency Ratio

3.6

premium

Pan India Presence

240

BAJAJ Allianz Health Insurance

One of the leading health insurance companies, BAJAJ Allianz General Insurance Company Limited is a joint venture between BAJAJ Finserv Limited and Allianz SE in May 2001. They offer various health insurance plans for individuals, families, critical illness, group insurance, and much more. You can customize your plans as per your own requirements. Its headquarters is in Pune, Maharashtra, and has empowered so many lives with its products and services in the last 2 decades of its existence in the insurance market.

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What Does BAJAJ Allianz Health Insurance Do?

BAJAJ Allianz Health Insurance offers several quality-driven products related to family health insurance, critical illness coverage, personal accident, super top-ups, and much more. With BAJAJ Allianz health insurance you can feel safe when in need. You need to pay the amount in the form of premiums and your insurance will pay your hospital bills when in need.

Some Interesting Facts about BAJAJ Allianz Health Insurance

  • BAJAJ Allianz has secured over 10 crore customers by now.
  • Their headquarters is in Pune, Maharashtra.
  • They have partnered with 8000+ network hospitals for their client's cashless treatment.
  • The claim settlement ratio of the company is 96.59%.

A Quick Outlook

Cashless Claim Settlement Within 1 hour
Minimum Entry Age 91 days
Maximum Entry Age No Limit
Sum Insured Upto 1 Crore
Network Hospital 8000+
Tax Benefits Upto 50,000
Solvency Ratio (2021-22) 3.4 %
Claim Settlement Ratio (2021-22) 96.59 %
Ambulance Expenses Covered
Coverage for Accidents Yes

BAJAJ Allianz Health Insurance Plans

A plan with 3 variants offering up to 1 Cr SI. It covers expenses incurred during hospitalization resulting from serious illness or accident.

Unique Features

  • Avail Discounts
  • Maternity cover available
  • Organ Donor expenses covered

Bajaj Allianz Health Guard (Pros)

  • Convalescence benefit
  • Super Cumulative bonus
  • Daily cash benefit
  • New Born Baby Cover
  • Pre & post hospitalization

Bajaj Allianz Health Guard (Cons)

  • No Global Coverage
  • No Dental Treatment
  • No Parkinson's Cover
  • HIV/AIDS not covered
  • No Obesity/Weight Cover

Bajaj Allianz Health Guard (Other Benefits)

  • Health prime rider
  • Non-medical expense rider
  • Wellness benefits
  • Bariatric surgery cover
  • SI reinstatement benefit

Bajaj Allianz Health Guard (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1.5 L to 1 Cr
  • Waiting Period - 30 Days

A competitive plan with affordable premiums for your family, a perfect product to take care of medical expenses for you and your family in case of an unfortunate event.

Unique Features

  • Avail daycare procedures
  • Road ambulance coverage
  • Prosthetic cost covered

Bajaj Allianz Health Infinity (Pros)

  • In-patient hospitalization cover
  • Pre & post hospitalization
  • Spouse Cover
  • Global Coverage
  • Preventive health check-up

Bajaj Allianz Health Infinity (Cons)

  • No Sleep Apnea Coverage
  • No Dental Treatment
  • No Alcoholism Cover
  • Type2 Diabetes not covered
  • No Obesity/Weight Cover

Bajaj Allianz Health Infinity (Other Benefits)

  • Per Day Room Rent Benefit
  • Co-Pay Benefit
  • Tax Benefits
  • Cataract Cover
  • Alzheimer Cover

Bajaj Allianz Health Infinity (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - No Limit
  • Waiting Period - 30 Days

A robust policy that takes care of 360-degree health needs for you and your family with a maximum sum assured up to INR 25 lakh.

Unique Features

  • Modern Treatment covered
  • Avail AYUSH treatment
  • Avail cumulative bonus

Arogya Sanjeevani Plan (Pros)

  • Cataract Treatment
  • Modern Treatment
  • Pre-hospitalization
  • Post-hospitalization
  • Hospitalization Cover

Arogya Sanjeevani Plan (Cons)

  • No Global Coverage
  • No Weight Control Cover
  • No Sleep Apnea Cover
  • HIV/AIDS not covered
  • No War Injury Cover

Arogya Sanjeevani Plan (Other Benefits)

  • Plastic Surgery Cover
  • Spouse Cover
  • Child Cover
  • Dental Treatment Cover
  • Diabetes Cover

Arogya Sanjeevani Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Bajaj Allianz Criti-Care

Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.

Unique Features

  • Avail lifetime renewal
  • Avail coverage against cancer
  • Avail wellness discount

Bajaj Allianz Criti-Care (Pros)

  • Dialysis Care Cover
  • Cancer reconstructive surgery
  • Cardiac Nursing Cover
  • Physiotherapy care
  • Dialysis Care

Bajaj Allianz Criti-Care (Cons)

  • No Intoxication Coverage
  • No Cosmetic Surgery
  • No Postpartum Cover
  • STD not covered
  • No Natural Calamity Cover

Bajaj Allianz Criti-Care (Other Benefits)

  • Cancer Care
  • Cardiovascular Care
  • Kidney Care
  • Neuro Care
  • Transplants care

Bajaj Allianz Criti-Care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 2 Cr
  • Waiting Period - 30 Days

Bajaj Allianz Critical Illness

A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.

Unique Features

  • Avail discounts on policy terms
  • 50 Lakh SI
  • Flexible premium payment

Bajaj Allianz Critical Illness (Pros)

  • Joint Replacement
  • Major Organ Transplantation
  • Surgery of Aorta
  • Limbs Permanent Paralysis
  • Dialysis Care

Bajaj Allianz Critical Illness (Cons)

  • No C- Section Coverage
  • No Weight Surgery Cover
  • No War Injury Cover
  • HIV/AIDS not covered
  • No Natural Peril Cover

Bajaj Allianz Critical Illness (Other Benefits)

  • First Heart Attack
  • Open Chest CABG
  • Regular Dialysis
  • Neuro Care
  • Multiple Sclerosis

Bajaj Allianz Critical Illness (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 90 Days

Bajaj Allianz Silver Health Plan -Senior Citizens

It is a comprehensive senior citizen plan which includes a spouse . With High sum insured the plan offers critical illness cover,life time renewal and innovative packages.

Unique Features

  • Quick Disbursement
  • Global Expertise
  • In House Claim Administration

Silver Health Plan -Senior Citizens (Pros)

  • Pre-existing illness cover
  • Waiver of co-payment
  • Cumulative bonus
  • High entry age
  • Free health check-up

Silver Health Plan -Senior Citizens (Cons)

  • No Hernia Cover
  • No Piles Cover
  • No Cataract Cover
  • No Non -Allopathic Cover
  • No AIDS Cover

Silver Health Plan -Senior Citizens (Other Benefits)

  • Pre and post hospitalization
  • Ambulance cover
  • Customized Plans
  • Cashless Facility
  • Family Discount

Silver Health Plan -Senior Citizens (Eligibility Criteria)

  • Entry Age - 46 Years
  • Max Entry Age - 70 Years
  • SI - 50 Thousand to 50 Lakh
  • Waiting Period - 30 Days

Bajaj Allianz Individual Health Insurance

An inclusive plan with multiple SI options and 50% cumulative bonus.

Unique Features

  • Covers Homeopathic Treatment
  • Extended Family Cover
  • New Born Cover

Individual Health Insurance (Pros)

  • Recharge Benefit
  • Bariatric surgery cover
  • Maternity Cover
  • Daily cash benefit
  • Covers extended family

Individual Health Insurance (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Dental Cover
  • No Cosmetic Surgery Cover
  • No STD Cover

Individual Health Insurance (Other Benefits)

  • Organ donor expenses
  • Ayurvedic Treatment Cover
  • SI Reinstatement
  • Ambulance Cover
  • Convalescence Benefit

Individual Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 cr
  • Waiting Period - 30 Days

A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.

Unique Benefits

  • Air Ambulance cover
  • Avail maternity expense
  • Organ donor expenses covered

Bajaj Allianz Extra Care Plus (Pros)

  • Modern treatment Covered
  • Air Ambulance Cover
  • Maternity Benefit
  • Organ Donor Expenses
  • Free Medical Check-Up

Bajaj Allianz Extra Care Plus (Cons)

  • No New Born Baby Cover
  • No Dental Treatment
  • No Obesity Cover
  • STD not covered
  • No BMI Cover

Bajaj Allianz Extra Care Plus (Other Benefits)

  • Day Care Treatment Covered
  • ICU Covered
  • Specialist Doctor Cover
  • Post-hospitalisation expenses
  • Spouse and Child Cover

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 80 Years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Bajaj Allianz M care

The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.

Unique Features

  • Avail Lifetime Renewal
  • Coverage against Dengue
  • Avail family coverage

Bajaj Allianz M care (Pros)

  • Chikungunya Cover
  • Malaria Cover
  • Filariasis Cover
  • Kala Azar Cover
  • Pre & post hospitalisation

Bajaj Allianz M care (Cons)

  • No Global Coverage
  • No Dental Treatment
  • No Parkinson's Cover
  • HIV/AIDS not covered
  • No Obesity/Weight Cover

Bajaj Allianz M care (Other Benefits)

  • Zika Virus Cover
  • Japanese Encephalitis Cover
  • Dengue Fever Cover
  • Bariatric surgery cover
  • SI reinstatement benefit

Bajaj Allianz M care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 25 Thousand to 75 Thousand
  • Waiting Period - 30 Days

Bajaj Allianz Saral Suraksha Bima

Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.

Unique Features

  • Lifetime renewal available
  • Child education benefit available
  • Cumulative Bonus

Bajaj Allianz Saral Suraksha Bima (Pros)

  • Total Temporary Disablement
  • Installment Premium Payment
  • Cumulative Bonus
  • Hospitalization Expenses
  • 10% Education Grant

Bajaj Allianz Saral Suraksha Bima (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

Bajaj Allianz Saral Suraksha Bima (Other Benefits)

  • Partial Disablement Cover
  • Total Disablement Cover
  • Nursing Expenses Cover
  • Prosthetic Cover
  • ICU Cover

Bajaj Allianz Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 cr
  • Waiting Period - 30 Days

Bajaj Allianz Corona-Kavach Policy

An affordable health insurance policy, Corona Kavach, takes care of your expenses at the time of hospitalization for COVID-19 treatment.

Unique Features

  • Avail homecare treatment
  • AYUSH treatment available
  • Avail hospital daily cash

Bajaj Allianz Corona-Kavach Policy (Pros)

  • Covid Hospitalization Cover
  • AYUSH Treatment
  • Pre Hospitalization
  • Post Hospitalization
  • Home Care Treatment Expenses

Bajaj Allianz Corona-Kavach Policy (Cons)

  • No Global Coverage
  • No Dental Treatment
  • No Alcoholism Cover
  • No Unproven Treatments
  • No Suicide Cover

Bajaj Allianz Corona-Kavach Policy (Other Benefits)

  • Hospital Daily Cash
  • Oxygen cylinder Cover
  • Diagnostic tests Cover
  • Consultation charge cover
  • Road Ambulance Cover

Bajaj Allianz Corona-Kavach Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 5 L
  • Waiting Period - 15 Days

Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability

Unique Features

  • Covers children’s education
  • Avail cumulative bonus
  • Avail additional covers with plan

Bajaj Allianz Sankat Mochan

A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.

Unique Features

  • Offers 16 variants
  • Lifetime renewal available
  • Avail Hospitalization expenses

Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs

Unique Features

  • Avail cumulative bonus
  • Cover dependent children
  • Cover death and disability

Bajaj Allianz Women Specific Critical Illness

This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.

Unique Features

  • Congenital Disability Benefit
  • Children Education Bonus
  • Avail various discounts

Bajaj Allianz Extra Care

Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.

Unique Features

  • Avail Modern Treatments
  • Avail Ambulance coverage
  • Avail discounts on policy terms

Bajaj Allianz Loan Care

A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.

Unique Features

  • Personal Accident Covered
  • EMI Payment Cover
  • Child education benefit available

Bajaj Allianz Star Package

An all-in-one family floater policy that covers health, household contents, travel baggage and much more.

Unique Features

  • Covers Household content
  • Avail education grant
  • Avail critical illness cover

Bajaj Allianz Global Health Care

This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.

Unique Features

  • USD 1,000,000 cover
  • Mental Illnesses covered
  • Air Ambulance covered

Bajaj Allianz Tax Gain Policy

A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.

Unique Features

  • OPD covereage available
  • 130 Day care procedures
  • Avail free health check up

A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.

Unique Features

  • Upto 10lakh sum assured
  • Avail cumulative bonus
  • Day care procedures covered

Bajaj Allianz Hospital Cash Daily Allowance

Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.

Unique Features

  • Avail discounts
  • Flexible premium payment term
  • Avail family cover

Bajaj Allianz Family Health Care Policy

A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.

Unique Features

  • Avail Daycare procedures
  • Hospital cash benefits
  • Modern treatment covered

Why Choose BAJAJ Allianz Health Insurance Plan?

BAJAJ Allianz offers a wide variety of plans and benefits to their customers. Here are some of the unique benefits given below that you can avail through the company.

  • 24*7 Assistance

    Bajaj Allianz offers customers 24*7 support so policyholders do not have to worry about their insurance needs in times of distress and can ask their queries as and when required.
  • Rewards & Health Returns

    Policyholders who maintain a healthy lifestyle are rewarded for the same. The company offers you discounts and cumulative bonuses on your premiums if you live a healthy lifestyle and gives you a claim-free bonus. The healthier you stay, the more you will earn the rewards.
  • Robust Network

    Bajaj Allianz health insurance comes with access to cashless network hospitals PAN India. Policyholders do not have to worry about any hospitalization expenses as the insurer offers quick and efficient claim settlement in their 8000+ network hospitals.
  • Cashless Treatment

    You can avail the cashless treatment at the network hospital with the BAJAJ Allianz Health Insurance plans. So, there will be no need to arrange money for your treatment. Your insurance will do it all.
  • Tax Benefits

    Under Section 80D of the Income Tax Act, you will get a tax benefit by paying the premiums towards your insurance policy. Whether you buy a policy for yourself or for your family, you will definitely get tax benefits as well.
  • Daily hospital cash

    If you have a health insurance policy, then your company will pay daily hospital cash up to a limited number of days to a certain fixed sum of money daily. You can use this amount to get reasonable accommodation for your family members.
  • Cumulative Bonus

    If you renew your policy without making any claim then your sum insured will increase by 5% fro the first year and 10% for every successful claim-free policy renewal.
  • Free Health Check Up

    With the perfect health insurance policy, you can get free health checkups by which you can regularly undertake health check-ups without worrying about paying the bill.

Know what is covered- Inclusion

In-Patient Hospitalisation

The health insurance policies at BAJAJ Allianz provide coverage for the expenses related to any medical treatment you receive while staying in the hospital.

Pre and Post Hospitalisation

The coverage for pre and post-hospitalisation is covered up to 60 to 90 days respectively.

Organ Donor Expenses

Organ donation is a noble cause, your BAJAJ Allianz health insurance covers all the surgical and medical procedures related to organ donation.

Day Care Procedure

As technology advances, there are fast treatment procedures available in the market which takes less than 24 hours. These procedures are called daycare procedures, and your policy will cover this too.

Ambulance Charges

BAJAJ Allianz covers ambulance charges that might occur while going to the hospital or returning from the hospital.

Convalescence Benefit

With BAJAJ Allianz you are eligible for a benefit pay out of some amount in case you are hospitalised for 10 or more days.

AYUSH Treatment

With the Health Insurance cover, you can treat your ailments with a combination of modern and traditional methods of treatment.

Maternity Expenses and Newborn Baby Cover

You health insurance cover will take care of the expenses that can occur while delivering the baby and the treatment of newborn baby in case of requirement.

What is not Covered?- Exclusions

War

The health policy will not cover the medical expenses incurred due to the war.

Dental Treatment

Dental treatments will not be covered under the health insurance policy until it is necessitated by any acute traumatic injury or cancer.

External Devices

Cost of devices like spectacles, contact lenses, hearing aids, crutches, artificial limbs, dentures, artificial teeth and much more are excluded from the insurance coverage provided by the health insurance plans.

Intentional Self-Injury

Self injuries, such as suicide will not be covered.

Plastic Surgery

Any kind of cosmetic surgery, unless it happened due to cancer, burns, or accidental injury is not covered in the BAJAJ Allianz health insurance.

Treatments Outside India

If you receive the treatment outside India, then the cost will not be covered by the insurance policy.

Waiting period in BAJAJ Allianz Health Insurance

When you buy a policy, your coverage does not start immediately after the issuance. There is a time frame that you need to complete before the coverage of this policy begins. This time period is called the waiting period in BAJAJ Allianz Health Insurance. At this time you cannot claim the money. The range and time period of the waiting period depend on various factors like policy, coverage, and types of diseases.

Let us check out some of the types of waiting periods:

  • Initial Waiting Period

    The time period in the initial waiting period starts immediately after you get the policy. Most of the time it is 30 days from the date you get the policy.
  • Waiting Period for Pre-Existing Diseases (PED)

    For pre-existing diseases such as diabetes and hypertension, a longer waiting period of 2 to 4 years is initiated. During this time, you cannot claim your hospitalization or treatment expenditure.
  • Waiting Period for Maternity Cover

    The waiting period for maternity cover is between 9 to 12 months from the date you bought the policy.
  • Group Plan Waiting Period

    Many companies offer health insurance for their employees, but they have to wait for a specific period before applying for the claim.

Factors to Consider While Buying BAJAJ Allianz Health Insurance

Choosing the best health plan involves proper planning. You need to consider various factors before investing in the right medical coverage. Study the scheme for the following advantages to understand and compare the best medical insurance in India.

  • Verify Eligibility

    Health Policies come up with the different entry age restrictions. In BAJAJ Allianz Health, the entry age is 91 days on a floater basis.
  • Ensure the Maximum Coverage

    Check out the coverage your health insurance is providing. Like BAJAJ Allianz Health provides pre and post-hospitalization expenses, diagnosis expenses, and annual health checkups.
  • Look for Affordable Premiums

    Keep a note of the premiums that you need to pay. BAJAJ Allianz Health provides a digital portal where you can calculate the premiums.
  • Check for the Exclusions

    You need to check for the exclusion list before choosing the health care policy. There are certain conditions under which you cannot make the claim.
  • Understand the Co-Payment Clause

    It is advised to check the co-payment clause before you invest in the insurance.
  • Select Wide Cashless Network Hospital

    Check for the network hospitals the insurance providers are offering. Ensure the number of reputed cashless hospitals they have on the list.
  • Bid for Higher Claim Settlement Ratio

    The claim settle ratio is the company's face value. The higher the claim settlement ratio, the higher the company's value. BAJAJ Allianz Health Insurance promises the highest claim settlement ratio of 100%.

Why Choose the Online Procedure to Buy BAJAJ Allianz Mediclaim Policy?

Choosing an online platform is the easiest way to save time and effort in this digitally-equipped world. There are many reasons why you should opt for the online procedure-

  • Convenient Policy Selection

    You can schedule unlimited appointments with the experts to understand the policy details. You can study, compare, choose, and make payments for your insurance anywhere on the online portal.
  • Chat Options for Queries

    The team of BAJAJ Allianz Health Insurance and PolicyX is always available for all your queries concerning the terms and conditions of the policies. With the live chat options, you can discuss any policy-related matter at your convenience.
  • Instant Premium Quote Calculations

    You will get the digital premium calculator to help you elevate your premiums and opt for customized healthcare insurance for you and your family members.
  • Secure Payment Modes

    The policy portal of BAJAJ Allianz Health Insurance offers various digitally secure payment modes, such as credit/debit cards or net banking. You will receive authentic policy documents immediately after completing the payment. This way you can get an instant mediclaim policy in less than an hour.
  • Transparent Policy Evaluation

    BAJAJ Allianz Health promises a transparent policy evaluation process. All the terms and conditions are ready for your reference.
  • Readily Available Value Added Services

    You can check out other add-on benefits while browsing mediclaim policies. These include OPD care, a co-payment waiver, and a reduced wait time for pre-existing diseases, among others, to cover all the needs.

Benefits of Purchasing Health Insurance at an Early Age

Although, there are no specific age criteria for buying health insurance plans. But buying insurance at an early age is highly beneficial. Read below to get to know why buying health insurance at an early age is beneficial.

Benefits of Purchasing at an Early Age

Your premiums will be less at an early age.

Benefits of Purchasing at an Early Age

At an early age, a continuous cover with renewals will help you to go out with the waiting period.

Benefits of Purchasing at an Early Age

No medical test is required if you purchase health insurance at an early age.

Benefits of Purchasing at an Early Age

You can avail a no-claim bonus for every claim-free year.

Benefits of Purchasing at an Early Age

You do not need to share your medical bills as the co-payment is not applicable in this case.

Bajaj Allianz Health Insurance Buying Process

For buying an Bajaj Allianz Health Insurance policy, one has two options. Either they can purchase directly from the website or can buy from PolicyX.com.

Buy from the Company

  • Visit the official website of the company. Click on the 'Health Insurance' icon
  • You will then be redirected to the Health Insurance page. On the top-right corner, click on the 'I want to buy'.
  • Enter all the required details and your health insurance premium amount will be displayed on the screen.
  • Once you pay the premium online, you will get all the policy documents at your registered email address.

Buy from PolicyX

  • Fill in the details in the 'Calculate Premium' form
  • The next page will show all the available plans.
  • Choose the Bajaj Allianz health plan and click on 'Buy Now'.
  • Pay the premium and your policy document will be shared with you on your registered email id.

How to Renew Health Insurance Policy?

As the term policy ends, you need to renew it in order to continue the uninterrupted healthcare coverage and added advantages. Follow these steps to renew the insurance-

  • Visit the official website of BAJAJ Allianz and click on health insurance renewal.
  • Fill in your basic details, policy number and date of birth.
  • Pick your renewal quote and make the payment

Or
You can directly call the helpline number and let them do the work.

How to Claim?

Bajaj Allianz Health Insurance company offers an easy and convenient claims settlement process. The policyholder can either choose cashless claims or can opt for reimbursement claims:

Cashless Claim Process

  • Check the list of network hospitals from Bajaj Allianz's website. At the network hospital, show the cashless card of Bajaj Allianz Capital Health Insurance and valid ID proof like a Passport, PAN Card, Voting card, etc.
  • After the identification is done, the network hospital will send the cashless hospitalization request form to Bajaj Allianz. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).
  • Bajaj Allianz will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail.
  • Once done, the payment will be made to the network hospital.

Reimbursement Claim Process

If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.

  • To file a claim, submit the following documents to Bajaj Allianz within 15 days of discharge:
    • Claim form (Part A & B)
    • Health card
    • KYC documents
    • Original discharge summary
    • Hospital bills
    • The invoice with payment receipt
    • All consultation papers
    • Others
  • After reviewing the documents, Bajaj Allianz will take the appropriate decision and if approved, the amount will be reimbursed through NEFT to the registered bank account.
  • Note- You need to inform the company within 48 hours (in case of emergency hospitalization) and 3 days before your admission (for planned hospitalization).

Claim Process

Once you submit the claim intimation, the company will start their work of verification. They might assign a field doctor if required for this process. After completing the verification process, you will get the claim immediately.

Documents required while filing the claim

  • Duly completed and signed claim form, in original
  • Valid photo-ID proof
  • Medical practitioner's referral letter and prescription
  • Original bills, receipts, and discharge cards from the hospital/medical practitioner
  • Original bills from pharmacy/chemists
  • Original pathological/diagnostic tests reports/radiology reports and payment receipts
  • Indoor case papers
  • First Information report, final police report, if applicable
  • Post mortem report, if conducted
  • Any other document as required by the company to assess the claim

How to Calculate the Premiums?

You can calculate your health insurance premiums online at Policyx. This BAJAJ Allianz Health premium calculator is a tool that is designed to enable some potential buyers to estimate the premiums that they need to pay.

BAJAJ Allianz Top-Up Plan

If you think, your current health insurance coverage is not sufficient to meet your healthcare needs, then you can opt for a Bajaj Allianz Health Insurance Super Top-Up plan to provide supplement your coverage. BAJAJ Allianz offers the best top up plan which is-

  • BAJAJ Allianz Extra Care Policy

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Network Hospitals have a vast present PAN India. A well connected network of over 8000+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.

Why Buy from PolicyX.com?

With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer.

  • IRDAI Approved: The Insurance Regulatory Development Authority of India (IRDAI) is a regulatory body created to protect the policyholder's interest. PolicyX.com follows all the guidelines and protocols approved by the IRDAI.
  • Free Comparison Service: With PolicyX.com, you can easily compare the best Health Plans in India without paying the extra amount.
  • Compare 15 Companies in 30 Seconds: With us, you can compare up to 15 companies in just a few seconds.
  • Buy Insurance withing 5 mins: With PolicyX.com, you can buy your policy online without any hassles. We offer an easy 4-step online buying process that allows you to buy your policy without any troubles.
  • 24*7 Customer Service: The experts of PolicyX.com are always available to resolve any of your insurance-related queries.
  • Free Future Claim Assistance: Our team will assist you at every step of your claim process. Be it claim intimation, documentation, or any other process, we are always there to help.
WWhy Should You Buy the Star Health Insurance Plan from Policyx.com?

End Note-Contact Details

BAJAJ Allianz Health Insurance a dedicated insurance company that works 24*7 for customer case support. They make sure to resolve all the customer queries, no matter what time. For a branch-wise contact detail, you can read more about BAJAJ Allianz Health Insurance Customer Care.

Bajaj Allianz House, Airport Road, Yerawada, Pune

bagichelp@bajajallianz.co.in

1800-209-0144

Bajaj Allianz Health Insurance: FAQs

1. What are the different modes of paying an insurance premium under the Bajaj Allianz Health Insurance Policy?

There are mainly three modes through which you can pay the premium amount of the Bajaj Allianz Health Insurance policy-

  • Online payment
  • ECS (electronic mode of funds transfer from one bank to another)
  • By cheque or by cash payment at the insurance company's office

2. Does Maternity Cover fall under any Bajaj Allianz Health Insurance Plan?

Yes, under a few Bajaj Allianz Health insurance plans, the insured will receive maternity and the newborn baby cover.

3. What are the illnesses covered under Bajaj Allianz Critical Illness Insurance?

With Bajaj Allianz's critical illness policy, you are covered for 10 major critical illnesses:

  • First heart attack
  • Open Chest CABG (Coronary Artery Disease Requiring Surgery)
  • Stroke Resulting in Permanent Symptoms
  • Cancer of Specified Severity
  • Kidney Failure Requiring Regular Dialysis
  • Major Organ Transplantation
  • Multiple Sclerosis with Persisting Symptoms
  • Surgery of Aorta
  • Primary Pulmonary Arterial Hypertension
  • Permanent Paralysis of Limbs

4. Is my Bajaj Allianz Health Insurance Policy valid anywhere in India?

Yes, your policy is valid in Pan India and you can use it to meet your health emergencies.

5. How to Renew your Bajaj Allianz Health Insurance Plan?

For renewing the Bajaj Allianz Health Insurance policy, you are required to visit the official website of this insurer and choose the health insurance section. After going through the health section, fill in all the details such as the policy number, KYC details, contact details. Then click on Get Quote and make the payment via online medium.

6. How can I check the network hospital of the Bajaj Allianz health insurance in my city?

Simply visit the official website of the Bajaj Allianz and select the health insurance tab. You'll find a Network Hospitals list under the health tools options in this tab, where you can see all of the listed hospitals and go to the one that's closest to you.

7. What is the tax benefit of buying a Bajaj Health Insurance policy?

Buying a Bajaj Allianz mediclaim policy provides you the tax benefits as per sec 80D of the Income Tax Act, 1961.

8. How can I cancel or surrender my Bajaj Allianz mediclaim Policy?

Visit the nearest branch office of Bajaj Allianz health insurance along with the original policy documents and duly surrender form. Submit the documents and the refund of your policy premium shall be initiated after the completion of the policy cancellation.

9. Is a cashless facility offered by Bajaj Allianz medical Insurance?

Bajaj Allianz Health Insurance provides cashless treatment at Bajaj Allianz Health Insurance's network hospitals.

10. Can I add my spouse and children to my Bajaj Allianz health insurance plans?

Yes, Bajaj Allianz Health Insurance offers family floater plans that allow you to include your spouse and children under a single policy.

11. Is there a waiting period for pre-existing conditions in Bajaj Allianz health insurance?

Yes, there is usually a waiting period of 24 months provided for pre-existing conditions. The duration may vary depending on the policy terms.

12. How can I renew my Bajaj Allianz health insurance plans?

You can renew your policy online through the Bajaj Allianz official website or contact their customer service for assistance with the offline renewal process.

13. Does Bajaj Allianz health insurance cover alternative treatments like Ayurveda or Homeopathy?

Yes, Bajaj Allianz offers coverage for alternative treatments or AYUSH.

14. What is the grace period of Bajaj Health Insurance Plans?

Usually, a grace period for Bajaj Health Plans is 15 days. The duration may vary depending on the policy terms.

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Bajaj Allianz Insurance Reviews

Read what our customers have to say about Bajaj Allianz health insurance company

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Raj Kumar

Bhopal

October 16, 2023

Invested in a senior citizen health insurance with Bajaj Allianz for my parents and the coverage benefits are very helpful

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Riya Chatterjee

Pune

October 9, 2023

Recently purchased a senior citizen plan from Bajaj Allianz and it provided my parents with wellness benefits and annual health check-ups that are useful for me as I stay away from my family.

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Rishabh Singh

Chandigarh

October 9, 2023

Quick and efficient response from customer care of Bajaj Allianz when it comes to claim settlement queries.

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Priyanka Kumari

Guwahati

October 9, 2023

Provides different options in health insurance and offers unique benefits. I purchased a maternity plan from Bajaj 2 years ago and now I am planning to start a family. Bajaj Allianz has been ve...

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Smita Patil

Bengaluru

May 1, 2023

I have availed health insurance services from PolicyX in the year 2021 and I must say that they are reliable and have supported me with claim settlement without any delay.

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Pawan

Delhi

June 6, 2022

Trust me, friends, Bajja is one of the best insurance companies in India. It offers good health insurance plans and its claim service is superb. I am very impressed by the work done by Bajaj Al...

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Himanshi Nalwa

Pune

May 26, 2022

My claim was settled in no time... I went to a non-network hospital and Bajaj Allianz reimburse my claim within 2 days

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Priya Singhania

Guwahati

May 26, 2022

I took the health insurance plan for my family. Bajaj Allianz is a nice company. Go for it. Thanks to Policyx.com, they helped me a lot.

View All Bajaj Allianz Insurance Reviews

Simran Saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.