Health Insurance
Health Insurance Companies
Term Insurance
Term Insurance Companies
Life Insurance
Life Insurance Companies
Network hospitals
20800+
Claim settlement ratio
100%
Sum insured
1 CR
No. of Plans
13
Solvency Ratio
1.81
Pan India Presence
-
Network hospitals
20800+
Claim settlement ratio
100%
Sum insured
1 CR
No. of Plans
13
Solvency Ratio
1.81
Pan India Presence
-
Care Health Insurance (Formerly Known As Religare Health Insurance) is a specialized health insurance company in India. It is a direct subsidiary of Religare Enterprises Limited. The insurer offers quality-driven products related to Family health plans, Critical Illness, Personal Accident, Super Top-up, Maternity insurance along with Micro insurance products for the rural areas. Besides, it provides various wellness services to its customers.
The company has achieved many awards and accolades in the last few years. Some of them are mentioned below:
Care Insurance provides a comprehensive range of health insurance policies to meet the diverse healthcare needs of our customers. Care insurance also offers an in-house app that is a one-stop solution for all your policy concerns. Take a look at some other key features of the care medical insurance:
Care health insurance offers comprehensive health insurance policies designed to fulfill the health requirements of individuals and families. The list of care plans offered by the care health insurance is given below:
Comprehensive
A comprehensive health plan for individual and family with SI of 3 lacs to 6 Cr. with global coverage.
Unique Benefits
Flexible
Extremely flexible family health plan, allowing you to increase SI amount based on inflation rates.
Unique Benefits
Comprehensive
A comprehensive family floater plan that decides your policy premium based on the living cost of the city you reside in.
Unique Benefits
Affordable
Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.
Unique Benefits
Maternity
A maternity health insurance plan with child cover. This plan protects individuals and families during medical emergencies.
Unique Benefits
Standard
A standard comprehensive plan mandated by IRDAI that offers coverage for both Ayurvedic or Allopathic treatments.
Unique Benefits
Diabetes & BP
Get medical coverage for pre-existing diseases like BP, diabetes without any waiting period by bearing a co-pay of 20-30%.
Unique Benefits
Heart Diseases
Individuals with pre-existing cardiac diseases can get coverage against medical treatments by paying 20-30% of co-payment for every claim.
Unique Benefits
Cancer Care
Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.
Unique Benefits
Top-Up Plan
A super top-up health insurance plan to provide extra medical cover on the basis of policy deductible principle.
Unique Benefits
Senior Citizen Plan
Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.
Unique Benefits
Critical Illness Plan
Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.
Unique Benefits
Care Health Insurance promises a wide Network of cashless Hospitals across India. A well connected network of over 20800+ cashless hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in
Compare Care health plans with other top insurers in India.
The premium amount of a health insurance policy depends on the type of policy you choose. PolicyX has shown a few sample premiums based on different coverage scenarios, making it simpler for you to calculate Care health insurance premiums. We have used the Care health insurance premium calculator to calculate sample premiums of various mediclaim policies offered by the insurer.
30 years | 2 Adult | 2 Adult+1 Child | 2 Adult+2 Child | Average Premium (INR) |
5L | 9,895 | 12,332 | 16,275 | 12,835 |
10L | 12,435 | 16,446 | 15,453 | 14,778 |
65 years | 2 Adult | 1 Adult | Average Premium (INR) |
5L | 29,095 | 18,177 | 23,636 |
10L | 41,265 | 25,828 | 33,547 |
30 years | 1 Adult | 2 Adult | 2 Adult+1 Child | Average Premium (INR) |
10L | 1,198 | 2,365 | 2,986 | 2,183 |
25L | 2,471 | 4,880 | 5,815 | 4,389 |
With so many health insurance companies are available in the market, selecting an appropriate insurer for you and your family becomes quite a tedious task. So, PolicyX has mentioned some of the care health insurance benefits for your smooth and quick selection:
Care Health Insurance plans offer several additional covers that can be brought along with the standard health plan. These rodes help to enhance the coverage and allow the policyholder to customize their plan as per their needs & requirements.
These add-on covers vary from plan to plan. However, to give you an insight into the add-on covers available, we have mentioned a few of these. Take a look:
Know some of the conditions which are generally not included under Care Health Insurance.
Expenses attributable to self-inflicted injury resulting from suicide or attempted suicide
Sexually transmitted diseases like AIDS
Expenses attributable to alcohol or drug abuse
Medical issues caused due to war or similar conditions
You can buy Care health insurance plans from the brand's official website as well as through PolicyX.com. We have shared both processes below:
PolicyX is a reliable source to buy health insurance policies. Well, we are here to answer why PolicyX.com is the best option to buy a care health insurance policy.
The company has designed a simple process for Care Health insurance renewal and policyholders can contact PolicyX for care health insurance renewal or follow just 4 steps as mentioned below and you are all set for Care Health insurance renewal.
Care health insurance allows easy policy renewal through its in-house app.
Care Health insurance provides two options for claim settlement i.e. Cashless Claim and Reimbursement Claim. The processes are explained below:
*If the cashless claim is rejected, you can initiate the treatment and file for a reimbursement claim after discharge.
For any queries related to Care Health Insurance plans, you can contact the company through the following details:
Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited), 5th Floor, 19, Chawla House, Nehru Place, New Delhi-110019
customerfirst@careinsurance.com
1800-102-6655/1800-102-4488 (Toll-free)
You can also reach out to the Care Health insurance customer care through whatsapp, mobile app, and chatbot.
Care health insurance rewards its customers with an increase of 10% in their policy's sum insured as No-Claim Bonus (NCB) for not making any claim.
NCB Super is an add-on benefit that can be added to your cover along with basic NCB. With NCB super you will receive a 50% increase in your SI amount after a claim free year. Another increase of 10% in the SI is also added to NCB super increment and a total increase of 60% is available to the customer on opting for NCB super.
Care health insurance (formerly Religare) has an in-house claims team that processes cashless claims within 2 hours.
You can inform Care health insurance about a claim either by calling on their toll-free number 1800 102 4488 or by sending an intimation mail at customerfirst@religarehealthinsurance.com. You need to inform the company within 48 hours of planned hospitalization and 24 hours of emergency hospitalization.
Care health insurance offers a variety of health plans to its customers ranging from comprehensive medical policies for individuals and families to disease-specific plans, and policies for senior citizens, youth, and critical illnesses.
Yes, you can buy Care Freedom health insurance policy to get coverage for pre-existing diseases by bearing a certain percentage of co-payment on every claim.
Yes, you can get global coverage under the Care Global variant of Care Plan.
Everyday care under Care Health Insurance is an add-on benefit that covers routine doctor visits, medical checkups, and tests up to 1% of your chosen sum insured amount.
Care shield is a specially designed product to provide a shield to the customers from sky-rocketing costs of health care expenses. It offers 3 benefits: Claim shield, No-claim bonus shield, and Inflation shield.
You need to inform the company within 24 hours of hospitalization in case of an emergency.
No, the plans that come with maternity coverage under Care are: Care Health & Care Joy.
For reimbursement purposes, the policyholder needs to file a claim within 15 days of discharge from the hospital.
You can easily track the claim status online. Visit the official website of Care Health Insurance and fill in the relevant details. Once done, the page will show you the current status of your cashless or reimbursement claim.
No, one can only avail the coverage of Care Health Insurance policies after the waiting period of 30 days is over. However, the accidents and injuries are immediately covered.
Care Health Insurance had a Claim Settlement Ratio of 95.2% for FY 2021-22.
Care health has successfully built a trustworthy name in the insurance industry since its inception. With a CSR of 95.2% and 30 lakh+ claims settled Care Health Insurance has earned its trust with their customer base. Care Health Insurance provides a comprehensive health insurance plan along with personal accident cover and critical illness cover. This ideal combination meets all of your family member’s health requirements making it a suitable option.
Care Health Insurance has 10+ products for different needs and requirements of individuals.
Care Health Insurance has over 20800+ Cashless Healthcare Networks.
There is no upper age limit of buying Care Medicalaim Policy
The min age limit of buying Care Medicalaim Policy is 61 years.
The waiting period of Care Health Insurance Care Plan is 30 days.
The Claim Settlement Ratio of Care Health Insurance is 92.90.
Policyholder can renew the policy online and offline within the grace period of 30 days.
No, you cannot add or remove member in the current Care Medicare Health Insurance Policy. It can be done at the time of renewal.
Mahesh Malvesh
Delhi
September 14, 2022
Thanks Manoj for suggesting Best plan and even for your patience level with good knowledge and exp l..really happy to see policy x help and Good exp in industry.. Keep going Good always in fut...
Vidyut Sharma
Delhi
May 25, 2022
I am in love with the facilities Religare Health Insurance offers. It is one of the best health insurance companies available in the market at the moment. I would definitely recommend this to e...
Niyati
Rajkot
February 17, 2022
I am using their health insurance and used it for COVID19 treatment. I am so happy that covid treatment was handled by them. due to lockdown, i was facing money-related problems but their cashl...
Ram Dulari
Dehradun
August 16, 2021
Very nice company. I am very happy and fully satisfied with its services. God bless us all. 5 star to the whole team... WELL-DONE
Nayan
Guwahati
August 16, 2021
Religare Health Insurance is a nice company. and the way PolicyX.com helps its customers in understanding the process is commendable. I am very much impressed.
Manish Singhal
Ahmedabad
August 6, 2021
PolicyX helps me to find the best suitable plan for me and my family. They have a very professional salesperson and also I am very much happy with the service of Religare Health.
Sapna Khurana
Pune
August 6, 2021
One of the best health insurance company I have ever come across. Thank you PolicyX.com for assisting me at every step. I must say the team of PolicyX is very patient and hard-working. Thanks o...
Raj Kumar
Chandigarh
August 6, 2021
Received my reimbursement claim amount within a span of 8 days. Thank you POlicyX.com for helping me out in choosing such a great company. Keep up the good work Religare
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