Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the question comes to mind if I already have health insurance coverage, do I need to purchase a critical illness policy? The simple answer to this question is, the kinds of illnesses that are covered under critical illness policies are usually long-term and sometimes life-threatening.
Even a few days of being critically sick can lead to exorbitant hospital bills, making it hard to maintain a favourable standard of living. These illnesses have a debilitating effect on the patient’s life, translate to huge medical costs and leave the families struggling to meet daily expenses. In such situations, a critical illness insurance policy becomes the saviour, having critical illness insurance helps you to stay financially equipped as it guarantees financial security when an individual requires funds for both medical treatments and for supporting the family.
Star Health Insurance Plan Detailed Review
9 Best Critical Illness Insurance Plans
All about Star Health Insurance and Plans
Some of the key features that Star Health Critical Illness Plans provide are:
Star Health Insurance company is considered to be one of the most reliable options for health insurance plans in India. The critical illness insurance offered by Star Health Insurance comes with ample coverage and unique features that makes it a wise choice. Let us have a look at the plan.
Provides reimbursement of hospitalization expenses incurred due to illness or accidental injuries and provides a lump sum payout.
Unique Features
Star’s Critical Illness Insurance comes with the following benefits for policyholders.
Here is the eligibility criteria to buy Star Critical Illness Insurance.
The major critical illnesses covered under Star Critical Illness Insurance Policy are:
To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans. Along with Star Critical Illness Policy, there are other 21 health plans to choose from. Take a look below to explore more:
Comprehensive
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
Comprehensive
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
Youth-specific
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
Standard
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
Comprehensive
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
Flexible
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
Women Care
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
Senior Citizen
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
Top-up
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
Cardiac
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
Cancer care
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Autism Spectrum Disorder
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
COVID-19
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
COVID-19
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
COVID-19
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
No, Star Health Insurance for Critical Illness doesn’t offer coverage for any expenses incurred on Lasik or Refractive Error Correction.
Important factors before buying a critical health policy from Star Health Insurance company are:
Yes, the critical illness insurance from Star Health covers organ transplants.
Kartik Mehta
Guwahati
October 6, 2023
I m a loyal customer of Star Health Insurance through Policyx.com. Their service is consistently excellent.
Karishma Sharma
Chandigarh
October 6, 2023
The peace of mind that comes with Star Health Insurance is priceless. Policyx.com helped me make the right choice.
Kajal Verma
Meerut
October 6, 2023
I ve had a few claims with Star Health Insurance, and the process was smooth thanks to Policyx.com s guidance.
Juhi Desai
Allahabad
October 6, 2023
Policyx.com s team patiently explained the terms and conditions of Star Health Insurance, ensuring I was well-informed.
Ishaan Chawla
Mumbai
October 6, 2023
I was pleasantly surprised by the affordable premiums for Star Health Insurance through Policyx.com. Great value for money!
Indira Rana
Mumbai
October 6, 2023
Star Health Insurance has been a lifesaver for my family, and Policyx.com made the enrollment process a breeze.
Hitesh Patel
Chennai
October 6, 2023
I had a great experience purchasing Star Health Insurance through Policyx.com. It was quick and hassle-free.
Geeta Nair
Bhopal
October 6, 2023
Policyx.com s comparison tool is a game-changer. I found the perfect Star Health Insurance policy that fits my needs.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
You May Also Know About
*T&C Apply