Care Plan
  • Up to 100% of the sum insured as NCB*
  • Annual health check-up without age-limit
  • Choice to avail personal accident cover
premium

Network hospitals

20800+

premium

Claim settlement ratio

100%

premium

Sum insured

1 CR

premium

No. of Plans

13

premium

Solvency Ratio

1.81

premium

Pan India Presence

-

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Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

20800+

premium

Claim settlement ratio

100%

premium

Sum insured

1 CR

premium

No. of Plans

13

premium

Solvency Ratio

1.81

premium

Pan India Presence

-

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Care Health Care Insurance Plan (Formerly Religare Care)

Single health insurance to cover all family members.

Care health insurance plan is a comprehensive medical policy for individuals and families. It is an ideal plan for those who want a higher sum insured option to secure their present and future from medical expenses. Care medical policy from Care Health Insurance company has got you covered for all modern-day healthcare needs.

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Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Care Health Care Insurance (Formerly Known as Religare Care Health Insurance) Plan Specifications

Care Plan offers medical coverage to you and your family at the time of medical emergency. To know more about the care health insurance "care plan", take a look at the below-mentioned specifications and its eligibility.

Sum Insured

Care Plan: 3 Lakhs to 75 lakhs, Care Plan (Global): 1 Crore - 6 Crores

Plan Type

Individual and Family Floater

Entry Age

Min: Individual: 5 Years, Floater: 91 days + 1 Adult insured Max: No age Limit

Initial Waiting Period*

30 Days

Policy Term

1,2,3 Years

Renewability

Lifelong

Read more specifications in the brochure.

Choose your Care Health Care Insurance (Formerly Known as Religare Care Health Insurance) Plan

Care plan high sum insured option that varies on care plan variant i.e. care plan and care plan global. Below-mentioned are the coverage options that you and your family will get under the care plan.

In-patient & Out-patient Coverage

Room Rent

Up to 1% of SI per day

ICU Charges

Up to 2% of SI per day

Pre-Hospitalization

Covered up to 30 days

Post-Hospitalization

Covered up to 60 days

Domiciliary Hospitalization

Up to 10% of SI

Daycare Treatment

Covered

OPD Charges

Covered under a rider

Coverage Terms

COVID-19 Treatment

Covered under a Rider

Cataract

Not Covered

No Claim Bonus

Available under a Rider

Automatic Restoration

Available under a Rider

Daily Hospital Cash

Available under a Rider

Organ Donor

Covered up to 50K

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Covers Robotic Surgery, etc.

Emergency Coverage

Ambulance

Covered up to 1.5K per hospitalization

Air Ambulance

Available under a rider

Compassionate Travel

Not available

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Covered

Second Medical Opinion

Covered under a rider

Vaccination

COVID-19 Vaccination Covered

Limitations

Co-payment

20% of the claim amount

Sub-limits

Not applicable

What is Room Rent?

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Care Plan?

Under this plan, the room rent coverage is offered as per the selected SI amount as mentioned in the table below:

SI Options 3L - 4L 5L - 10L 15L - 40L 50L - 75L 1Cr - 6Cr
Room Rent Up to 1% of SI per day Single Private room Single Private room (upgradable to next Level) Single Private room (upgradable to next Level) Single Private room (upgradable to next Level)
What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Care Plan?

Under this plan, ICU charges coverage is based on your selected Sum Insured.

SI Options 3L - 4L 5L - 10L 15L - 40L 50L - 75L 1Cr - 6Cr
ICU Charges Up to 2% of SI per day Covered up to SI Covered up to SI Covered up to SI Covered up to SI
What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Care Plan?

This plan covers pre-hospitalization medical expenses for up to 30 days.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Care Plan?

This plan covers post-hospitalization medical expenses for up to 60 days.

What is Domiciliary Hospitalization?

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Care Plan?

Under this plan, the domiciliary hospitalization that exceeds 3 days is covered up to 10% of your selected Sum Insured.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Care Plan?

More than 540 day care procedures are covered.

What are OPD charges?

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Care Plan?

OPD charges under this plan are covered under a rider that can be availed of by buying an extra premium.

What is COVID-19 Treatment?

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Care Plan?

COVID-19 treatment cover is available under a rider that can be availed of by paying an extra premium.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Care Plan?

Not covered

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Care Plan?

No-claim bonus under this rider is available under a rider that can be availed of by paying an extra premium.

What is Automatic Restoration?

Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.

Coverage status under Care Plan?

The plan offers automatic restoration under a rider or up to SI amount depending on the selected SI.

SI Options 3L - 4L 5L - 10L 15L - 40L 50L - 75L 1Cr - 6Cr
Automatic Restoration Available under a Rider Available under a Rider Available under a Rider Available under a Rider Up to SI (once a year)
What is Daily Hospital Cash?

It is a cash amount that you will get each day during the time of hospitalization.

Coverage status under Care Plan?

Available under a rider that can be availed of by paying an extra premium.

What is an Organ Donor Cover?

Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Care Plan?

Available depending on your selected SI as mentioned in the table below:

SI Options 3L - 4L 5L - 10L 15L - 40L 50L - 75L 1Cr - 6Cr
Organ Donor Covered up to 50K Covered up to 1 lakh Covered up to 2 lakhs Covered up to 3 lakhs Covered up to 5 lakhs
What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Care Plan?

The plan offers a maternity cover of up to 1 lakh for the SI options between 50-75 lakhs.

Maternity cover of up to 2 lakhs is available under Care Global variant after 2 years of waiting period for family floater plan.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the new born cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Pre-mature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Care Plan?

Newborn baby expenses are not covered under this plan.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Care Plan?

Not Covered

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Care Plan?

Not Covered

What is a Modern Treatment?

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Care Plan?

Modern treatments like robotic surgery, etc. are covered.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Care Plan?

This plan covers Ambulance charges according to the selected SI.

SI Options 3L - 4L 5L - 10L 15L - 40L 50L - 75L 1Cr - 6Cr
Ambulance Covered up to 1.5K per hospitalization Covered up to 2K per hospitalization Covered up to 2.5K per hospitalization Covered up to 3K per hospitalization Covered up to 3K per hospitalization
What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Care Plan?

Available under a rider that can be availed of by paying an additional premium.

What is Compassionate Travel?

It covers the traveling expenses of the family members of the insured person.

Coverage status under Care Plan?

Not available

What is Global Coverage?

It covers any kind of medical/health emergency when you are outside of India.

Coverage status under Care Plan?

Global coverage under this plan is available only for SI amounts of 50 lakhs and above in Care variant and Care global variant under Care Anywhere feature.

What is E-Consultation?

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Care Plan?

Not Available

What is a Health Checkup?

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Care Plan?

The policy allows health check-ups for all insured members once a year.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under Care Plan?

Available under a rider that can be availed of by paying an additional premium.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Care Plan?

Coverage for expenses incurred on COVID vaccination is available.

What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Care Plan?

20% of co-payment applies to policyholders who are above 60 years of age.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to pay by the policyholder.

Status under Care Plan?

No sub-limits defined

Care Health Insurance Network Hospital List

Care Health Insurance promises a wide Network of cashless Hospitals across India. A well connected network of over 19000+ cashless hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Care Network Hospital

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Choose Care Health Insurance Plan for

Care Health Insurance for Senior Citizens

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Care Health Care Insurance (Formerly Known as Religare Care Health Insurance) Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under this plan are:

War-related injuries

Cosmetic or Plastic Surgery

Injuries resulting from a suicide attempt

Injuries resulting from adventurous sports

Hospitalization due to alcohol, and drug abuse

Tests and treatments related to infertility and in vitro fertilization

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Pre-Existing Diseases after 48 Months

Assisted Reproductive Treatment after 36 Months

Initial Waiting Period after 30 Days

COVID treatment after 15 Days

Care Health Care Insurance (Formerly Known as Religare Care Health Insurance) Plan Premium

To give you an idea about Care Plan premiums, we have shown different sample premiums based on different SI values and the number of members covered. Have a look:

Sum Insured: 5 Lakhs

Age1 Adult2 Adult2 Adult+1 Child2 Adult+2 Child
30 Years662098951233215453

Sum Insured: 20 Lakhs

Age1 Adult2 Adult2 Adult+1 Child2 Adult+2 Child
30 Years11854192462358529047

Sum Insured: 50 Lakhs

Age1 Adult2 Adult2 Adult+1 Child2 Adult+2 Child
30 Years28029418385164360542

Sum Insured: 1 Crore

Age1 Adult2 Adult2 Adult+1 Child2 Adult+2 Child
30 Years5058195171119093149606

Care Health Care Insurance (Formerly Known as Religare Care Health Insurance) Plan Riders

Care plan offers myriads of optional riders to cover your specific requirements:

COVID Care with OPD

COVID treatment up to 1% of SI

COVID Care

Covers the COVID-19 treatment

No Claim Bonus Super

Offer no claim bonus of 50%

Reduction in PED

Reduces pre-existing waiting period.

OPD Care

Covers the expenses of Doctor Consultations, etc.

Unlimited Automatic Recharge

Sum insured can be recharged unlimited times.

Everyday Care

Covered up to 2% of SI.

Daily allowance

Get cash amount every day during hospitalization.

Global Coverage

Covers the cost of hospitalization outside India.

International Second Opinion

Allows second medical opinion from Global experts.

Air Ambulance cover

Covers the expense of the necessary air ambulance.

Co-payment Waiver

Waive off the 20% co-payment.

Care Shield

Combination of 3 additional benefits in one:

COVID Care with OPD

Get COVID treatment with up to 1% of Sum Insured as OPD benefit. Below mentioned are some of the benefits available under this rider:

  • In-patient care
  • Day care treatment
  • Quarantine coverage is offered with a Sub-limit of up to 1% of the Sum Insured per day. It can go to a maximum of up to 30 days.
  • 30 days of pre-hospitalization
  • 60 days of post-hospitalization
  • OPD expenses such as pharmacy expenses, patient consultation, etc.
COVID Care

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre. Below mentioned are some of the benefits available under this rider:

  • In-patient care
  • Day care treatment
  • Quarantine coverage is offered with a Sub-limit of up to 1% of the Sum Insured per day. It can go to a maximum of up to 30 days.
  • 30 days of pre-hospitalization
  • 60 days of post-hospitalization
No Claim Bonus Super

This rider offers a 50% increment in the sum insured for every claim-free year. This increment can go up to a maximum of 100% of SI per policy. Moreover, it offers the combined benefit of a no-claim bonus and a no-claim bonus super i.e. 60% increment in sum insured for every claim-free year.

If the claim has been made in any year, the no-claim bonus and the no-claim bonus super will be decreased at the same rate at which it arises.

Reduction in PED

Reduces the pre-existing waiting period from 48 months to 24 months.

OPD Care

Covers the expenses incurred on Doctor Consultations, Pharmacy & medical Tests. You can opt for the coverage amount ranging from INR 5K to 50K.

Unlimited Automatic Recharge

Sum insured can be recharged unlimited times.

Everyday Care

Coverage for doctor consultations and diagnostic tests up to 2% of the sum insured.

Daily allowance

Provides a certain amount of cash for each day during the hospitalization to cover non-medical expenses such as food and transportation, etc.

A sum amount is paid to the insured person for each day of hospitalization (Maximum up to 30 days). This amount will become double in case of hospitalization in ICU.

Global Coverage

Get cashless treatment across the listed network hospitals outside India.

International Second Opinion

By adding this rider to your Care Plan, you can consult international doctors across the globe to get a second medical opinion.

Air Ambulance cover

Covers the expense of the necessary air ambulance.

Co-payment Waiver

By choosing this rider, you can get rid of the 20% of the co-payment worry if the insured or the eldest insured member is 61 or above.

Care Shield

Combination of 3 additional benefits in one:

Claim Shield: Covers the non-payable expenses like gloves, masks, etc.

No Claim Bonus Shield: Applicable if the claim amount is less than 25% of the SI.

Inflation Shield: Sum Insured will increase at every renewal on a cumulative basis.

Explore Care Health Insurance

Care Health Renewal

Care Health Renewal

Care Premium Calculator

Care Health Premium Calculator

Care Health Insurance Premium Payment

Care Health Insurance Premium Payment

Care Health Claim Settlement Ratio

Care Health Claim Settlement Ratio

Care Health Insurance Plans

Care Health Insurance Plans

Explore Other Care Health Insurance Plan

Care health insurance offers a total of 13 health insurance plans. Check below to know more about the other care health insurance plans offered by the company.

Care Classic

A comprehensive family floater plan that decides your policy premium based on the living cost of the city you reside in.

Unique Benefits

  • Covers IVF treatment
  • Compassionate travel coverage
  • Unlimited e-consultation

Care Classic (Pros)

  • Zone-Based Health Insurance
  • Family Floater Plan
  • Affordable Plan
  • High Sum Insured
  • Value Added Services

Care Classic (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Classic (Other Benefits)

  • Unlimited e-consultations
  • Annual Health Check-up
  • Wellness Services
  • OPD care
  • ENT Consultations

Care Classic (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Care Senior Citizen

Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.

Unique Benefits

  • No pre-policy Medical Checkup
  • Lifelong Renewability
  • Automatic SI Recharge

Care Senior Citizen (Pros)

  • No pre-policy check-up
  • Annual Health Check-up
  • 540+ Day Care Treatments
  • EMI premium options
  • Discounts Available

Care Senior Citizen (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Senior Citizen (Other Benefits)

  • Organ Donor Cover
  • Second Opinion Available
  • Affordable Premiums
  • Covid-19 Treatment
  • Ambulance Cover

Care Senior Citizen (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Care Freedom

Get medical coverage for pre-existing diseases like BP, diabetes without any waiting period by bearing a co-pay of 20-30%.

Unique Benefits

  • No pre-policy checkup needed
  • Dialysis cover available
  • Annual Health Checkup

Care Freedom (Pros)

  • Cashless Healthcare
  • No pre-policy check-ups
  • SI Recharge
  • Lifelong Renewability
  • 15-day free-look period

Care Freedom (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Freedom (Other Benefits)

  • 2 Plan variants
  • Consumable Allowance
  • Annual Health Check-up
  • Long Term Discounts
  • Dialysis Cover

Care Freedom (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Care Enhance

A super top-up health insurance plan to provide extra medical cover on the basis of policy deductible principle.

Unique Benefits

  • Covers modern treatment
  • Flexible options of deductible
  • No pre-policy medical test

Care Enhance (Pros)

  • Annual Health Check-up
  • Family floater option
  • Pre & Post Hospitalization
  • Inpatient care
  • Day Care Treatments

Care Enhance (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Enhance (Other Benefits)

  • High Sum Insured
  • Organ Donor Expenses
  • Expert Opinion Cover
  • Cashless Treatment
  • Long Term Policy

Care Enhance (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No age limit
  • SI - 1 L to 55 L
  • Waiting Period - 30 Days

Care Joy

A maternity health insurance plan with child cover. This plan protects individuals and families during medical emergencies.

Unique Benefits

  • 100% increase in SI as NCB
  • Newborn Cover
  • 541 day care treatments covered

Care Joy (Pros)

  • 2 Plan Variants
  • Maternity Plan
  • New Born Baby Cover
  • Day Care Treatment
  • Modern Treatment Cover

Care Joy (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Joy (Other Benefits)

  • Long term discount
  • Congenital Disease Cover
  • 100% increase in SI
  • Ambulance Cover
  • Lifelong Renewability

Care Joy (Eligibility Criteria)

  • Entry Age - 1 Day
  • Max Entry Age - 65 Years
  • SI - 3 L/5 L
  • Waiting Period - 30 Days

Care Advantage

Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.

Unique Benefits

  • No bonus claim up to 50%
  • Automatic SI recharge
  • Organ donor cover

Care Advantage (Pros)

  • Automatic Recharge
  • High SI
  • 50% No Claim Bonus
  • Ambulance Cover
  • Optional Cover Available

Care Advantage (Cons)

  • 20% Co-pay
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Advantage (Other Benefits)

  • 5 L Air Ambulance Cover
  • Reduction in PED Waiting period
  • Co-pay Waiver
  • Annual Health Check-up
  • Room rent modification

Care Advantage (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 25 L to 6 Cr
  • Waiting Period - 30 Days

Care Arogya Sanjeevani

A standard comprehensive plan mandated by IRDAI that offers coverage for both Ayurvedic or Allopathic treatments.

Unique Benefits

  • AYUSH Treatment
  • Pre and Post hospitalization
  • 5% cumulative bonus

Care Arogya Sanjeevani (Pros)

  • Affordable Premium
  • Lifelong Renewability
  • Tax Benefits
  • Ambulance Expenses Cover
  • Cataract Treatment Cover

Care Arogya Sanjeevani (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Arogya Sanjeevani (Other Benefits)

  • Modern Treatments Available
  • 50% Cumulative Bonus
  • 30 Days Pre Hospitalization
  • 60 Days Post Hospitalization
  • COVID-19 Cover

Care Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 5 L
  • Waiting Period - 30 Days

Care Cancer Mediclaim

Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.

Unique Benefits

  • Annual Health Checkup
  • Chemo and radiotherapy cover
  • Air Ambulance Cover

Care Cancer Mediclaim (Pros)

  • Chemo & Radio Therapy
  • Organ Donor Cover
  • Annual Health Check-up
  • Covers all major cancer
  • Lifelong Renewability

Care Cancer Mediclaim (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Cancer Mediclaim (Other Benefits)

  • International Second Opinion
  • Doctor On Call
  • Air Ambulance Cover
  • Quick Recovery Counseling
  • OPD Cover

Care Cancer Mediclaim (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 50 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Care Critical illness

Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.

Unique Benefits

  • Psychiatric Counselling
  • Dialysis Cover
  • Organ Donor Cover

Care Critical illness (Pros)

  • Dialyses Cover
  • Organ Donor Cover
  • Psychiatric Counseling
  • 32 Critical Illness Covered
  • Day Care Treatment

Care Critical illness (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Critical illness (Other Benefits)

  • Ambulance Cover
  • Annual Health Check-up
  • Global Cover
  • OPD Cover
  • Doctor On Call

Care Critical illness (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Care for 45+

A comprehensive plan that takes care of your medical needs in your late 40s.

Unique Features

  • Organ Donor
  • Emergency Ambulance
  • Annual Health Checkup

Care Heart

Individuals with pre-existing cardiac diseases can get coverage against medical treatments by paying 20-30% of co-payment for every claim.

Unique Benefits

  • Cardiac Health Checkup
  • Second medical Opinion
  • Automatic SI Restoration

Care Heart (Pros)

  • Lifelong Cover
  • Domiciliary Hospitalization
  • Cardiac Check-up
  • Ambulance Expenses
  • No claim bonus

Care Heart (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Heart (Other Benefits)

  • OPD Care
  • Home Care
  • International 2nd Opinion
  • Automatic Recharge
  • High SI

Care Heart (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Age limit
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Care Plus

A flexible health plan that covers advanced technology methods, unlimited e-consultations and personal accidents.

Unique Benefits

  • 200% increase in cumulative bonus
  • Rewards for being fit
  • Dental and Ophthalmic cover

Care Plus (Pros)

  • Unlimited Recharge Benefit
  • High Sum Insured
  • Cover up to 6 family members
  • Up to 200% No Claim Bonus
  • 10% renewal discount

Care Plus (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Plus (Other Benefits)

  • 5% Digital Discounts
  • Annual health check-up
  • Unlimited e-consultations
  • Health Services Available
  • Air Ambulance Cover

Care Plus (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Care Supreme Plan

A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.

Unique Features

  • Unlimited E-consultations
  • Unlimited Automatic Restoration
  • Avail Up to 30% Discounts

Care Supreme Plan (Pros)

  • Day Care Treatments
  • No Sub-Limits
  • Emergency Ambulance
  • No-Claim Bonus
  • Organ Donor Cover

Care Supreme Plan (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Supreme Plan (Other Benefits)

  • Unlimited Recharge
  • 30% Renewal Discount
  • Unlimited E - Consultation
  • Wellness Benefits
  • Nutrition and Fitness Coaching

Care Supreme Plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age - No age limit
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

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Care Health Care Insurance (Formerly Known as Religare Care Health Insurance) Plan: FAQs

1. Can I cover my family under this health insurance plan?

Yes, there is an option to buy the same for the family as well. Under which you have to pay a single premium for all members of your family.

2. Will I get cover on my pre-existing disease?

Yes, the company do cover pre-existing disease under this plan. For the same, you have to wait until the waiting period. After that only you will be liable for the cover.

3. Does this plan provide cover on diseases that are there since birth?

No, this plan does not cover the Congenital diseases.

4. What are the different documents required for portability?

You can apply for Care Health Insurance under portability with the following documents:

  • CARE proposal form
  • Portability form
  • Copy of expiring health insurance policy
  • Copy of renewal notice

5. How do I cancel my health insurance policy?

The company offer a free look period to review policy terms and conditions. In case you are not satisfied with the policy, you you can request for cancellation of your policy during this period. You will be refunded the premium amount as per the short scale grid. The grid is available in your Policy Terms and Conditions.

6. Can I check the claim status of my care health insurance plan?

You can track the claim status of the care plan online in these simple steps:

  • All you need to do is visit our official websiteGo to the claim section
  • Go to the claim section
  • Enter the required information, and then you can check the claim status.

7. Can I save tax under a care health plan?

Yes. you can save tax up to INR 75K under section 80D of the Income Tax Act of India 1961.

8. Can I increase my sum insured during the policy tenure of the care plan?

Yes, you can increase the sum insured amount at the time of renewal.

9. Is a medical check-up necessary before buying a care plan?

You don't have to undergo pre-policy medical check-ups before buying a care plan until the sum insured amount is above 40L or the age of the applicant is up to 60 years.

10. How do I add family members to the existing care plan?

The addition of family members can only be possible at the time of renewal.

11. What is Care Anywhere feature under this plan?

Care anywhere feature offers coverage outside India or abroad on certain listed treatments. You can avail of this benefit in more than 50L sum insured options.

12. Can I change my hospital during any medical treatment?

Yes, you can change hospitals at any time throughout medical treatment if the necessity arises.

Read Reviews & Ratings

Customer Review Image

Pravin

Indore

June 8, 2023

A thoughtful health insurance provider, they helped with the claim settlement without any hassle in a medical emergency when my father was hospitalized

Customer Review Image

Mahesh Malvesh

Delhi

September 14, 2022

Thanks Manoj for suggesting Best plan and even for your patience level with good knowledge and exp l..really happy to see policy x help and Good exp in industry.. Keep going Good always in fut...

Customer Review Image

Vidyut Sharma

Delhi

May 25, 2022

I am in love with the facilities Religare Health Insurance offers. It is one of the best health insurance companies available in the market at the moment. I would definitely recommend this to e...

Customer Review Image

Niyati

Rajkot

February 17, 2022

I am using their health insurance and used it for COVID19 treatment. I am so happy that covid treatment was handled by them. due to lockdown, i was facing money-related problems but their cashl...

Customer Review Image

Ram Dulari

Dehradun

August 16, 2021

Very nice company. I am very happy and fully satisfied with its services. God bless us all. 5 star to the whole team... WELL-DONE

Customer Review Image

Nayan

Guwahati

August 16, 2021

Religare Health Insurance is a nice company. and the way PolicyX.com helps its customers in understanding the process is commendable. I am very much impressed.

Customer Review Image

Manish Singhal

Ahmedabad

August 6, 2021

PolicyX helps me to find the best suitable plan for me and my family. They have a very professional salesperson and also I am very much happy with the service of Religare Health.

Customer Review Image

Sapna Khurana

Pune

August 6, 2021

One of the best health insurance company I have ever come across. Thank you PolicyX.com for assisting me at every step. I must say the team of PolicyX is very patient and hard-working. Thanks o...

View All Care Health Insurance Reviews

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