Care Supreme Plan

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Care Supreme Plan?

Under Care Supreme Plan, the room rent is covered up to Sum Insured.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Care Supreme Plan?

Under the Care Supreme Plan, ICU charges are covered up to Sum Insured.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Care Supreme Plan?

Under the Care Supreme Plan medical expenses incurred during pre-hospitalization are covered for up to 60 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan, medical expenses incurred during post-hospitalization are covered for up to 180 days.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan, domiciliary hospitalization is covered up to SI.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Care Supreme Plan?

Under the Care Supreme Plan daycare procedures are covered.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Care Supreme Plan?

Care Supreme Plan does not cover OPD charges.

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Care Supreme Plan?

COVID-19 treatment is not covered by Care Supreme Plan.

A common eye condition in which your vision gets blurred.

Coverage status under Care Supreme Plan?

Care Supreme Plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Care Supreme Plan?

The no-claim Bonus is available, 50% of SI, up to a maximum of 100% of SI under the Care Supreme Plan.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan automatic restoration is available for unlimited times for same or unrelated illness.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Care Supreme Plan?

The daily hospital cash is not available under Care Supreme Plan.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan, organ donor expenses are covered up to SI.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Care Supreme Plan?

Under the Care Supreme Plan maternity expenses are covered as a health service benefit.

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Care Supreme Plan?

AYUSH Treatment is covered Under Care Supreme Plan up to SI.

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under Care Supreme Plan?

Under the Care Supreme Plan IVF treatment is not covered.

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan, Modern Treatments are covered up to SI.

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan, Ambulance expenses are covered up to Sum Insured

• For SI below 15 Lakh INR - up to 10,000 INR
• For SI 15 Lakh INR - up to SI

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan, Air Ambulance is available as an optional cover, for up to INR 5 Lakh per year.

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Care Supreme Plan?

Under the Care Supreme Plan compassionate travel is not covered.

Any kind of medical/health emergency when you are outside of India.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan Global coverage is not available.

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan, e-consultation is covered. It is an Unlimited e-consultation facility with general physicians.

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan, a health checkup is covered as an optional benefit for all insured lives once per policy period.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Care Supreme Plan?

Under Care Supreme Plan second medical opinion is not covered.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Care Supreme Plan?

Under the Care Supreme Plan, vaccination expenses are not covered.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Care Supreme Plan?

Under the Care Supreme Plan co-pay is not applicable.

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to pay by the policyholder.

Coverage status under Care Supreme Plan?

Applicable under Care Supreme Plan.

Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

Individuals with the Care Supreme Plan can take advantage of the automatic restoration feature, which is available for an unlimited number of times regardless of whether the illnesses are different or the same throughout the policy year, allowing for unlimited sum insured restoration in the event that your base sum insured is exhausted.

The Care Supreme Plan provides policyholders with unlimited e-consultations with general practitioners. Individuals can consult doctors without worrying about additional consultation fees and can receive consultations via phone or video calls.

Care Supreme Plan includes a slew of optional benefits, including cumulative bonus super, annual health check-ups, air ambulance coverage, and wellness coverage. All of these optional benefits allow policyholders to approach medical care with less financial stress.

The wellness benefit includes a variety of features that help people live a healthy lifestyle. With access to digital fitness coaching, access to a nutritionist and dietician, and a renewal discount of up to 30% on recording more than 10,000 steps through fitness apps, the wellness benefit feature encourages people to take better care of themselves.