One of the leading health insurance companies, BAJAJ Allianz General Insurance Company Limited is a joint venture between BAJAJ Finserv Limited and Allianz SE in May 2001. They offer various health insurance plans for individuals, families, critical illness, group insurance, and much more. You can customize your plans as per your own requirements. Its headquarters is in Pune, Maharashtra, and has empowered so many lives with its products and services in the last 2 decades of its existence in the insurance market.
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Bajaj Allianz Health Insurance
What Does BAJAJ Allianz Health Insurance Do?
BAJAJ Allianz Health Insurance offers several quality-driven products related to family health insurance, critical illness coverage, personal accident, super top-ups, and much more. With BAJAJ Allianz health insurance you can feel safe when in need. You need to pay the amount in the form of premiums and your insurance will pay your hospital bills when in need.
Some Interesting Facts about BAJAJ Allianz Health Insurance
BAJAJ Allianz has secured over 10 crore customers by now.
Their headquarters is in Pune, Maharashtra.
They have partnered with 8000+ network hospitals for their client’s cashless treatment.
The claim settlement ratio of the company is 96.59%.
A competitive plan with affordable premiums for your family, a perfect product to take care of medical expenses for you and your family in case of an unfortunate event.
Unique Features
Avail daycare procedures
Road ambulance coverage
Prosthetic cost covered
Bajaj Allianz Health Infinity (Pros)
In-patient hospitalization cover
Pre & post hospitalization
Spouse Cover
Global Coverage
Preventive health check-up
Bajaj Allianz Health Infinity (Cons)
No Sleep Apnea Coverage
No Dental Treatment
No Alcoholism Cover
Type2 Diabetes not covered
No Obesity/Weight Cover
Bajaj Allianz Health Infinity (Other Benefits)
Per Day Room Rent Benefit
Co-Pay Benefit
Tax Benefits
Cataract Cover
Alzheimer Cover
Bajaj Allianz Health Infinity (Eligibility Criteria)
A robust policy that takes care of 360-degree health needs for you and your family with a maximum sum assured up to INR 25 lakh.
Unique Features
Modern Treatment covered
Avail AYUSH treatment
Avail cumulative bonus
Arogya Sanjeevani Plan (Pros)
Cataract Treatment
Modern Treatment
Pre-hospitalization
Post-hospitalization
Hospitalization Cover
Arogya Sanjeevani Plan (Cons)
No Global Coverage
No Weight Control Cover
No Sleep Apnea Cover
HIV/AIDS not covered
No War Injury Cover
Arogya Sanjeevani Plan (Other Benefits)
Plastic Surgery Cover
Spouse Cover
Child Cover
Dental Treatment Cover
Diabetes Cover
Arogya Sanjeevani Plan (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 25 L
Waiting Period - 30 Days
Bajaj Allianz Criti-Care
Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.
Unique Features
Avail lifetime renewal
Avail coverage against cancer
Avail wellness discount
Bajaj Allianz Criti-Care (Pros)
Dialysis Care Cover
Cancer reconstructive surgery
Cardiac Nursing Cover
Physiotherapy care
Dialysis Care
Bajaj Allianz Criti-Care (Cons)
No Intoxication Coverage
No Cosmetic Surgery
No Postpartum Cover
STD not covered
No Natural Calamity Cover
Bajaj Allianz Criti-Care (Other Benefits)
Cancer Care
Cardiovascular Care
Kidney Care
Neuro Care
Transplants care
Bajaj Allianz Criti-Care (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 2 Cr
Waiting Period - 30 Days
Bajaj Allianz Critical Illness
A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.
It is a comprehensive senior citizen plan which includes a spouse . With High sum insured the plan offers critical illness cover,life time renewal and innovative packages.
Unique Features
Quick Disbursement
Global Expertise
In House Claim Administration
Silver Health Plan -Senior Citizens (Pros)
Pre-existing illness cover
Waiver of co-payment
Cumulative bonus
High entry age
Free health check-up
Silver Health Plan -Senior Citizens (Cons)
No Hernia Cover
No Piles Cover
No Cataract Cover
No Non -Allopathic Cover
No AIDS Cover
Silver Health Plan -Senior Citizens (Other Benefits)
Pre and post hospitalization
Ambulance cover
Customized Plans
Cashless Facility
Family Discount
Silver Health Plan -Senior Citizens (Eligibility Criteria)
Entry Age - 46 Years
Max Entry Age - 70 Years
SI - 50 Thousand to 50 Lakh
Waiting Period - 30 Days
Bajaj Allianz Individual Health Insurance
An inclusive plan with multiple SI options and 50% cumulative bonus.
Unique Features
Covers Homeopathic Treatment
Extended Family Cover
New Born Cover
Individual Health Insurance (Pros)
Recharge Benefit
Bariatric surgery cover
Maternity Cover
Daily cash benefit
Covers extended family
Individual Health Insurance (Cons)
No Alcoholism Cover
No War Injury Cover
No Dental Cover
No Cosmetic Surgery Cover
No STD Cover
Individual Health Insurance (Other Benefits)
Organ donor expenses
Ayurvedic Treatment Cover
SI Reinstatement
Ambulance Cover
Convalescence Benefit
Individual Health Insurance (Eligibility Criteria)
A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.
Unique Benefits
Air Ambulance cover
Avail maternity expense
Organ donor expenses covered
Bajaj Allianz Extra Care Plus (Pros)
Modern treatment Covered
Air Ambulance Cover
Maternity Benefit
Organ Donor Expenses
Free Medical Check-Up
Bajaj Allianz Extra Care Plus (Cons)
No New Born Baby Cover
No Dental Treatment
No Obesity Cover
STD not covered
No BMI Cover
Bajaj Allianz Extra Care Plus (Other Benefits)
Day Care Treatment Covered
ICU Covered
Specialist Doctor Cover
Post-hospitalisation expenses
Spouse and Child Cover
Bajaj Allianz Extra Care Plus (Eligibility Criteria)
Entry Age - 91 Days
Max Entry Age - 80 Years
SI - 3 L to 50 L
Waiting Period - 30 Days
Bajaj Allianz M care
The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.
Unique Features
Avail Lifetime Renewal
Coverage against Dengue
Avail family coverage
Bajaj Allianz M care (Pros)
Chikungunya Cover
Malaria Cover
Filariasis Cover
Kala Azar Cover
Pre & post hospitalisation
Bajaj Allianz M care (Cons)
No Global Coverage
No Dental Treatment
No Parkinson's Cover
HIV/AIDS not covered
No Obesity/Weight Cover
Bajaj Allianz M care (Other Benefits)
Zika Virus Cover
Japanese Encephalitis Cover
Dengue Fever Cover
Bariatric surgery cover
SI reinstatement benefit
Bajaj Allianz M care (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 25 Thousand to 75 Thousand
Waiting Period - 30 Days
Bajaj Allianz Saral Suraksha Bima
Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.
Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability
Unique Features
Covers children’s education
Avail cumulative bonus
Avail additional covers with plan
Bajaj Allianz Sankat Mochan
A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.
Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs
Unique Features
Avail cumulative bonus
Cover dependent children
Cover death and disability
Bajaj Allianz Women Specific Critical Illness
This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.
Unique Features
Congenital Disability Benefit
Children Education Bonus
Avail various discounts
Bajaj Allianz Extra Care
Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.
Unique Features
Avail Modern Treatments
Avail Ambulance coverage
Avail discounts on policy terms
Bajaj Allianz Loan Care
A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.
Unique Features
Personal Accident Covered
EMI Payment Cover
Child education benefit available
Bajaj Allianz Star Package
An all-in-one family floater policy that covers health, household contents, travel baggage and much more.
Unique Features
Covers Household content
Avail education grant
Avail critical illness cover
Bajaj Allianz Global Health Care
This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.
Unique Features
USD 1,000,000 cover
Mental Illnesses covered
Air Ambulance covered
Bajaj Allianz Tax Gain Policy
A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.
Unique Features
OPD covereage available
130 Day care procedures
Avail free health check up
Bajaj Allianz Health Ensure
A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.
Unique Features
Upto 10lakh sum assured
Avail cumulative bonus
Day care procedures covered
Bajaj Allianz Hospital Cash Daily Allowance
Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.
Unique Features
Avail discounts
Flexible premium payment term
Avail family cover
Bajaj Allianz Family Health Care Policy
A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.
Unique Features
Avail Daycare procedures
Hospital cash benefits
Modern treatment covered
Why Choose BAJAJ Allianz Health Insurance Plan?
BAJAJ Allianz offers a wide variety of plans and benefits to their customers. Here are some of the unique benefits given below that you can avail through the company.
24*7 Assistance
Bajaj Allianz offers customers 24*7 support so policyholders do not have to worry about their insurance needs in times of distress and can ask their queries as and when required.
Rewards & Health Returns
Policyholders who maintain a healthy lifestyle are rewarded for the same. The company offers you discounts and cumulative bonuses on your premiums if you live a healthy lifestyle and gives you a claim-free bonus. The healthier you stay, the more you will earn the rewards.
Robust Network
Bajaj Allianz health insurance comes with access to cashless network hospitals PAN India. Policyholders do not have to worry about any hospitalization expenses as the insurer offers quick and efficient claim settlement in their 8000+ network hospitals.
Cashless Treatment
You can avail the cashless treatment at the network hospital with the BAJAJ Allianz Health Insurance plans. So, there will be no need to arrange money for your treatment. Your insurance will do it all.
Tax Benefits
Under Section 80D of the Income Tax Act, you will get a tax benefit by paying the premiums towards your insurance policy. Whether you buy a policy for yourself or for your family, you will definitely get tax benefits as well.
Daily hospital cash
If you have a health insurance policy, then your company will pay daily hospital cash up to a limited number of days to a certain fixed sum of money daily. You can use this amount to get reasonable accommodation for your family members.
Cumulative Bonus
If you renew your policy without making any claim then your sum insured will increase by 5% fro the first year and 10% for every successful claim-free policy renewal.
Free Health Check Up
With the perfect health insurance policy, you can get free health checkups by which you can regularly undertake health check-ups without worrying about paying the bill.
Know what is covered- Inclusion
In-Patient Hospitalisation
The health insurance policies at BAJAJ Allianz provide coverage for the expenses related to any medical treatment you receive while staying in the hospital.
Pre and Post Hospitalisation
The coverage for pre and post-hospitalisation is covered up to 60 to 90 days respectively.
Organ Donor Expenses
Organ donation is a noble cause, your BAJAJ Allianz health insurance covers all the surgical and medical procedures related to organ donation.
Day Care Procedure
As technology advances, there are fast treatment procedures available in the market which takes less than 24 hours. These procedures are called daycare procedures, and your policy will cover this too.
Ambulance Charges
BAJAJ Allianz covers ambulance charges that might occur while going to the hospital or returning from the hospital.
Convalescence Benefit
With BAJAJ Allianz you are eligible for a benefit pay out of some amount in case you are hospitalised for 10 or more days.
AYUSH Treatment
With the Health Insurance cover, you can treat your ailments with a combination of modern and traditional methods of treatment.
Maternity Expenses and Newborn Baby Cover
You health insurance cover will take care of the expenses that can occur while delivering the baby and the treatment of newborn baby in case of requirement.
What is not Covered?- Exclusions
War
The health policy will not cover the medical expenses incurred due to the war.
Dental Treatment
Dental treatments will not be covered under the health insurance policy until it is necessitated by any acute traumatic injury or cancer.
External Devices
Cost of devices like spectacles, contact lenses, hearing aids, crutches, artificial limbs, dentures, artificial teeth and much more are excluded from the insurance coverage provided by the health insurance plans.
Intentional Self-Injury
Self injuries, such as suicide will not be covered.
Plastic Surgery
Any kind of cosmetic surgery, unless it happened due to cancer, burns, or accidental injury is not covered in the BAJAJ Allianz health insurance.
Treatments Outside India
If you receive the treatment outside India, then the cost will not be covered by the insurance policy.
Waiting period in BAJAJ Allianz Health Insurance
When you buy a policy, your coverage does not start immediately after the issuance. There is a time frame that you need to complete before the coverage of this policy begins. This time period is called the waiting period in BAJAJ Allianz Health Insurance. At this time you cannot claim the money. The range and time period of the waiting period depend on various factors like policy, coverage, and types of diseases.
Let us check out some of the types of waiting periods:
Initial Waiting Period
The time period in the initial waiting period starts immediately after you get the policy. Most of the time it is 30 days from the date you get the policy.
Waiting Period for Pre-Existing Diseases (PED)
For pre-existing diseases such as diabetes and hypertension, a longer waiting period of 2 to 4 years is initiated. During this time, you cannot claim your hospitalization or treatment expenditure.
Waiting Period for Maternity Cover
The waiting period for maternity cover is between 9 to 12 months from the date you bought the policy.
Group Plan Waiting Period
Many companies offer health insurance for their employees, but they have to wait for a specific period before applying for the claim.
Factors to Consider While Buying BAJAJ Allianz Health Insurance
Choosing the best health plan involves proper planning. You need to consider various factors before investing in the right medical coverage. Study the scheme for the following advantages to understand and compare the best medical insurance in India.
Verify Eligibility
Health Policies come up with the different entry age restrictions. In BAJAJ Allianz Health, the entry age is 91 days on a floater basis.
Ensure the Maximum Coverage
Check out the coverage your health insurance is providing. Like BAJAJ Allianz Health provides pre and post-hospitalization expenses, diagnosis expenses, and annual health checkups.
Look for Affordable Premiums
Keep a note of the premiums that you need to pay. BAJAJ Allianz Health provides a digital portal where you can calculate the premiums.
Check for the Exclusions
You need to check for the exclusion list before choosing the health care policy. There are certain conditions under which you cannot make the claim.
Understand the Co-Payment Clause
It is advised to check the co-payment clause before you invest in the insurance.
Select Wide Cashless Network Hospital
Check for the network hospitals the insurance providers are offering. Ensure the number of reputed cashless hospitals they have on the list.
Bid for Higher Claim Settlement Ratio
The claim settle ratio is the company’s face value. The higher the claim settlement ratio, the higher the company’s value. BAJAJ Allianz Health Insurance promises the highest claim settlement ratio of 100%.
Why Choose the Online Procedure to Buy BAJAJ Allianz Mediclaim Policy?
Choosing an online platform is the easiest way to save time and effort in this digitally-equipped world. There are many reasons why you should opt for the online procedure-
Convenient Policy Selection
You can schedule unlimited appointments with the experts to understand the policy details. You can study, compare, choose, and make payments for your insurance anywhere on the online portal.
Chat Options for Queries
The team of BAJAJ Allianz Health Insurance and PolicyX is always available for all your queries concerning the terms and conditions of the policies. With the live chat options, you can discuss any policy-related matter at your convenience.
Instant Premium Quote Calculations
You will get the digital premium calculator to help you elevate your premiums and opt for customized healthcare insurance for you and your family members.
Secure Payment Modes
The policy portal of BAJAJ Allianz Health Insurance offers various digitally secure payment modes, such as credit/debit cards or net banking. You will receive authentic policy documents immediately after completing the payment. This way you can get an instant mediclaim policy in less than an hour.
Transparent Policy Evaluation
BAJAJ Allianz Health promises a transparent policy evaluation process. All the terms and conditions are ready for your reference.
Readily Available Value Added Services
You can check out other add-on benefits while browsing mediclaim policies. These include OPD care, a co-payment waiver, and a reduced wait time for pre-existing diseases, among others, to cover all the needs.
Benefits of Purchasing Health Insurance at an Early Age
Although, there are no specific age criteria for buying health insurance plans. But buying insurance at an early age is highly beneficial. Read below to get to know why buying health insurance at an early age is beneficial.
Your premiums will be less at an early age.
At an early age, a continuous cover with renewals will help you to go out with the waiting period.
No medical test is required if you purchase health insurance at an early age.
You can avail a no-claim bonus for every claim-free year.
You do not need to share your medical bills as the co-payment is not applicable in this case.
Bajaj Allianz Health Insurance Buying Process
For buying an Bajaj Allianz Health Insurance policy, one has two options. Either they can purchase directly from the website or can buy from PolicyX.com.
Buy from the Company
Visit the official website of the company. Click on the 'Health Insurance' icon
You will then be redirected to the Health Insurance page. On the top-right corner, click on the 'I want to buy'.
Enter all the required details and your health insurance premium amount will be displayed on the screen.
Once you pay the premium online, you will get all the policy documents at your registered email address.
Choose the Bajaj Allianz health plan and click on 'Buy Now'.
Pay the premium and your policy document will be shared with you on your registered email id.
How to Renew Health Insurance Policy?
As the term policy ends, you need to renew it in order to continue the uninterrupted healthcare coverage and added advantages. Follow these steps to renew the insurance-
Visit the official website of BAJAJ Allianz and click on health insurance renewal.
Fill in your basic details, policy number and date of birth.
Pick your renewal quote and make the payment
Or You can directly call the helpline number and let them do the work.
How to Claim?
Bajaj Allianz Health Insurance company offers an easy and convenient claims settlement process. The policyholder can either choose cashless claims or can opt for reimbursement claims:
Cashless Claim Process
Check the list of network hospitals from Bajaj Allianz's website. At the network hospital, show the cashless card of Bajaj Allianz Capital Health Insurance and valid ID proof like a Passport, PAN Card, Voting card, etc.
After the identification is done, the network hospital will send the cashless hospitalization request form to Bajaj Allianz. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization).
Bajaj Allianz will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail.
Once done, the payment will be made to the network hospital.
Reimbursement Claim Process
If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.
To file a claim, submit the following documents to Bajaj Allianz within 15 days of discharge:
Claim form (Part A & B)
Health card
KYC documents
Original discharge summary
Hospital bills
The invoice with payment receipt
All consultation papers
Others
After reviewing the documents, Bajaj Allianz will take the appropriate decision and if approved, the amount will be reimbursed through NEFT to the registered bank account.
Note- You need to inform the company within 48 hours (in case of emergency hospitalization) and 3 days before your admission (for planned hospitalization).
Claim Process
Once you submit the claim intimation, the company will start their work of verification. They might assign a field doctor if required for this process. After completing the verification process, you will get the claim immediately.
Documents required while filing the claim
Duly completed and signed claim form, in original
Valid photo-ID proof
Medical practitioner's referral letter and prescription
Original bills, receipts, and discharge cards from the hospital/medical practitioner
Original bills from pharmacy/chemists
Original pathological/diagnostic tests reports/radiology reports and payment receipts
Indoor case papers
First Information report, final police report, if applicable
Post mortem report, if conducted
Any other document as required by the company to assess the claim
How to Calculate the Premiums?
You can calculate your health insurance premiums online at Policyx. This BAJAJ Allianz Health premium calculator is a tool that is designed to enable some potential buyers to estimate the premiums that they need to pay.
BAJAJ Allianz Top-Up Plan
If you think, your current health insurance coverage is not sufficient to meet your healthcare needs, then you can opt for a Bajaj Allianz Health Insurance Super Top-Up plan to provide supplement your coverage. BAJAJ Allianz offers the best top up plan which is-
BAJAJ Allianz Extra Care Policy
Bajaj Allianz Health Insurance Network Hospital List
Bajaj Allianz Network Hospitals have a vast present PAN India. A well connected network of over 8000+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.
With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer.
IRDAI Approved: The Insurance Regulatory Development Authority of India (IRDAI) is a regulatory body created to protect the policyholder's interest. PolicyX.com follows all the guidelines and protocols approved by the IRDAI.
Free Comparison Service: With PolicyX.com, you can easily compare the best Health Plans in India without paying the extra amount.
Compare 15 Companies in 30 Seconds: With us, you can compare up to 15 companies in just a few seconds.
Buy Insurance withing 5 mins: With PolicyX.com, you can buy your policy online without any hassles. We offer an easy 4-step online buying process that allows you to buy your policy without any troubles.
24*7 Customer Service: The experts of PolicyX.com are always available to resolve any of your insurance-related queries.
Free Future Claim Assistance: Our team will assist you at every step of your claim process. Be it claim intimation, documentation, or any other process, we are always there to help.
BAJAJ Allianz Health Insurance a dedicated insurance company that works 24*7 for customer case support. They make sure to resolve all the customer queries, no matter what time. For a branch-wise contact detail, you can read more about BAJAJ Allianz Health Insurance Customer Care.
Bajaj Allianz House, Airport Road, Yerawada, Pune
bagichelp@bajajallianz.co.in
1800-209-0144
Bajaj Allianz Health Insurance: FAQs
1. What are the different modes of paying an insurance premium under the Bajaj Allianz Health Insurance Policy?
There are mainly three modes through which you can pay the premium amount of the Bajaj Allianz Health Insurance policy-
Online payment
ECS (electronic mode of funds transfer from one bank to another)
By cheque or by cash payment at the insurance company's office
2. Does Maternity Cover fall under any Bajaj Allianz Health Insurance Plan?
Yes, under a few Bajaj Allianz Health insurance plans, the insured will receive maternity and the newborn baby cover.
3. What are the illnesses covered under Bajaj Allianz Critical Illness Insurance?
Open Chest CABG (Coronary Artery Disease Requiring Surgery)
Stroke Resulting in Permanent Symptoms
Cancer of Specified Severity
Kidney Failure Requiring Regular Dialysis
Major Organ Transplantation
Multiple Sclerosis with Persisting Symptoms
Surgery of Aorta
Primary Pulmonary Arterial Hypertension
Permanent Paralysis of Limbs
4. Is my Bajaj Allianz Health Insurance Policy valid anywhere in India?
Yes, your policy is valid in Pan India and you can use it to meet your health emergencies.
5. How to Renew your Bajaj Allianz Health Insurance Plan?
For renewing the Bajaj Allianz Health Insurance policy, you are required to visit the official website of this insurer and choose the health insurance section. After going through the health section, fill in all the details
such as the policy number, KYC details, contact details. Then click on Get Quote and make the payment via online medium.
6. How can I check the network hospital of the Bajaj Allianz health insurance in my city?
Simply visit the official website of the Bajaj Allianz and select the health insurance tab. You'll find a Network Hospitals list under the health tools options in this tab, where you can see all of the listed hospitals
and go to the one that's closest to you.
7. What is the tax benefit of buying a Bajaj Health Insurance policy?
Buying a Bajaj Allianz mediclaim policy provides you the tax benefits as per sec 80D of the Income Tax Act, 1961.
8. How can I cancel or surrender my Bajaj Allianz mediclaim Policy?
Visit the nearest branch office of Bajaj Allianz health insurance along with the original policy documents and duly surrender form. Submit the documents and the refund of your policy premium shall be initiated after the
completion of the policy cancellation.
9. Is a cashless facility offered by Bajaj Allianz medical Insurance?
Bajaj Allianz Health Insurance provides cashless treatment at Bajaj Allianz Health Insurance's network hospitals.
10. Can I add my spouse and children to my Bajaj Allianz health insurance plans?
Yes, Bajaj Allianz Health Insurance offers family floater plans that allow you to include your spouse and children under a single policy.
11. Is there a waiting period for pre-existing conditions in Bajaj Allianz health insurance?
Yes, there is usually a waiting period of 24 months provided for pre-existing conditions. The duration may vary depending on the policy terms.
12. How can I renew my Bajaj Allianz health insurance plans?
You can renew your policy online through the Bajaj Allianz official website or contact their customer service for assistance with the offline renewal process.
13. Does Bajaj Allianz health insurance cover alternative treatments like Ayurveda or Homeopathy?
Yes, Bajaj Allianz offers coverage for alternative treatments or AYUSH.
14. What is the grace period of Bajaj Health Insurance Plans?
Usually, a grace period for Bajaj Health Plans is 15 days. The duration may vary depending on the policy terms.
Read what our customers have to say about Bajaj Allianz health insurance company
Raj Kumar
Bhopal
October 16, 2023
Invested in a senior citizen health insurance with Bajaj Allianz for my parents and the coverage benefits are very helpful
Riya Chatterjee
Pune
October 9, 2023
Recently purchased a senior citizen plan from Bajaj Allianz and it provided my parents with wellness benefits and annual health check-ups that are useful for me as I stay away from my family.
Rishabh Singh
Chandigarh
October 9, 2023
Quick and efficient response from customer care of Bajaj Allianz when it comes to claim settlement queries.
Priyanka Kumari
Guwahati
October 9, 2023
Provides different options in health insurance and offers unique benefits. I purchased a maternity plan from Bajaj 2 years ago and now I am planning to start a family. Bajaj Allianz has been ve...
Smita Patil
Bengaluru
May 1, 2023
I have availed health insurance services from PolicyX in the year 2021 and I must say that they are reliable and have supported me with claim settlement without any delay.
Pawan
Delhi
June 6, 2022
Trust me, friends, Bajja is one of the best insurance companies in India. It offers good health insurance plans and its claim service is superb. I am very impressed by the work done by Bajaj Al...
Himanshi Nalwa
Pune
May 26, 2022
My claim was settled in no time... I went to a non-network hospital and Bajaj Allianz reimburse my claim within 2 days
Priya Singhania
Guwahati
May 26, 2022
I took the health insurance plan for my family. Bajaj Allianz is a nice company. Go for it. Thanks to Policyx.com, they helped me a lot.
