Care Plan

COVID Care with OPD

Get COVID treatment with up to 1% of Sum Insured as OPD benefit. Benefits available under this rider include:

• In-patient care
• Day care treatment
• Quarantine coverage (Sub-limit up to 1% of Sum Insured per day, maximum 30 days)
• 30 days of pre-hospitalization
• 60 days of post-hospitalization
• OPD expenses such as pharmacy expenses, patient consultation, etc.

COVID Care

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from a Government-approved Centre. Benefits available under this rider include:

• In-patient care
• Day care treatment
• Quarantine coverage (Sub-limit up to 1% of Sum Insured per day, maximum 30 days)
• 30 days of pre-hospitalization
• 60 days of post-hospitalization

No Claim Bonus Super

This rider offers a 50% increment in the sum insured for every claim-free year, up to a maximum of 100% of the Sum Insured per policy. It also offers a combined benefit of a no-claim bonus and a no-claim bonus super, resulting in a 60% increment in sum insured for every claim-free year. If a claim is made in any year, the no-claim bonus and no-claim bonus super will decrease at the same rate at which they arose.

Reduction in PED

Reduces the pre-existing disease waiting period from 48 months to 24 months.

OPD Care

Covers expenses incurred on doctor consultations, pharmacy, and medical tests. You can opt for coverage ranging from ₹5,000 to ₹50,000.

Unlimited Automatic Recharge

Sum insured can be recharged unlimited times.

Everyday Care

Coverage for doctor consultations and diagnostic tests up to 2% of the sum insured.

Daily Allowance

Provides a certain amount of cash for each day during hospitalization to cover non-medical expenses such as food and transportation. A sum is paid to the insured person for each day of hospitalization (maximum up to 30 days). This amount will double in case of hospitalization in an ICU.

Global Coverage

Get cashless treatment across listed network hospitals outside India.

International Second Opinion

By adding this rider to your Care Plan, you can consult international doctors across the globe to get a second medical opinion.

Air Ambulance Cover

Covers the expense of necessary air ambulance services.

Co-payment Waiver

By choosing this rider, you can waive the 20% co-payment if the insured or the eldest insured member is 61 years or above.

Care Shield

A combination of three additional benefits:

• Claim Shield: Covers non-payable expenses like gloves, masks, etc.
• No Claim Bonus Shield: Applicable if the claim amount is less than 25% of the Sum Insured.
• Inflation Shield: Sum Insured will increase at every renewal on a cumulative basis.