Network hospitals
18400+
Incurred claim ratio
74.27%
Sum insured
Up to 25 CR
No. of Plans
23
Solvency Ratio
3.6
Pan India Presence
240
Network hospitals
18400+
Incurred claim ratio
74.27%
Sum insured
Up to 25 CR
No. of Plans
23
Solvency Ratio
3.6
Pan India Presence
240
Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, permanent total disability, and permanent partial disability. Additionally, the Global Personal Guard Policy offers 12 different optional covers that insured individuals may opt for on additional premium payment. Below are the optional covers available with Bajaj Allianz Global Personal Guard:
Individuals can avail of this plan globally, outside of India's geographical boundaries as it offers medical care internationally.
Before purchasing the Global Personal Guard by Bajaj Allianz it is essential to fulfill the eligibility criteria mentioned in the policy schedule given below:
Minimum: 18 Years
Children: 3 Months to 25 Years
Maximum: 70 Years
1/2/3 Years
Individual/Family Floater
60/100 Times of gross monthly Income
N/A
Bajaj Allianz Network Hospitals have a vast present PAN India. A well connected network of over 8000+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.
There are a plethora of benefits that insurance holders can avail of under the Personal Guard Policy by Bajaj Allianz. We have mentioned a few of them below:
There are various healthcare features covered by the Global Personal Guard Policy by Bajaj Allianz beneficial for the insured individual that are mentioned below:
Death Cover |
|
Permanent Total Disability |
|
Permanent Partial Disability |
|
Accidental Hospitalization Coverage |
|
Adventure Sports Benefit |
|
Air Ambulance Cover |
|
Children Education Benefit |
|
Fracture Care |
|
Permanent diseases or health conditions that are not included under this plan after a specific period of time are mentioned below:
Obesity and Weight Management Treatment
Suicide or Drug Abuse
Contamination from Nuclear Fuel or Radiation
Civil War
Breach of Law
Bajaj Allianz Global Personal Guard is a versatile health insurance plan that offers protection to insured individuals globally not only within the country. With 12 optional covers and the freedom to opt as per the needs and requirements of the insured individual, the plan is ideal for those who travel frequently. Features such as child education benefits, travel expense benefits, and EMI coverage provide your family with a financial safety net leading you to live a stress-free life in case of disabilities. The plan covers individuals from 18 years to 70 years of age along with your spouse, dependent children, and dependent parents.
Bajaj Allianz Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
A plan with 3 variants offering up to 1 Cr SI. It covers expenses incurred during hospitalization resulting from serious illness or accident.
Unique Features
A competitive plan with affordable premiums for your family, a perfect product to take care of medical expenses for you and your family in case of an unfortunate event.
Unique Features
A robust policy that takes care of 360-degree health needs for you and your family with a maximum sum assured up to INR 25 lakh.
Unique Features
Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.
Unique Features
A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.
Unique Features
It is a comprehensive senior citizen plan which includes a spouse . With High sum insured the plan offers critical illness cover,life time renewal and innovative packages.
Unique Features
An inclusive plan with multiple SI options and 50% cumulative bonus.
Unique Features
A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.
Unique Benefits
The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.
Unique Features
Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.
Unique Features
An affordable health insurance policy, Corona Kavach, takes care of your expenses at the time of hospitalization for COVID-19 treatment.
Unique Features
Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability
Unique Features
A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.
Unique Features
Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs
Unique Features
This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.
Unique Features
Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.
Unique Features
A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.
Unique Features
An all-in-one family floater policy that covers health, household contents, travel baggage and much more.
Unique Features
This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.
Unique Features
A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.
Unique Features
A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.
Unique Features
Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.
Unique Features
A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.
Unique Features
There are a total of 12 optional covers mentioned in the policy that are:
Yes, all premiums paid towards the Global Personal Guard Policy are eligible for tax benefits as per the Income Tax Act of 1961.
Yes, Global Personal Guard provides coverage against adventure sports such as bungee jumping, zip-lining, Diving, Kart Racing, and more.
In case of Permanent Total Disability and death, the dependent children below the age of 25 years are covered by the Bajaj Allianz Global Personal Guard Policy.
The sum insured options available under the Global Personal Guard by Bajaj Allianz are as follows:
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Raj Kumar
Bhopal
October 16, 2023
Invested in a senior citizen health insurance with Bajaj Allianz for my parents and the coverage benefits are very helpful
Riya Chatterjee
Pune
October 9, 2023
Recently purchased a senior citizen plan from Bajaj Allianz and it provided my parents with wellness benefits and annual health check-ups that are useful for me as I stay away from my family.
Rishabh Singh
Chandigarh
October 9, 2023
Quick and efficient response from customer care of Bajaj Allianz when it comes to claim settlement queries.
Priyanka Kumari
Guwahati
October 9, 2023
Provides different options in health insurance and offers unique benefits. I purchased a maternity plan from Bajaj 2 years ago and now I am planning to start a family. Bajaj Allianz has been ve...
Smita Patil
Bengaluru
May 1, 2023
I have availed health insurance services from PolicyX in the year 2021 and I must say that they are reliable and have supported me with claim settlement without any delay.
Pawan
Delhi
June 6, 2022
Trust me, friends, Bajja is one of the best insurance companies in India. It offers good health insurance plans and its claim service is superb. I am very impressed by the work done by Bajaj Al...
Himanshi Nalwa
Pune
May 26, 2022
My claim was settled in no time... I went to a non-network hospital and Bajaj Allianz reimburse my claim within 2 days
Priya Singhania
Guwahati
May 26, 2022
I took the health insurance plan for my family. Bajaj Allianz is a nice company. Go for it. Thanks to Policyx.com, they helped me a lot.
Daina is a content writеr with a profound grasp of Insurancе, Stocks, and Businеss domains. Hеr extensive 3-year еxpеriеncе in thе insurancе industry еquips hеr with a nuancеd undеrstanding of its intricaciеs. Hеr skills еxtеnd to crafting blogs, articlеs, social mеdia copiеs, vidеo scripts, and wеbsitе content. Her ability to simplify complex insurancе concepts into reader-friendly content makes her an еxpеrt in the domain.
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