Care Health Insurance for Senior Citizens
  • High Sum Insured
  • Covid-19 Care
  • OPD Care
Care Health Insurance
premium

Network hospitals

9747+

premium

Incurred claim ratio

53.82%

premium

Sum insured

Up to 6 CR

premium

No. of Plans

14

premium

Solvency Ratio

1.8

premium

Pan India Presence

-

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Customized Health Insurance Plan for you.

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Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

9747+

premium

Incurred claim ratio

53.82%

premium

Sum insured

Up to 6 CR

premium

No. of Plans

14

premium

Solvency Ratio

1.8

premium

Pan India Presence

-

Recognized By carePolicyX.com is a Recognised Care Partner View Certificate

Care Health Insurance for Senior Citizens

Care Health Insurance for senior citizens is a gift to your parents as it makes it easier for old age people to pay for their medical expenses and secure their future. Care Health Insurance for senior citizens benefits elderly people by taking care of all their old-age health worries and does not drain their retirement funds. Care health insurance for senior citizens provides vast coverage across network hospitals, treatments, OPD, and COVID centers allowing elderly people to live their life stress-free.

Care Health Insurance is an affordable medical insurance plan for senior citizens that is available as individual and floater options. Care Health Insurance for Senior Citizens offers policyholders high-sum insured options ranging from Rs. 3 Lakh up to Rs. 10 Lakh. Care Health Insurance senior citizens are also offering insured individuals a benefit of up to a 150% increase in sum assured with a no-claim bonus. The Care Health Insurance for Senior Citizens also spares the need for a pre-policy medical checkup for buying this policy.

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Care Health Insurance Plan Detailed Review

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Care Senior citizens Health insurance policy

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Key Benefits of Care Health Insurance for Senior Citizens

Care Health insurance for senior citizens is a popular choice amongst customers for senior citizen insurance needs. Let us take a glimpse into the company's performance and key features that will help you to analyze the company.

  • Affordable Premiums Care Health Insurance for senior citizens assures policyholders with ease of acquiring health coverage at affordable premium rates.
  • Easy EMI Options Care health insurance for senior citizens offers a unique feature wherein policyholders can avail of easy EMI options.
  • Multiple Discounts Care health insurance for senior citizens provides policyholders with multiple discounts such as multi-year, smart select, and many more.
  • Organ Donor Cover Care health insurance for senior citizens covers expenses for organ harvesting operations.
  • Daycare Treatments Care health insurance for senior citizens offers treatment in hospitals involving a stay of less than 24 hours for 541 procedures.

Care Health Insurance Plans for Senior Citizens

Care Health Insurance offers a comprehensive senior citizen plan that offers high coverage options and benefits that make the life of senior citizens chaos free.

Care Senior Citizen

Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.

Unique Features

  • No pre-policy Medical Checkup
  • Lifelong Renewability
  • Automatic SI Recharge

Other Senior Citizen Health Insurance Companies

Health Insurance Companies

Care Health Insurance Plans for Senior Citizens Eligibility Criteria

Entry Age

Minimum: 61 Years

Entry Age Adult

Maximum: Lifelong, no bar

Policy Term

1/2/3 Years

Plan Type

Individual/ Family Floater

Sum Insured (in Rs.)

3 L | 5 L | 7 L | 10 L

Initial Waiting Period

30 Days*

Care Health Insurance Plans for Senior Citizens Inclusions

Inclusions of Care Health Insurance for senior citizens include:

Pre and post hospitalization expenses

Annual Health Check-up

541+ daycare procedures

COVID-19 treatment

Ambulance cover

AYUSH coverage

Domiciliary Hospitalisation

Care Health Insurance Plans for Senior Citizens Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under Care Health Insurance for senior citizens

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and abortion

Congenital disease

Infertility and in vitro fertilization

Care Health Insurance (Formerly Known As Religare Health Insurance) Network Hospital List

Care Health Insurance promises a wide Network of cashless Hospitals across India. A well connected network of over 19000+ cashless hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in

Explore other Care Health Insurance Health Plans

Care Health Insurance Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive

A comprehensive health plan for individual and family with SI of 3 lacs to 6 Cr. with global coverage.

Unique Benefits

  • In-built maternity cover
  • No upper age limit for enrollment
  • Coverage for modern treatments

Flexible

A flexible health plan that covers advanced technology methods, unlimited e-consultations and personal accidents.

Unique Benefits

  • 200% increase in cumulative bonus
  • Rewards for being fit
  • Dental and Ophthalmic cover

Care Plus (Pros)

  • Unlimited Recharge Benefit
  • High Sum Insured
  • Cover up to 6 family members
  • Up to 200% No Claim Bonus
  • 10% renewal discount

Care Plus (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Plus (Other Benefits)

  • 5% Digital Discounts
  • Annual health check-up
  • Unlimited e-consultations
  • Health Services Available
  • Air Ambulance Cover

Care Plus (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Comprehensive

A comprehensive family floater plan that decides your policy premium based on the living cost of the city you reside in.

Unique Benefits

  • Covers IVF treatment
  • Compassionate travel coverage
  • Unlimited e-consultation

Care Classic (Pros)

  • Zone-Based Health Insurance
  • Family Floater Plan
  • Affordable Plan
  • High Sum Insured
  • Value Added Services

Care Classic (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Classic (Other Benefits)

  • Unlimited e-consultations
  • Annual Health Check-up
  • Wellness Services
  • OPD care
  • ENT Consultations

Care Classic (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Affordable

Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.

Unique Benefits

  • No bonus claim up to 50%
  • Automatic SI recharge
  • Organ donor cover

Care Advantage (Pros)

  • Automatic Recharge
  • High SI
  • 50% No Claim Bonus
  • Ambulance Cover
  • Optional Cover Available

Care Advantage (Cons)

  • 20% Co-pay
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Advantage (Other Benefits)

  • 5 L Air Ambulance Cover
  • Reduction in PED Waiting period
  • Co-pay Waiver
  • Annual Health Check-up
  • Room rent modification

Care Advantage (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 25 L to 6 Cr
  • Waiting Period - 30 Days

Maternity

A maternity health insurance plan with child cover. This plan protects individuals and families during medical emergencies.

Unique Benefits

  • 100% increase in SI as NCB
  • Newborn Cover
  • 541 day care treatments covered

Care Joy (Pros)

  • 2 Plan Variants
  • Maternity Plan
  • New Born Baby Cover
  • Day Care Treatment
  • Modern Treatment Cover

Care Joy (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Joy (Other Benefits)

  • Long term discount
  • Congenital Disease Cover
  • 100% increase in SI
  • Ambulance Cover
  • Lifelong Renewability

Care Joy (Eligibility Criteria)

  • Entry Age - 1 Day
  • Max Entry Age - 65 Years
  • SI - 3 L/5 L
  • Waiting Period - 30 Days

Standard

A standard comprehensive plan mandated by IRDAI that offers coverage for both Ayurvedic or Allopathic treatments.

Unique Benefits

  • AYUSH Treatment
  • Pre and Post hospitalization
  • 5% cumulative bonus

Care Arogya Sanjeevani (Pros)

  • Affordable Premium
  • Lifelong Renewability
  • Tax Benefits
  • Ambulance Expenses Cover
  • Cataract Treatment Cover

Care Arogya Sanjeevani (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Arogya Sanjeevani (Other Benefits)

  • Modern Treatments Available
  • 50% Cumulative Bonus
  • 30 Days Pre Hospitalization
  • 60 Days Post Hospitalization
  • COVID-19 Cover

Care Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 5 L
  • Waiting Period - 30 Days

Diabetes & BP

Get medical coverage for pre-existing diseases like BP, diabetes without any waiting period by bearing a co-pay of 20-30%.

Unique Benefits

  • No pre-policy checkup needed
  • Dialysis cover available
  • Annual Health Checkup

Care Freedom (Pros)

  • Cashless Healthcare
  • No pre-policy check-ups
  • SI Recharge
  • Lifelong Renewability
  • 15-day free-look period

Care Freedom (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Freedom (Other Benefits)

  • 2 Plan variants
  • Consumable Allowance
  • Annual Health Check-up
  • Long Term Discounts
  • Dialysis Cover

Care Freedom (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Heart Diseases

Individuals with pre-existing cardiac diseases can get coverage against medical treatments by paying 20-30% of co-payment for every claim.

Unique Benefits

  • Cardiac Health Checkup
  • Second medical Opinion
  • Automatic SI Restoration

Care Heart (Pros)

  • Lifelong Cover
  • Domiciliary Hospitalization
  • Cardiac Check-up
  • Ambulance Expenses
  • No claim bonus

Care Heart (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Heart (Other Benefits)

  • OPD Care
  • Home Care
  • International 2nd Opinion
  • Automatic Recharge
  • High SI

Care Heart (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Age limit
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Cancer Care

Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.

Unique Benefits

  • Annual Health Checkup
  • Chemo and radiotherapy cover
  • Air Ambulance Cover

Care Cancer Mediclaim (Pros)

  • Chemo & Radio Therapy
  • Organ Donor Cover
  • Annual Health Check-up
  • Covers all major cancer
  • Lifelong Renewability

Care Cancer Mediclaim (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Cancer Mediclaim (Other Benefits)

  • International Second Opinion
  • Doctor On Call
  • Air Ambulance Cover
  • Quick Recovery Counseling
  • OPD Cover

Care Cancer Mediclaim (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 50 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Top-Up Plan

A super top-up health insurance plan to provide extra medical cover on the basis of policy deductible principle.

Unique Benefits

  • Covers modern treatment
  • Flexible options of deductible
  • No pre-policy medical test

Care Enhance (Pros)

  • Annual Health Check-up
  • Family floater option
  • Pre & Post Hospitalization
  • Inpatient care
  • Day Care Treatments

Care Enhance (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Enhance (Other Benefits)

  • High Sum Insured
  • Organ Donor Expenses
  • Expert Opinion Cover
  • Cashless Treatment
  • Long Term Policy

Care Enhance (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No age limit
  • SI - 1 L to 55 L
  • Waiting Period - 30 Days

Senior Citizen Plan

Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.

Unique Benefits

  • No pre-policy Medical Checkup
  • Lifelong Renewability
  • Automatic SI Recharge

Care Senior Citizen (Pros)

  • No pre-policy check-up
  • Annual Health Check-up
  • 540+ Day Care Treatments
  • EMI premium options
  • Discounts Available

Care Senior Citizen (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Senior Citizen (Other Benefits)

  • Organ Donor Cover
  • Second Opinion Available
  • Affordable Premiums
  • Covid-19 Treatment
  • Ambulance Cover

Care Senior Citizen (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Critical Illness Plan

Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.

Unique Benefits

  • Psychiatric Counselling
  • Dialysis Cover
  • Organ Donor Cover

Care Critical illness (Pros)

  • Dialyses Cover
  • Organ Donor Cover
  • Psychiatric Counseling
  • 32 Critical Illness Covered
  • Day Care Treatment

Care Critical illness (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Critical illness (Other Benefits)

  • Ambulance Cover
  • Annual Health Check-up
  • Global Cover
  • OPD Cover
  • Doctor On Call

Care Critical illness (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Supreme Plan

A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.

Unique Features

  • Unlimited E-consultations
  • Unlimited Automatic Restoration
  • Avail Up to 30% Discounts

Care Supreme Plan (Pros)

  • Day Care Treatments
  • No Sub-Limits
  • Emergency Ambulance
  • No-Claim Bonus
  • Organ Donor Cover

Care Supreme Plan (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Supreme Plan (Other Benefits)

  • Unlimited Recharge
  • 30% Renewal Discount
  • Unlimited E - Consultation
  • Wellness Benefits
  • Nutrition and Fitness Coaching

Care Supreme Plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age - No age limit
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Care Health Insurance for Senior Citizens: FAQ's

1. Why is it important to have Care health insurance for senior citizens?

Care health insurance for senior citizens is designed specifically to keep elderly individuals over 60 years in mind. It includes features revolving around their well-being and medical care. It provides multiple features like cashless hospitalization, daycare expenses, no-claim bonus, coverage for pre-existing diseases, and annual health check-ups.

2. Why is medical coverage required for senior citizens?

Care health insurance for senior citizens relies on their retirement corpus in order to meet their regular expenses. Opting for Care health insurance for senior citizens provides people with a financial cushion and helps them lead a stress-free life.

3. What is the eligibility for purchasing care health insurance for senior citizens?

The minimum entry age under the policy is 61 years, and there is no restriction on the maximum entry age.

4. Does Care health insurance for senior citizens cover pre-existing diseases?

Pre-existing diseases are covered immediately after 4 years of continuous coverage under the policy since the issuance of the first policy.

5. Is there any requirement for pre-policy check-ups when purchasing senior citizens to cover pre-existing diseases?

There is no requirement for a pre-policy medical checkup.

What Our Customers Have to Say

Customer Review Image

Pankaj Srivastava

Allahabad

March 21, 2024

Thank ful for Amit Sharma. Whose give good support and suggestions for care health insurance plan. And policyX is good platform puchase of health insurance.that could made easily process. Thank...

Customer Review Image

Shrishti Srivastava

Dehradun

March 18, 2024

PolicyX made the application process for my Care health insurance plan surprisingly smooth. I could easily initiate the application directly through their platform and track the progress conven...

Customer Review Image

Abhinav Sukhija

Dehradun

March 18, 2024

I would extend my gratefulness to the PolicyX team who helped me get the best health insurance policy from Care Health.

Customer Review Image

Mithila

Jaipur

March 18, 2024

I am grateful to PolicyX and their customer support for providing me claim assistance for my Care Joy health plan during my hospitalisation.

Customer Review Image

Preeti Kapoor

Chandigarh

March 18, 2024

I am a Care Joy customer from the last 1 year for maternity cover, thanks to policyX for advising me with the right plan

Customer Review Image

Jayu Saxena

Vijayawada

March 15, 2024

PolicyX assisted my family to choose the best health insurance plan. We got family health insurance from Care Insurance.

Customer Review Image

Kanak Kala Bhadani

Chandigarh

March 15, 2024

With the help of PolicyX.com, I bought a Care family health insurance for my parents, wife and children. Buying the policy through PolicyX was affordable and convenient. I’m happy that I ...

Customer Review Image

Raghunandan Mishra

Allahabad

March 15, 2024

The PolicyX sales team is wonderful. They are one of the best health insurance advisors in the market. I highly recommend buying Care health plans through PolicyX.com.

View All Religare Health Insurance Reviews

Naval Goel

Reviewed By : Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.