Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum insured provided by your primary health insurance. Star Health Top-up is an affordable individual and family floater plan that can be purchased in addition to your existing health insurance plan. The Star Health Insurance Top-Up Plan is available in two variants: gold and silver, and it can be purchased for one or two years.
Individuals can enjoy lifetime renewability with long-term premium discounts of up to 5%. There is no medical exam required to purchase Star Health Insurance Top-up Plans. Individuals can pay policy premiums quarterly or semi-annually, and the plan's eligibility criteria are 18 and 65 years old, with dependent children covered from 91 days to 25 years old. In-patient hospitalization, pre- and post-hospitalization, room rent, road ambulance, air ambulance, modern treatment, wellness benefits, and other services are covered by Star Health insurance top-up plans.
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
All Daycare procedure
Pre and Post Hospitalization
Organ Donor Expense
Key Benefits of Star Health Insurance Top-Up Plans
Star Health insurance top-up plans are tailor-made to provide its customers with efficient coverage and instant claim settlement service.
Access to Wellness Benefits Star Health Insurance Top-Up Plans provide wellness benefits to its customers that result in various wellness rewards. Star Health top-up plans are designed in a way that motivates and encourages customers to live healthily and stay disease free.
Tax Benefits Star Health Insurance Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Recharge your sum insured Individuals are offered recharge benefit under Star Health Insurance Top-Up plans which provides an additional indemnity once during the policy period in case sum insured is exhausted.
Consult doctors online Star Health Insurance top-up plans provide individuals with online consultations from its network of medical practitioners. This helps individuals to take better care of their health and also clear any doubts regarding their health without any additional fee.
Flexible Policy Star Health Insurance top-up plans are available as both individuals and family floater plans and can cover up to 7 family members.
Star Health Insurance Top-Up Plan Eligibility Criteria
Minimum: 91 Days to 24 Years
Adult Entry Age
Minimum: 18 Years Maximum: 65 Years
5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 50 L | 75 L | 1 Cr
To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans. Along with Star Top-up Health Insurance Plan, there are other plans to choose from. Take a look below to explore more:
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
No Pre-medical test
Emergency Ambulance Charges
Star Special Care Policy (Pros)
Modern Treatment Available
Day Care Procedures Available
Room rent cover
Shared Accommodation cover
Star Special Care Policy (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Star Special Care Policy (Other Benefits)
Treatment of Seizures
Behavioral Therapy Cover
Speech Therapy Cover
Occupational Therapy Cover
Star Special Care Policy (Eligibility Criteria)
Entry Age - 3 Years
Max Entry Age - 25 Years
SI - 3 L
Waiting Period - 30 Days
Star Diabetes Safe Insurance Policy
Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.
30 days waiting period
Automatic restoration of Sum Insured
Corona Kavach Policy
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Home Care Treatment
No pre-medical screening test
Corona Rakshak Policy
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
No pre-medical screening test
Sum insured: INR 50K to 2.5Lakhs
Only 15 days Waiting Period
Star Health Insurance Network Hospital List
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.