Care Cancer Mediclaim Policy: Cancer Protection | PolicyX
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Cancer Mediclaim Policy

The Care Cancer Mediclaim Policy is a specialized health plan covering ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
158+
Pan India presence
96.6%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,725 reviews
🏥 22,100+ hospitals
📊 1.74 solvency ratio
✅ 96.6% claim settlement
Written by Simran Nirala
Reviewed by Anchita Bhattacharyya
Published: 19 Nov 2024
Updated: 25 Jul 2026
Expert Verified
IRDAI Licensed

Overview

The Care Cancer Mediclaim policy is a specialized health plan designed to cover the high costs associated with cancer treatment. It provides comprehensive medical coverage from diagnosis to advanced treatments like chemotherapy, radiotherapy, surgeries, and OPD expenses, along with pre and post-hospitalization care. The plan supports you across all stages of cancer, ensuring financial preparedness without exhausting your savings. Benefits also include organ donor expenses and annual health check-ups. With lifelong renewability and affordable premiums, this policy covers all types of cancers.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Min- 5 years, Max- 50 years
Plan type
Critical Illness Health Insurance
Sum insured options
₹10 L, ₹20 L, ₹30 L, ₹40 L, ₹50 L, ₹1 L, ₹2 L
Waiting period
90 days
Renewability
Lifelong
Policy term
1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Annual health checkup
  • Chemo and radiotherapy cover
  • Air ambulance cover
  • Chemo and radio therapy
  • Organ donor cover

Cons

  • Change of gender treatment
  • Obesity treatment unavailable
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Not covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Covered

Care Health Insurance Network Hospital List

Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry age-: 5 years
  • Max entry age-: 50 years
  • SI-: 10 L to 2 Cr
  • Waiting Period-: 30 days

Frequently Asked Questions

The 5 most-asked questions about Cancer Mediclaim Policy, answered.

Yes, major daycare procedures are covered with this policy including oncology, neurology, paediatric surgeries, and more.
For pre-existing diseases, the waiting period is 48 months from the date of policy issuance.
Yes, you can avail of an annual health check-up benefit to diagnose any traces of cancer-related health issues.
No. It’s an individual plan but you can buy an individual mediclaim policy for up to 6 members of your family.
Chemotherapy and radiotherapy are the major cancer treatments covered in this policy.

Conclusion

A cancer-specific health plan that provides comprehensive coverage across all stages of cancer, incl

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