Bajaj Allianz Health Insurance

Bajaj Allianz General Insurance is one of the largest private insurer in the industry with offices in over 1100 towns and cities. With a brand message...Read More

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2 lakh+ Happy Customers

Bajaj Allianz Health Insurance
premium

Network hospitals

18400+

premium

Incurred claim ratio

93.54%

premium

Sum insured

Up to25 Cr

premium

No. of Plans

15

premium

Solvency Ratio

3.6

premium

Pan India Presence

1100+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

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Happy Customers

2 lakh + Happy Customers

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Bajaj Allianz Health Insurance

Bajaj Allianz Health Insurance Overview

One of the leading health insurance companies, Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE.

They joined hands in May 2001 to start with Bajaj Allianz Health Insurance. They offer various health insurance plans for individuals, families, critical illness, group insurance, etc. You can customize your plans as per your requirements.

In the last two decades, they have empowered so many lives with their products and services in the insurance market.

18400+

1

Network
Hospitals

60 Minutes

2

Claims
Settled

Caringly Yours

3

Download
App

Up To 25 Cr

4

Sum
Insured

24X7

5

Customer
Support

What are some of the
Features
that set them apart?

  • 1

    Initiate and track claims easily via the Bajaj Allianz Mobile App 

  • 2

    Earn rewards for living a healthy lifestyle 

  • 3

    Emergency air ambulance services

  • 4

    International travel for treatments

  • 5

    Unlimited teleconsultations

Bajaj Allianz Awards and Accolades

  1. Best Use of Data Analytics in Fraud Detection Award
  2. Finnoviti Trophy for Reach- Sarvatra Bima/Insurance on Wheels
  3. Best Cyber Insurance Award
  4. Digital Transformation Trailblazer Award 
  5. Operational Resilience Award
Star Health Insurance awards

Bajaj Allianz Health Insurance Detailed Review

Bajaj Allianz Health Insurance

Best Selling Bajaj Allianz Health Insurance Plans

Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family

  1. Accident Health Insurance

    Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums
    Bajaj Allianz Personal Guard Entry Age - 18 to 70 Years
    Sum Insured - Up to 25 Cr
    Rs. NA

    Premium Personal Guard Entry Age - 18 to 65 Years
    Sum Insured - Up to 25 L
    Rs. 1300

  2. Individual and Family Health Insurance

    Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums
    My Health Care Plan Entry Age - 18 to 65 Years
    Sum Insured - Up to 5 Cr
    Rs. 13346

    Bajaj Allianz Star Package Entry Age - 18 to 65 Years
    Sum Insured - Up to 2 Cr
    Rs. 10350

  3. Individual

    Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums
    Bajaj Allianz Health Infinity Entry Age - 18 to 65 Years
    Sum Insured - Up to 50k
    Rs. 13200

    Bajaj Alianz Criti Care Entry Age - 18 to 65 Years
    Sum Insured - Up to 50 L
    Rs. NA

  4. Senior Citizen Health Insurance

    Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums
    Silver Health Plan Entry Age - 46 to 80 Years
    Sum Insured - Up to 10 Lakhs
    Rs. 18709

  5. Top Up and Super Top Up

    Bajaj Allianz Health Insurance Plans Eligibility Approximate Annual Premiums
    Bajaj Allianz Extra Care Plus Entry Age - 91 Days to 80 Years
    Sum Insured - Up to 50 L
    Rs. 3,720

Key Features Of Bajaj Allianz Health Insurance

Let us take a look at some unique features of top-selling Bajaj Allianz Health Insurance policies:

For Accident Health Insurance

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard Policy provides two sections under the policy, base cover & optional cover. There are three sections in the base covers, namely - Death Cover, Permanent Total Disability Cover, and Permanent Partial Disability Cover. Additionally, 12 optional covers are also available to customers.

Why Do We Recommend This?
  • Accidental Hospitalization Expenses
  • Air Ambulance Cover
  • Loss of Income due to Disability from Accident

For Individual and Family Health Insurance

My Health Care Plan

My Healthcare Plan – a truly modular plan that offers you the flexibility to curate an individual bouquet of features that you feel is best suited for you and your family.

Why Do We Recommend This?
  • Flexibility to design your plan
  • OPD benefit of 2X (twice the premium)
  • Sum insured options up to 5 Crore

For Individual

Bajaj Allianz Health Infinity

Bajaj Allianz’s Health Infinity Policy comes with new comprehensive benefits at competitive premiums and is a perfect product to take care of medical expenses for you and your family in case of an unfortunate event of hospitalization due to illnesses or injuries.

Why Do We Recommend This?
  • Pre- Hospitalization 60 days
  • Coverage for Day Care Procedures
  • Pre-existing disease covered after 36 months from your first Health Policy

 

For Senior Citizen Health Insurance

Silver Health Plan

Golden years of your life are meant to be stress-free and that is precisely what Bajaj Allianz’s Silver Health policy does. The plan is designed for senior adults between the ages of 46 to 80 years. The plan is available in 2 different variants, namely Plan A and Plan B with sum insured up to INR 10 lakhs. 

Why Do We Recommend This?
  • 2 Plan variants to opt from 
  • Preventive Health Checkups
  • Modern Treatments Covered 

For Top Up and Super Top Up

Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care is an additional cover to your existing health insurance cover and provides wider health protection for you and your family. You can avail sum insured of up to INR 50 Lakhs under the plan. 

Why Do We Recommend This?
  • Multiple deductible options 
  • No pre-policy medical tests
  • Emergency road ambulance cover

Explore other Bajaj Allianz Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Bajaj Allianz Health Insurance plans explore more:

Accident Health Insurance

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard (Eligibility Criteria)

Bajaj Allianz Personal Guard
  • 18 to 70 Years

Individual and Family Health Insurance

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

  • Avail Optional Cover
  • Maternity Cover
  • High SI

My Health Care Plan (Pros)

My Health Care Plan
  • High SI options
  • OPD cover
  • Cataract cover

My Health Care Plan (Cons)

My Health Care Plan
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available

My Health Care Plan (Other Benefits)

My Health Care Plan

My Health Care Plan (Eligibility Criteria)

My Health Care Plan
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options

Bajaj Allianz Star Package (Pros)

Bajaj Allianz Star Package
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options

Bajaj Allianz Star Package (Cons)

Bajaj Allianz Star Package
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package

Bajaj Allianz Star Package (Eligibility Criteria)

Bajaj Allianz Star Package
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

  • OPD Cover
  • Senior Citizen Cover
  • 4 Plan Variants

Bajaj Allianz Tax Gain Policy (Pros)

Bajaj Allianz Tax Gain Policy
  • Multiple plan options available
  • OPD cover
  • Coverage for senior citizens

Bajaj Allianz Tax Gain Policy (Cons)

Bajaj Allianz Tax Gain Policy
  • ICU charges not covered
  • Pre-hospitalisation not covered
  • No coverage for post-hospitalisation

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

Bajaj Allianz Tax Gain Policy
  • 18 to 75 Years

Individual and Family Health Insurance

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

  • Comprehensive Coverage
  • Cumulative Bonus
  • Life Long Renewal

Bajaj Allianz Health Ensure (Pros)

Bajaj Allianz Health Ensure
  • Comprehensive coverage
  • Cumulative bonus
  • Lifelong renewal

Bajaj Allianz Health Ensure (Cons)

Bajaj Allianz Health Ensure
  • Domiciliary not covered
  • No coverage for infertility
  • Sub-limits applicable

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure

Bajaj Allianz Health Ensure (Eligibility Criteria)

Bajaj Allianz Health Ensure
  • 18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

  • Covers 10 critical illnesses
  • In-house claim settlement
  • Lifelong renewability

Bajaj Allianz Critical Illness (Pros)

Bajaj Allianz Critical Illness
  • Cover for 10 critical illnesses
  • Lifelong renewability
  • Affordable premium options

Bajaj Allianz Critical Illness (Cons)

Bajaj Allianz Critical Illness
  • No cover for childhood defects
  • No cover for HIV/AIDS
  • Survival period of 30 days

Bajaj Allianz Critical Illness (Other Benefits)

Bajaj Allianz Critical Illness
  • Long Term Policy Discount
  • Major Organ Transplantation
  • Hassle free In House claim process

Bajaj Allianz Critical Illness (Eligibility Criteria)

Bajaj Allianz Critical Illness
  • 18 to 65 Years

Individual and Family Health Insurance

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Bajaj Allianz Health Care Supreme (Pros)

Bajaj Allianz Health Care Supreme
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long-term policy

Bajaj Allianz Health Care Supreme (Cons)

Bajaj Allianz Health Care Supreme
  • Global coverage not available
  • Domiciliary hospitalisation not covered
  • No compassionate travel benefits

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Bajaj Allianz Health Care Supreme

Individual and Family Health Insurance

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

  • About Health Guard Variants
  • Buying Process ’On a Go’
  • Quick Claim Settlement

Bajaj Allianz Health Guard (Pros)

Bajaj Allianz Health Guard
  • Lifelong entry age
  • SI upto 1 Crore
  • Variants available

Bajaj Allianz Health Guard (Cons)

Bajaj Allianz Health Guard
  • Domiciliary not covered
  • E-consultation not available
  • No second medical opinion

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard

Bajaj Allianz Health Guard (Eligibility Criteria)

Bajaj Allianz Health Guard
  • 18 Years to Lifelong

Individual

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

  • Comprehensive Health Plan
  • Lifetime Renewability
  • Quick Claim Process

Bajaj Allianz Health Infinity (Pros)

Bajaj Allianz Health Infinity
  • Comprehensive coverage
  • Lifelong renewal
  • Easy and quick claim process

Bajaj Allianz Health Infinity (Cons)

Bajaj Allianz Health Infinity
  • OPD not covered
  • Infertility treatments not covered
  • Organ donor coverage not available

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity

Bajaj Allianz Health Infinity (Eligibility Criteria)

Bajaj Allianz Health Infinity
  • 18 to 65 Years

Accident Health Insurance

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

  • In-house claim settlement team
  • Multiple Sum Insured Options
  • Lifelong Renewability

Premium Personal Guard (Pros)

Premium Personal Guard
  • In-house claim settlement team
  • Multiple sum insured options
  • Lifelong renewability

Premium Personal Guard (Cons)

Premium Personal Guard
  • Does not cover self-inflicted injury
  • No AIDS cover
  • Organ donation not covered

Premium Personal Guard (Other Benefits)

Premium Personal Guard

Premium Personal Guard (Eligibility Criteria)

Premium Personal Guard
  • 18 to 65 Years

Individual and Family Health Insurance

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes

Bajaj Allianz Arogya Sanjeevani (Pros)

Bajaj Allianz Arogya Sanjeevani
  • Lifelong renewability
  • Affordable premiums
  • Cover for pre-policy health checkups

Bajaj Allianz Arogya Sanjeevani (Cons)

Bajaj Allianz Arogya Sanjeevani
  • Low SI options
  • No cover for dental treatments
  • No cover for mental illness

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

Bajaj Allianz Arogya Sanjeevani
  • 18-65 Years

Accident Health Insurance

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy (Cons)

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy (Other Benefits)

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

Bajaj Allianz Personal Accident Policy
  • 18 to 65 Years

Senior Citizen Health Insurance

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Silver Health Plan (Pros)

Silver Health Plan
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long term policy

Silver Health Plan (Cons)

Silver Health Plan
  • Organ donor expenses not covered
  • Vaccination charges not covered
  • Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

Silver Health Plan

Silver Health Plan (Eligibility Criteria)

Silver Health Plan
  • 46 to 80 Years

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

  • Bajaj Allianz Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years

Bajaj Allianz Extra Care Plus (Pros)

Bajaj Allianz Extra Care Plus
  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available

Bajaj Allianz Extra Care Plus (Cons)

Bajaj Allianz Extra Care Plus
  • AIDS not covered
  • Self-inflicted injury not covered
  • Global coverage not available

Bajaj Allianz Extra Care Plus (Other Benefits)

Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Bajaj Allianz Extra Care Plus

Individual

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Alianz Criti Care (Pros)

Bajaj Alianz Criti Care
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Alianz Criti Care (Cons)

Bajaj Alianz Criti Care
  • ICU cover not available
  • No pre and post-hospitalisation cover
  • No room rent cover

Bajaj Alianz Criti Care (Other Benefits)

Bajaj Alianz Criti Care
  • Early Stage Cancers
  • Carotid Artery Surgery
  • Removal of one Kidney

Bajaj Alianz Criti Care (Eligibility Criteria)

Bajaj Alianz Criti Care
  • 18 to 65 Years

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Why Choose Bajaj Allianz Health Insurance?

why-choose
  • Bajaj Allianz offers customers 24*7 support 
  • A wide network of hospitals
  • Settle up to INR 20,000 claim settlement amount via the Bajaja Allianz App
  • Wide product portfolio 
  • In-house Health Administration Team for faster claims processing

What Is Covered?

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In-Patient Hospitalisation

The health insurance policies at Bajaj Allianz cover you for the expenses related to any medical treatment you receive while staying in the hospital.

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Pre and Post Hospitalisation

The coverage for pre and post-hospitalisation is covered up to 60 to 90 days respectively.

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Organ Donor Expenses

Organ donation is a noble cause, your Bajaj Allianz health insurance covers all the surgical and medical procedures related to organ donation.

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Day Care Treatments

As technology advances, medical treatments available in the market are also advancing. Procedures taking less than 24 hours are covered by your Bajaj Allianz policy. 

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Maternity Expenses and Newborn Baby Cover

Your Bajaj Allianz health cover will take care of the expenses that can occur while delivering the baby and the treatment of the newborn baby in case of requirement.

What Is Not Covered?

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Self Inflicted Injuries

Bajaj Allianz health policies will not cover injuries or hospitalization caused by self-harm.

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Cosmetic Procedures

Bajaj Allianz Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.

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Adventure Sports

Bajaj Allianz Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.

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Obesity or Weight Control Treatments

Bajaj Allianz Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.

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Involvement In Illegal Activities

Bajaj Allianz health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.

What Are The Different Waiting Periods In Bajaj Allianz Health Insurance Plans?

Various waiting periods are applicable across different plans offered by Bajaj Allianz Health Insurance. Let us discuss the same.

Initial Waiting Period

An initial waiting period of 30 days is applicable on all Bajaj Allianz Health Insurance plans starting from the date of purchase

Pre-existing Waiting Period

Pre-existing diseases such as hypertension, diabetes, and others have a waiting period varying between 2 to 4 years depending on the plan you opt for.

Survival Period

The survival period is the number of days mentioned in your critical illness health policy that you need to survive after being diagnosed with a critical illness to get plan coverage.

Network Hospital List

Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ensures that you are medically secured, irrespective of the city you reside in.

Bajaj Allianz Health Insurance Buying Process

If you are looking forward to purchasing Bajaj Allianz Health insurance online follow the simple steps below

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  • Step 1

    Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.

  • Step 2

    Click on 'Get free quotes' and compare Bajaj Allianz Health Insurance Plans as per your needs.

  • Step 3

    Select and pay premiums online for the purchased Bajaj Allianz health insurance plan of your choice.

  • Step 4

    Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Bajaj Allianz Health Insurance plan.

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Bajaj Allianz Health Insurance Renewal Process

Follow the steps for Bajaj Allianz Health Insurance policy renewal

  • Step 1

    Visit the official website of Bajaj Allianz Health Insurance Company

  • Step 2

    Click on the ‘Renew’ tab

  • Step 3

    Mention your ‘Policy Number’ and ‘Date Of Birth’

Connect with our insurance experts for Bajaj Allianz health insurance policy renewal at 1800 - 4200 - 269

Bajaj Allianz Health Insurance Claim Process Steps

You can file for cashless as well as reimbursement claims for your Bajaj Allianz Health Insurance Plans by following these easy steps:

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  • Step 1

    Visit the nearest network hospital and show your Bajaj Allianz cashless card and valid ID proof like a Passport, PAN Card, Voting card, etc.
  • Step 2

    Fill in the TPA form and provide the necessary details. 

  • Step 3

    Bajaj Allianz will review your request after which the hospital bill is settled between the insurer and network hospital. 

 

Documents Required For Bajaj Allianz Health Policy Claim Settlement

Submit the following documents when filing for Bajaj Allianz health claims:

  • Duly completed and signed claim form, in original
  • Valid photo-ID proof
  • Medical practitioner's referral letter and prescription
  • Original bills, receipts, and discharge cards from the hospital/medical practitioner
  • Original bills from pharmacy/chemists
  • Original pathological/diagnostic tests reports/radiology reports and payment receipts
  • Indoor case papers
  • First Information Report, final police report, if applicable
  • Post-mortem report, if conducted
  • Any other document as required by the company to assess the claim
Who Should Invest In A Health Policy?
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How To Port To Bajaj Allianz Health Insurance?

To port your existing policy to Bajaj Allianz health insurance, follow the steps mentioned below:

  • Step 1

    Fill out the portability form, and send the application to Bajaj Allianz Health Insurance Company 45 days before the date of your existing health plan renewal.

  • Step 2

    As per the guidelines of IRDAI, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.

  • Step 3

    Once the policyholder's details are verified, the new insurance company has to communicate its decision - either approval or rejection - within 15 days.

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More Queries?

If you have any more queries regarding Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

Bajaj Allianz Health Insurance: FAQs

1. What are the different modes of paying an insurance premium under the Bajaj Allianz Health Insurance Policy?

There are mainly three modes through which you can pay the premium amount of the Bajaj Allianz Health Insurance policy- Online payment ECS (electronic mode of funds transfer from one bank to another) By cheque or by cash payment at the insurance company’s office

2. Does Maternity Coverage fall under any Bajaj Allianz Health Insurance Plan?

Yes, under a few Bajaj Allianz Health insurance plans, the insured will receive maternity and the newborn baby cover.

3. What are the illnesses covered under Bajaj Allianz Critical Illness Insurance?

With Bajaj Allianz’s critical illness policy, you are covered for 10 major critical illnesses: First heart attack Open Chest CABG (Coronary Artery Disease Requiring Surgery) Stroke Resulting in Permanent Symptoms Cancer of Specified Severity Kidney Failure Requiring Regular Dialysis

4. Is my Bajaj Allianz Health Insurance Policy valid anywhere in India?

Yes, your policy is valid in Pan India and you can use it to meet your health emergencies.

5. How to Renew your Bajaj Allianz Health Insurance Plan?

For renewing the Bajaj Allianz Health Insurance policy, you are required to visit the official website of this insurer and choose the health insurance section. After going through the health section, fill in all the details such as the policy number, KYC details, contact details. Then click on Get Quote and make the payment via online medium.

6. What is the tax benefit of buying a Bajaj Health Insurance policy?

Buying a Bajaj Allianz mediclaim policy provides you the tax benefits as per sec 80D of the Income Tax Act, 1961.

7. How can I cancel or surrender my Bajaj Allianz mediclaim Policy?

Visit the nearest branch office of Bajaj Allianz health insurance along with the original policy documents and duly surrender form. Submit the documents and the refund of your policy premium shall be initiated after the completion of the policy cancellation.

8. Is a cashless facility offered by Bajaj Allianz medical Insurance?

Bajaj Allianz Health Insurance provides cashless treatment at Bajaj Allianz Health Insurance’s network hospitals.

9. Can I add my spouse and children to my Bajaj Allianz health insurance plans?

Yes, Bajaj Allianz Health Insurance offers family floater plans that allow you to include your spouse and children under a single policy.

10. Is there a waiting period for pre-existing conditions in Bajaj Allianz health insurance?

Yes, there is usually a waiting period of 24 months provided for pre-existing conditions. The duration may vary depending on the policy terms.

11. How can I renew my Bajaj Allianz health insurance plans?

You can renew your policy online through the Bajaj Allianz official website or contact their customer service for assistance with the offline renewal process.

12. Does Bajaj Allianz health insurance cover alternative treatments like Ayurveda or Homeopathy?

Yes, Bajaj Allianz offers coverage for alternative treatments or AYUSH.

13. What is the grace period of Bajaj Health Insurance Plans?

Usually, a grace period for Bajaj Health Plans is 15 days. The duration may vary depending on the policy terms.

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Simran saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.