You can avail of loans up to 80% of Surrender Value subject to a minimum loan amount of Rs. 10,000.
For all policies including those under the Non-Resident Indian Insurance Scheme, the claim amount cannot be repatriated out of India.
Yes, you can surrender your policy before maturity. However, once the surrender value is paid, your policy will get terminated. The surrender value of your policy will solely depend upon the plan and benefits chosen by the policyholder.
The riders available by Kotak Life Insurance are:
A policyholder has the option to return the original policy within 15 days from the date of receipt of the policy. And yes, a free look period is available on all policies.
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Last updated on August, 2021
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