1 Crore Health
Insurance
Health Insurance in today's time is no less than a necessity, especially when there has been an exponential rise in the number of life-threatening diseases in India. To secure yourself and your family from life's uncertainty, it is imperative to choose a health plan with a high sum insured. With a health insurance plan of Rs. 1 Crore, you can ensure financial protection for your family members.
Unlike other health plans, these plans offer in-patient hospitalization coverage along with several other benefits such as global coverage, air ambulance coverage, coverage against organ donor expenses, second medical opinion and many more.
Choosing the most suitable 1 Crore Health Insurance Plan for yourself from a pool of best health insurance plans can be a daunting task. To make it easier for you, we have mentioned some of the health insurance plans that offer coverage of up to 1 Crore. Have a look at the below section:
Most people ignore the amount of cover they need according to their family size and requirements and end up facing financial crunch at the time of medical emergencies. Let's understand this with an example:
There is a family of 4 members (husband+wife+2 children), where only the husband is the earning member. Among them, 1 is diagnosed with cancer. So, they buy a health insurance plan of 25 lakhs (sum insured). With continuous treatments, their present plan is not able to cover all the expenses and ultimately, the family is in a financial turmoil. The situation would have been different if the family would have opted for a health insurance policy with a higher amount of sum insured (1 Crore).
If you have a history of critical illness in your family, it’s always better to have a 1 Crore health insurance policy. Yes, you do have to pay a high premium for it but at the same time, you can rest assured that all your medical expenses (for expensive treatments) are looked after.
1. Do I really need 1 crore health insurance for myself?
Your health insurance coverage totally depends on your current healthcare needs and requirements. Going for a higher coverage means you need to pay higher premiums. If you can afford to pay high premiums, you can go for 1 crore medical insurance.
2. I have a history of cancer in my family. Do I need to go for 1 crore health insurance plans?
Having a history of any critical illness puts you at a higher risk than others. Moreover, the treatment for diseases such as Cancer or heart attack is quite expensive. Thus, as a protective measure, it is always better to go for higher coverage.
3. We are a family of 6. My spouse, my 2 children and my parents. I am the sole earner of my family. Should I opt for 1 Cr Health Insurance?
Being the sole earner of the family it is important for you to look after the healthcare needs of every family member. Thus, if you can afford it, a Rs. 1 Crore health insurance plan can be a good choice for you.
4. Which are the best 1 Cr Health Insurance plans available in India?
To choose the best among all the 1 Crore Health Insurance policies available in India, you need to compare the plan’s coverage, its benefits and most importantly their premiums. The plan that suits you best is your best 1 crore medical insurance.
January 12, 2023
Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...
December 9, 2022
Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu
December 9, 2022
Policyx helped me a lot in documentation process, I was skeptical at first but they made my work easy.
December 9, 2022
Omg when i was buying the policies I was o skeptical. I contacted policyx and they solved my confusions and even helped in my documentations.. They are the best .
November 30, 2022
I bought policy for my family from policy x.com, The advisor is very knowledgable,he suggest me better comparisons of plan and helps me to purchase suitable one. The process was very smooth.
November 8, 2022
Sanjay nanaware here, first of all I appreciate Star Health for your punctuality, service, conversation and I really thanks to Mr.Sanchin pathavnkar who has suggest star health policy.
September 27, 2022
I want to thanks Atul Bhardwaj he suggested me good policy and provide me good comparison which help me to choose best plan...........
September 14, 2022
Very Good Organization, Very Decent Staff. Sales team is very good, they are following clients in proper manner
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
