To determine the overall wellness of your body, it’s v ...Read More
To determine the overall wellness of your body, it’s vital to keep a record of your regular health fluctuations. Star Health free health check up coverage makes sure that your health and wellness requirements are secured. The preventive Star Health Free Health Check-Up that a Star Health plan offers can vary according to the type of policy you have. It also motivates you to recognise the early signs of an illness so that you can access the essential healthcare or treatment as soon as possible. ...Read Less
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Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
Apeksha has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.
Updated on Feb 02, 2026 2 min read
Introduction to Star Health Free Health Check-Up
To determine the overall wellness of your body, it’s vital to keep a record of your regular health fluctuations. Star Health free health check up coverage makes sure that your health and wellness requirements are secured. The preventive Star Health Free Health Check-Up that a Star Health plan offers can vary according to the type of policy you have. It also motivates you to recognise the early signs of an illness so that you can access the essential healthcare or treatment as soon as possible.
A generic Star Health preventive health checkup includes urine tests, blood pressure, blood sugar levels, ECG, thyroid, lipid profile, heart rate, and so on. Read this article to know more about the Star Health Insurance full body checkup and how you can apply to avail this facility against your policy.
Does Star Health Insurance Cover a Full Body Checkup?
Yes, multiple Star Health Insurance policies, including Star Family Health Optima Insurance Plan, Star Comprehensive Insurance Policy, and even senior citizen plans such as the Star Health Senior Citizen Red Carpet, do cover the expenses of a full body checkup. The Star Health health check up must typically be conducted at a hospital or diagnostic center that is part of Star Health Insurance’s network list. However, the specifics of this coverage can vary depending on the particular plan you have purchased.
Why do you need a Star Health Free Health Check-Up?
Read below a few benefits to know why you need a health insurance policy with a free health check-up.
Early Diagnosis
Star Health free health check-up promotes the recognition of any disease even before it impacts you. Hence, minimizing the risk of an upcoming health severity.
Monitoring Wellness
Going through a routine health check-up inspires you to maintain a healthy lifestyle, work out regularly, eat healthily, and reduce/quit any unhealthy habits.
Improved Savings
If a disease is diagnosed at an early stage, it can save you on spending a significant amount on treatment procedures.
Proper Direction for Treatment
If your body is exposed to disease by any chance, getting an early and regular profile check-up can help you get treated following the right procedure and medication.
List of Free Health Check-ups under Star Health Insurance
Here’s a generic list of free preventive health check-ups under Star health plans:
Blood Pressure Test
Chest X-ray
Blood Sugar Test
Kidney Function Test
Lung Function Test
Urine Analysis
Tests for Vitamin Deficiencies
Lipid Profile
Complete Blood Count (CBC)
ECG Test (mostly recommended after 35, though)
Liver Function Test
Complete Blood Count (CBC)
Pap smear (for women, once a year)
Eligibility Criteria for Star Free Health Checkups
Here are a few conditions applicable to avail of the Star Health Insurance free health checkup benefit:
If you have spent a claim-free year, you are eligible for a free annual health check-up at the time of renewal.
Your Star health insurance policy must be active to avail the star health insurance full body checkup benefit. That means timely premium payments and timely renewals.
Complete your waiting periods before the health checkup benefit can be availed for the first time, provided you complete a claim-free year.
The Star Health health check up must typically be conducted at a hospital or diagnostic center that is part of Star Health Insurance’s network list.
How to Avail Star Health Free Health Check-Up
To use the free health check-up benefit, first ensure your policy is eligible and you have completed the required waiting or claim-free period. Then locate a nearby Star Health network hospital or diagnostic center, book an appointment, and carry your policy details along with ID. The preventive check-up will be conducted as per your plan’s features.
Only available at Star Health network hospitals or diagnostic centers
The type and number of tests depend on your policy
Intended for preventive care, not treatment
Best used every year, even if you feel healthy
Conclusion
Star Health free health check-up is a valuable benefit that helps you monitor your health regularly without any additional cost. By detecting potential health issues early, you can take timely action, save on future medical expenses, and stay proactive about your wellness.
For guidance on how to make the most of this benefit, talk to our health insurance advisors at PolicyX. We offer no spam, no gimmicks, only expert insurance advice.
Star Health Insurance Network Hospital List
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family,
Star Health Insurance offers
several Health Plans ranging from senior citizen plans to specialized plans for
autistic
children, to health insurance for cardiac patients, and many more.Take a look below
to Star Health Insurance plans
explore more:
Star Health provides Group Arogya Sanjeevani and Star Group Health insurance. With Star group health plans, insured individuals have the freedom to ch...
Unique Features
Explore Star Health Group Plans
Star Claim Settlement Ratio
Benefits of Star Group Plans
Star Group Health Insurance (Pros)
14000+ hospitals nationwide
Custom co pay flexibility
Family and parent coverage
Star Group Health Insurance (Cons)
82.31% claim ratio
4 year PED waiting
Limited infertility cover
Star Group Health Insurance (Other
Benefits)
Section 80D tax benefit
Top up add on available
Cashless claim facility
Employer cost sharing
Star Group Health Insurance (Eligibility
Criteria)
Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to custo...
Unique Features
Premium discounts
Freeze age benefit
Dental cover
Star Super Star Health Plan (Pros)
Daycare procedures
Modern treatment
Second medical opinion
Maternity cover
Star Super Star Health Plan (Cons)
Compassionate travel
Global coverage
Adventure sports
Breach of law
STDs not covered
Star Super Star Health Plan (Other
Benefits)
Newborn baby cover
Assisted reproduction cover
Home care
Domiciliary treatment cover
Star Super Star Health Plan (Eligibility
Criteria)
Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, pare...
The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer...
Unique Features
Stage 1 & 2 Cancer Cover
Specifications
Cashless Hospitalization
Star Health Cancer Care Gold (Pros)
Covers existing cancer patients
Cashless hospitalization
No pre-policy check-up
Star Health Cancer Care Gold (Cons)
Non Allopathic Treatments
Cosmetic or Plastic Surgery
Intentional Self Injury
Star Health Cancer Care Gold (Other
Benefits)
Affordable premiums
Individual plan
Complete cancer cover
Star Health Cancer Care Gold (Eligibility
Criteria)
Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...
Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum i...
Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...
Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...
Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...
Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...
Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its...
Unique Features
Lifetime Renewal
Newborn’s Immunizations
Pediatrician Consultation
Star Insurance for Maternity (Pros)
Lifetime renewablity
High SI
No room rent limit
Star Insurance for Maternity (Cons)
Pre-existing not covered before 48 months
Naturopathy treatment
Injury due to war/ war-like situations
Star Insurance for Maternity (Other
Benefits)
Affordable premium options
24X7 Customer support
Individual & family plan
Star Insurance for Maternity (Eligibility
Criteria)
It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the ...
Unique Features
Lumpsum payout
Accidental hospitalization cover
Non-allopathic treatments cover
Star Health Critical Illness (Pros)
Pre-hospitalization covered
No survival period applicable
Enhanced sum insured
Star Health Critical Illness (Cons)
Self-inflicted injuries
Maternity not covered
Cosmetic procedures
Star Health Critical Illness (Other
Benefits)
Affordable premiums
Room and nursing expenses covered
Cover for major critical illnesses
Star Health Critical Illness (Eligibility
Criteria)
Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxie...
Unique Features
No medical examinations
High sum insured
Daycare procedures
Star Health Insurance for Parents (Pros)
No pre-policy medical checkup
Individual & family plan
3-year Policy term
Star Health Insurance for Parents (Cons)
Sexually transmitted diseases
Self-inflicted injuries
Depression and mental disorders
Star Health Insurance for Parents (Other
Benefits)
Multiple SI options
Affordable premium
Daycare procedures covered
Star Health Insurance for Parents (Eligibility
Criteria)
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...
Unique Features
Avail maternity cover
Care Beyond Coverage
Avail Mid-term Inclusions
Star Health Insurance for Family (Pros)
Annual health check-up
Daycare procedures
AYUSH cover
Star Health Insurance for Family (Cons)
Intentional self-injury
Miscarriage and abortion
Congenital disease
Star Health Insurance for Family (Other
Benefits)
Ambulance cover
Wellness benefits
High SI
Star Health Insurance for Family (Eligibility
Criteria)
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....
Unique Features
No medical examinations
High sum insured
Daycare procedures
Star Health for Senior Citizens (Pros)
Daycare coverage
No pre-policy checkup
Multiple SI options
Star Health for Senior Citizens (Cons)
Sexually transmitted diseases
Self-inflicted injuries
Depression and mental disorders
Star Health for Senior Citizens (Other
Benefits)
Affordable premiums
Covers cataract
Outpatient consultations
Star Health for Senior Citizens (Eligibility
Criteria)
Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...
Unique Features
Family coverage
Multiple sum insured
Save tax
Star Health Gain Insurance Policy (Pros)
Day Care Procedures Covered
Road Ambulance Available
Modern Treatments Available
Outpatient Benefit
Star Health Gain Insurance Policy (Cons)
20% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Star Health Gain Insurance Policy (Other
Benefits)
Up to 60k Cataract cover
Room Rent Cover
ICU Cover
Wide SI options
Flexible Premiums
Star Health Gain Insurance Policy (Eligibility
Criteria)
Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...
Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two va...
Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...
Unique Features
Explore the Key Features of the Plan
Check the Eligibility Criteria
How to Buy the Policy Online?
Star Novel Coronavirus (nCoV) (Pros)
Lumpsum payout on COVID-19 diagnosis
Short waiting period
No medical checkup required
Star Novel Coronavirus (nCoV) (Cons)
Global coverage NA
No other diseases covered except COVID-19
Self-inflicted injuries not covered
Star Novel Coronavirus (nCoV) (Other
Benefits)
High SI options available
Tax benefit
Free-look period available
Star Novel Coronavirus (nCoV) (Eligibility
Criteria)
Perfect plan to secure your old age from medical expenses.
Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...
Unique Features
Guaranteed lifetime renewal
No pre-medical check-up required
Coverage up to 25L for individuals & families
Star Senior Citizen Red Carpet (Pros)
Individual & family floater plan
Flexible SI
Road Ambulance Cover
ICU cover
Health Check-up cover
Star Senior Citizen Red Carpet (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover
Star Senior Citizen Red Carpet (Other
Benefits)
Flexible-Premium Payment
Cataract Treatment available
Modern treatment cover
No pre-policy checkup
OP Consultation
Star Senior Citizen Red Carpet (Eligibility
Criteria)
A supersaver policy covering every family member.
Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...
Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...
Unique Features
Understanding the Need of Micro Rural
Sample Rates of Premium
Check the Eligibility Criteria of the Plan
Star Rural Micro Health Policy (Pros)
Designed for Farmers
Flexible Policy
Day Care Procedures
Flexible Payment Options
PED cover available
Star Rural Micro Health Policy (Cons)
20% co-pay
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Star Rural Micro Health Policy (Other
Benefits)
No Pre-policy medical checkup
Modern Treatments Covered
Lifelong Renewal
Up to 15k Cataract Cover
ICU cover
Star Rural Micro Health Policy (Eligibility
Criteria)
Medical insurance designed specially for heart patients.
Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...
A top-up plan for added coverage at affordable costs
Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...
Unique Features
No pre-acceptance screening required
Coverage for maternity expenses
Up to 1 crore cover at affordable rates
Star Health Super Surplus Policy (Pros)
Flexible Policy
Avail Long Term Discount
Cover family up to 2A+3C
Lifelong renewal
2 Plan variants
Star Health Super Surplus Policy (Cons)
Includes Deductibles
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover
Star Health Super Surplus Policy (Other
Benefits)
Avail e-opinions
Star Wellness Services
Recharge benefit
Air Ambulance
No pre-policy Medical check-up
Star Health Super Surplus Policy (Eligibility
Criteria)
Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...
Unique Features
Base policy cover enhancer
Claim guard facility
AYUSH Coverage
Young Star Extra Protect Policy (Pros)
Modern treatment coverage
Room rent extension
Base SI enhancement
Home care treatment
Young Star Extra Protect Policy (Cons)
No maternity cover
Limited to SI of base policy
Organ donor expenses not covered
Vaccination not covered
COVID-19 care not covered
Young Star Extra Protect Policy (Other
Benefits)
Individual & family floater plan
Trusted insurance provider
Unlimited benefits up to SI
Cashless claim settlement
AYUSH Treatment cover
Young Star Extra Protect Policy (Eligibility
Criteria)
Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...
Unique Features
Maternity Benefits
Preventive Health Check Up
Coverage for Modern Treatments
Star Women Care Insurance Policy (Pros)
Designed for Women& 039;s Care
Cancer cover optional
Bariatric Surgery Cover
Mid-term inclusions
High SI
Star Women Care Insurance Policy (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover
Star Women Care Insurance Policy (Other
Benefits)
10% long-term discount
10% Air Ambulance Cover
Pain Management Cover
Assisted Reproduction
Automatic Restoration
Star Women Care Insurance Policy (Eligibility
Criteria)
Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...
Unique Features
Secured hospitalization
Road accident protection
Comes in 2 variants
Star Medi Classic Insurance Policy (Pros)
Plan Variants Available
Customizable Plan
Hospital-Cash Benefit
5% Family Discount
Organ Donor Cover
Star Medi Classic Insurance Policy (Cons)
10% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Star Medi Classic Insurance Policy (Other
Benefits)
New Born Baby Cover
100% Super Restoration
Up to 100% No-claim Bonus
Psychiatric coverage
Patient Care Cover
Star Medi Classic Insurance Policy (Eligibility
Criteria)
Get comprehensive coverage at affordable premiums.
Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...
Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...
Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...
A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...
Unique Features
Disability Cover
HIV/AIDS Cover
Waiver Of Co-Pay Available
Star Health Special Care Gold Plan (Pros)
Modern Treatment Available
Day Care Procedures Available
Ambulance cover
Room rent cover
Shared Accommodation cover
Star Health Special Care Gold Plan (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Pre-existing Diseases
Star Health Special Care Gold Plan (Other
Benefits)
Treatment of Seizures
Behavioral Therapy Cover
Speech Therapy Cover
Occupational Therapy Cover
Adeno Tonsillectomy
Star Health Special Care Gold Plan (Eligibility
Criteria)
Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...
Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...
Unique Features
Wellness Benefit
Cancer Cover
Heart Cover
Star Critical Illness Multipay (Pros)
Flexible Payment
Long Term Policy
Bone Marrow Transplantation
Heart Disease Cover
4 Group CI Covered
Star Critical Illness Multipay (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law
Star Critical Illness Multipay (Other
Benefits)
Open Chest CABG
Heart Transplantation
Coma of Specified Severity
Wellness Programs
Major Head Trauma
Star Critical Illness Multipay (Eligibility
Criteria)
Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...
Unique Features
SI Upto 10 L
Hospice Care
Pain Management
Star Cancer Care Platinum Insurance Policy (Pros)
Cataract Cover
No pre-medical check-up
Lump Sum Cover
50% Cumulative Bonus
Hospice Care
Star Cancer Care Platinum Insurance Policy (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law
Star Cancer Care Platinum Insurance Policy (Other
Benefits)
Second Medical Opinion
Rehabilitation Cover
Pain Management
Day Care Treatment
Modern Treatment Cover
Star Cancer Care Platinum Insurance Policy (Eligibility
Criteria)
Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....
Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...
Unique Features
Diabetes Cover
High Sum Insured
OPD Cover
Star Diabetes Safe Insurance Policy (Pros)
Road Ambulance Cover
Pre and Post Hospitalization
ICU Cover
Room Rent Cover
Day Care Treatment Cover
Star Diabetes Safe Insurance Policy (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law
Star Diabetes Safe Insurance Policy (Other
Benefits)
Dialysis Cover
Kidney Transplant Cover
Artificial Limbs Cover
Personal Accident Cover
OPD Cover
Star Diabetes Safe Insurance Policy (Eligibility
Criteria)
1. Are health check-ups covered under Star Health Insurance?
Yes, annual health check-ups are covered under Star Health Insurance.
2. When can I avail myself of Star’s annual health check-ups?
You can avail of Star health insurance at the time of renewal as per your policy documents.
3. How to avail of Star Health Insurance’s free annual health check-up?
You can avail of Star Health Insurance’s free annual health check-up by calling on their toll-free number 1800 102 4477 to find out your eligibility.
4. How to claim a health checkup in star health insurance?
Contact 1800-102-4477 to check your eligibility, select a plan, and arrange the at-home sample collection. Your vendor manages the sample collection. Your test results are emailed to you.
5. Does star health insurance cover full body checkups?
Yes, many Star Health Insurance plans cover full body checkups, usually once a year, if you maintain a claim-free year and get the checkup at a network hospital or approved vendor. Coverage limits are specified in your policy.
6. Which Star Health policies include preventive / health check-up benefit?
Many Star Health plans offer preventive health check-ups, either annually or after claim-free years. Coverage, limits, and availability vary by plan, so policyholders should check their specific policy details.
7. What is the waiting period for the health check-up benefit?
There is no fixed waiting period for the health check-up benefit. Some plans offer annual check-ups, while others provide them only after a claim-free year. Always check your specific policy terms.
8. How do I check if I’m eligible for the health check-up benefit?
Check your policy document, log in to your insurer’s app or portal, or contact customer support to confirm your health check-up eligibility.
Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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