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Care Health Insurance for Senior Citizens
What is Care Health Insurance for Senior Citizens?
Care Health Insurance for Senior Citizens is a valuable plan designed to help elderly individuals manage their medical expenses and secure their future. It addresses old-age health worries and helps protect retirement savings. Care Health Insurance for Senior Citizens provides comprehensive coverage across network hospitals, treatments, OPD, and COVID centers, allowing seniors to live stress-free.
Key Features of Care Health Insurance for Senior Citizens
Care Health Insurance offers affordable medical insurance plans for senior citizens, available as individual and family floater options. Policyholders can choose high sum insured options ranging from Rs. 3 Lakh up to Rs. 10 Lakh. Additionally, Care Health Insurance for Senior Citizens offers a benefit of up to a 150% increase in sum assured with a No-Claim Bonus. In many cases, a pre-policy medical check-up may not be required for purchasing this policy.
Key Benefits of Care Health Insurance for Senior Citizens
Care Health Insurance for Senior Citizens is a popular choice for senior citizen insurance needs. Here's a glimpse into the key features that make it a preferred choice:
- Affordable Premiums: Care Health Insurance for Senior Citizens offers health coverage at affordable premium rates.
- Easy EMI Options: Care Health Insurance for Senior Citizens allows policyholders to opt for easy EMI options.
- Multiple Discounts: Care Health Insurance for Senior Citizens provides various discounts such as multi-year and smart select.
- Organ Donor Cover: Care Health Insurance for Senior Citizens covers expenses for organ donor harvesting.
- Daycare Treatments: Care Health Insurance for Senior Citizens covers over 541 daycare procedures that require less than 24 hours of hospitalization.
Care Health Insurance Plans for Senior Citizens Eligibility Criteria
| Criteria | Details |
|---|---|
| Entry Age (Minimum) | 61 Years |
| Entry Age (Maximum) | Lifelong |
| Policy Term | 1/2/3 Years |
| Plan Type | Individual/ Family Floater |
| Sum Insured (in Rs.) | 3 Lakh | 5 Lakh | 7 Lakh | 10 Lakh |
| Initial Waiting Period | 30 Days* |
Care Health Insurance Plans for Senior Citizens Inclusions
Inclusions of Care Health Insurance for Senior Citizens include:
- Pre and post-hospitalization expenses
- Annual Health Check-up
- 541+ daycare procedures
- COVID-19 treatment
- Ambulance cover
- AYUSH coverage
- Domiciliary Hospitalisation
Care Health Insurance Plans for Senior Citizens Exclusions
Permanent Exclusions
Permanent diseases or health conditions that are not included under Care Health Insurance for Senior Citizens:
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and Abortion
- Congenital disease
- Infertility and in vitro fertilization
