1 Crore Health Insurance Plan
Health Insurance in today's time is no less than a necessity, especially when there has been an exponential rise in the number of life-threatening diseases in India. To secure yourself and your family from life's uncertainty, it is imperative to choose a health plan with a high sum insured. With a health insurance plan of Rs. 1 Crore, you can ensure financial protection for your family members.
Unlike other health plans, these plans offer in-patient hospitalization coverage along with several other benefits such as global coverage, air ambulance coverage, coverage against organ donor expenses, second medical opinion and many more.
Choosing the most suitable 1 Crore Health Insurance Plan for yourself from a pool of best health insurance plans can be a daunting task. To make it easier for you, we have mentioned some of the health insurance plans that offer coverage of up to 1 Crore. Have a look at the below section:
List of 1 Crore Health Insurance Policies
A comprehensive health insurance plan that offers comprehensive coverage against medical bills & comes with access to Chronic Management Program.
Chronic illness cover
Modern treatments covered
A plan with 3 variants offering up to 1 Cr SI. It covers expenses incurred during hospitalization resulting from serious illness or accident.
Maternity cover available
Organ Donor expenses covered
A comprehensive health plan for individual and family with SI of 3 lacs to 6 Cr. with global coverage.
In-built maternity cover
No upper age limit for enrollment
Coverage for modern treatments
Kotak Health Care protects you and your family financially against medical emergencies. The plan comes in three variants- Excel, Platinum and Prime.
Free Annual Health Check-ups
A complete health insurance policy that covers you and your family with a wide range of SI (3 Lakhs to 1 crore) and keeps giving you more benefits.
Covers up to 6 members
Unlimited SI restoration
Coverage for modern treatment
A comprehensive health plan that comes with 3 variants and up to 1.5 crores Sum Insured.
Preventive healthcare & wellness services
No capping on room rent
Worldwide Emergency Hospitalization
Comes with a number of amazing benefits and discounts. The plan offers a wide range of sums insured from Rs. 3 Lacs to Rs. 1 crore.
No Sub-limits on benefits
Robotic surgery for quick recover
90 days free cancellation
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Health check-ups for claim-free years
Hospital Cash Benefit
100% Automatic Restoration
Health Insurance Companies
Why Choose 1 Crore Health Insurance?
Most people ignore the amount of cover they need according to their family size and requirements and end up facing financial crunch at the time of medical emergencies. Let's understand this with an example:
There is a family of 4 members (husband+wife+2 children), where only the husband is the earning member. Among them, 1 is diagnosed with cancer. So, they buy a health insurance plan of 25 lakhs (sum insured). With continuous treatments, their present plan is not able to cover all the expenses and ultimately, the family is in a financial turmoil. The situation would have been different if the family would have opted for a health insurance policy with a higher amount of sum insured (1 Crore).
If you have a history of critical illness in your family, it’s always better to have a 1 Crore health insurance policy. Yes, you do have to pay a high premium for it but at the same time, you can rest assured that all your medical expenses (for expensive treatments) are looked after.