1 Crore Health
Insurance
  • 5 Best 1 Crore Health Insurance Plans
  • Why To Choose High Coverage?
  • Benefits of 1 Cr. Health Insurance Policy
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1 Crore Health Insurance Plan

Health Insurance in today's time is no less than a necessity, especially when there has been an exponential rise in the number of life-threatening diseases in India. To secure yourself and your family from life's uncertainty, it is imperative to choose a health plan with a high sum insured. With a health insurance plan of Rs. 1 Crore, you can ensure financial protection for your family members.

Unlike other health plans, these plans offer in-patient hospitalization coverage along with several other benefits such as global coverage, air ambulance coverage, coverage against organ donor expenses, second medical opinion and many more.

Choosing the most suitable 1 Crore Health Insurance Plan for yourself from a pool of best health insurance plans can be a daunting task. To make it easier for you, we have mentioned some of the health insurance plans that offer coverage of up to 1 Crore. Have a look at the below section:

List of 1 Crore Health Insurance Policies

Activ Health Platinum is a comprehensive health insurance plan that offers comprehensive coverage against medical bills. The plan comes with access to Chronic Management Program.

Unique Benefits

  • Chronic illnesses covered from Day1
  • Modern treatments covered
  • Double coverage after 2 claim-free years

A comprehensive plan with 3 different variants and up to 1 Cr sum assured covering medical treatment expenses incurred during hospitalization resulting from serious illness or accident.

Unique Features

  • Avail Discounts
  • Maternity cover available
  • Organ Donor expenses covered

A comprehensive health plan for individuals and families, offering a wide range of sum insured options ranging from 3 Lakhs to 6 Crores along with global coverage benefit.

Unique Benefits

  • In-built maternity cover
  • No upper age limit for enrollment
  • Coverage for modern treatments

Kotak Health Care

Kotak Health Care protects you and your family financially against medical emergencies. The plan comes in three variants- Excel, Platinum and Prime.

Unique Features

  • Enhanced coverage
  • Free Annual Health Check-ups
  • Lifetime Renewability

A complete health insurance policy that covers you and your family with a wide range of SI (3 Lakhs to 1 crore) and keeps giving you more benefits.

Unique Features

  • Covers up to 6 members
  • Unlimited SI restoration
  • Coverage for modern treatment

A comprehensive health plan that comes with 3 variants and up to 1.5 crores Sum Insured.

Unique Features

  • Preventive healthcare & wellness services
  • No capping on room rent
  • Worldwide Emergency Hospitalization

A comprehensive health insurance plan that comes with a number of amazing benefits and discounts. The plan offers a wide range of sum insured from Rs. 3 Lacs to Rs. 1 crore.

Unique Features

  • No Sub-limits on benefits
  • Robotic surgery for quick recover
  • 90 days free cancellation

This policy is designed to provide complete protection against all health care eventualities to you and your family.

Unique Features

  • Health check-ups for claim-free years
  • Hospital Cash Benefit
  • 100% Automatic Restoration

Health Insurance Companies

Why Choose 1 Crore Health Insurance?

Most people ignore the amount of cover they need according to their family size and requirements and end up facing financial crunch at the time of medical emergencies. Let's understand this with an example:

There is a family of 4 members (husband+wife+2 children), where only the husband is the earning member. Among them, 1 is diagnosed with cancer. So, they buy a health insurance plan of 25 lakhs (sum insured). With continuous treatments, their present plan is not able to cover all the expenses and ultimately, the family is in a financial turmoil. The situation would have been different if the family would have opted for a health insurance policy with a higher amount of sum insured (1 Crore).

If you have a history of critical illness in your family, it’s always better to have a 1 Crore health insurance policy. Yes, you do have to pay a high premium for it but at the same time, you can rest assured that all your medical expenses (for expensive treatments) are looked after.

Health Insurance Articles

1 Crore Health Insurance Plan: FAQs

1. Do I really need 1 crore health insurance for myself?

Your health insurance coverage totally depends on your current healthcare needs and requirements. Going for a higher coverage means you need to pay higher premiums. If you can afford to pay high premiums, you can go for 1 crore medical insurance.

2. I have a history of cancer in my family. Do I need to go for 1 crore health insurance plans?

Having a history of any critical illness puts you at a higher risk than others. Moreover, the treatment for diseases such as Cancer or heart attack is quite expensive. Thus, as a protective measure, it is always better to go for higher coverage.

3. We are a family of 6. My spouse, my 2 children and my parents. I am the sole earner of my family. Should I opt for 1 Cr Health Insurance?

Being the sole earner of the family it is important for you to look after the healthcare needs of every family member. Thus, if you can afford it, a Rs. 1 Crore health insurance plan can be a good choice for you.

4. Which are the best 1 Cr Health Insurance plans available in India?

To choose the best among all the 1 Crore Health Insurance policies available in India, you need to compare the plan’s coverage, its benefits and most importantly their premiums. The plan that suits you best is your best 1 crore medical insurance.

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2 days ago

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September 14, 2022

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Delhi

September 14, 2022

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Delhi

September 14, 2022

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September 14, 2022

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.