Care Network Hospitals 2024

Care Health Plans (Formerly Known As Religare Health Insurance)

Care health insurance offers comprehensive health insurance policies designed to fulfill the health requirements of individuals and families. The list of care plans offered by the care health insurance is given below:

Care Health Insurance Individual & Family Floater Plans

Comprehensive

Care Plan

A comprehensive health plan for individual and family with SI of 3 lacs to 6 Cr. with global coverage.

Unique Benefits

In-built maternity cover
No upper age limit for enrollment
Coverage for modern treatments

Flexible

Care Plus

A flexible health plan that covers advanced technology methods, unlimited e-consultations and personal accidents.

Unique Benefits

200% increase in cumulative bonus
Rewards for being fit
Dental and Ophthalmic cover

Care Plus (Pros)

Unlimited Recharge Benefit
High Sum Insured
Cover up to 6 family members
Up to 200% No Claim Bonus
10% renewal discount

Care Plus (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Plus (Other Benefits)

5% Digital Discounts
Annual health check-up
Unlimited e-consultations
Health Services Available
Air Ambulance Cover

Care Plus (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - Lifelong
SI - 3 L to 25 L
Waiting Period - 30 Days

Comprehensive

Care Classic

A comprehensive family floater plan that decides your policy premium based on the living cost of the city you reside in.

Unique Benefits

Covers IVF treatment
Compassionate travel coverage
Unlimited e-consultation

Care Classic (Pros)

Zone-Based Health Insurance
Family Floater Plan
Affordable Plan
High Sum Insured
Value Added Services

Care Classic (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Classic (Other Benefits)

Unlimited e-consultations
Annual Health Check-up
Wellness Services
OPD care
ENT Consultations

Care Classic (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 5 L to 15 L
Waiting Period - 30 Days

Affordable

Care Advantage

Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.

Unique Benefits

No bonus claim up to 50%
Automatic SI recharge
Organ donor cover

Care Advantage (Pros)

Automatic Recharge
High SI
50% No Claim Bonus
Ambulance Cover
Optional Cover Available

Care Advantage (Cons)

20% Co-pay
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Advantage (Other Benefits)

5 L Air Ambulance Cover
Reduction in PED Waiting period
Co-pay Waiver
Annual Health Check-up
Room rent modification

Care Advantage (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - Lifelong
SI - 25 L to 6 Cr
Waiting Period - 30 Days

Maternity

Care Joy

A maternity health insurance plan with child cover. This plan protects individuals and families during medical emergencies.

Unique Benefits

100% increase in SI as NCB
Newborn Cover
541 day care treatments covered

Care Joy (Pros)

2 Plan Variants
Maternity Plan
New Born Baby Cover
Day Care Treatment
Modern Treatment Cover

Care Joy (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Joy (Other Benefits)

Long term discount
Congenital Disease Cover
100% increase in SI
Ambulance Cover
Lifelong Renewability

Care Joy (Eligibility Criteria)

Entry Age - 1 Day
Max Entry Age - 65 Years
SI - 3 L/5 L
Waiting Period - 30 Days

Standard

Care Arogya Sanjeevani

A standard comprehensive plan mandated by IRDAI that offers coverage for both Ayurvedic or Allopathic treatments.

Unique Benefits

AYUSH Treatment
Pre and Post hospitalization
5% cumulative bonus

Care Arogya Sanjeevani (Pros)

Affordable Premium
Lifelong Renewability
Tax Benefits
Ambulance Expenses Cover
Cataract Treatment Cover

Care Arogya Sanjeevani (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Arogya Sanjeevani (Other Benefits)

Modern Treatments Available
50% Cumulative Bonus
30 Days Pre Hospitalization
60 Days Post Hospitalization
COVID-19 Cover

Care Arogya Sanjeevani (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 5 L
Waiting Period - 30 Days

Care Health Insurance Pre-existing Diseases Plans

Diabetes & BP

Care Freedom

Get medical coverage for pre-existing diseases like BP, diabetes without any waiting period by bearing a co-pay of 20-30%.

Unique Benefits

No pre-policy checkup needed
Dialysis cover available
Annual Health Checkup

Care Freedom (Pros)

Cashless Healthcare
No pre-policy check-ups
SI Recharge
Lifelong Renewability
15-day free-look period

Care Freedom (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Freedom (Other Benefits)

2 Plan variants
Consumable Allowance
Annual Health Check-up
Long Term Discounts
Dialysis Cover

Care Freedom (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - Lifelong
SI - 3 to 10 L
Waiting Period - 30 Days

Heart Diseases

Care Heart

Individuals with pre-existing cardiac diseases can get coverage against medical treatments by paying 20-30% of co-payment for every claim.

Unique Benefits

Cardiac Health Checkup
Second medical Opinion
Automatic SI Restoration

Care Heart (Pros)

Lifelong Cover
Domiciliary Hospitalization
Cardiac Check-up
Ambulance Expenses
No claim bonus

Care Heart (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Heart (Other Benefits)

OPD Care
Home Care
International 2nd Opinion
Automatic Recharge
High SI

Care Heart (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - No Age limit
SI - 3 to 10 L
Waiting Period - 30 Days

Cancer Care

Care Cancer Mediclaim

Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.

Unique Benefits

Annual Health Checkup
Chemo and radiotherapy cover
Air Ambulance Cover

Care Cancer Mediclaim (Pros)

Chemo & Radio Therapy
Organ Donor Cover
Annual Health Check-up
Covers all major cancer
Lifelong Renewability

Care Cancer Mediclaim (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Cancer Mediclaim (Other Benefits)

International Second Opinion
Doctor On Call
Air Ambulance Cover
Quick Recovery Counseling
OPD Cover

Care Cancer Mediclaim (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 50 Years
SI - 10 L to 2 Cr
Waiting Period - 30 Days

Care Health Insurance Specialized Plans

Top-Up Plan

Care Enhance

A super top-up health insurance plan to provide extra medical cover on the basis of policy deductible principle.

Unique Benefits

Covers modern treatment
Flexible options of deductible
No pre-policy medical test

Care Enhance (Pros)

Annual Health Check-up
Family floater option
Pre & Post Hospitalization
Inpatient care
Day Care Treatments

Care Enhance (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Enhance (Other Benefits)

High Sum Insured
Organ Donor Expenses
Expert Opinion Cover
Cashless Treatment
Long Term Policy

Care Enhance (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - No age limit
SI - 1 L to 55 L
Waiting Period - 30 Days

Senior Citizen Plan

Care Senior Citizen

Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.

Unique Benefits

No pre-policy Medical Checkup
Lifelong Renewability
Automatic SI Recharge

Care Senior Citizen (Pros)

No pre-policy check-up
Annual Health Check-up
540+ Day Care Treatments
EMI premium options
Discounts Available

Care Senior Citizen (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Senior Citizen (Other Benefits)

Organ Donor Cover
Second Opinion Available
Affordable Premiums
Covid-19 Treatment
Ambulance Cover

Care Senior Citizen (Eligibility Criteria)

Entry Age - 61 Years
Max Entry Age - No age limit
SI - 3 L to 10 L
Waiting Period - 30 Days

Critical Illness Plan

Care Critical illness

Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.

Unique Benefits

Psychiatric Counselling
Dialysis Cover
Organ Donor Cover

Care Critical illness (Pros)

Dialyses Cover
Organ Donor Cover
Psychiatric Counseling
32 Critical Illness Covered
Day Care Treatment

Care Critical illness (Cons)

Change of Gender Treatments
Obesity Treatment Unavailable
Hazardous Activity Not Covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Care Critical illness (Other Benefits)

Ambulance Cover
Annual Health Check-up
Global Cover
OPD Cover
Doctor On Call

Care Critical illness (Eligibility Criteria)

Entry Age - 61 Years
Max Entry Age - No age limit
SI - 3 L to 10 L
Waiting Period - 30 Days

Special Health Insurance Plan Starting @ Rs. 19/D*

Care Health Insurance Network Hospitals

Special Health Insurance Plan Starting @ Rs. 19/D*

Confused? No Worries, We Are Here To Help!

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Care Health Plans (Formerly Known As Religare Health Insurance)

Care Health Insurance Individual & Family Floater Plans

Care Plus (Pros)

Care Plus (Cons)

Care Plus (Other Benefits)

Care Plus (Eligibility Criteria)

Care Classic (Pros)

Care Classic (Cons)

Care Classic (Other Benefits)

Care Classic (Eligibility Criteria)

Care Advantage (Pros)

Care Advantage (Cons)

Care Advantage (Other Benefits)

Care Advantage (Eligibility Criteria)

Care Joy (Pros)

Care Joy (Cons)

Care Joy (Other Benefits)

Care Joy (Eligibility Criteria)

Care Arogya Sanjeevani (Pros)

Care Arogya Sanjeevani (Cons)

Care Arogya Sanjeevani (Other Benefits)

Care Arogya Sanjeevani (Eligibility Criteria)

Care Health Insurance Pre-existing Diseases Plans

Care Freedom (Pros)

Care Freedom (Cons)

Care Freedom (Other Benefits)

Care Freedom (Eligibility Criteria)

Care Heart (Pros)

Care Heart (Cons)

Care Heart (Other Benefits)

Care Heart (Eligibility Criteria)

Care Cancer Mediclaim (Pros)

Care Cancer Mediclaim (Cons)

Care Cancer Mediclaim (Other Benefits)

Care Cancer Mediclaim (Eligibility Criteria)

Care Health Insurance Specialized Plans

Care Enhance (Pros)

Care Enhance (Cons)

Care Enhance (Other Benefits)

Care Enhance (Eligibility Criteria)

Care Senior Citizen (Pros)

Care Senior Citizen (Cons)

Care Senior Citizen (Other Benefits)

Care Senior Citizen (Eligibility Criteria)

Care Critical illness (Pros)

Care Critical illness (Cons)

Care Critical illness (Other Benefits)

Care Critical illness (Eligibility Criteria)

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