Heart Surgery Cost in India
  • What is heart surgery?
  • Cost of open heart surgery
  • Factors affecting cost of heart surgery
Heart Surgery Cost in India
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Heart Surgery Cost in India

Heart disease is the most common disease in India. As per the National Crime Records Bureau, India has witnessed a staggering 12.5% increase in heart attack cases in 2022. Now imagine being in such a situation but the treatment for heart surgery costs are beyond the reach.

For many individuals in India, this is a heartbreaking reality. However, India offers a glimmer of hope with its reputation for providing world-class medical care at a fraction of the cost compared to Western countries. Problems related to the heart need undivided attention. The costs are very high for both minor procedures or major cardiac surgeries.

This article will talk about heart surgery and the cost of cardiac surgery in India. Read on to get to know more about it.

Key Takeaways

  • Our heart plays the most important role in our body.
  • A minor problem in the heart can lead to major expenses for the treatment.
  • It is necessary to keep your heart healthy to keep yourself safe from the expenses incurred in heart surgery.

What is a Heart Surgery?

A surgical procedure is performed to cure problems related to the heart and blood vessels connected to the heart. It is also known as cardiac surgery. This cardiac surgery can help to restore the normal functioning of the heart and can add years to your life. When it comes to heart surgery, doctors may choose among open heart surgery, minimally invasive heart surgery, or off-pump surgery.

Open Heart Surgery can be Necessary to:

  • Correct congenital heart diseases, the heart problem which is there from birth.
  • Treat acquired heart conditions which develop later in life.
  • Replace a damaged heart with a healthy heart from a donor.

Types of Heart Surgeries in India

There are around 25 types of heart surgery that a doctor can suggest to go for after analysing your condition.

  1. Coronary Artery Bypass Surgery

    One of the most critical open heart surgery for the treatment of coronary artery diseases. This surgery is also known as CABG. When the arteries that supply blood to the heart become narrowed or blocked, the doctors perform this surgery.

  2. Heart Valve Repair or Replacement

    A surgical procedure that cures the problems of the heart valves. Heart valves are the structures that control the blood flow throughout the heart.

  3. Heart Transplant

    When the condition becomes incurable, the doctors suggest for heart transplant. In this case, they replace the damaged heart with the healthy heart from a donor.

  4. Endovascular Aneurysm Repair

    A minimally invasive surgical procedure that is used to treat abdominal aortic aneurysm, which is a bulge in the aorta, the main artery that carries the blood from the heart to the other parts of the body.

  5. Minimally Invasive Cardiac Surgery

    It is a type of heart surgery that involves making smaller incisions in the chest, rather than a large, open incision. This allows surgeons to access the heart and perform procedures with less trauma to the body.

  6. Cox-Maze Procedure

    The Cox-Maze procedure is a surgical technique used to treat atrial fibrillation, a heart rhythm disorder where the upper chambers of the heart (atria) beat irregularly and rapidly.

  7. Heart Arrhythmia Surgery

    Heart arrhythmia is a condition where the heart beats irregularly. To cure this, doctors suggest implanting a pacemaker in the chest to help regulate the heart’s rhythm.

  8. Robot-assisted Surgery

    It is the heart surgery assisted by the robots and artificial intelligence. In this case, the surgeons use the help of computers and robotic arms to make incisions and get access to the heart to perform minimally invasive surgical procedures.

    POV- Other types of heart surgeries can be suggested by the doctors. But the main question comes, is your heart surgery covered by health insurance in India?

Does a Health Insurance Plan Cover the Cost of Open Heart Surgery?

Yes, as per the guidelines by IRDAI, it is mandatory for all health insurance plans to cover the cost of heart surgery. However, some specific plans cover open heart surgery costs and other advanced procedures.

Name Of PlansEntry AgeSum InsuredPremiums (approx.)
Care Heart PlanMinimum- 18 Years
Maximum- No Limit
Upto INR 10 LakhINR 1,183 Per month
Care Freedom PlanMinimum- 90 Days
Maximum- No Limit
Upto INR 5 LakhINR 5,653 Per month
Star Cardiac Care PlanMinimum- 10 Years
Maximum- 65 years
Upto INR 4 LakhINR 1,225 Per month
Star Critical Illness Multipay Insurance PolicyMinimum- 18 Years
Maximum- 65 years
Upto INR 25 LakhINR 1,534 Per month
Star Special CareMinimum- 3 years Maximum- 25 years (who are diagnosed with Autism)Upto INR 3 LakhINR 4800 Per month
Niva Bupa CritiCareMinimum- 18 years Maximum- 65 yearsUpto INR 3 CroreINR 1044 Per month
ManipalCigna ProHealth PrimeMinimum- 91 days Maximum- No LimitUpto INR 1 CroreINR 919 Per month
Aditya Birla Activ Secure Critical IllnessMinimum- 5 years Maximum- 65 YearsUpto INR 1 CroreINR 668 Per month
SBI Critical Illness Insurance PlanMinimum- 18 years Maximum- 65 YearsUpto INR 10 LakhINR 588 Per month

Cost of Heart Surgery in India

The average cost of open heart surgery in India ranges from Rs 1 Lakh to Rs 10 Lakh. Here is the breakdown of cardiac surgery costs.

Type of Heart SurgeryHeart Surgery Cost (Approx.)
Coronary Artery Bypass Grafting (CABG)Rs 1.8 lakh to Rs 3.6 lakh
Angioplasty and Stent Placement SurgeryRs 1.5 lakh to Rs 3.2 lakh
Heart Valve Repair/Replacement SurgeryRs 2.4 lakh to Rs 5.7 lakh
Aorta Graft SurgeryRs 5.6 lakh to Rs 11.5 lakh
Implantation of Pacemaker or Cardioverter Defibrillator SurgeryRs 2.4 lakh to Rs 4.5 lakh
PericardiectomyRs 1 lakh
Septal MyectomyRs 2 lakh to Rs 4 lakh
Heart Transplant SurgeryRs 18 lakh to Rs 25 lakh
Implantation of Ventricular Assist Devices or Total Artificial Heart SurgeryRs 45 lakh to Rs 80 lakh
ASD Closure SurgeryRs 2 lakh to Rs 3 lakh

POV- The heart surgery cost mentioned above may vary from one hospital to another. Also, the cost can be dependent on various factors.

What are the Factors Affecting Heart Surgery Costs in India?

Here are some major factors that can affect the cost for cardiac surgery in India.

  • Type of surgery

    Different types of heart surgery have different costs. For example, coronary artery bypass grafting (CABG) typically costs between 1.8 lakhs and 3.6 lakhs, while heart valve repair or replacement surgery typically costs between 2.4 lakhs and 5.7 lakhs.
  • Hospital

    The cost of heart surgery can vary depending on the hospital where it is performed. Hospitals in larger cities and metropolitan areas typically charge higher prices than hospitals in smaller cities and rural areas.
  • Surgeon

    The cost of heart surgery can also vary depending on the surgeon who performs it. Surgeons with more experience and expertise typically charge higher fees.
  • Patient’s health

    The patient’s health can also affect the cost of heart surgery. Heart Patients with more complex medical conditions may require additional procedures or longer hospital stays, which can increase the cost of surgery.

How Do You Keep Your Heart Healthy?

It has been noted by the NCRB, that around 32,457 individuals have lost their lives due to heart attacks in 2022. This number increases every year due to so many factors like lifestyle, eating habits, stress etc. But by following these steps, you can decrease the risk of heart disease.

  • Try to avoid the consumption of tobacco.
  • Do exercise for 30 to 60 minutes daily.
  • Check your weight and manage the weight as your BMI.
  • Eat a balanced diet.
  • Manage your sleep cycle.

Bottom Line

Despite the rising costs of heart surgery, India’s reputation for providing world-class medical care at affordable rates offers a glimmer of hope for those facing heart ailments. By understanding the factors affecting the cost and exploring available insurance options, individuals can make informed decisions about their healthcare needs. Remember, prevention is key. Adopting a healthy lifestyle, regular check-ups, and timely medical intervention can significantly reduce the risk of heart disease and its associated costs.

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Heart Surgery Cost in India : FAQs

1. Q: Are there any government-sponsored programs to assist with open heart surgery costs?

A: Yes, the Indian government offers various health insurance schemes and subsidies to help individuals with the cost of medical treatment, including heart surgery. However, the eligibility criteria and benefits vary depending on the specific program.

2. Q: What should I expect before the surgery?

A: Before heart surgery, you’ll typically undergo a series of tests and consultations. These may include: Physical examination Blood tests ECG Echocardiogram CT scan or MRI

3. Q: How long is the recovery period after heart surgery?

A: Recovery time varies depending on the type of surgery and the individual’s health. It can range from a few weeks to several months.

4. Q: What are the potential risks associated with open heart surgery?

A: Like any surgical procedure, open heart surgery carries risks. These can include: Infection Bleeding Stroke Heart attack Kidney failure

5. Q: Can I travel after open heart surgery?

A: Generally, it’s advisable to wait for a few weeks or months before travelling after heart surgery. Your doctor can provide specific guidance based on your individual situation.

6. Q: Is heart surgery covered by health insurance in India?

A: Most health insurance plans in India cover heart surgery. However, the extent of coverage may vary. It’s essential to review your insurance policy wordings carefully to understand your specific benefits.

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Simran Saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.