A large part of Indian population lives in the rural areas and they have limited facilities related to health. The major problem in the rural areas is that they don't have sufficient funds to get quality health treatment, if they ever fall. In such type of cases, they take loans at heavy interest. A health insurance plan is the right solution for them which helps them in getting quality and affordable treatment.
Benefits and Features
Covers hospitalization costs
Covers Pre and post hospitalization charges
Cashless benefit
No claim bonus
Provides coverage on pre-existing and specific day care procedures
Tax benefit
Blood cost coverage
Free medical consultation with an expert through phone 24X7
Expert View
It is a good product that also helps in the overall growth of the country. This plan is specially made for the citizens of rural areas where the health facilities are limited. With this, even they can afford treatment at good medical facilities.
What it covers?
Hospitalization Expenses: it covers hospitalization charges such as anesthetist, surgeon, Consultants, Medical Practitioner Specialist Fees, Medicines and Drugs charges. However, minimum 24 hours hospitalization is necessary.
Pre existing disease: it covers pre- existing diseases after completion of 48 months of the medical plan
Pre and post hospitalization expenses as per the norms
Covers the Cost of blood, oxygen, diagnostic expenses, pacemakers, artificial limbs, medicines and drugs, etc.
Required Documents and Eligibility
The plan covers a child of 5 months to an adult of 65 years age group. You can buy this policy in an individual form and family package as well.
Necessary documents that you need to submit are age proof, ID proof, address proof and passport size photos.
