1 Crore Health Insurance
- 5 Best 1 Crore Health Insurance Plans
- Why To Choose High Coverage?
- Benefits of 1 Cr. Health Insurance Policy
Health Insurance in today's time is no less than a necessity, especially when there has been an exponential rise in the number of life-threatening diseases in India. To secure yourself and your family from life's uncertainty, it is imperative to choose a health plan with a high sum insured. With a health insurance plan of Rs. 1 Crore, you can ensure financial protection for your family members.
Unlike other health plans, these plans offer in-patient hospitalization coverage along with several other benefits such as global coverage, air ambulance coverage, coverage against organ donor expenses, second medical opinion and many more.
Choosing the most suitable 1 Crore Health Insurance Plan for yourself from a pool of best health insurance plans can be a daunting task. To make it easier for you, we have mentioned some of the health insurance plans that offer coverage of up to 1 Crore. Have a look at the below section:
It is wise to compare multiple policies, seek expert advice, and read the policy documents thoroughly before making a final choice. Here are a few benefits of the plan that will help you to opt for the 1 Crore Health Insurance Plan:
The right 1 Crore medical insurance plan safeguards your health and wealth, ensuring peace of mind and financial protection. Let us have a quick look at the importance of these plans:
Since a 1 Crore insurance claim is a substantial amount to request from a health insurance provider, there are a few things you should be aware of before purchasing these products.
Most people ignore the amount of cover they need according to their family size and requirements and end up facing financial crunch at the time of medical emergencies. Let's understand this with an example:
There is a family of 4 members (husband+wife+2 children), where only the husband is the earning member. Among them, 1 is diagnosed with cancer. So, they buy a health insurance plan of 25 lakhs (sum insured). With continuous treatments, their present plan is not able to cover all the expenses and ultimately, the family is in a financial turmoil. The situation would have been different if the family would have opted for a health insurance policy with a higher amount of sum insured (1 Crore).
If you have a history of critical illness in your family, it’s always better to have a 1 Crore health insurance policy. Yes, you do have to pay a high premium for it but at the same time, you can rest assured that all your medical expenses (for expensive treatments) are looked after.
| Company | Plans |
| Care | 1 Crore Health Insurance |
| Star | Star Comprehensive Plan |
| Niva Bupa | ReAssure 2.0 Bronze + (Direct) |
| Bajaj | Personal Accident Insurance |
| HDFC | My: health Koti Suraksha |
| Care | Individual Health Insurance |
| Niva Bupa | Health Companion |
Yes, individuals with pre-existing conditions are eligible for these health insurance plans. However, it is important to review the policy terms and conditions, including waiting periods and coverage limitations for pre-existing conditions.
Many health insurance companies with 1 cr plan provide coverage for critical illnesses. This coverage offers a lump sum payment upon diagnosis, helping individuals access specialized treatments and manage additional expenses.
Yes, these plans typically cover accidents and injuries, including hospitalization, surgeries, and rehabilitation expenses resulting from accidents or injuries.
The eligibility age for 1 crore health insurance policies typically starts from 18 years and can extend up to 65 years, depending on the insurer.
Individuals with high-income levels, families with dependents, self-employed professionals, and those seeking long-term financial security should consider a 1 crore health insurance plan.
Your health insurance coverage totally depends on your current healthcare needs and requirements. Going for a higher coverage means you need to pay higher premiums. If you can afford to pay high premiums, you can go for 1 crore medical insurance.
Having a history of any critical illness puts you at a higher risk than others. Moreover, the treatment for diseases such as Cancer or heart attack is quite expensive. Thus, as a protective measure, it is always better to go for higher coverage.
Being the sole earner of the family it is important for you to look after the healthcare needs of every family member. Thus, if you can afford it, a Rs. 1 Crore health insurance plan can be a good choice for you.
To choose the best among all the 1 Crore Health Insurance policies available in India, you need to compare the plan’s coverage, its benefits and most importantly their premiums. The plan that suits you best is your best 1 crore medical insurance.
Know More About Health Insurance Companies
See More Health Insurance Articles
See More Health Insurance Articles
August 25, 2023
a good experience in this company very fast and helpfull customer service and support one of Advisor Mr. Gulshan very talented advisor and resolved my all questions and doubts thank you policyx...
August 11, 2023
Very good experience in this company and one of advisor mr.gulshan sendhav very talented person and good knowledge
August 9, 2023
i have calim register in 20.7.23 for some of query by resolve it. but last one letter rejection for missprtaiton for agr rejected calim - but can not be any advise what to do - in the star hea...
June 13, 2023
"I got accident and I m upload my medical bills and reports and on time i got call from the acko and I m explained... The team of acko mam "ANUSHA " Taken my accident claim and d...
June 13, 2023
Fast and helpful customer support. Had issues with claim filing and the query was resolved in just some time. Very happy with the forever available assistance.
June 8, 2023
A thoughtful health insurance provider, they helped with the claim settlement without any hassle in a medical emergency when my father was hospitalized
June 3, 2023
The company has some of the best health plans from low budget to high. The company provides support 24/7 and does not bother with spam calls.
May 1, 2023
my experience with PolicyX has been overwhelmingly positive. Their excellent service, a wide range of insurance options, user-friendly website, competitive pricing, and trustworthiness make the...
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
You May Also Know About
