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Future Generali Insurance is a joint venture between two industry titans 'Future Group and 'Generali Group'. Future Generali Term Insurance Plans are instruments that offer you the chance to protect your family from financial adversaries in your absence and allowing them to lead a life without making any financial compromises.
The company was incorporated in September 2007 with the aim of providing retail, commercial, personal and rural insurance solutions to individuals and corporates to help them manage and mitigate risks. Future Generali is also one of the very few insurers who takes care not only of your family members but also offers health insurance for your pet.
Future Generali offers a variety of term insurance plans that offer protection to your loved ones. Future Generali Insurance has total assets under management of the value Rs. 5300 Crores, over 3 Million policies sold across India and 2.6+ Lakh claims settled per year.
Future Generali Term Plans are customizable with affordable premiums and loaded with features. Read further to explore more about Future Generali Term Insurance Plans.
Future Generali Insurance has established themselves as industry leaders over the years by showcasing record numbers and statistics that depict the mettle of their expertise in the insurance industry. They provide economical and smart insurance solutions, let us take a look at the brilliant policy makers key features:
To secure your family's needs, Future Generali Term Insurance offers five term insurance plans through online and offline modes from which you can choose a well-suited plan for yourself:
Comprehensive Plan
This term insurance plan offers two different options to choose from like life cover and life cover with an accidental death benefit.
Unique Features
Standard Plan
This policy will cover death due to accident only, during the waiting period of 45 days from the Date of Commencement of Risk.
Unique Features
Critical Illness Plan
Comes with several variants like life cover option, extra life cover option, life plus health cover option, and all-in-one cover option.
Unique Features
Protection Plan
The plan offers life cover up to the age of 75 years and lower premium rates for women and non-smokers with 4 payout options.
Unique Features
Standard Plan
Coverage in a single premium payment (at low costs). It helps the family of the life assured to deal with the liabilities in case of his/her unfortunate death.
Unique Features
Future Generali Accidental Benefit Rider is an optional rider that you can select with certain select plans and is available with Future Generali Flexi Online term plan. It further has two options:
It provides a minimum sum assured of Rs. 50,000.
To calculate Future Generali Term Insurance Premiums, policyholders can turn to Future Generali Term Insurance Premium Calculator or download their Term Plan brochure. It is an online tool that allows the policyholder to calculate their term plan premiums in advance.
Take a look below at some of the sample premiums of Future Generali Term plans:
Sum Assured (in Rs.) | 25 Lakhs | 50 Lakhs | 1 Crore |
Monthly Premium Payable(in Rs.) | 467 | 935 | 1,305 |
* Premiums calculated for a 30-year old, non-smoker male. Chosen plan option is "Life Cover only" with a premium payment term of 30 years and monthly premium payment frequency.
Sum Assured (in Rs.) | 15 Lakhs | 20 Lakhs | 25 Lakhs |
Monthly Premium Payable(in Rs.) | 512 | 683 | 854 |
* Premiums calculated for a 30-year old, non-smoker male. The chosen premium paying term and policy cover is of 10 years.
Age | Life Cover Option | Extra Life Cover Option | Life Plus Health Cover | All in one cover |
30 | Rs.7,032 | Rs.11,032 | Rs.18,396 | Rs.22,396 |
35 | Rs.9,863 | Rs.13,863 | Rs.26,880 | Rs.30,880 |
40 | Rs.14,611 | Rs.18,611 | Rs.39,769 | Rs.43,769 |
45 | Rs.22,138 | Rs.26,138 | Rs.63,565 | Rs.67,565 |
*Sample premium for a healthy non-smoker fully underwritten male lives (excluding applicable taxes, extra underwriting premium and modal loading, if any) with Policy Term of 25 years and Premium Paying Term of 25 years with Base Sum Assured of `1 crore, Accidental Death Sum Assured of `1 crore (if applicable), Critical Illness Sum Assured of `50 lakhs (if applicable).
Sum Assured (in Rs.) | 75 Lakhs | 1 Crore | 1.5 Crore |
Monthly Premium Payable(in Rs.) | 707 | 904 | 1,356 |
*Premiums calculated for a 30-year old, non-smoker male. Premiums are illustrated for a policy term and premium payment term of 45 years.
Age Band | Single Premium (exclusive of taxes) | |
500 | 750 | |
18-25 | 14,000 | 21,000 |
26-30 | 12,000 | 18,000 |
31-35 | 10,000 | 15,000 |
36-40 | 7,500 | 11,500 |
41-45 | 5,000 | 7,500 |
46-50 | N/A | 5,000 |
Future Generali Insurance allows you to buy a term insurance plan via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of the buying process.
**Once the payment is made, you will get a payment confirmation at your registered email address.
**Once the payment is made, you will get a payment confirmation at your registered email address.
Filing a claim for Future Generali Term Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Future Generali Term Plan, you need to follow the below-mentioned steps.
1. Claim Intimation
2. Claim Processing
3. Claim Decision
fgcare@futuregenerali.in
1800 220 233/ 1860 500 3333
(Available from 7:00 am to 10:00 pm IST)
See More Term Insurance Articles
See More Term Insurance Articles
The total period can range from 10-40 years.
If the policyholder is diagnosed with any of the pre-specified critical illnesses during the policy term, (s)he is liable to receive 25% of the sum assured immediately as a lump sum amount.
The extra amount will be adjusted against future premiums. The policyholder does not earn any interest on the excess premium paid.
PNB MetLife term plans come with a grace period of 30 days. If the premium is not paid within this period, the policy will lapse. In order to reactivate the plan again, the insured has to complete certain reinstatement requirements, which may include a few medical tests and additional charges.
No, Future Generali Flexi Online Term Plan does not provide coverage to children. The mandatory age at entry for the policy is 18 years.
You need to visit the official website of Future Generali Term Insurance and log in with your user ID and password. After logging in, you can see the 'Policy Details' tab. Click on it and you will be able to check your policy status.
OR
You can call the toll-free number 1800-102-2355 or write an email at claims.support@futuregenerali.in
Yes, the company has a mobile application named- FG Life - Customer App.
Yes, you can. You just need to pay a higher premium as compared to a non-smoker.
Yes, it's there. However, this benefit does not apply to the Single Premium payment option.
Read what our customers have to say about Future Generali term insurance company
navneet dubey
Agra
February 24, 2022
i am only earning member of my family so term insurance is very important for me. I checked about this company and asked my friends and relatives and they all gave me good response about them. ...
mayank batra
Dehradun
February 24, 2022
I am a retired army officer who saved money in their retirement plan. This month, the company paid me my money saved with them. I am so happy that i made a right choice.
Lokesh Kumar
Jaipur
September 21, 2021
FutureGenerali is a very good company. I really love this company and the way it helped me is amazing.
Akash Sharma
Hyderabad
September 20, 2021
I have never seen a company like future generali that is committed to its customers. Happy to chose future general life insurance.
Amir Saifi
Raipur
September 16, 2021
bought a plan from future generali...I am thankful for the quick claim settlement and must appreciate that they have best customer support team
Kamal
Ahmedabad
July 12, 2021
Very happy with the company. Customer care is very supportive. I would definitely recommend everyone to go for this company if they are looking for life insurance policy.
Ahmed
Delhi
July 12, 2021
I bought this life insurance plan a year ago. I am quite happy with the policy. All plans offers smart benefits
Ankit Singhal
Delhi
May 12, 2021
Thanks to my sister in law who told me to buy term insurance from Future generali company and I m very happy with my decision. this company is great and offers good service.
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