Care Health Insurance

With an extraordinary 100% claim settlement ratio for the last 3 years, Care Health Insurance is hard to miss for policyholders! They offer customer-c...Read More

Happy Customers

Buy policy in just 2 minutes

Buy Policy in just 2 mins

2 Lakh happy customers

Care Health Insurance
Network hospital

Network hospitals

24800+

Incurred Claim Ratio

Incurred claim ratio

100%

Sum Insured

Sum insured

Up to 1 Cr

No of Plans

No. of Plans

15

Solvency Ratio

Solvency Ratio

1.8

Pan India Presence

Pan India Presence

158+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

PolicyX Exclusive Benefits

Buy Policy in just 2 mins

Buy Policy in just 2 mins

With expert guidance from advisors

Happy Customers

2 lakh + Happy Customers

Real-time reviews on Google

Free Comparison

Free Comparison

Find the best policy for you

Care Health Insurance

Overview of Care Health Insurance

Care Health Insurance, formerly Religare Health, is now offered by Care Health Insurance Limited. Originally, Care Health was formed in 2012 as a subsidiary of Religare Enterprises but in 2020 it got a new name- "Care Health Insurance." Since that day, Care Health has been working to create products that will take care of your finances regarding medical expenses and yes, it is one of the top Stand-alone companies whose claim settlement ratio has been 100% for the last 3 years.

What Does Care Health Insurance Do?

Care offers various quality-driven products related to family health insurance, critical illness coverage, personal accident, super top-ups, and Maternity insurance along with micro-insurance products for rural areas. With Care Health Insurance you can feel safe when in need. You need to pay the amount as premiums and during times of need, the company will pay the bills. That's how care health insurance works.

24800+

7 Crore+

2

Lives Covered
Since Inception

48 Lakhs+

3

Claims
Settled

UP TO 6 Cr

24X7

5

Customer
Support

What are some of the
Features
that set them apart?

  • 1

    100% Claims Settlement Ratio

  • 2

    A comprehensive wellness system to promote a healthy lifestyle

  • 3

    Unlimited automatic recharge

  • 4

    Unlimited access to network fitness centers

  • 5

    Efficient Care Health App

Care Health Insurance Awards and Accolades.

  1. Best Health Insurance Company of the Year at the India Insurance Summit and Awards 2023
  2. Smart Insurer of the Year and Sales Champion of the Year Awards 2022
  3. 'e4m Pride of India - The Best of Bharat Awards 2022'
  4. Best Health Insurance Product and Best Health Insurance Agents Awards 2021
  5. 'Best BFSI Brands 2019' by Economic Times
Health Insurance awards

Best Selling Care Health Insurance Plans

Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family

  1. Individual and Family Health Insurance

    Care Health Insurance Plans Eligibility Approximate Annual Premiums
    Arogya Sanjeevani Plan Entry Age - Min- 3 month, Max- 65 years
    Sum Insured - Up to 10 L
    Rs. 6013

    Care Operation Insurance Entry Age - 5 to 50 Years
    Sum Insured - Up to 2 Cr
    Rs. N/A

  2. Critical Illness Health Insurance

    Care Health Insurance Plans Eligibility Approximate Annual Premiums
    Cancer Mediclaim Policy Entry Age - Min- 5 years, Max- 50 years
    Sum Insured - Up to 2 Cr
    Rs. NA

    Care Critical Mediclaim Entry Age - 5 to 50 Years
    Sum Insured - Up to 2 Cr
    Rs. N/A

  3. Accident Health Insurance

    Care Health Insurance Plans Eligibility Approximate Annual Premiums
    Care Secure Personal Accident Entry Age - 18 to 70 Years
    Sum Insured - Up to 25 Cr
    Rs. N/A

  4. Senior Citizen Health Insurance

    Care Health Insurance Plans Eligibility Approximate Annual Premiums
    Care Senior Entry Age - 61 Years - No max age limit
    Sum Insured - Up to 10 L
    Rs. 14,448

  5. Women Health Insurance

    Care Health Insurance Plans Eligibility Approximate Annual Premiums
    Care Joy Plan Entry Age - 18 to 65 Years
    Sum Insured - Up to 5 L
    Rs. 54,298

  6. Family

    Care Health Insurance Plans Eligibility Approximate Annual Premiums
    Care Enhance Plan Entry Age - Day 1 to no age bar
    Sum Insured - Up to 55 L
    Rs. 3794

    Care Classic Entry Age - Min- 91 days, Max- 64 years
    Sum Insured - Up to 15 L
    Rs. 8492

Key Features Of Care Health Insurance

Let us take a look at some unique features of top-selling Care Health Insurance policies:

For Individual and Family Health Insurance

Arogya Sanjeevani Plan

Care Arogya Sanjeevani is an ideal health insurance plan for you and your family if you are on the lookout for basic health care coverage at affordable premium rates. The policy was designed by IRDAI and is sold by all insurance providers in India.

Why do we recommend this?
  • Regular Increase In Sum Insured Value
  • Avail Advanced Treatments
  • Covers Cataract Treatment

For Critical Illness Health Insurance

Cancer Mediclaim Policy

To safeguard your mental and financial health during this tough time, Care Health Insurance has a specialized cancer mediclaim policy for you. It covers the overall medical expenses that you need to diagnose, treat, and care for cancer-related medical conditions.

Why do we recommend this?
  • Quick recovery counselling
  • Global coverage
  • On-call doctors

For Accident Health Insurance

Care Secure Personal Accident

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental burns, fractures, mortal remains mobility, and much more.

Why Do We Recommend This?
  • Accidental death (AD)
  • Accidental total disablement (ATD)
  • Permanent total disablement (PTD) improvement

For Senior Citizen Health Insurance

Care Senior

Comprehensive health insurance covers road traffic accidents and assisted reproductive treatments. The plan offers a 5% discount on premiums for maintaining a healthy lifestyle.

Why Do We Recommend This?
  • Avail cataract treatments for covered members
  • Emergency domestic evacuation is available
  • Compassionate travel

For Women Health Insurance

Care Joy Plan

Care Joy health insurance is designed specifically for expecting mothers and their newborns to offer them several well-known benefits. It covers the cost of normal delivery and caesarean delivery along with the other delivery-related expenses.

Why Do We Recommend This?
  • Maternity Cover
  • Newborn Cover
  • Daycare Treatments

For Family

Care Enhance Plan

Care Enhance plan works on the policy deductible principle and offers flexible choices of deductible with a wide range of SI options.

Why do we recommend this?
  • In-patient care
  • Room rent covered
  • Daycare treatment

Explore other Care Health Insurance

To cater to the different medical needs of an individual & their family, Care Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Care Health Insurance plans explore more:

Individual and Family Health Insurance

Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...

Unique Features

  • High sum insured
  • 540+ procedures covered
  • Organ donation cover

Arogya Sanjeevani Plan (Pros)

Arogya Sanjeevani Plan
  • AYUSH treatment
  • Affordable premium
  • Lifelong renewability
  • Tax benefit

Arogya Sanjeevani Plan (Cons)

Arogya Sanjeevani Plan
  • Change of gender treatment
  • Obesity treatment unavailable
  • Hazardous activity not covered

Arogya Sanjeevani Plan (Other Benefits)

Arogya Sanjeevani Plan
  • Modern treatments available
  • 50% cumulative bonus
  • 30 days pre-hospitalisation

Arogya Sanjeevani Plan (Eligibility Criteria)

Arogya Sanjeevani Plan
  • Entry age- 5 years
  • Max entry age- 65 years
  • SI- 5 L
  • Waiting period- 30 days

Individual and Family Health Insurance

Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Operation Insurance (Pros)

Care Operation Insurance
  • Health services
  • Air Ambulance cover
  • Chemotherapy cover

Care Operation Insurance (Cons)

Care Operation Insurance
  • Illegal activities
  • Alcohol abuse
  • Obesity treatments

Care Operation Insurance (Other Benefits)

Care Operation Insurance
  • Dialysis cover
  • Second opinion
  • Organ donor cover

Care Operation Insurance (Eligibility Criteria)

Care Operation Insurance
  • Min entry age: 5 Years
  • Max entry age: 50 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...

Unique Features

  • High sum insured
  • 540+ procedures covered
  • Organ donation cover

Care Advantage Plan (Pros)

Care Advantage Plan
  • No bonus claim up to 50%
  • Automatic SI recharge
  • Organ donor cover
  • Automatic recharge
  • High SI

Care Advantage Plan (Cons)

Care Advantage Plan
  • 20% co-pay
  • Obesity treatment unavailable
  • Hazardous activity not covered

Care Advantage Plan (Other Benefits)

Care Advantage Plan
  • Ambulance cover available
  • Optional cover available
  • Co-pay waiver
  • Room rent modification

Care Advantage Plan (Eligibility Criteria)

Care Advantage Plan
  • Entry age- 91 days
  • Max entry age- Lifelong
  • SI- 25 L to 6 Cr
  • Waiting Period- 30 days

Critical Illness Health Insurance

Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...

Unique Features

  • Wide SI options
  • Lifelong renewability
  • Cancer-related global coverage

Cancer Mediclaim Policy (Pros)

Cancer Mediclaim Policy
  • Annual health checkup
  • Chemo and radiotherapy cover
  • Air ambulance cover
  • Chemo and radio therapy
  • Organ donor cover

Cancer Mediclaim Policy (Cons)

Cancer Mediclaim Policy
  • Change of gender treatment
  • Obesity treatment unavailable
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Cancer Mediclaim Policy (Other Benefits)

Cancer Mediclaim Policy
  • International second opinion
  • Doctor on call
  • Air ambulance cover
  • OPD cover

Cancer Mediclaim Policy (Eligibility Criteria)

Cancer Mediclaim Policy
  • Entry age- 5 years
  • Max entry age- 50 years
  • SI- 10 L to 2 Cr
  • Waiting Period- 30 days

Accident Health Insurance

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...

Unique Features

  • PTD & PPD cover
  • Cover for child education
  • 100% accidental death payout

Care Secure Personal Accident (Pros)

Care Secure Personal Accident
  • Accidental death
  • Accidental total disablement
  • Permanent total disablement

Care Secure Personal Accident (Cons)

Care Secure Personal Accident
  • Illegal activities
  • Alcohol abuse
  • Obesity treatment

Care Secure Personal Accident (Other Benefits)

Care Secure Personal Accident
  • Accidental hospitalisation
  • Tax benefits
  • Loyalty benefit

Care Secure Personal Accident (Eligibility Criteria)

Care Secure Personal Accident
  • Min entry age: 18 Years
  • Max entry age: 70 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Individual and Family Health Insurance

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Supreme Plan (Pros)

Care Supreme Plan
  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Care Supreme Plan (Cons)

Care Supreme Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatments

Care Supreme Plan (Other Benefits)

Care Supreme Plan
  • Ambulance cover
  • Doctor on chat
  • Maternity care

Care Supreme Plan (Eligibility Criteria)

Care Supreme Plan
  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...

Unique Features

  • Additional health checkups
  • Dialysis cover
  • No pre-medical check-up

Care Freedom (Pros)

Care Freedom
  • No pre-policy checkup needed
  • Dialysis cover available
  • Annual health checkup

Care Freedom (Cons)

Care Freedom
  • Change of gender treatment
  • Obesity treatment
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Care Freedom (Other Benefits)

Care Freedom
  • Cashless healthcare
  • No pre-policy check up
  • SI recharge
  • Lifelong renewability

Care Freedom (Eligibility Criteria)

Care Freedom
  • 2 plan variants
  • Consumable allowance
  • Annual health check-up
  • Long term discounts

Critical Illness Health Insurance

Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...

Unique Features

  • 32 Critical illnesses cover
  • Dialysis expenses covered
  • Avail psychiatric counselling

Care Critical Mediclaim (Pros)

Care Critical Mediclaim
  • Wellness benefits
  • Organ donor cover
  • 32 CI covered

Care Critical Mediclaim (Cons)

Care Critical Mediclaim
  • Obesity treatment
  • alcohol abuse
  • illegal activities

Care Critical Mediclaim (Other Benefits)

Care Critical Mediclaim
  • Global coverage
  • International opinion
  • Doctor on call

Care Critical Mediclaim (Eligibility Criteria)

Care Critical Mediclaim
  • Min entry age: 5 Years
  • Max entry age: 50 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Senior Citizen Health Insurance

Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...

Unique Features

  • No pre-policy check-up
  • Annual rewards available
  • Reduction in wait period

Care Senior (Pros)

Care Senior
  • Affordable premiums
  • Day care treatments
  • ICU charges

Care Senior (Cons)

Care Senior
  • Illegal activites
  • Adventure sports
  • Alcohol abuse

Care Senior (Other Benefits)

Care Senior
  • No-claim bonus
  • Second opinion
  • Alternative treatments

Care Senior (Eligibility Criteria)

Care Senior
  • Min entry age: 61 Years
  • Max entry age: No Limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Individual and Family Health Insurance

Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...

Unique Features

  • No claim bonus up to 100%
  • Annual health check-ups
  • Personal accident cover

Care Plan (Pros)

Care Plan
  • In-built maternity cover
  • No upper age limit for enrollment
  • Coverage for modern treatment
  • Pre-existing diseases

Care Plan (Cons)

Care Plan
  • War
  • Riot
  • AIDS
  • Miscarriage
  • Congenital disease

Care Plan (Other Benefits)

Care Plan
  • Lifelong renewability
  • ICU charges
  • Day care treatment
  • Ambulance cover
  • Organ donor cover

Care Plan (Eligibility Criteria)

Care Plan
  • Min entry age: 91 days
  • Max entry age: No limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 6 Cr

Women Health Insurance

An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...

Unique Features

  • Newborn baby cover
  • 541 Daycare treatments
  • Modern treatments cover

Care Joy Plan (Pros)

Care Joy Plan
  • 2 Plan variants
  • New born cover
  • Maternity cover

Care Joy Plan (Cons)

Care Joy Plan
  • Illegal activities
  • Alcohol abuse
  • Ambulance cover

Care Joy Plan (Other Benefits)

Care Joy Plan
  • No claim bonus
  • Renewal
  • Lifelong renewability

Care Joy Plan (Eligibility Criteria)

Care Joy Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 5 L

Family

A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...

Unique Features

  • Flexible deductible
  • Modern treatments
  • No pre-medical check-ups

Care Enhance Plan (Pros)

Care Enhance Plan
  • Covers modern treatment
  • Flexible options of deducton
  • No pre-policy medical test
  • Annual health check-up
  • Floater option

Care Enhance Plan (Cons)

Care Enhance Plan
  • Change of gender treatments
  • Obesity treatment unavailable
  • HIV/AID not covered

Care Enhance Plan (Other Benefits)

Care Enhance Plan
  • High sum insured
  • Organ donor expenses
  • Expert opinion cover
  • Cashless treatment

Care Enhance Plan (Eligibility Criteria)

Care Enhance Plan
  • Entry age- 5 years
  • Max entry age- No age limit
  • SI- 1 L to 55 L
  • Waiting period- 30 days

Family

Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...

Unique Features

  • IVF treatment cover
  • Free doctor consultation
  • Discounted premiums

Care Classic (Pros)

Care Classic
  • Room rent covered
  • Day care treatment
  • Advanced technology methods
  • ICU charges

Care Classic (Cons)

Care Classic
  • Global coverage
  • Air ambulance
  • Vaccination
  • Daily hospital cash

Care Classic (Other Benefits)

Care Classic
  • AYUSH treatment
  • IVF treatment
  • Cataract
  • No claim bonus

Care Classic (Eligibility Criteria)

Care Classic
  • Min. entry age: 18 Years
  • Max. entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Individual and Family Health Insurance

Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...

Unique Features

  • Comprehensive coverage
  • No upper age limit
  • Variants on Sum Insured

Care Plus Plan (Pros)

Care Plus Plan
  • Ambulance cover
  • Day care treatments
  • Domiciliary hospitalization

Care Plus Plan (Cons)

Care Plus Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatment

Care Plus Plan (Other Benefits)

Care Plus Plan
  • Personal accident cover
  • Inflation shield
  • Health services

Care Plus Plan (Eligibility Criteria)

Care Plus Plan
  • Min entry age: 5 Years
  • Max entry age: No limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Critical Illness Health Insurance

Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...

Unique Features

  • Coverage for OPD
  • Home care available
  • International 2nd opinion

Care Heart Plan (Pros)

Care Heart Plan
  • Cardiac health check up
  • Second medical opinion
  • Automatic SI restoration
  • Lifelong cover

Care Heart Plan (Cons)

Care Heart Plan
  • Change of gender treatment
  • Obesity treatment unavaialable
  • Hazardous activity not covered
  • HIV/AIDS not covered

Care Heart Plan (Other Benefits)

Care Heart Plan
  • OPD care
  • Home care
  • International 2nd opinion
  • Automatic recharge
  • High SI

Care Heart Plan (Eligibility Criteria)

Care Heart Plan
  • Entry age- 18 years
  • Max entry age- No age limit
  • SI- 3 to 10 L
  • Waiting period- 30 days

Recommended Videos

Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Care Health Insurance Explained

Care Health Insurance Explained

Care Health Insurance Review

Care Health Insurance Review

Choose Right Insurance Banner Choose Right Insurance Banner

Why Choose Care Health Insurance?

why-choose
  • Versatile and affordable health insurance plans for every need
  • 24X7 customer support for easy claim settlement
  • Over 24800 network hospitals all over India
  • Offers comprehensive coverage at affordable premiums
  • Tax benefits under Section 80D of the Income Tax Act

Why Choose Care Health Insurance?

A specialized health insurance in India, Care Health is known for its products that have shown remarkable change in the insurance world. They have significantly designed each of their product for everyone. There are a number of reasons why you should go for Care Health Insurance. Let us read below-

  • Comprehensive Health Insurance Plans

    Care Health insurance strives to provide the best plans with wider coverage. You can get in-patient expenses, pre-post hospitalization, domiciliary hospitalization, and whatnot. Even they cover AYUSH treatments as well.
  • Affordable Premiums

    Care Health actually provides extensive coverage for everyone in your family at extensive premiums starting at Rs 21 a day.
  • Catering 360-Degree Requirements

    With Care Health Insurance you can customize your insurance as per your needs and requirements. As everyone has different preferences, Care Health provides an array of health plan options, from which you can get to choose from a number of available options.
  • Complete Family Coverage

    Their Health plans for family allow you to protect your family from unnecessary hospital expenses. There is a plan that says, Senior Citizen health insurance, which provides a sum insured up to Rs 6 crores. So, now you can pick a plan that is suitable for you and your family.
  • Wide Network of Hospitals

    With a wide network of more than 24800+ cashless healthcare providers, Care Health makes sure that you will get extensive care when in need. Hence, just pay your premiums to the insurance company and they will take care of the bills when there is a need.
  • Hassle-Free Claim Procedure

    With the introduction of both offline and online claim filing options, Care Health makes the claim process extremely easy. This shows how much they care about your time thus they make sure and try their best to settle the claim within 6 hours that too without a lot of paperwork.
  • Efficient Customer Care Support

    Many questions arise when we are going to buy something. The same is true with health insurance. But no need to worry, the very supportive guides at Care Health and PolicyX are there to help you. You can call us anytime and get your queries resolved.
  • Add-On Benefits

    Care health insurance makes sure that its customers receive the best quality medical facilities. Along with the standard range of policy offerings, they have complemented the policies with many add-on perks with their products, such as,
    • Instant cover
    • Air-ambulance cover
    • Claim Shield
    • Co-payment waiver for senior citizens
    • Annual Health Check-up
    • Reduction in the PED waiting period
    • No claim bonus super

What is Covered?

Pre and Post Hospitalization Expenses

Pre and Post Hospitalization Expenses

Care Health Insurance understands the impact of rising medical expenses, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.

AYUSH Treatments

AYUSH Treatments

Most Care Health Insurance plans have in-built alternative treatment covers that you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.

Hospitalization Expenses

Hospitalization Expenses

Care health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.

Day Care Treatments

Day Care Treatments

Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the Care health insurance plans are designed to cover daycare procedures for policyholders.

Domiciliary Hospitalization

Domiciliary Hospitalization

On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Care health insurance plans cover domiciliary hospitalization up to specified sub-limits.

What is not Covered?

Self Inflicted Injuries

Self Inflicted Injuries

Care health policies will not cover injuries or hospitalization caused by self-harm.

Cosmetic Procedures

Cosmetic Procedures

Care Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.

Adventure Sports

Adventure Sports

Care Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.

Obesity or Weight Control Treatments

Obesity or Weight Control Treatments

Care Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.

Involvement In Illegal Activities

Involvement In Illegal Activities

Care health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.

What Are The Different Waiting Periods In Care Health Insurance Plans?

The various waiting periods associated with Care Health plans are:

Initial Waiting Period

Begins from the date of purchase and lasts for up to 30 days for most Care Health Insurance plans.

Pre-existing Disease Waiting Period

Care Health Insurance plans require you to serve specific waiting periods in case you are diagnosed with PEDs such as hypertension, diabetes, or any other.

Survival Period

Like waiting periods, Care health insurance plans with critical illness coverage have a survival period. During this period policyholders diagnosed with any listed critical illness must outlive the survival period to enjoy coverage benefits.

Care Health Insurance Network Hospital List

Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Care Health Insurance Plans Buying Process

If you are looking forward to purchasing Care Health insurance online follow the simple steps below:

Life Insurance
  • Step 1

    Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.

  • Step 2

    Click on 'Get free quotes' and compare Care Health Insurance Plans as per your needs.

  • Step 3

    Select and pay premiums online for the purchased Care health insurance plan of your choice.

  • Step 4

    Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Care Health Insurance plan.

Factors to Consider While Buying Care Health Insurance

Choosing the best health plan involves proper planning. You need to consider various factors before investing in the right medical coverage. Study the scheme for the following advantages to understand and compare the best medical insurance in India.

  • Verify Eligibility

    Health Policies come up with different entry age restrictions. In Care Health, the entry age is 91 days on a floater basis.
  • Ensure the Maximum Coverage

    Check out the coverage your health insurance is providing. Like Care Health provides pre and post-hospitalization expenses, diagnosis expenses, and annual health checkups.
  • Look for Affordable Premiums

    Keep a note of the premiums that you need to pay. Care Health provides a digital portal where you can calculate the premiums.
  • Check for the Exclusions

    You need to check for the exclusion list before choosing the health care policy. There are certain conditions under which you cannot make the claim.
  • Understand the Co-Payment Clause

    It is advised to check the co-payment clause before you invest in the insurance.
  • Select Wide Cashless Network Hospital

    Check for the network hospitals the insurance providers are offering. Ensure the number of reputated cashless hospitals they have on the list.
  • Bid for Higher Claim Settlement Ratio

    The claim settlement ratio is the company's face value. The higher the claim settlement ratio, the higher the company's value. Care Health Insurance promises the highest claim settlement ratio of 100%.

Why Choose the Online Procedure to Buy Care Mediclaim Policy?

Choosing an online platform is the easiest way to save time and effort in this digitally-equipped world. There are many reasons why you should opt for the online procedure-

  • Convenient Policy Selection

    You can schedule unlimited appointments with the experts to understand the policy details. You can study, compare, choose, and make payments for your insurance anywhere on the online portal.
  • Chat Options for Queries

    The team of Care Health Insurance and PolicyX is always available for all your queries concerning the terms and conditions of the policies. With the live chat options, you can discuss any policy-related matter at your convenience.
  • Instant Premium Quote Calculations

    You will get the digital premium calculator to help you elevate your premiums and opt for customized healthcare insurance for you and your family members.
  • Secure Payment Modes

    The policy portal of Care Health Insurance offers various digitally secure payment modes, such as credit/debit cards or net banking. You will receive authentic policy documents immediately after completing the payment. This way you can get an instant mediclaim policy in less than an hour.
  • Transparent Policy Evaluation

    Care Health promises a transparent policy evaluation process. All the terms and conditions are ready for your reference.
  • Readily Available Value-Added Services

    You can check out other add-on benefits while browsing mediclaim policies. These include OPD care, a co-payment waiver, and a reduced wait time for pre-existing diseases, among others, to cover all the needs.
Life Insurance

Care Health Insurance Renewal Process

Follow the steps for Care Health Insurance policy renewal

  • Step 1

    Visit the official website of Care Health Insurance Company

  • Step 2

    Click on the ‘Renew’ tab

  • Step 3

    Mention your ‘Policy Number’ and ‘Date Of Birth’

Connect with our insurance experts for Care health insurance policy renewal at 1800-4200-269

Care Health Insurance Plan Claim Process Steps

You can file for cashless as well as reimbursement claims for your Care Health Insurance Plans by following these easy steps:

Life Insurance
  • Step 1

    Visit the website of Care Health Insurance, and select the "Claim" option. Then click on the "Claim Intimation" to check out the form.

  • Step 2

    Now select "health claim" and require the information which is the policy number, date of birth, and other details they ask for.

  • Step 3

    Now select the "claim type", whether you want to opt for a cashless claim or reimbursement. Click on the authorize and you will receive the OTP on the verified number.

  • Step 4

    Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.

  • Step 5

    Upload the documents asked and click on the "review" button.

  • Step 6

    After clicking on the review button you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.

Documents Required For Care Health Policy Claim Settlement

Submit the following documents when filing for Care health claims:

  • Duly completed and signed claim form, in original
  • Valid photo-ID proof
  • Medical practitioner's referral letter and prescription
  • Original bills, receipts, and discharge cards from the hospital/medical practitioner
  • Original bills from pharmacy/chemists
  • Original pathological/diagnostic tests reports/radiology reports and payment receipts
  • Indoor case papers
  • First Information Report, final police report, if applicable
  • Post-mortem report, if conducted
  • Any other document as required by the company to assess the claim
Who Should Invest In A Health Policy?
Port Policy of Health Insurance

How To Port To Care Health Insurance?

To port your existing policy to Care Health Insurance, follow the steps mentioned below:

  • Step 1

    Fill out the portability form, and send the application to Star Health Insurance Company 45 days before the date of your existing health plan renewal.

  • Step 2

    As per the guidelines of IRDAI, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.

  • Step 3

    Once the policyholder's details are verified, the new insurance company has to communicate its decision - either approval or rejection - within 15 days.

Health Insurance Queries

More Queries?

If you have any more queries regarding Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

Care Health Insurance (Formerly Known As Religare Health Insurance): FAQs

1. How soon do I get the claim money from Care Health Insurance?

Care Health Insurance has an in-house claims team that processes cashless claims within 2 hours.

2. Can I get global coverage under the Care health plan?

Yes, it is possible to get global coverage under the Care Global variant of the Care Plan.

3. What is the intimation period in Care Health Plans to apply for reimbursement claims in case of emergency hospitalization?

24 hours. You need to inform the company within 24 hours of the hospitalization in case of an emergency.

4. How soon can I file a claim to avail reimbursement under the Care Health Insurance?

You need to file a claim within 15 days after getting discharged from the hospital.

5. How to track my Care Health Insurance claim status?

You can track the claim status online by visiting the official website and filling out the relevant details. Once you submit the details, the screen will show you the current status of your cashless or reimbursement claim.

6. What is the maximum age limit of the Care Mediclaim Policy?

There is no upper age limit.

7. What is the minimum entry age for the Care health insurance?

The minimum entry age is 91 days.

8. Can I take a health insurance policy for my 5-year-old kid?

Yes, you can take health insurance plans for 5-year-old kids by adding them to family floater plan.

9. How can I increase the sum insured for my health insurance?

You can increase the sum insured at the time of policy renewal.

Other Health Insurance Companies

Compare mediclaim policies with other top insurers in India.

Share your Valuable Feedback

Rating Icon

4.4

Rated by 2635 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings
Simran saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.