Religare Health Insurance Company Ltd. is one of the most popular health insurance companies with an effective distribution network of servicing an array of health insurance products. It has 3 merged organizations as its shareholders namely Corporation Bank, Religare Enterprise Limited and Union Bank of India. It is marketed by the individuals behind India’s popular super specialty hospital chain, Fortis Healthcare Limited. It has over a million satisfied customers and more than 1700 offices throughout India.
Health insurance has become an important thing for everyone in the present scenario due to the growing cost of medical techniques and therapy of various ailments. Apart from these, present lifestyle of people makes them more vulnerable to multiple ailments and diseases that certainly need medical assistance. Medical expenses are spiralling and there is no comparable improvement in the incomes of a person, who faces the monetary crisis in the event of a medical emergency.
Hence, it is suggested to insure oneself against any medical emergency that may arise so that the insurer can take care of the insured economically.
Religare Health provides a wide range of combined features and products that make it an excellent option for you and your family. These configured attributes are certainly designed for each and every consumer while keeping their essential needs in view
Health Insurance plans from Religare Insurance Company:
Health Insurance plans protect you against unwanted medical urgencies and keep your family's finances stable during such testing times. Remember that the growing medical expenses and spurt of diseases makes purchasing a health insurance highly essential. A medical urgency can knock any individual's door and wreck an individual both financially and emotionally. As an outcome, financial advisors recommend that it is prudent to purchase health care policy and health insurance early in life.
Religare Health Insurance Company Ltd. has a powerful network of hospitals with guaranteed free treatment in a risk free manner. Make use of the premium calculator to understand how much premium you need to pay for a particular policy. Following are the health insurance plans being offered by Religare Insurance Company.
|SI no.||Insurance companies||Health Insurnace||ICR 2013-2014(%)|
|Net Earned Premium(Rs in lakhs||Claims Incurred ( Rs. In lakhs)||Incurred ratio (%)|
|2||New India Insurance||368785||364302||98.78%||96.85%|
|SI. No||Stand Alone Health Insurers||Net Earned Premium (Rs. In Lakhs )||Claims Incurred (Rs. In Lakhs )||Incurred Claim Ratio (%)||ICR 2013-2014|
Q1 : What are the benefits of a health card?
A health card mentions the contact details and the contact numbers of the TPA (Third Party Assistance). In case of a medical emergency, you can call on these numbers for queries, clarifications and for seeking any kind of assistance. Moreover, you need to display your health card at the time of admission into the hospital.
Q2 : What is cashless hospitalization ?
Cashless Hospitalization is one of the two methods of effectively utilizing your health insurance cover. With cashless hospitalization, you no longer need to run around paying off hospital bills and then following up for a reimbursement. All you now need to do is get admission to any of our network hospitals and concentrate only on your recovery. Either in the case of an emergency or a planned hospitalization, all you have to do is use your health ID card at our network of more than 3,000 hospitals pan India and avail of the cashless service.
Q3 : What are the advantages of purchasing medical insurance?
With the assistance of medical insurance, you can avail various advantages, for example, nursing care, surgeries, consultation expenses, cashless hospitalization for over 24 hours, tests and so on.
Q4 : What is the significance of a premium?
A premium is the aggregate sum of cash you pay to your medical insurance supplier as an end-result of the benefits it gives through the policy.
Q5 : What do you mean by a family floater plan?
A family floater plan covers your entire family under the sum assured it. The sum assured will be divided equally across the family members.
Q6 : Can I revise the relationship in my plan?
Yes, you can revise or correct the relationship in your arrangement. Religare will do it after appropriate confirmation. Be that as it may, it is liable to your revelation of relationship at the time of purchasing the plan.
Q7 : Can i change my DOB and will that affect my policy?
Change in your DOB may influence your premium. For further points of interest, you have to contact the closest branch of Religare Health Insurance.
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