Rural Micro Health Insurance

Star Health and Allied Insurance Company Limited

A large part of Indian population lives in the rural areas and they have limited facilities related to health. The major problem in the rural areas is that they don't have sufficient funds to get quality health treatment, if they ever fall. In such type of cases, they take loans at heavy interest. A health insurance plan is the right solution for them which helps them in getting quality and affordable treatment.

Benefits and Features


  • Covers hospitalization costs

  • Covers Pre and post hospitalization charges

  • Cashless benefit

  • No claim bonus

  • Provides coverage on pre-existing and specific day care procedures

  • Tax benefit

  • Blood cost coverage

  • Free medical consultation with an expert through phone 24X7

expert view

Expert View

It is a good product that also helps in the overall growth of the country. This plan is specially made for the citizens of rural areas where the health facilities are limited. With this, even they can afford treatment at good medical facilities.

expert view

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What it covers?


  • Hospitalization Expenses: it covers hospitalization charges such as anesthetist, surgeon, Consultants, Medical Practitioner Specialist Fees, Medicines and Drugs charges. However, minimum 24 hours hospitalization is necessary.

  • Pre existing disease: it covers pre- existing diseases after completion of 48 months of the medical plan

  • Pre and post hospitalization expenses as per the norms

  • Covers the Cost of blood, oxygen, diagnostic expenses, pacemakers, artificial limbs, medicines and drugs, etc.

Required Documents and Eligibility

The plan covers a child of 5 months to an adult of 65 years age group. You can buy this policy in an individual form and family package as well.

Necessary documents that you need to submit are age proof, ID proof, address proof and passport size photos.