Network hospitals
20800+
Claim settlement ratio
100%
Sum insured
1 CR
No. of Plans
13
Solvency Ratio
1.81
Pan India Presence
-
PolicyX.com is a Recognised Care Partner View Certificate
Network hospitals
20800+
Claim settlement ratio
100%
Sum insured
1 CR
No. of Plans
13
Solvency Ratio
1.81
Pan India Presence
-
PolicyX.com is a Recognised Care Partner View Certificate
Care Supreme Plan is a comprehensive health insurance plan that includes wellness benefits, unlimited e-consultations, unlimited automatic restorations, advance treatments, cumulative bonus benefits, organ donor coverage, and much more. The Care Supreme plan eligibility criteria state that adults must be between the ages of 18 and 60 years, and dependent children must be between the ages of 91 days and 24 years of age. Care Supreme Plan is a superior health insurance plan that provides policyholders with financial security and is available as an individual and family floater option. It aims to provide health care to more family members without charging exorbitant premiums.
Along with the base coverage, the Care Supreme Plan includes a number of optional benefits such as annual health check-ups, cumulative bonus super, air ambulance coverage, and wellness benefits.
Cumulative Bonus super allows policyholders to receive up to 500% of the Sum Insured. Another optional benefit is air ambulance coverage, which is available for up to 5 lakh INR per year. With the Care Supreme Plan Wellness benefit, you can get a renewal discount of up to 30% simply by tracking your steps with fitness devices. Care Supreme Plan's mission is to provide healthcare in an affordable package while also encouraging its customers to live a healthier lifestyle for a better quality of life.
Care Health Insurance Plan Detailed Review
Entry Age
Child Minimum: 91 Days
Maximum: 24 Years
Sum Insured
5 L | 7 L | 10 L | 15 L
Adult Age
Minimum: 18 Years
Maximum: 60 years
Plan Type
Individual & Family floater
Policy Term
1/2/3 Year
Initial Waiting Period
30 Days
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Individuals can select their preferred sum-insured variant for Care Supreme Plan with optional coverage features.
In-patient & Out-patient coverage
Room Rent
Covered
ICU Charges
Covered
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 180 days
Domiciliary Hospitalization
Covered
Daycare Treatment
Not Covered
OPD Charges
Not Covered
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Not Covered
No Claim Bonus
Not Appicable
Automatic Restoration
Applicable
Daily Hospital Cash
Not available
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Not Available
Alternative Treatments
AYUSH Treatment
Covered
IVF Treatment
Not Available
Modern Treatment
Covered
Emergency Coverage
Ambulance
Covered
Air Ambulance
Covered
Compassionate Travel
Not Covered
Global Coverage
Not Covered
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Covered
Second Medical Opinion
Not Covered
Vaccination
Not Covered
Limitations
Co-payment
Not Applicable
Sub-limits
Not Available
Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Coverage status under Care Supreme Plan?
Under Care Supreme Plan, the room rent is covered up to Sum Insured.
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Care Supreme Plan?
Under the Care Supreme Plan, ICU charges are covered up to Sum Insured.
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Care Supreme Plan?
Under the Care Supreme Plan medical expenses incurred during pre-hospitalization are covered for up to 60 days.
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan, medical expenses incurred during post-hospitalization are covered for up to 180 days.
Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan, domiciliary hospitalization is covered up to SI.
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Care Supreme Plan?
Under the Care Supreme Plan daycare procedures are covered.
The cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under Care Supreme Plan?
Care Supreme Plan does not cover OPD charges.
Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Care Supreme Plan?
COVID-19 treatment is not covered by Care Supreme Plan.
A common eye condition in which your vision gets blurred.
Coverage status under Care Supreme Plan?
Care Supreme Plan does not cover Cataract Treatment.
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under Care Supreme Plan?
The no-claim Bonus is available, 50% of SI, up to a maximum of 100% of SI under the Care Supreme Plan.
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan automatic restoration is available for unlimited times for same or unrelated illness.
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Care Supreme Plan?
The daily hospital cash is not available under Care Supreme Plan.
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan, organ donor expenses are covered up to SI.
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under Care Supreme Plan?
Under the Care Supreme Plan maternity expenses are covered as a health service benefit.
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the new born cover and these common treatments can vary from plan to plan:
Coverage status under Care Supreme Plan?
Under Care Supreme Plan the newborn baby cover is not available.
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Care Supreme Plan?
AYUSH Treatment is covered Under Care Supreme Plan up to SI.
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under Care Supreme Plan?
Under the Care Supreme Plan IVF treatment is not covered.
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan, Modern Treatments are covered up to SI.
An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan, Ambulance expenses are covered up to Sum Insured
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan, Air Ambulance is available as an optional cover, for up to INR 5 Lakh per year.
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under Care Supreme Plan?
Under the Care Supreme Plan compassionate travel is not covered.
Any kind of medical/health emergency when you are outside of India.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan Global coverage is not available.
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan, e-consultation is covered. It is an Unlimited e-consultation facility with general physicians.
A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan, a health checkup is covered as an optional benefit for all insured lives once per policy period.
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under Care Supreme Plan?
Under Care Supreme Plan second medical opinion is not covered.
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Care Supreme Plan?
Under the Care Supreme Plan, vaccination expenses are not covered.
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Coverage status under Care Supreme Plan?
Under the Care Supreme Plan co-pay is not applicable.
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to pay by the policyholder.
Coverage status under Care Supreme Plan?
Applicable under Care Supreme Plan.
Care Health Insurance promises a wide Network of cashless Hospitals across India. A well connected network of over 20800+ cashless hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in
Permanent diseases or health conditions that are not included under Care Supreme Plan Health Insurance are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
Miscarriage, and abortion
Congenital Disease
Infertility and in vitro fertilization
OPD treatment
Pre-Existing Diseases 48 months
Listed Ailments 24 months
Get tax relief under section 80D
Take advantage of unlimited automatic restoration
Avail Consultations
Select multiple optional Benefits
Avail Wellness Benefit
Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
Individuals with the Care Supreme Plan can take advantage of the automatic restoration feature, which is available for an unlimited number of times regardless of whether the illnesses are different or the same throughout the policy year, allowing for unlimited sum insured restoration in the event that your base sum insured is exhausted.
The Care Supreme Plan provides policyholders with unlimited e-consultations with general practitioners. Individuals can consult doctors without worrying about additional consultation fees and can receive consultations via phone or video calls.
Care Supreme Plan includes a slew of optional benefits, including cumulative bonus super, annual health check-ups, air ambulance coverage, and wellness coverage. All of these optional benefits allow policyholders to approach medical care with less financial stress.
The wellness benefit includes a variety of features that help people live a healthy lifestyle. With access to digital fitness coaching, access to a nutritionist and dietician, and a renewal discount of up to 30% on recording more than 10,000 steps through fitness apps, the wellness benefit feature encourages people to take better care of themselves.
Care Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
A comprehensive health plan for individual and family with SI of 3 lacs to 6 Cr. with global coverage.
Unique Benefits
Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.
Unique Benefits
Get medical coverage for pre-existing diseases like BP, diabetes without any waiting period by bearing a co-pay of 20-30%.
Unique Benefits
A super top-up health insurance plan to provide extra medical cover on the basis of policy deductible principle.
Unique Benefits
A comprehensive family floater plan that decides your policy premium based on the living cost of the city you reside in.
Unique Benefits
Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.
Unique Benefits
A standard comprehensive plan mandated by IRDAI that offers coverage for both Ayurvedic or Allopathic treatments.
Unique Benefits
Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.
Unique Benefits
Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.
Unique Benefits
A comprehensive plan that takes care of your medical needs in your late 40s.
Unique Features
Individuals with pre-existing cardiac diseases can get coverage against medical treatments by paying 20-30% of co-payment for every claim.
Unique Benefits
A flexible health plan that covers advanced technology methods, unlimited e-consultations and personal accidents.
Unique Benefits
A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
1. What are the eligibility criteria for the Care Supreme Plan?
The eligibility criteria for Care Supreme Plan is as follows
2. What are the sum insured variants available under Care Supreme Plan?
The available sum insured variants for policyholders are 5 L | 7 L | 10 L | 15 L.
3. Can I add dependent children under the Care Supreme Plan?
Yes, individuals can add up to 2 dependent children under the Care Supreme Plan family floater variant.
4. Is Care Supreme Plan eligible for tax benefits?
Yes, the amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
5. Does Care Supreme Plan cover individuals for maternity expenses?
Yes, Maternity cover is available under Care Supreme Plan.
Victor Rodricks
Pune
December 2, 2023
The Advisor Ms. Prajapati was excellent in handling all my queries n I am fully satisfied n would rate her performance to 10
Megha
Delhi
October 4, 2023
Very good insurance plans, required one for my whole family with a large sum insured and care provided me with the best options along with additional benefits.
Benji Soni
Allahabad
October 3, 2023
I vе had a smooth еxpеriеncе with thе add-on covеragе options availablе for spеcific diseases
Sunidhi Chauhan
Pune
October 3, 2023
Waiting pеriod for prе-еxisting disеasеs is rеasonablе and wеll-dеfinеd making it easy for me.
Praveen Rawat
Bhopal
October 3, 2023
Rеligarе Hеalth Insurancе valuеs customеr fееdback and continuously improvеs its sеrvicеs.
Anjali Rohit
Gandhinagar
October 3, 2023
Rеligarе Hеalth Insurancе valuеs customеr fееdback and continuously improvеs its sеrvicеs.
Anika
Mumbai
October 3, 2023
I needed assistance regarding my health insurance plan for renewal and care health insurance customer support offered the best assistance
Ankit Oberai
Delhi
October 3, 2023
I bought an individual super top-up health plan from care in addition to my corporate health plan and it has provided me with more than enough coverage
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
You May Also Know About
*T&C Apply