Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the question comes to mind if I already have health insurance coverage, do I need to purchase a critical illness policy? The simple answer to this question is, the kinds of illnesses that are covered under critical illness policies are usually long-term and sometimes life-threatening.
Even a few days of being critically sick can lead to exorbitant hospital bills, making it hard to maintain a favourable standard of living. These illnesses have a debilitating effect on the patient’s life, translate to huge medical costs and leave the families struggling to meet daily expenses. In such situations, a critical illness insurance policy becomes the saviour, having critical illness insurance helps you to stay financially equipped as it guarantees financial security when an individual requires funds for both medical treatments and for supporting the family.
Some of the key features that Star Health Critical Illness Plans provide are:
Star Health Insurance company is considered to be one of the most reliable options for health insurance plans in India. The critical illness insurance offered by Star Health Insurance comes with ample coverage and unique features that makes it a wise choice. Let us have a look at the plan.
Provides reimbursement of hospitalization expenses incurred due to illness or accidental injuries and provides a lump sum payout.
Unique Features
Star’s Critical Illness Insurance comes with the following benefits for policyholders.
Here is the eligibility criteria to buy Star Critical Illness Insurance.
The major critical illnesses covered under Star Critical Illness Insurance Policy are:
To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans. Along with Star Critical Illness Policy, there are other 21 health plans to choose from. Take a look below to explore more:
Comprehensive
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
Comprehensive
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
Youth-specific
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
Standard
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
Comprehensive
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
Flexible
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
Women Care
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
Senior Citizen
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
Top-up
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
Cardiac
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
Cancer care
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Autism Spectrum Disorder
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
COVID-19
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
COVID-19
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
COVID-19
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
No, Star Health Insurance for Critical Illness doesn’t offer coverage for any expenses incurred on Lasik or Refractive Error Correction.
Important factors before buying a critical health policy from Star Health Insurance company are:
Yes, the critical illness insurance from Star Health covers organ transplants.
Ranjan Kumar Verma
Patna
March 5, 2023
मैने 2016 में PolicyX.Com से Health Insurance Online Purchase किया था। अà¤à¥€ 2021 से मैं STAR HEALTH का Policy continue किया हूà¤à...
sandeep singh
Chandigarh
January 12, 2023
Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...
Sanjay naraware
Pune
November 8, 2022
Sanjay nanaware here, first of all I appreciate Star Health for your punctuality, service, conversation and I really thanks to Mr.Sanchin pathavnkar who has suggest star health policy.
Ritesh
Delhi
June 2, 2022
Star health insurance company is one of the most trusted brands and my experience has been good with the insurer.
Himanshu Gada
Delhi
May 25, 2022
Star is a good company. I have bought 2 plans from this company. One for myself, and another for my parents. I am happy with both the plan. Thank you PolicyX.com for helping me to find this gre...
samarth wadhwa
Guwahati
March 14, 2022
Star is one of the topmost insurance companies and they prove it with their services and plans. They have plans for each family member of mine starting from my parents to my own family and even...
rachana singh
Ahmedabad
February 24, 2022
I am star health s customers from last 5 months where i have got best customer service. They have a huge list of network hospitals which keeps me relaxed that i can get cashless treatment
paridhi
Hyderabad
February 17, 2022
No doubt that why people recommended me this company. They are loyal towards their customers and help them in every possible way.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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