Star Cardiac Care Insurance Policy

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Star Cardiac Care?

Under this plan, a policyholder can get coverage for room rent up to 5K per day.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Star Cardiac Care?

Not covered

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Star Cardiac Care?

This plan covers medical expenses of up to your selected SI for 30 days before your hospitalization.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Star Cardiac Care?

This plan covers the medical expenses of up to 60 days after hospitalization. The amount payable cannot exceed up to 7% of the hospitalization expenses subject to a maximum of 5K per hospitalization.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Star Cardiac Care?

Under this plan, the domiciliary hospitalization is not covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Star Cardiac Care?

This plan covers all day care procedures.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Star Cardiac Care?

This plan covers the OPD charges of up to INR.500 per event, subject to a maximum of INR. 1500 per policy period.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Star Cardiac Care?

COVID-19 treatment cover is available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under Star Cardiac Care?

This plan covers the cataract treatment up to 20K per hospitalization and up to 30K for the entire policy period.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Star Cardiac Care?

Not available

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Star Cardiac Care?

Not available

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Star Cardiac Care?

Daily hospital cash is not available under this plan.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Star Cardiac Care?

Organ donor cover is not available under this plan.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Star Cardiac Care?

Maternity cover is not available under this plan.

*It is generally not covered under most health insurance plans as pregnancy is a planned condition.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Star Cardiac Care?

Not covered

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Star Cardiac Care?

The plan covers the ambulance charges up to INR.750 per hospitalization and INR. 1500 per policy period.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Star Cardiac Care?

Not available

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Star Cardiac Care?

Not covered

Any kind of medical/health emergency when you are outside of India.

Coverage status under Star Cardiac Care?

Not available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Star Cardiac Care?

Not available

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Star Cardiac Care?

Not covered

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Star Cardiac Care?

Not available

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Star Cardiac Care?

Not available

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Star Cardiac Care?

10% of co-payment applies to people above 60 for every claim.