Star Micro Rural and Farmers Care
To cater to the healthcare needs of people living in rural areas, Star Health has designed a health plan called Star Micro Rural and Farmers Care. It ensures that the individuals and their families living in rural areas do not have to compromise on their health and offers complete support when they are hospitalized due to an illness or an accident.
Eligibility Criteria of Star Micro Rural and Farmers Care
| Minimum Entry Age | Adults: 18 Years
Dependent Children: 12 months |
| Maximum Entry Age | Adults: 65 Years
Dependent Children: 25 years |
| Sum Insured Options | Rs. 1,00,000 for Individual and Rs. 2,00,000 for Floater |
| Policy Year | 1 Year |
**Last Updated on July, 2021
Sample Illustration of Premium Amount Payable for Star Micro Rural and Farmers Care
As we have already discussed the premium amount available with Star Micro Rural & Farmer Care, let's now explore the premium amount one has to pay under the same. We have assumed the policyholder to be 25 years of age and have indicated the respective premiums against the indicated sum insured and types.
| Plan Type | Individual
Sum Insured: 1 Lakhs | Floater
Sum Insured: 2 Lakhs |
| Premium Amount (in Rs.) | 2,047 | 3,286 |
**Last Updated on July, 2021
Graph Showing The Premium Amount Payable under Star Micro Rural and Farmers Care
What Does Star Micro Rural and Farmers Care Cover?
To make healthcare convenient for people living in rural areas, Star Micro Rural and Farmers Care offers wide coverage to its customers. Have a look:
| Pre-Acceptance Medical Screening | Not Required |
| Installment Facility | Available, premiums can be paid Monthly, Quarterly, Half-yearly. Premium can also be paid Annually |
| Room, boarding, nursing expenses | Covered, up to 1% of Sum Insured per day |
| Expenses incurred on treatment of Cataract | Covered up to Rs. 10,000/- per eye and up to Rs. 15,000/- per policy period |
| Day Care Treatments | Covered |
| Modern Treatments | Covered |
| Co-payment Clause | Available |
| Waiting Period | 30 days except for accidents
6 months - Specified diseases/illness/ailments.
6 months - Pre-existing Diseases |
**Last Updated on July, 2021
What Does Star Micro Rural and Farmers Care Not Cover?
- Change-of-Gender treatments
- Cosmetic or Plastic Surgery
- Injuries incurred while indulging in any hazardous or adventure sports
- Expenses related to the surgical treatment of obesity or weight control
- Any hospitalizations which are not medically necessary
Buying Process
Star Health Insurance Buying Process
- Visit the official website of the company and click on the 'Buy Now' tab.
- Fill in all the necessary details.
- Once you have selected the plan of your choice, make the premium payment.
- Your policy document will be mailed to you at your registered email address.
We, at PolicyX.com can provide a dedicated agent by your side during the claim settlement process. Below is its buying process.
- Fill in the details in the 'Calculate Premium' form.
- The next page will show all the available plans. Choose the best Star health plan and click on 'Buy Now'.
- Pay the premium and your policy document will be shared with you on your registered email.
Star health insurance company is one of the most trusted brands and my experience has been good with the insurer.