Young Star Policy
  • No capping on room rent
  • No pre-acceptance checkup required
  • Pay premium in installments
Star Health Insurance
premium

Network hospitals

14000+

premium

Claim settlement ratio

99.06%

premium

Sum insured

2 CR

premium

No. of Plans

21

premium

Solvency Ratio

1.7

premium

Pan India Presence

815

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

14000+

premium

Claim settlement ratio

99.06%

premium

Sum insured

2 CR

premium

No. of Plans

21

premium

Solvency Ratio

1.7

premium

Pan India Presence

815

Young Star Insurance Policy

Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two variants i.e. Young Star silver plan and Young Star gold plan. Young Star Insurance policy covers medical expenses, Road Traffic Accidents (RTA), etc., and offers several benefits like incentive-oriented wellness programs, annual health checkups, daily hospital allowance, renewal discounts, and much more.

Star Health Insurance Young Star plan offers wide coverage with affordable premiums. Along with this, one can easily renew their policy as the company offers the guaranteed lifelong renewal feature. The policyholder can choose between a gold plan and a silver plan depending on their needs. With Young Star Insurance Policy, one also has the flexibility of paying the premium monthly, quarterly, half-yearly, annually, biennially (once every two years), or triennially (once every three years)

Recommended Videos

Star Health Insurance Plan Detailed Review

Star Health Insurance Plan Detailed Review

All about Star Health Insurance and Plans

All about Star Health Insurance and Plans

Young Star Plan Specifications

Take a look below to explore the Young Star Plan specifications and understand the plan and its working in a better way:

Entry Age

Adult: 18 Years to 40 Years, Dependent Child: 91 Days to 25 years (Floater)

Renewal

Lifelong Renewability

Policy Type

Individual/Family Floater

Policy Term

1 | 2 | 3 Years

Premium Payment Frequency

Quarterly, Half-yearly, Annually, Biennial, Triennial

Sum Insured

For Individual: 3 Lakhs, For Individual and Floater: 5 Lakhs to 1 Crore

Read more specifications in the brochure.

Choose Your Young Star Insurance Plan

Star Health Young Star Policy comes in 2 variants allowing the policyholder to choose as per their healthcare requirements. Continue reading to find more:

In-patient & Out-patient coverage

Room Rent

Single Private A/C room

ICU Charges

Covered

Pre-Hospitalization

Covered up to 60 days

Post-Hospitalization

Covered up to 90 days

Domiciliary Hospitalization

Not Covered

Daycare Treatment

All Day care procedures covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Not Covered

No Claim Bonus

Available up to 100% of the SI

Automatic Restoration

Up to 100% SI

Daily Hospital Cash

Not available

Organ Donor

Not Covered

Maternity Cover

Not available

New Born Baby Cover

Not available

Alternative Treatments

AYUSH Treatment

Not Covered

IVF Treatment

Not Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not available

Compassionate Travel

Not covered

Global Coverage

Not available

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Not available

Vaccination

Not Covered

Limitations

Co-payment

Not applicable

Sub-limits

Applicable

What is Room Rent?

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Young Star?

Under this plan, the policyholder is entitled to get a Private Single AC Room.

What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Young Star?

ICU charges are covered under this plan.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Young Star?

This plan covers the pre-hospitalization expenses incurred up to 60 days before hospitalization.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Young Star?

This plan covers the pre-hospitalization expenses incurred up to 90 days after hospitalization.

What is Domiciliary Hospitalization?

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Young Star?

Under this plan, domiciliary hospitalization is not covered.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Young Star?

This plan covers all day care procedures.

What are OPD charges?

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Young Star?

OPD charges are not covered under this plan.

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Young Star?

COVID-19 treatment cover is available under this plan.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Young Star?

This plan does not cover cataract treatment.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Young Star?

Under this plan, NCB is calculated at 20% of the basic sum insured for every claim-free year, a maximum of up to 100% of the basic sum insured.

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Young Star?

This plan automatically restores 100% of the sum insured upon exhaustion.

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Young Star?

This plan offers daily hospital cash up to 1K under the gold variant, subject to a maximum of 7 days per hospitalization and 14 days per policy period.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Young Star?

Organ donor cover is not available under this plan.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Young Star?

Covers the expenses for normal and c-section procedures deliveries up to t30K per delivery under Gold variant.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Young Star?

Newborn baby expenses are not covered under this plan.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Young Star?

Not covered

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Young Star?

Not covered

What is a Modern Treatment?

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Young Star?

This plan covers modern treatments up to the specified limits:

SI (in Rs.)3 L5 L10 L15 L20 L25L50L75L1Cr
Uterine Artery Embolization and HIFU37k1.25L1.5L1.75L2L2L2.25L2.5L3L
Balloon Sinuplasty15K50K1L1.25L1.5L1.5L1.75L2L2L
Deep Brain Stimulation75K2.5L3L4L4.5L5L6L7L7.5L
Oral Chemotherapy37.5K1.25L2L2.5L2.75L3L4L5L6L
Immunotherapy75K2.5L4L5L5.5L6L7.5L9L10L
Intra Vitreal injections15K50K75K1L1.25L1.5L1.75L2L2L
Robotic surgeries75K2.5L3L4L4.5L5L6L7L7.5L
Stereotactic Radio Surgeries75K2L2.25L2.5L2.75L3L3.50L3.75L4L
Bronchial ThermoplastyUp to sum insured
Vaporization of the prostate (Green laser/Holmium laser)
Intra Operative Neuro Monitoring
Stem Cell Therapy75K2.5L4L5L5.5L6L7.5L9L10L
What is an Ambulance Cover?

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Young Star?

Ambulance charges are covered under this plan.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Young Star?

Not available

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Young Star?

Not covered

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under Young Star?

Not available

What is E-Consultation?

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Young Star?

E-consultation option is available under this plan.

What is a Health Checkup?

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Young Star?

The plan covers the health check-ups up to the limits specified:

Policy TypeSum Insured Options (in Rs.)
3 Lakhs5 Lakhs10 Lakhs15 Lakhs & above
Individual1.5K2K3K3.5K
FloaterNA3K4K5K
What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Young Star?

Not available

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Young Star?

Not covered

What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Young Star?

No co-payment is defined under this plan.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Coverage status under Young Star?

Sub limits under this plan are subject to the following treatments:

SI (in Rs.)3 L5 L10 L15 L20 L25L50L75L1Cr
Uterine Artery Embolization and HIFU37k1.25L1.5L1.75L2L2L2.25L2.5L3L
Balloon Sinuplasty15K50K1L1.25L1.5L1.5L1.75L2L2L
Deep Brain Stimulation75K2.5L3L4L4.5L5L6L7L7.5L
Oral Chemotherapy37.5K1.25L2L2.5L2.75L3L4L5L6L
Immunotherapy75K2.5L4L5L5.5L6L7.5L9L10L
Intra Vitreal injections15K50K75K1L1.25L1.5L1.75L2L2L
Robotic surgeries75K2.5L3L4L4.5L5L6L7L7.5L
Stereotactic Radio Surgeries75K2L2.25L2.5L2.75L3L3.50L3.75L4L
Bronchial ThermoplastyUp to sum insured
Vaporization of the prostate (Green laser/Holmium laser)
Intra Operative Neuro Monitoring
Stem Cell Therapy75K2.5L4L5L5.5L6L7.5L9L10L

Star Health Insurance Network Hospital List

Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Other Health Insurance Companies

Star Young Star Benefits

With host of benefits, Star Health Insurance Young Star Plan ensures to look after your every healthcare needs. Take a look at some of the below-mentioned benefits of the plan:

Availability of Mid-Term Inclusion

Increase in Sum Insured

Star Wellness Program

Availability of Mid-Term Inclusion

By paying additional premium amount, Star Health Young star Policy allows the policyholder to include additional family members such as a newly wedded spouse, a newborn child, or a legally adopted kid. The Insurance Provider should be intimated about the same within 45 days (90 days in case of a newborn child) from the date of occurrence.

Increase in Sum Insured in case of Road Traffic Accident

If in case the life insured falls victim to a road traffic accident, leading to in-patient hospitalization, (s)he will receive a 25% increase in their basic Sum Insured. The increase in the amount is capped at 10 Lakhs.

Star Wellness Program

Under this program, policyholders are rewarded for leading a healthy lifestyle with discounted premiums against the wellness points earned by them. The table below highlights the discount on premiums applicable.

Wellness Points200-350351-600601-750751-1000
Discounts2%5%7%10%

Young Star Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under the Young Star policy:

Expenses related to the surgical treatment of obesity

Expenses related to change-in-gender related treatment

Expenses for cosmetic or plastic surgery

Infertility and in vitro fertilization

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Listed ailments after 12 Months

Pre-existing diseases after 12 Months

Young Star Premium

To give you an estimation of the premium amounts you would pay under this plan, we have presented a premium illustration for both Silver and Gold variants based on different SI amounts and 1 year policy term.

Young Star Silver Plan

Sum Insured options (in Rs.)Sample Annual Premium (1A)Sample Annual Premium (2A)
3 Lakhs3,941NA
10 Lakhs7,13311,470
25 Lakhs11,32817,983
50 Lakhs13,48221,423
1 Crore16,89826,898

Young Star Gold Plan

Sum Insured options (in Rs.)IndividualFamily Floater (2 Adults)
3 Lakhs5,198NA
10 Lakhs8,39012,479
25 Lakhs12,59118,992
50 Lakhs14,73822,432
1 Crore18,16027,907

Explore other Star Health Plans

To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans. Along with Young Star Policy, there are other 21 health plans to choose from. Take a look below to explore more:

A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.

Unique Features

  • Coverage for Modern Treatments
  • Coverage during Pregnancy
  • Preventive Health Check Up

Star Women Care Plan(Pros)

  • Designed for Women's Care
  • Cancer cover optional
  • Bariatric Surgery Cover
  • Mid-term inclusions
  • High SI

Star Women Care Plan (Cons)

  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Women Care Plan (Other Benefits)

  • 10% long-term discount
  • 10% Air Ambulance Cover
  • Pain Management Cover
  • Assisted Reproduction
  • Automatic Restoration

Star Women Care Plan (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 75 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.

Unique Features

  • Accidents and non-cardiac ailments
  • Day care procedure
  • No pre-acceptance Medical test

Star Cardiac Care Policy (Pros)

  • Flexible Product
  • Personal Accident Cover
  • 2 Plan Variants
  • Road Ambulance
  • Day Care Procedures

Star Cardiac Care Policy (Cons)

  • 10% Co-Payment
  • PED
  • Cosmetic Surgery
  • Obesity Treatment
  • Change of Gender Treatments

Star Cardiac Care Policy (Other Benefits)

  • Personal Accident Cover
  • Heart Transplantation
  • OPD expenses Cover
  • Modern Treatment Cover
  • COVID-19 Cover
  • Cataract Cover

Star Cardiac Care Policy (Eligibility Criteria)

  • Entry Age - 10 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 4 L
  • Waiting Period - 30 Days

This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.

Unique Features

  • No pre-medical Test
  • Only 16 days of Waiting Period
  • Low premium amount

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

  • Automatic Restroration of SI
  • Instant Recharge UPTO 30% of SI
  • New born baby cover from 16th day

Family Health Optima Policy (Pros)

  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Family Health Optima Policy (Cons)

  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Family Health Optima Policy (Other Benefits)

  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Family Health Optima Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

This policy is designed to provide complete protection against all health care eventualities to you and your family.

Unique Features

  • Avail free health check-ups
  • Hospital Cash Benefit
  • 100% Automatic Restoration

Star Comprehensive Plan (Pros)

  • 99.6% CSR
  • Up to 1 Cr SI
  • Maternity Cover
  • New Born Baby Cover
  • Road and Air Ambulance

Star Comprehensive Plan (Cons)

  • No Global Coverage
  • No IVF Treatment
  • No compassionate Travel
  • HIV/AIDS not covered

Star Comprehensive Plan (Other Benefits)

  • Individual and family floater
  • Mid-term inclusion available
  • Accidental Death
  • Permanent Total Disablement
  • Star Wellness Program

Star Comprehensive Plan (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.

Unique Features

  • Guaranteed Lifelong renewals
  • No Pre-acceptance Medical test
  • Availability of Instalment Facility

Senior Citizens Red Carpet Policy (Pros)

  • Individual & family floater plan
  • Flexible SI
  • Road Ambulance Cover
  • ICU cover
  • Health Check-up cover

Senior Citizens Red Carpet Policy (Cons)

  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Senior Citizens Red Carpet Policy (Other Benefits)

  • Flexible-Premium Payment
  • Cataract Treatment available
  • Modern treatment cover
  • No pre-policy checkup
  • OP Consultation

Senior Citizens Red Carpet Policy (Eligibility Criteria)

  • Entry Age - 60 Years
  • Max Entry Age - 75 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.

Unique Features

  • All Daycare procedure
  • Pre and Post Hospitalization
  • Organ Donor Expense

Star Super Surplus Policy (Pros)

  • Flexible Policy
  • Avail Long Term Discount
  • Cover family up to 2A+3C
  • Lifelong renewal
  • 2 Plan variants

Star Super Surplus Policy (Cons)

  • Includes Deductibles
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Super Surplus Policy (Other Benefits)

  • Avail e-opinions
  • Star Wellness Services
  • Recharge benefit
  • Air Ambulance
  • No pre-policy Medical check-up

Star Super Surplus Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.

Unique Features

  • Room rent up to 5K/day
  • Modern treatments covered
  • 20% rural discount available

Arogya Sanjeevani Policy (Pros)

  • Affordable Plan
  • 50% No Claim Bonus
  • Flexible Policy
  • Day Care Procedures Covered
  • Up to 25% of SI for Cataracts

Arogya Sanjeevani Policy (Cons)

  • 5% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • Lifelong Renewal
  • Road Ambulance Cover
  • Day Care Procedures Covered
  • AYUSH treatment Cover
  • Rural Discount

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 10 L
  • Waiting Period - 30 Days

Star Cancer Care Gold (Pilot Product)

Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)

Unique Features

  • Pre-hospitalization (30 days)
  • All daycare procedure
  • Nursing Expense

Corona Kavach Policy

It covers the cost of hospitalization if the policyholder tested positive for COVID-19.

Unique Features

  • AYUSH Treatments
  • Home Care Treatment
  • No pre-medical screening test

Corona Rakshak Policy

This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.

Unique Features

  • No pre-medical screening test
  • Sum insured: INR 50K to 2.5Lakhs
  • Only 15 days Waiting Period

Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.

Unique Features

  • Modern Treatment Covered
  • Non-allopathic Treatment
  • Coverage Medicine and drugs cost

Star Diabetes Safe Insurance Policy

Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.

Unique Features

  • 30 days waiting period
  • Automatic restoration of Sum Insured
  • Outpatient Expenses

Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.

Unique Features

  • All Daycare procedures
  • Coverage for Modern Treatment
  • Outpatient Expense

Star Health Gain Policy (Pros)

  • Day Care Procedures Covered
  • Road Ambulance Available
  • Modern Treatments Available
  • Outpatient Benefit

Star Health Gain Policy (Cons)

  • 20% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Health Gain Policy (Other Benefits)

  • Up to 60k Cataract cover
  • Room Rent Cover
  • ICU Cover
  • Wide SI options
  • Flexible Premiums

Star Health Gain Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.

Unique Features

  • All Daycare procedures
  • Automatic Restoration
  • Domiciliary hospitalization

Medi Classic Policy (Individual) (Pros)

  • Plan Variants Available
  • Customizable Plan
  • Hospital-Cash Benefit
  • 5% Family Discount
  • Organ Donor Cover

Medi Classic Policy (Individual) (Cons)

  • 10% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Medi Classic Policy (Individual) (Other Benefits)

  • New Born Baby Cover
  • 100% Super Restoration
  • Up to 100% No-claim Bonus
  • Psychiatric coverage
  • Patient Care Cover

Medi Classic Policy (Individual) (Eligibility Criteria)

  • Entry Age - 16 Days
  • Max Entry Age - 65 Years
  • SI - 1.5 L to 25 L
  • Waiting Period - 30 Days

Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.

Unique Features

  • No Pre-medical test
  • Nursing Expense
  • Emergency Ambulance Charges

Star Special Care Policy (Pros)

  • Modern Treatment Available
  • Day Care Procedures Available
  • Ambulance cover
  • Room rent cover
  • Shared Accommodation cover

Star Special Care Policy (Cons)

  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Pre-existing Diseases

Star Special Care Policy (Other Benefits)

  • Treatment of Seizures
  • Behavioral Therapy Cover
  • Speech Therapy Cover
  • Occupational Therapy Cover
  • Adeno Tonsillectomy

Star Special Care Policy (Eligibility Criteria)

  • Entry Age - 3 Years
  • Max Entry Age - 25 Years
  • SI - 3 L
  • Waiting Period - 30 Days

An individual and floater basis rural plan with SI of 1 lakh and 2 lakh respectively. Comes with installment on premiums and lifelong renewal.

Unique Features

  • Day care procedures
  • Modern treatments
  • Cataract treatment

Micro Rural and Farmers Care (Pros)

  • Designed for Farmers
  • Flexible Policy
  • Day Care Procedures
  • Flexible Payment Options
  • PED cover available

Micro Rural and Farmers Care (Cons)

  • 20% co-pay
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Micro Rural and Farmers Care (Other Benefits)

  • No Pre-policy medical checkup
  • Modern Treatments Covered
  • Lifelong Renewal
  • Up to 15k Cataract Cover
  • ICU cover

Micro Rural and Farmers Care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L - 2 L
  • Waiting Period - 30 Days

An OPD coverage policy with an individual and family floater option and 4 SI variants. Comes with 3 plan variants: Silver, Gold and Platinum.

Unique Features

  • Diagnostics and physiotherapy
  • Pharmacy
  • Ophthalmic cover

Star Out Patient Care (Pros)

  • Cover up to 6 family members
  • 3 Plan variants available
  • Dental Cover available
  • Physiotherapy cover
  • Pharmacy cover

Star Out Patient Care (Cons)

  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Breach of law

Star Out Patient Care (Other Benefits)

  • Dental Treatments Available
  • AYUSH Treatments Available
  • Ophthalmic Treatment
  • Outpatient Consultation
  • Renewal Discounts

Star Out Patient Care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 50 Years
  • SI - 25k - 1 L
  • Waiting Period - 30 Days

An accidental coverage policy for individuals and families and comes with high sum insured. The policy gives cumulative bonus and multiple discounts.

Unique Features

  • Educational grant
  • Vehicle/Residence modification
  • Imported medicines

Young Star Plan: FAQs

1. What is a Road Traffic Accident (RTA) Benefit under Young Star insurance policy?

Under Young Star Health plan, the policyholder will get the benefit of 25% increase in the Sum Insured subject to a maximum of 10 Lakhs in case insured person meets with a Road Traffic Accident resulting in in-patient hospitalization.

2. How can I pay my premiums for Young Star policy?

Under Young Star, one can pay their premium Quarterly, Half-yearly, Annually, Biennial, Triennial.

3. Are there any Discounts available under Young Star?

If an individual avails of this policy prior to turning 36 years, and continues to renew the policy till the age of 40, the insured is liable to receive a discount of 10%* on the premiums applicable on subsequent renewals.

4. Can I port my Star Health Young Star policy to any other health plans offered by any other company?

Young Star offers the portability option to switch from star health to any other health insurance company by applying 30 days before the current policy expires.

5. What if my sum insured of the Young Star insurance policy as well as restoration benefit is exhausted?

When the sum insured and restoration benefit of your Young Star Health Insurance policy is exhausted then it will immediately terminate.

6. Can I cancel my star health Young Star insurance policy?

Yes, there are 15 days of the free-look period from the date of receipt of the policy to review the terms & conditions of the policy. You can return the policy in between these 15 days. This free-look period is only applicable on new health insurance policies.

7. What is the maximum number of claims I can make under the Star Young Star Health Insurance plan?

Young Star Plan allows you to make unlimited claims, provided your sum insured limit is not exhausted. If you have exhausted the limit of your plan, then you cannot make any other claims.

8. Does Star Health’s Young Star plan offer maternity coverage?

No, the plan does not offer coverage against maternity expenses.

9. What is the Young Star plan?

The young Star plan by Star Health Insurance company is designed for individuals aged between 18 and 40 years who want financial protection from medical emergencies.

Star Health Insurance Policy Review

Read what customers think about the Star Health Insurance Policy.

Customer Review Image

Kartik Mehta

Guwahati

October 6, 2023

I m a loyal customer of Star Health Insurance through Policyx.com. Their service is consistently excellent.

Customer Review Image

Karishma Sharma

Chandigarh

October 6, 2023

The peace of mind that comes with Star Health Insurance is priceless. Policyx.com helped me make the right choice.

Customer Review Image

Kajal Verma

Meerut

October 6, 2023

I ve had a few claims with Star Health Insurance, and the process was smooth thanks to Policyx.com s guidance.

Customer Review Image

Juhi Desai

Allahabad

October 6, 2023

Policyx.com s team patiently explained the terms and conditions of Star Health Insurance, ensuring I was well-informed.

Customer Review Image

Ishaan Chawla

Mumbai

October 6, 2023

I was pleasantly surprised by the affordable premiums for Star Health Insurance through Policyx.com. Great value for money!

Customer Review Image

Indira Rana

Mumbai

October 6, 2023

Star Health Insurance has been a lifesaver for my family, and Policyx.com made the enrollment process a breeze.

Customer Review Image

Hitesh Patel

Chennai

October 6, 2023

I had a great experience purchasing Star Health Insurance through Policyx.com. It was quick and hassle-free.

Customer Review Image

Geeta Nair

Bhopal

October 6, 2023

Policyx.com s comparison tool is a game-changer. I found the perfect Star Health Insurance policy that fits my needs.

View All Star Health Insurance Reviews