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Care Health Insurance
Care Group Health Insurance
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Up to 1 Cr
Sum insured
1
No. of plans
158+
Pan India presence
97%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,725 reviews
🏥 11,400+ hospitals
📊 1.74 solvency ratio
✅ 97% claim settlement
Care Group Health Plan Benefits
Listed below are the benefits of Care group health plans. | For Employees | For Employers | | :------------------------------------------------------------------------- | :------------------------------------------------------------------------------- | | No pre-policy medical check-ups; coverage starts from day one. | Customise sum insured and policy benefits to suit the majority of employees. | | Tax benefits available on group health premiums under Section 80D of the Income Tax Act, 1961. | Tax benefits are available under Section 80D of the Income Tax Act, 1961. | | Health check-up camps and health insurance awareness camps. | Helps in retaining employees by offering mental peace and comprehensive healthcare coverage. | | Additional riders and benefits for personalised coverage. | Care group health insurance offers competitive pricing to organisations. | | Access to all policy-related documents and queries via the Care Health App. | Dedicated relationship managers for corporate health plans. |Exclusions
- Care Group Health Exclusions Permanent Exclusions Permanent diseases or health conditions that are not included under Care Group Health Exclusions are: * Hospitalisation due to war, riot, strike, or nuclear weapons * Intentional self-injury * AIDS * Infertility and in vitro fertilisation * Miscarriage and abortion * Congenital disease Coverage after Waiting Period Certain diseases and treatments are covered under Care Health group plans after a waiting period: * Specific diseases after 2 or 3 years * Pre-existing diseases after 4 years
Conclusion
Care Health Group Insurance is a reliable choice for comprehensive health coverage, offering tailored plans for diverse needs. With an extensive network of 21,600+ hospitals and a focus on customer-centric services, it provides peace of mind for individuals and families. By prioritising affordability and accessibility, Care Health ensures quality healthcare is within reach. Choosing Care Health Group Insurance means investing in a secure and healthy future, backed by a trusted name. To learn more about Care Health Insurance plans, connect with our expert advisors. We offer expert insurance advice.Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
Flexible eligibility
Plan type
Group Health Insurance
Waiting period
Coverage from day 1
Renewability
NA
Policy term
1 Year
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- 11,000+ corporate policies
- 25,000+ locations covered
- 92.77% claim settlement ratio
Cons
- Infertility not covered
- war-related claims excluded
- waiting period applies
What's covered
A quick look at what this plan covers — and what it doesn't.
Hospitalization
- Room rent Covered
- ICU charges Not covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Not covered
- Day-care treatment Covered
- OPD charges Not covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Not covered
- Automatic restoration of SI Not covered
- Daily hospital cash Not covered
Family & special care
- Maternity cover Covered
- New-born baby cover Covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Not covered
Modern & preventive care
- Modern treatment Not covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Not covered
- Second medical opinion Not covered
- Vaccination Not covered
Conditions & global
- Co-payment Not covered
- Sub-limits Covered
- Compassionate travel Not covered
- Global coverage Not covered
Care Health Insurance Network Hospital List
Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Adults: 18-99 years
- Children: from 91 days
- covers employee families
- no pre-policy check-up
Frequently Asked Questions
The 7 most-asked questions about Care Group Health Insurance, answered.
Care Health Insurance offers the Care group health plan and Arogya Sanjeevani health plan.
The latest claim settlement ratio for Care Insurance for FY 2023-2024 is 82.31%.
You can connect with Care Health Insurance by simply calling 044-6900-6900 or downloading their Care Health app.
Care Insurance offers cashless treatments across India with its 21,600+ network hospitals.
Care Group health plans cover maternity and newborn expenses as an optional benefit.
Yes, optional coverage benefits like maternity coverage and newborn baby coverage are available.
Care group health plans offer tax benefits under section 80D of the Income Tax Act, 1961.
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Care Health Policy Download
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Care Health Claim Process
Care Critical Illness Insurance
Care Critical Illness Plan
Customer Care
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