Care Supreme Plan

Care Supreme Health Insurance Plan

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about future healthcare needs. The best part of the Care Supreme Plan is that you get a wide range of coverage benefits at a minimal premium cost.

Care Supreme health insurance plan benefits include:

• Pre and post-hospitalisation
• Daycare procedures
• Organ donor expenses
• Domiciliary hospitalisation
• AYUSH inpatient treatment (up to the limit of basic sum insured)

Additionally, you can avail of health and wellness rewards, such as up to a 30% discount on the next renewal; all you need is to maintain your fitness and live healthily. Furthermore, the Care Supreme health policy offers add-on choices like OPD, PED waiting period reduction, health check-up cover, and the Cumulative Bonus Super benefit (where the sum insured increases by 5% for every 5 consecutive policy terms).

These are just a few benefits to catch your attention. Read further to explore the comprehensive benefits that Care Supreme offers. This article details the Care Supreme health plan, including premium calculation, buying process, and renewal benefits.

Add-ons to Maximize Your Care Supreme Plan Benefits

If you feel your Care Supreme insurance policy is not enough to cover specific conditions, you can buy these add-on covers to optimize the benefits. Read below the add-on covers that you can buy with the Care Supreme plan:

• Annual health check-up
• Cumulative Bonus Super (up to 500% sum insured raise)
• Wellness benefits (up to 30% discount)
• Claim shield (for non-payable items cover)
• Instant cover (for pre-existing diseases)
• Reduction in the waiting period for pre-existing diseases
• Care OPD (to avail of specified consultation benefits)

How is Care Supreme Premium Calculated?

Care Supreme premium mainly depends on these factors:

• Age: The higher the age, the higher the premium
• Sum Insured: A higher coverage amount increases the premium
• City of Residence: Premium may be slightly higher in metro cities due to higher healthcare costs
• Number of Members: In a family floater plan, premium depends on the number of members and their age
• Add-ons Selected: Choosing add-ons like OPD cover, Care OPD, or waiting period reduction increases the premium
• Medical History: Premium may be adjusted if pre-existing diseases are present

You can visit PolicyX.com and enter your details to get an instant premium quote.

Highlights of Care Supreme Health Insurance

Here are the major benefits of the Care Supreme health insurance plan to help you utilize your policy better:

• Get up to 500% of the maximum raise in sum insured with Cumulative Bonus Super cover.
• Get an unlimited sum insured recharge for uncompromised coverage benefits.
• AYUSH treatment, organ donor cover, and domiciliary hospitalisation without any capping and sub-limits.
• Avail unlimited e-consultation benefits under Discount Connect cover for expert consultation, pharmacy, and diagnostic tests.
• Avail up to a 30% discount on renewal for maintaining a healthier lifestyle under wellness benefits.

Care Supreme Plan Benefits

• Tax Benefits

  Get tax relief under section 80D.

• Automatic Restore

  Take advantage of unlimited automatic restoration.

• E-consultations

  Avail e-consultations.

• Optional Benefits

  Select multiple optional benefits.

• Lifestyle Improvements

  Avail wellness benefits.

Exclusions

Permanent Exclusions

• Hospitalization due to war, riot, strike, or nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and abortion
• Congenital disease
• Infertility and in vitro fertilization

Waiting Period Exclusions

Certain diseases and treatments are covered after a specified waiting period:

• Listed ailments: 24 Months
• Pre-existing diseases: 36 Months

Conclusion

Care Supreme is a health insurance policy that will not only protect you and your family from future health problems but also help you save on healthcare expenses by covering almost every kind of medical emergency. This policy gives you ultimate coverage with less investment and also offers unique wellness rewards. So, why wait? Visit the Care Health Insurance page on PolicyX.com to get a quote for this plan. Alternatively, you can contact our customer care at 1800 4200 269 for assistance.