- Affordable Premiums
- Choice of Payout Option
- Tax Benefits
Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.
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Updated on Apr 25, 2025 7 min read
Tata AIA 1 Crore Term Insurance Plan
Tata AIA is one of the leading life insurers with a market share of approximately 27% in the life insurance business. Tata AIA 1 crore term insurance plan offers a sum assured of Rs 1 crore to your family in case of your death during the policy tenure. There are various term plans offered by Tata AIA, but only a few plans offer 1 crore coverage. The different Tata AIA 1 crore term plans include Tata AIA Maha Raksha Supreme, Tata AIA Sampoorna Raksha Supreme, and Tata AIA SRS Vitality Protect.
Buying a 1 crore Tata AIA term insurance offers a lot of benefits, including financial security, tax benefits, affordable premiums, high sum assured discounts, etc.
1 Crore Term Plans By Tata AIA Life Insurance
Here are the term plans offered by Tata AIA Life Insurance that offer 1 crore coverage:
| Plan Name | Entry Age | Maturity Age | Policy Tenure | Unique Features |
| Tata AIA Sampoorna Raksha Promise Plan | 18 to 65 years | 100 years | Minimum- 1 year Maximum- 84 years |
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| Tata AIA Maha Raksha Supreme | 18 to 70 years | 80 years | Minimum- 10 years Maximum- 40 years |
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| Tata AIA SRS Vitality Protect | 18 to 65 years | 100 years | Minimum- 10 years Maximum- 82 years |
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1 Crore Term Insurance Tata AIA: Overview
Below is the overview of 1 crore term insurance plans offered by Tata AIA to give you a better clarity of these plans.
Tata AIA Sampoorna Raksha Promise Plan
Tata AIA Sampoorna Raksha Supreme is a 1 crore pure protection plan that offers financial protection to your loved ones in case of your death during the policy term. This plan offers four variants for the policyholders to choose from- Life Promise, Life Promise Plus, Joint Life Promise, and Joint Life Promise Plus.
Why Buy Sampoorna Raksha Promise Plan?
- Flexibility to opt plan variant of your choice.
- Choice of death benefit payout options, including lump sum, regular payouts, or a combination of both.
- Instant payout (within 24 hours) on claim intimation.
- Multiple premium payment options include monthly, quarterly, half-yearly, and yearly.
- Cover continuance benefit under the joint life plan options.
Tata AIA Maha Raksha Supreme
Tata AIA Maha Raksha Supreme is a term insurance plan that allows you to increase the life cover at various stages of life, such as marriage, childbirth, etc. You also have the option to delay your premium payment by up to 12 months with the Flexi pay benefit.
Why Buy Tata AIA Maha Raksha Supreme?
- Enhance your plan coverage with Education Secure to protect your child’s future.
- Waiver of premium in case you are diagnosed with any of the critical illnesses mentioned in the policy brochure.
- Lower premiums for female policyholders.
- Option to renew your policy at the time of maturity (applicable for a maximum of 5 times).
- Cover continuance benefit under the joint life option.
Tata AIA SRS Vitality Protect Plan
Tata AIA SRS Vitality Protect Plan is a combination of the Sampoorna Raksha Supreme Plan and Vitality Protect (a health rider). This plan offers built-in wellness programs unlike any other term insurance plan. Moreover, you are rewarded for maintaining a healthy lifestyle.
Why Buy Tata AIA SRS Vitality Protect Plan?
- Provides coverage against 40 critical illnesses, including cancer and cardiac conditions.
- Free health check-up so that you can maintain a healthy lifestyle.
- Discount on premiums.
- Terminal illness coverage.
- Additional riders to enhance your coverage.
Features of 1 Crore Tata AIA Term Plan
Here are the features of 1 crore Tata AIA term insurance plans:
Simple and Easy to Understand
A 1 crore term insurance plan is the simplest form of life insurance policy that you can buy to secure your family’s financial future.Choice of Rider Options
You can choose additional riders with your 1 crore term policy to enhance the overall coverage. There are various rider options offered by Tata AIA, including a waiver of premium rider, an accidental death benefit rider, a critical illness rider, etc.Special Discounts for Women and Non-smokers
Women and non-smokers get exclusive discounts on Tata AIA 1 crore term insurance premium prices. You can avail of this discount on the purchase of a plan from the Tata AIA website or PolicyX.com.Multiple Premium Payment Options
Tata AIA 1 crore term insurance plans offer multiple premium payment options for the policyholders to choose from, including monthly, quarterly, half-yearly, and yearly.Affordable Premiums
The premiums of a Tata AIA 1 crore term insurance policy are affordable. You can buy a 1 crore term insurance from Tata AIA at monthly premiums of just Rs 501/-.
Benefits of Tata AIA 1 Crore Term Plan
Tata AIA 1 crore term insurance offers multiple benefits to the policyholders and their loved ones. Let’s understand these benefits in detail:
Death Benefits
Tata AIA 1 crore term insurance offers 1 crore to your family in case of your unfortunate death during the policy term. Your family can use this amount to cover their expenses and live a comfortable life.Tax Benefits
Buying a Tata AIA 1 crore term insurance plan offers tax benefits of up to Rs 1.5 lakhs annually under Section 80 (C) of the Income Tax Act, 1961.Peace of Mind
1 crore term insurance by Tata AIA offers you peace of mind as your family is financially safe even in your absence.Loan Coverage
You might have taken a loan to cover your financial needs or emergencies. A 1 crore term insurance plan by Tata AIA ensures that the loan amount does not become a burden for your family in your absence.Financial Safety Net for Dependents
Tata AIA 1 crore term insurance is a safety net for your dependents in your absence, as it ensures that your family can live a comfortable life even in your absence.
Documents Required to Buy A Tata AIA 1 Crore Term Plan
To buy a Tata AIA Life 1 crore term insurance, you have to provide certain documents as proof of identity, income, and residence. We have provided below the list of required documents.
| Types of Documents | Documents |
| Identity Proof (Any one) | Passport, Voter ID, Aadhaar Card, PAN Card |
| Income Proof | If salaried - Last 3 months’ salary slips and bank statements having salary credit information. |
| If self-employed, the last 3 years with the Computation of Income (COI). | |
| Address Proof (Any one) | Water Bill, Telephone Bill, Aadhaar Card, Rent Agreement, Electricity Bill |
| Medical Proof | The latest medical test reports allocated by the insurer |
How to Buy Tata AIA Life 1 Crore Term Plan?
You can buy a Tata AIA 1 crore term insurance plan either from PolicyX.com or the insurer’s website.
Buying From PolicyX.com
Step 1: Visit the PolicyX website.
Step 2: Select your age, gender, city, annual income, name, and mobile number.
Step 3: Choose your date of birth, education qualification, occupation, and smoking habits. Then click on ‘Continue’.
Step 4: Choose your coverage amount as 1 crore and company as ‘Tata AIA Life Insurance’.
Step 5: The list of 1 crore Tata AIA term plan will be displayed on your screen.
Step 6: Step 6: Choose a plan that best suits your needs and make the premium payment.
Once payment is made, you will shortly receive the payment receipt.
Buying From the Insurer’s Website
You can buy the Tata AIA 1 crore term insurance policy from their website or one of TATA AIA’s official branch offices.
Conclusion
In today’s fast-paced world, where inflation is reaching new heights, buying a 1 crore term insurance helps your dependents live a comfortable life in your absence. A 1 crore term plan by Tata AIA is an ideal choice for someone looking to secure their family’s financial future. You can use the PolicyX.com term insurance calculator to calculate your premiums.
If you are still confused about which Tata AIA 1 crore term insurance plan is best, you can contact us at PolicyX.com or call us at 1800-420-0269.
We offer No Spam, No Gimmicks, Only Xpert Insurance Advice.
FAQs: Tata AIA 1 Crore Term Insurance
1. What is Tata AIA 1 crore term insurance?
Tata AIA 1 crore term plan offers a sum assured of Rs 1 crore to your family in case of your uncertain death during the policy tenure.
2. Who should buy a Tata AIA 1 crore term plan?
Any individual who wants to secure the financial future of their loved ones must buy a Tata AIA 1 crore term insurance plan.
3. How to buy a Tata AIA 1 crore term insurance?
You can buy a Tata AIA 1 crore term insurance either from their official website or PolicyX.com
4. How much does Tata AIA 1 crore term insurance cost?
The premiums of Tata AIA 1 crore term insurance start at just Rs 501/- per month.
5. Can we trust Tata AIA term insurance?
Yes, Tata AIA is one of the leading term insurance companies with a good track record, with a CSR of 99.13% for 2023 - 2024.
Other Term Insurance Companies
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Written By: Himanshu Kumar
Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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