Young Star Insurance Policy

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Young Star?

Under this plan, the policyholder is entitled to get a Private Single AC Room.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Young Star?

ICU charges are covered under this plan.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Young Star?

This plan covers the pre-hospitalization expenses incurred up to 60 days before hospitalization.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Young Star?

This plan covers the pre-hospitalization expenses incurred up to 90 days after hospitalization.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Young Star?

Under this plan, domiciliary hospitalization is not covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Young Star?

This plan covers all day care procedures.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Young Star?

OPD charges are not covered under this plan.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Young Star?

COVID-19 treatment cover is available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under Young Star?

This plan does not cover cataract treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Young Star?

Under this plan, NCB is calculated at 20% of the basic sum insured for every claim-free year, a maximum of up to 100% of the basic sum insured.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Young Star?

This plan automatically restores 100% of the sum insured upon exhaustion.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Young Star?

This plan offers daily hospital cash up to 1K under the gold variant, subject to a maximum of 7 days per hospitalization and 14 days per policy period.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Young Star?

Organ donor cover is not available under this plan.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Young Star?

Covers the expenses for normal and c-section procedures deliveries up to t30K per delivery under Gold variant.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Young Star?

Not covered

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Young Star?

Ambulance charges are covered under this plan.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Young Star?

Not available

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Young Star?

Not covered

Any kind of medical/health emergency when you are outside of India.

Coverage status under Young Star?

Not available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Young Star?

E-consultation option is available under this plan.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Young Star?

Not available

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Young Star?

Not covered

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Young Star?

No co-payment is defined under this plan.