To cater to the healthcare needs of people living in rural areas, Star Health has designed a health plan called Star Micro Rural and Farmers Care. It ensures that the individuals and their families living in rural areas do not have to compromise on their health and offers complete support when they are hospitalized due to an illness or an accident.
| Minimum Entry Age | Adults: 18 Years Dependent Children: 12 months |
| Maximum Entry Age | Adults: 65 Years Dependent Children: 25 years |
| Sum Insured Options | Rs. 1,00,000 for Individual and Rs. 2,00,000 for Floater |
| Policy Year | 1 Year |
**Last Updated on July, 2021
As we have already discussed the premium amount available with Star Micro Rural & Farmer Care, let's now explore the premium amount one has to pay under the same. We have assumed the policyholder to be 25 years of age and have indicated the respective premiums against the indicated sum insured and types.
| Plan Type | Individual Sum Insured: 1 Lakhs | Floater Sum Insured: 2 Lakhs |
| Premium Amount (in Rs.) | 2,047 | 3,286 |
**Last Updated on July, 2021
Graph Showing The Premium Amount Payable under Star Micro Rural and Farmers Care
To make healthcare convenient for people living in rural areas, Star Micro Rural and Farmers Care offers wide coverage to its customers. Have a look:
| Pre-Acceptance Medical Screening | Not Required |
| Installment Facility | Available, premiums can be paid Monthly, Quarterly, Half-yearly. Premium can also be paid Annually |
| Room, boarding, nursing expenses | Covered, up to 1% of Sum Insured per day |
| Expenses incurred on treatment of Cataract | Covered up to Rs. 10,000/- per eye and up to Rs. 15,000/- per policy period |
| Day Care Treatments | Covered |
| Modern Treatments | Covered |
| Co-payment Clause | Available |
| Waiting Period | 30 days except for accidents 6 months - Specified diseases/illness/ailments. 6 months - Pre-existing Diseases |
**Last Updated on July, 2021
Star Health Insurance Buying Process
We, at PolicyX.com can provide a dedicated agent by your side during the claim settlement process. Below is its buying process.
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