Care Plus Health Insurance Plan: Buy & Renew Online | PolicyX
Care Health Insurance Care Health Insurance ★ 4.4

Care Plus Plan

Care Plus health insurance is a complete healthcare plan loaded with f ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
158+
Pan India presence
97%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,725 reviews
🏥 11,400+ hospitals
📊 1.74 solvency ratio
97% claim settlement

About Care Plus Plan

A quick read on what this Care Health Insurance plan covers and why it might be a fit for you.

Care Plus health insurance is a complete healthcare plan loaded with features to protect you and your family. It offers comprehensive, inflation-proof coverage, safeguarding you against medical crises. Care Plus is a unique plan that covers people of all age groups without any upper age limit. Care Plus Health Insurance provides a multitude of benefits such as the latest technology treatments, outpatient dental and ophthalmic treatments, personal accident cover, unlimited e-consultation, health programs that offer rewards, and much more.

Care Plus Health Insurance offers sum insured options for INR 3 lakh, 5 lakh, 7 lakh, 10 lakh, and 25 lakh. Additionally, Care Plus provides various add-on benefits like an international second opinion, which allows the insured to avail a second opinion from a medical practitioner outside India for any specific major illness/injury. It also includes 'Smart Select', offering customers a 15% discount by getting treatment from selected network hospitals.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
5 Years to No age limit
Plan type
Individual and Family Health Insurance
Sum insured options
₹3 L, ₹5 L, ₹7 L, ₹10 L, ₹25 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1,2,3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Ambulance cover
  • Day care treatments
  • Domiciliary hospitalization

Cons

  • Illegal activities
  • alcohol abuse
  • obesity treatment

What's covered

Every CMS-driven coverage flag from the plan wording — only items with a published value render below.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Know the detailed review of care health insurance plans in Hindi. This video will explain all the available plans and care health insurance offers.

Care Plus Plan Benefits

  • Tax Benefits

    The premium paid for this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

  • Discounts

    A 15% discount is applicable on the base benefit premium and optional Maternity and Newborn Cover premium.

  • International Opinion

    Care Plus offers the optional benefit of an international second opinion once per major illness/injury per policy year.

  • Wellness Programs

    Care Plus provides a wellness program that rewards customers for maintaining a healthy lifestyle, allowing them to earn and redeem reward points.

  • Health Services

    Care Plus offers online health services through its health portal, including doctor on chat, healthy tips reminders, and a digital locker for medical records. It also provides discounts on services at its network.

Care Health Insurance Network Hospital List

Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Exclusions

  • Hospitalization due to war, riot, strike, and nuclear weapons
  • Intentional self-injury
  • AIDS
  • Miscarriage and abortion
  • Congenital disease
  • Infertility and in vitro fertilization
  • Listed ailments after 24 Months
  • Pre-existing diseases after 36 Months

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 5 Years
  • Max entry age: No limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Other features & benefits

  • Personal accident cover
  • Inflation shield
  • Health services

Care Plus Plan: FAQs

The 3 most-asked questions about Care Plus Plan, answered.

The sum insured options available are 3 to 25 L.
18 years is the entry age for the Care Plus plan.
The Care Plus plan provides 1/2/3 Years policy tenure.

Conclusion

A comprehensive plan offering modern benefits and wide coverage, suitable for families.

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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