Star Cardiac Care Platinum Plan

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Star Cardiac Care Platinum

Covered under Star Cardiac Care Platinum Plan

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Star Cardiac Care Platinum

Star Cardiac Care Platinum health plan covers pre-hospitalisation expenses for up to 30 days

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Star Cardiac Care Platinum

Star Cardiac Care Platinum health plan covers post-hospitalisation expenses for up to 60 days

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Star Cardiac Care Platinum

Not covered under Star Cardiac Care Platinum health insurance

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Star Cardiac Care Platinum

Covered under Star Cardiac Care Platinum health insurance

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under Star Cardiac Care Platinum

Covered as per the following sub-limits::

• For SI 5 L - INR 2,500
• For SI 7.5 L - INR 3,000
• For SI 10 L - INR 3,500
• For SI 2 Cr - INR 15,000
• For SI 15 L - INR 5,000

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Star Cardiac Care Platinum

Not covered

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Star Cardiac Care Platinum

Applicable, Up to 100% of SI

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Star Cardiac Care Platinum

Available once, equal to the Basic Sum Insured

It is a cash amount that you receive each day during the time of hospitalization..

Coverage status under Star Cardiac Care Platinum

Daily Hospital Cash is not covered under the Star Cardiac Care Platinum Plan

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Star Cardiac Care Platinum

Covers up to 200% of the Basic SI for heart transplantation.

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under Star Cardiac Care Platinum

Maternity expense coverage is not available under the Star Cardiac Care Platinum.

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under Star Cardiac Care Platinum

Ambulance charge is covered under the Star Cardiac Care Platinum Health Plan

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Star Cardiac Care Platinum

Air ambulance charges covered up to 200% of Basic Sum insured

Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

Coverage status under Star Cardiac Care Platinum

Not Applicable

Any kind of medical/health emergency when you are outside of India.

Coverage status under Star Cardiac Care Platinum

Not Applicable

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Star Cardiac Care Platinum

Covered under the Star Cardiac Care Platinum Health Plan

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under Star Cardiac Care Platinum

Covered under Star Cardiac Care Platinum Plan

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Star Cardiac Care Platinum

Covered as per section 3 (OPD Expense) under the Star Cardiac Care Platinum Health Plan.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Star Cardiac Care Platinum

Not Available

Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor's fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.

Coverage status under Star Cardiac Care Platinum

Not Applicable