Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum insured provided by your primary health insurance. Star Health Top-up is an affordable individual and family floater plan that can be purchased in addition to your existing health insurance plan. The Star Health Insurance Top-Up Plan is available in two variants: gold and silver, and it can be purchased for one or two years.
Individuals can enjoy lifetime renewability with long-term premium discounts of up to 5%. There is no medical exam required to purchase Star Health Insurance Top-up Plans. Individuals can pay policy premiums quarterly or semi-annually, and the plan's eligibility criteria are 18 and 65 years old, with dependent children covered from 91 days to 25 years old. In-patient hospitalization, pre- and post-hospitalization, room rent, road ambulance, air ambulance, modern treatment, wellness benefits, and other services are covered by Star Health insurance top-up plans.
Star Health Insurance Plan Detailed Review
All about Star Health Insurance and Plans
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
Star Health insurance top-up plans are tailor-made to provide its customers with efficient coverage and instant claim settlement service.
Minimum: 91 Days to 24 Years
Minimum: 18 Years
Maximum: 65 Years
Individual/Family Floater
1/2/3 Years
5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 50 L | 75 L | 1 Cr
30 Days*
The various inclusions under Star Health Insurance Top-Up Plans includes
Maternity Cover
Air ambulance
Organ donor expenses
Inpatient hospitalization expenses
Pre- and post-hospitalisation expenses
Day-care procedures
Pre-existing diseases after a specific waiting period
The various exclusions under Star Health Insurance Top-Up Plans includes
Infertility, congenital external
Any hospitalization primarily for investigation / diagnostic purpose · Alternative Treatments (Non Allopathic treatments)
pregnancy or childbirth
HIV infection / AIDS
cosmetic or sex-change treatment/surgery
alcohol consumption, smoking, another tobacco intake, or drug abuse
intentional self-injury, suicide, or attempted suicide
any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
war, terrorism, or nuclear weapons
To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans. Along with Star Top-up Health Insurance Plan, there are other plans to choose from. Take a look below to explore more:
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.
Unique Features
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
See More Health Insurance Articles
See More Health Insurance Articles
No, Star health top-up plans do not have co-pay applicable when purchasing the policy.
The eligibility criteria is mentioned below:
The sum insured options available under Star health top up range from 5 lakh to 1 Cr INR. The plan has something for different individuals based on their requirements.
No, individuals do not need to undergo any pre-policy medical check-up to purchase the Star Health Insurance Top-Up Plan.
Yes, Star Health Top-up covers pre-existing diseases.
Kartik Mehta
Guwahati
October 6, 2023
I m a loyal customer of Star Health Insurance through Policyx.com. Their service is consistently excellent.
Karishma Sharma
Chandigarh
October 6, 2023
The peace of mind that comes with Star Health Insurance is priceless. Policyx.com helped me make the right choice.
Kajal Verma
Meerut
October 6, 2023
I ve had a few claims with Star Health Insurance, and the process was smooth thanks to Policyx.com s guidance.
Juhi Desai
Allahabad
October 6, 2023
Policyx.com s team patiently explained the terms and conditions of Star Health Insurance, ensuring I was well-informed.
Ishaan Chawla
Mumbai
October 6, 2023
I was pleasantly surprised by the affordable premiums for Star Health Insurance through Policyx.com. Great value for money!
Indira Rana
Mumbai
October 6, 2023
Star Health Insurance has been a lifesaver for my family, and Policyx.com made the enrollment process a breeze.
Hitesh Patel
Chennai
October 6, 2023
I had a great experience purchasing Star Health Insurance through Policyx.com. It was quick and hassle-free.
Geeta Nair
Bhopal
October 6, 2023
Policyx.com s comparison tool is a game-changer. I found the perfect Star Health Insurance policy that fits my needs.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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