Diseases Covered By Care Health
- Covered Diseases List
- Inclusions
- Exclusions
The main motive of health insurance is to provide coverage against any undesired and unwelcome situation that may lead to financial loss. Care Health Insurance has orchestrated numerous insurance policies that cover many fatal diseases and unexpected events such as an accident. It is important to familiarize yourself with the policy you are going to purchase by thoroughly reading the policy documents. This will give you a clear view of diseases and events that will be covered under the policy. Here is the list of diseases covered under Care Health Insurance.
Care health insurance has designed its health insurance plans in such a way that they cover accidents. ’Care Personal Accident Insurance policy covers injuries caused by an accident and hospitalization followed by the accident. Additionally, policies from the company offer death cover and convenient cashless health insurance facilities available at the network hospital of the company. It is important for an individual to opt for accident-related health insurance offered by Care because it safeguards you and your family against financial loss from unexpected events like accidents.
Care Health insurance offers coverage for coronavirus treatment. Plans like ’Corona Kavach’ and ’Covid-Care’ cover hospitalization, day care treatment, and quarantine cover. The company has lowered the waiting period for these plans to 15 days. These comprehensive plans provide nationwide coverage and prepare the policyholder against the looming risk of infection.
Care Health Insurance company provides all-inclusive coverage for cancer treatment including hospitalization, medication, chemotherapy, and radiotherapy. Treatment of cancer is expensive, so having a good policy by your side will help you financially and provide you peace of mind. ’Care Cancer Insurance’ plan offers the policyholder annual health check-ups and quick recovery counselling.
Diabetes, high BP and high BMI always demand extended treatment, causing the financial strain for an individual. That is why plans like ’Care Health Insurance for Senior Citizen’ and ’1 Crore Health Plan’ act as a safety net covering diabetes, BP and High BMI expenses for their treatment and their related complications. Even an individual with pre-existing BP or diabetes can avail of the coverage after completing 24 months of the waiting period, under the plan ’Care Pre Existing Disease Cover’.
Battling a life-threatening disease like HIV/AIDS is very difficult emotionally and financially. Health Insurance plans offered by Care cover hospitalization and treatment expenses. The HIV/AIDS policy offers domiciliary hospitalization, daycare treatment, ambulance expenses and AYUSH treatment. With this comprehensive support, the policyholder can access the best medical care and live a healthier life.
Alcohol consumption, sedentary lifestyle, poor eating habits, and work-related stress can affect your health significantly. This can lead to serious health issues which if not addressed timely could be life-threatening. However, with the escalating medical cost, access to quality treatment can be challenging without any health insurance coverage. ’Care Critical Illness Insurance’ plan offers coverage for 32 different critical illnesses, providing a high level of protection at an affordable cost.
As we all know the heart is the most important organ in the body and one must monitor its health regularly. A policy like ’Care Heart Health Insurance’ for individuals with heart conditions provides coverage for various cardiac problems and pre-existing ailments. The company also includes annual cardiac health check-ups in their plan like ’Care Heart Mediclaim’.
Typically health insurance companies have a waiting period of a minimum of 30 days from the commencement of the plan till the date the policyholder can avail of the coverage. However certain diseases such as Joint Replacement, Arthritis, Cataract, Ligament Repair, Hernia, Spinal Disorder, Osteoporosis, and Gout have a specific waiting period of 24 months. So, these conditions are covered under the policy claims and only can be filed after the completion of the designated Waiting Period.
There are many diseases which are excluded from the coverage list for the company and the list is as follows:
Health Insurance Policy coverage for diseases varies by policy. Please read the policy document before buying any plan, and understand the inclusion and exclusion of the policy. Investing your time in reading the policy document will ensure the access to best health care and smooth claim settlement.
Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family, Care Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Care Health Insurance plans explore more:
Individual and Family Health Insurance
Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...
Unique Features
Individual and Family Health Insurance
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...
Unique Features
Individual and Family Health Insurance
Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...
Unique Features
Critical Illness Health Insurance
Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...
Unique Features
Accident Health Insurance
Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...
Unique Features
Individual and Family Health Insurance
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...
Unique Features
Individual and Family Health Insurance
Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...
Unique Features
Critical Illness Health Insurance
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...
Unique Features
Senior Citizen Health Insurance
Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...
Unique Features
Individual and Family Health Insurance
Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...
Unique Features
Women Health Insurance
An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...
Unique Features
Family
A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...
Unique Features
Family
Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...
Unique Features
Individual and Family Health Insurance
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...
Unique Features
Critical Illness Health Insurance
Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...
Unique Features
Know More About Health Insurance Companies
The major diseases that Care health insurance plans are: accidental emergencies, COVID-19, Cancer. HIV/AIDS, Diabetes, Heart ailments, and so on.
Yes, Care health insurance company offers critical illness health insurance plans like Care Heart, CritiCare, and others.
Infertility treatment, beauty & cosmetics treatment, Self-inflicted imjuries, congenital diseases, etc are not covered by the Care health insurance plans.
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Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.
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