1 Crore Health Insurance Plan
Health Insurance in today's time is no less than a necessity, especially when there has been an exponential rise in the number of life-threatening diseases in India. To secure yourself and your family from life's uncertainty, it is imperative to choose a health plan with a high sum insured. With a health insurance plan of Rs. 1 Crore, you can ensure financial protection for your family members.
Unlike other health plans, these plans offer in-patient hospitalization coverage along with several other benefits such as global coverage, air ambulance coverage, coverage against organ donor expenses, second medical opinion and many more.
Choosing the most suitable 1 Crore Health Insurance Plan for yourself from a pool of best health insurance plans can be a daunting task. To make it easier for you, we have mentioned some of the health insurance plans that offer coverage of up to 1 Crore. Have a look at the below section:
List of 1 Crore Health Insurance Policies
Activ Health Platinum is a comprehensive health insurance plan that offers comprehensive coverage against medical bills. The plan comes with access to Chronic Management Program.
Unique Benefits
- Chronic illnesses covered from Day1
- Modern treatments covered
- Double coverage after 2 claim-free years
A comprehensive plan with 3 different variants and up to 1 Cr sum assured covering medical treatment expenses incurred during hospitalization resulting from serious illness or accident.
Unique Features
- Avail Discounts
- Maternity cover available
- Organ Donor expenses covered
A comprehensive health plan for individuals and families, offering a wide range of sum insured options ranging from 3 Lakhs to 6 Crores along with global coverage benefit.
Unique Benefits
- In-built maternity cover
- No upper age limit for enrollment
- Coverage for modern treatments
Kotak Health Care protects you and your family financially against medical emergencies. The plan comes in three variants- Excel, Platinum and Prime.
Unique Features
- Enhanced coverage
- Free Annual Health Check-ups
- Lifetime Renewability
A complete health insurance policy that covers you and your family with a wide range of SI (3 Lakhs to 1 crore) and keeps giving you more benefits.
Unique Features
- Covers up to 6 members
- Unlimited SI restoration
- Coverage for modern treatment
A comprehensive health plan that comes with 3 variants and up to 1.5 crores Sum Insured.
Unique Features
- Preventive healthcare & wellness services
- No capping on room rent
- Worldwide Emergency Hospitalization
A comprehensive health insurance plan that comes with a number of amazing benefits and discounts. The plan offers a wide range of sum insured from Rs. 3 Lacs to Rs. 1 crore.
Unique Features
- No Sub-limits on benefits
- Robotic surgery for quick recover
- 90 days free cancellation
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
- Health check-ups for claim-free years
- Hospital Cash Benefit
- 100% Automatic Restoration
Health Insurance Companies
Why Choose 1 Crore Health Insurance?
Most people ignore the amount of cover they need according to their family size and requirements and end up facing financial crunch at the time of medical emergencies. Let's understand this with an example:
There is a family of 4 members (husband+wife+2 children), where only the husband is the earning member. Among them, 1 is diagnosed with cancer. So, they buy a health insurance plan of 25 lakhs (sum insured). With continuous treatments, their present plan is not able to cover all the expenses and ultimately, the family is in a financial turmoil. The situation would have been different if the family would have opted for a health insurance policy with a higher amount of sum insured (1 Crore).
If you have a history of critical illness in your family, it’s always better to have a 1 Crore health insurance policy. Yes, you do have to pay a high premium for it but at the same time, you can rest assured that all your medical expenses (for expensive treatments) are looked after.
