Care Health Insurance for Senior Citizens Plans & Benefits | PolicyX
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Care Health Insurance for Senior Citizens

Care Health Insurance for senior citizens is a valuable plan designed to help elderly individuals manage their medical expenses and secure their futur ...Read More

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Care Health Insurance for Senior Citizens

Care Health Insurance for senior citizens is a valuable plan designed to help elderly individuals manage their medical expenses and secure their future. It addresses old-age health worries and helps protect retirement savings. Care Health Insurance for senior citizens provides comprehensive coverage across network hospitals, treatments, OPD, and COVID centers, allowing seniors to live stress-free.

Care Health Insurance offers affordable medical insurance plans for senior citizens, available as individual and family floater options. Policyholders can choose high sum insured options ranging from Rs. 3 Lakh up to Rs. 10 Lakh. Additionally, Care Health Insurance for Senior Citizens offers a benefit of up to a 150% increase in sum assured with a No-Claim Bonus. In many cases, a pre-policy medical check-up may not be required for purchasing this policy.

Key Benefits of Care Health Insurance for Senior Citizens

Care Health Insurance for senior citizens is a popular choice for senior citizen insurance needs. Here's a glimpse into the key features that make it a preferred choice:

  • Affordable Premiums: Care Health Insurance for senior citizens offers health coverage at affordable premium rates.
  • Easy EMI Options: Care Health Insurance for senior citizens allows policyholders to opt for easy EMI options.
  • Multiple Discounts: Care Health Insurance for senior citizens provides various discounts such as multi-year and smart select.
  • Organ Donor Cover: Care Health Insurance for senior citizens covers expenses for organ donor harvesting.
  • Daycare Treatments: Care Health Insurance for senior citizens covers over 541 daycare procedures that require less than 24 hours of hospitalization.

Care Health Insurance Plans for Senior Citizens Eligibility Criteria

Entry Age

Minimum: 61 Years

Entry Age Adult

Maximum: Lifelong

Policy Term

1/2/3 Years

Plan Type

Individual/ Family Floater

Sum Insured (in Rs.)

3 L | 5 L | 7 L | 10 L

Initial Waiting Period

30 Days*

Care Health Insurance Plans for Senior Citizens Inclusions

Inclusions of Care Health Insurance for senior citizens include:

  • Pre and post-hospitalization expenses
  • Annual Health Check-up
  • 541+ daycare procedures
  • COVID-19 treatment
  • Ambulance cover
  • AYUSH coverage
  • Domiciliary Hospitalisation

Care Health Insurance Plans for Senior Citizens Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under Care Health Insurance for senior citizens:

  • Hospitalization due to war, riot, strike, and nuclear weapons
  • Intentional self-injury
  • AIDS
  • Miscarriage and Abortion
  • Congenital disease
  • Infertility and in vitro fertilization

Video reviews

Walkthroughs from the PolicyX team on Care Health Insurance for Senior Citizens.

Care Senior citizens Health insurance policy

Care Senior citizens Health insurance policy

Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Explore Care Health Insurance plans

Health plans offered by Care Health Insurance — click any plan to see full details.

Group Health Insurance Care Group Health Insurance

Care Group Health Insurance

Care Health provides Group Health Insurance, Group Personal Accident Insurance, and Group Travel Insurance. Care Health Insurance has offer…

  • Explore Care Health Group Plans
  • Care Claim Settlement Ratio
  • Benefits of Care Group Plans
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Individual and Family Health Insurance Care Ultimate Care Plan

Care Ultimate Care Plan

The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of be…

  • Moneyback benefits
  • Newborn coverage
  • Medi vouchers
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Critical Illness Health Insurance Care Heart Plan

Care Heart Plan

Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like active heart healt…

  • Coverage for OPD
  • Home care available
  • International 2nd opinion
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Individual and Family Health Insurance Care Plus Plan

Care Plus Plan

Care Plus health insurance is a complete healthcare plan loaded with features to protect you and your family. It offers comprehensive, infl…

  • Comprehensive coverage
  • No upper age limit
  • Variants on Sum Insured
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Family Care Classic

Care Classic

Care Classic health insurance is a family floater health plan ideal for married couples, joint families, and young or grown-up families. It…

  • IVF treatment cover
  • Free doctor consultation
  • Discounted premiums
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Family Care Enhance Plan

Care Enhance Plan

A top-up plan based on the policy deductible principle.Care Enhance is a super top-up health insurance plan that provides extra health insu…

  • Flexible deductible
  • Modern treatments
  • No pre-medical check-ups
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11,400+ cashless hospitals

Find a Care Health Insurance network hospital near you — no out-of-pocket payment at admission.

Care Health Insurance for Senior Citizens: FAQs

The 5 most-asked questions about Care Health Insurance for Senior Citizens, answered.

Care health insurance for senior citizens is designed specifically to keep elderly individuals over 60 years in mind. It includes features revolving around their well-being and medical care. It provides multiple features like cashless hospitalization, daycare expenses, no-claim bonus, coverage for pre-existing diseases, and annual health check-ups.
Care health insurance for senior citizens relies on their retirement corpus in order to meet their regular expenses. Opting for Care health insurance for senior citizens provides people with a financial cushion and helps them lead a stress-free life.
The minimum entry age under the policy is 61 years, and there is no restriction on the maximum entry age.
Pre-existing diseases are covered immediately after 4 years of continuous coverage under the policy since the issuance of the first policy.
There is no requirement for a pre-policy medical checkup.

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