Star Rural Micro Health Plan

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Star HealthMicro Rural and Family CarePlan?

Under Star HealthMicro Rural and Family CarePlan, the room rent is covered up to 1% of the SI.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Under this plan, ICU charges are covered.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Star HealthMicro Rural and Family CarePlan?

प्री-हॉस्पिटलाइज़ेशन खर्च इस प्लान के तहत कवर नहीं किए जाते हैं

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Post-Hospitalization expenses are not covered under this plan.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Under Micro Rural and Family Care Plan, domiciliary hospitalizations is not covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Star HealthMicro Rural and Family CarePlan?

This plan covers the expenses of all daycare procedures.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Not covered under the plan.

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Star HealthMicro Rural and Family CarePlan?

COVID-19 treatment cover is not available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under Star HealthMicro Rural and Family CarePlan?

The plan covers up to Rs. 10,000/- per eye and up to Rs. 15,000/- per policy period

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Star HealthMicro Rural and Family CarePlan?

No claim bonus is not available under this plan

Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Automatic restoration is not available under this plan.

Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Under the plan, Organ Donor expenses are not covered

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under Star HealthMicro Rural and Family CarePlan?

Not available

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Not Covered.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Not Covered

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Not available

Any kind of medical/health emergency when you are outside of India.

Coverage status under Star HealthMicro Rural and Family CarePlan?

Not available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Star HealthMicro Rural and Family CarePlan?

The plan does not cover the expenses for E-consultation.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under Star HealthMicro Rural and Family CarePlan?

The plan does not cover the expenses for Second Medical Opinion .

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Star Comprehensive Plan?

Co-payment is only applicable if the policyholder is above 61 years.