Bajaj Allianz Health Insurance
Bajaj Allianz General Insurance is one of the largest private insurer in the industry with offices in over 1100 towns and cities. With a brand message...Read More
Network hospitals
18400+
Incurred claim ratio
93.54%
Sum insured
Up to25 Cr
No. of Plans
15
Solvency Ratio
3.6
Pan India Presence
1100+
Bajaj Allianz Health Insurance Overview
One of the leading health insurance companies, Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE.
They joined hands in May 2001 to start with Bajaj Allianz Health Insurance. They offer various health insurance plans for individuals, families, critical illness, group insurance, etc. You can customize your plans as per your requirements.
In the last two decades, they have empowered so many lives with their products and services in the insurance market.
What are some of the
Features
that set them apart?
-
1
Initiate and track claims easily via the Bajaj Allianz Mobile App
-
2
Earn rewards for living a healthy lifestyle
-
3
Emergency air ambulance services
-
4
International travel for treatments
-
5
Unlimited teleconsultations
Bajaj Allianz Awards and Accolades
- Best Use of Data Analytics in Fraud Detection Award
- Finnoviti Trophy for Reach- Sarvatra Bima/Insurance on Wheels
- Best Cyber Insurance Award
- Digital Transformation Trailblazer Award
- Operational Resilience Award
Bajaj Allianz Health Insurance Detailed Review
Best Selling Bajaj Allianz Health Insurance Plans
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
-
Accident Health Insurance
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Bajaj Allianz Personal Guard Entry Age - 18 to 70 Years
Sum Insured - Up to 25 CrRs. NA
Premium Personal Guard Entry Age - 18 to 65 Years
Sum Insured - Up to 25 LRs. 1300
-
Individual and Family Health Insurance
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums My Health Care Plan Entry Age - 18 to 65 Years
Sum Insured - Up to 5 CrRs. 13346
Bajaj Allianz Star Package Entry Age - 18 to 65 Years
Sum Insured - Up to 2 CrRs. 10350
-
Individual
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Bajaj Allianz Health Infinity Entry Age - 18 to 65 Years
Sum Insured - Up to 50kRs. 13200
Bajaj Alianz Criti Care Entry Age - 18 to 65 Years
Sum Insured - Up to 50 LRs. NA
-
Senior Citizen Health Insurance
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Silver Health Plan Entry Age - 46 to 80 Years
Sum Insured - Up to 10 LakhsRs. 18709
-
Top Up and Super Top Up
Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums Bajaj Allianz Extra Care Plus Entry Age - 91 Days to 80 Years
Sum Insured - Up to 50 LRs. 3,720
Key Features Of Bajaj Allianz Health Insurance
Let us take a look at some unique features of top-selling Bajaj Allianz Health Insurance policies:
For Accident Health Insurance
Bajaj Allianz Personal Guard
Bajaj Allianz Personal Guard Policy provides two sections under the policy, base cover & optional cover. There are three sections in the base covers, namely - Death Cover, Permanent Total Disability Cover, and Permanent Partial Disability Cover. Additionally, 12 optional covers are also available to customers.
Why Do We Recommend This?
- Accidental Hospitalization Expenses
- Air Ambulance Cover
- Loss of Income due to Disability from Accident
For Individual and Family Health Insurance
My Health Care Plan
My Healthcare Plan – a truly modular plan that offers you the flexibility to curate an individual bouquet of features that you feel is best suited for you and your family.
Why Do We Recommend This?
- Flexibility to design your plan
- OPD benefit of 2X (twice the premium)
- Sum insured options up to 5 Crore
For Individual
Bajaj Allianz Health Infinity
Bajaj Allianz’s Health Infinity Policy comes with new comprehensive benefits at competitive premiums and is a perfect product to take care of medical expenses for you and your family in case of an unfortunate event of hospitalization due to illnesses or injuries.
Why Do We Recommend This?
- Pre- Hospitalization 60 days
- Coverage for Day Care Procedures
- Pre-existing disease covered after 36 months from your first Health Policy
For Senior Citizen Health Insurance
Silver Health Plan
Golden years of your life are meant to be stress-free and that is precisely what Bajaj Allianz’s Silver Health policy does. The plan is designed for senior adults between the ages of 46 to 80 years. The plan is available in 2 different variants, namely Plan A and Plan B with sum insured up to INR 10 lakhs.
Why Do We Recommend This?
- 2 Plan variants to opt from
- Preventive Health Checkups
- Modern Treatments Covered
For Top Up and Super Top Up
Bajaj Allianz Extra Care Plus
Bajaj Allianz Extra Care is an additional cover to your existing health insurance cover and provides wider health protection for you and your family. You can avail sum insured of up to INR 50 Lakhs under the plan.
Why Do We Recommend This?
- Multiple deductible options
- No pre-policy medical tests
- Emergency road ambulance cover
Explore other Bajaj Allianz Health Insurance
To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Bajaj Allianz Health Insurance plans explore more:
Accident Health Insurance
Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...
Unique Features
- Death Cover
- EMI Payment Cover
- Hospital Cash Benefit
Bajaj Allianz Personal Guard (Pros)
Bajaj Allianz Personal Guard (Cons)
Bajaj Allianz Personal Guard (Other Benefits)
Bajaj Allianz Personal Guard (Eligibility Criteria)
- 18 to 70 Years
Individual and Family Health Insurance
Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...
Unique Features
- Avail Optional Cover
- Maternity Cover
- High SI
My Health Care Plan (Pros)
- High SI options
- OPD cover
- Cataract cover
My Health Care Plan (Cons)
- No cover for gender change treatments
- No cover for obesity treatments
- Infertility cover not available
My Health Care Plan (Other Benefits)
My Health Care Plan (Eligibility Criteria)
- 18 to 65 Years
Individual and Family Health Insurance
Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...
Unique Features
- Super Cumulative Bonus
- Co-Pay Available
- 8 Benefit Options
Bajaj Allianz Star Package (Pros)
- Super cumulative bonus
- Co-pay available
- 8 benefit options
Bajaj Allianz Star Package (Cons)
- Domiciliary hospitalisation not covered
- OPD coverage not available
- Weight management treatments not covered
Bajaj Allianz Star Package (Other Benefits)
Bajaj Allianz Star Package (Eligibility Criteria)
- 18 to 65 Years
Individual and Family Health Insurance
Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...
Unique Features
- OPD Cover
- Senior Citizen Cover
- 4 Plan Variants
Bajaj Allianz Tax Gain Policy (Pros)
- Multiple plan options available
- OPD cover
- Coverage for senior citizens
Bajaj Allianz Tax Gain Policy (Cons)
- ICU charges not covered
- Pre-hospitalisation not covered
- No coverage for post-hospitalisation
Bajaj Allianz Tax Gain Policy (Other Benefits)
Bajaj Allianz Tax Gain Policy (Eligibility Criteria)
- 18 to 75 Years
Individual and Family Health Insurance
We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...
Unique Features
- Comprehensive Coverage
- Cumulative Bonus
- Life Long Renewal
Bajaj Allianz Health Ensure (Pros)
- Comprehensive coverage
- Cumulative bonus
- Lifelong renewal
Bajaj Allianz Health Ensure (Cons)
- Domiciliary not covered
- No coverage for infertility
- Sub-limits applicable
Bajaj Allianz Health Ensure (Other Benefits)
Bajaj Allianz Health Ensure (Eligibility Criteria)
- 18 Years to no upper age limit
Individual and Family Health Insurance
Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...
Unique Features
- Covers 10 critical illnesses
- In-house claim settlement
- Lifelong renewability
Bajaj Allianz Critical Illness (Pros)
- Cover for 10 critical illnesses
- Lifelong renewability
- Affordable premium options
Bajaj Allianz Critical Illness (Cons)
- No cover for childhood defects
- No cover for HIV/AIDS
- Survival period of 30 days
Bajaj Allianz Critical Illness (Other Benefits)
- Long Term Policy Discount
- Major Organ Transplantation
- Hassle free In House claim process
Bajaj Allianz Critical Illness (Eligibility Criteria)
- 18 to 65 Years
Individual and Family Health Insurance
Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...
Unique Features
- Cover 15 Critical Illnesses
- Preventive Health Check-ups
- Long Term Policy
Bajaj Allianz Health Care Supreme (Pros)
- Cover 15 critical illnesses
- Preventive health check-ups
- Long-term policy
Bajaj Allianz Health Care Supreme (Cons)
- Global coverage not available
- Domiciliary hospitalisation not covered
- No compassionate travel benefits
Bajaj Allianz Health Care Supreme (Other Benefits)
Bajaj Allianz Health Care Supreme (Eligibility Criteria)
Individual and Family Health Insurance
Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...
Unique Features
- About Health Guard Variants
- Buying Process ’On a Go’
- Quick Claim Settlement
Bajaj Allianz Health Guard (Pros)
- Lifelong entry age
- SI upto 1 Crore
- Variants available
Bajaj Allianz Health Guard (Cons)
- Domiciliary not covered
- E-consultation not available
- No second medical opinion
Bajaj Allianz Health Guard (Other Benefits)
Bajaj Allianz Health Guard (Eligibility Criteria)
- 18 Years to Lifelong
Individual
Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...
Unique Features
- Comprehensive Health Plan
- Lifetime Renewability
- Quick Claim Process
Bajaj Allianz Health Infinity (Pros)
- Comprehensive coverage
- Lifelong renewal
- Easy and quick claim process
Bajaj Allianz Health Infinity (Cons)
- OPD not covered
- Infertility treatments not covered
- Organ donor coverage not available
Bajaj Allianz Health Infinity (Other Benefits)
Bajaj Allianz Health Infinity (Eligibility Criteria)
- 18 to 65 Years
Accident Health Insurance
Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...
Unique Features
- In-house claim settlement team
- Multiple Sum Insured Options
- Lifelong Renewability
Premium Personal Guard (Pros)
- In-house claim settlement team
- Multiple sum insured options
- Lifelong renewability
Premium Personal Guard (Cons)
- Does not cover self-inflicted injury
- No AIDS cover
- Organ donation not covered
Premium Personal Guard (Other Benefits)
Premium Personal Guard (Eligibility Criteria)
- 18 to 65 Years
Individual and Family Health Insurance
A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...
Unique Features
- Life-long Renewability
- Hassle-free Claim Settlement
- Flexible Payment Modes
Bajaj Allianz Arogya Sanjeevani (Pros)
- Lifelong renewability
- Affordable premiums
- Cover for pre-policy health checkups
Bajaj Allianz Arogya Sanjeevani (Cons)
- Low SI options
- No cover for dental treatments
- No cover for mental illness
Bajaj Allianz Arogya Sanjeevani (Other Benefits)
Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)
- 18-65 Years
Accident Health Insurance
Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...
Unique Features
- High sum insured
- Death cover
- Disability cover
Bajaj Allianz Personal Accident Policy (Pros)
Bajaj Allianz Personal Accident Policy (Cons)
Bajaj Allianz Personal Accident Policy (Other Benefits)
Bajaj Allianz Personal Accident Policy (Eligibility Criteria)
- 18 to 65 Years
Senior Citizen Health Insurance
Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...
Unique Features
- Cover 15 Critical Illnesses
- Preventive Health Check-ups
- Long Term Policy
Silver Health Plan (Pros)
- Cover 15 critical illnesses
- Preventive health check-ups
- Long term policy
Silver Health Plan (Cons)
- Organ donor expenses not covered
- Vaccination charges not covered
- Self-inflicted injury not covered
Silver Health Plan (Other Benefits)
Silver Health Plan (Eligibility Criteria)
- 46 to 80 Years
Top Up and Super Top Up
Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...
Unique Features
- Bajaj Allianz Super Top-Up
- Avail High Sum Insured
- Entry Age Up To 80 Years
Bajaj Allianz Extra Care Plus (Pros)
- High sum insured
- Entry age up to 80 years
- Cover for family members available
Bajaj Allianz Extra Care Plus (Cons)
- AIDS not covered
- Self-inflicted injury not covered
- Global coverage not available
Bajaj Allianz Extra Care Plus (Other Benefits)
Bajaj Allianz Extra Care Plus (Eligibility Criteria)
Individual
Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...
Unique Features
- 43 critical illnesses cover
- All-stage cancer cover
- Physiotherapy care available
Bajaj Alianz Criti Care (Pros)
- 43 critical illnesses cover
- All-stage cancer cover
- Physiotherapy care available
Bajaj Alianz Criti Care (Cons)
- ICU cover not available
- No pre and post-hospitalisation cover
- No room rent cover
Bajaj Alianz Criti Care (Other Benefits)
- Early Stage Cancers
- Carotid Artery Surgery
- Removal of one Kidney
Bajaj Alianz Criti Care (Eligibility Criteria)
- 18 to 65 Years
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Why Choose Bajaj Allianz Health Insurance?
- Bajaj Allianz offers customers 24*7 support
- A wide network of hospitals
- Settle up to INR 20,000 claim settlement amount via the Bajaja Allianz App
- Wide product portfolio
- In-house Health Administration Team for faster claims processing
What Is Covered?
In-Patient Hospitalisation
The health insurance policies at Bajaj Allianz cover you for the expenses related to any medical treatment you receive while staying in the hospital.
Pre and Post Hospitalisation
The coverage for pre and post-hospitalisation is covered up to 60 to 90 days respectively.
Organ Donor Expenses
Organ donation is a noble cause, your Bajaj Allianz health insurance covers all the surgical and medical procedures related to organ donation.
Day Care Treatments
As technology advances, medical treatments available in the market are also advancing. Procedures taking less than 24 hours are covered by your Bajaj Allianz policy.
Maternity Expenses and Newborn Baby Cover
Your Bajaj Allianz health cover will take care of the expenses that can occur while delivering the baby and the treatment of the newborn baby in case of requirement.
What Is Not Covered?
Self Inflicted Injuries
Bajaj Allianz health policies will not cover injuries or hospitalization caused by self-harm.
Cosmetic Procedures
Bajaj Allianz Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
Adventure Sports
Bajaj Allianz Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.
Obesity or Weight Control Treatments
Bajaj Allianz Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
Involvement In Illegal Activities
Bajaj Allianz health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
What Are The Different Waiting Periods In Bajaj Allianz Health Insurance Plans?
Various waiting periods are applicable across different plans offered by Bajaj Allianz Health Insurance. Let us discuss the same.
Initial Waiting Period
An initial waiting period of 30 days is applicable on all Bajaj Allianz Health Insurance plans starting from the date of purchase
Pre-existing Waiting Period
Pre-existing diseases such as hypertension, diabetes, and others have a waiting period varying between 2 to 4 years depending on the plan you opt for.
Survival Period
The survival period is the number of days mentioned in your critical illness health policy that you need to survive after being diagnosed with a critical illness to get plan coverage.
Network Hospital List
Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ensures that you are medically secured, irrespective of the city you reside in.
Bajaj Allianz Health Insurance Buying Process
If you are looking forward to purchasing Bajaj Allianz Health insurance online follow the simple steps below
- Step 1
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
- Step 2
Click on 'Get free quotes' and compare Bajaj Allianz Health Insurance Plans as per your needs.
- Step 3
Select and pay premiums online for the purchased Bajaj Allianz health insurance plan of your choice.
- Step 4
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Bajaj Allianz Health Insurance plan.
Bajaj Allianz Health Insurance Renewal Process
Follow the steps for Bajaj Allianz Health Insurance policy renewal
- Step 1
Visit the official website of Bajaj Allianz Health Insurance Company
- Step 2
Click on the ‘Renew’ tab
- Step 3
Mention your ‘Policy Number’ and ‘Date Of Birth’
Connect with our insurance experts for Bajaj Allianz health insurance policy renewal at 1800 - 4200 - 269
Bajaj Allianz Health Insurance Claim Process Steps
You can file for cashless as well as reimbursement claims for your Bajaj Allianz Health Insurance Plans by following these easy steps:
- Step 1
Visit the nearest network hospital and show your Bajaj Allianz cashless card and valid ID proof like a Passport, PAN Card, Voting card, etc. - Step 2
Fill in the TPA form and provide the necessary details.
- Step 3
Bajaj Allianz will review your request after which the hospital bill is settled between the insurer and network hospital.
Documents Required For Bajaj Allianz Health Policy Claim Settlement
Submit the following documents when filing for Bajaj Allianz health claims:
- Duly completed and signed claim form, in original
- Valid photo-ID proof
- Medical practitioner's referral letter and prescription
- Original bills, receipts, and discharge cards from the hospital/medical practitioner
- Original bills from pharmacy/chemists
- Original pathological/diagnostic tests reports/radiology reports and payment receipts
- Indoor case papers
- First Information Report, final police report, if applicable
- Post-mortem report, if conducted
- Any other document as required by the company to assess the claim
How To Port To Bajaj Allianz Health Insurance?
To port your existing policy to Bajaj Allianz health insurance, follow the steps mentioned below:
- Step 1
Fill out the portability form, and send the application to Bajaj Allianz Health Insurance Company 45 days before the date of your existing health plan renewal.
- Step 2
As per the guidelines of IRDAI, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.
- Step 3
Once the policyholder's details are verified, the new insurance company has to communicate its decision - either approval or rejection - within 15 days.
More Queries?
If you have any more queries regarding
Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269
now!
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Written By: Simran Saxena
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
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