Care Health Insurance Company was founded in the year 2012 and is headquartered in Gurgaon, Haryana. The company is a joint venture between Religare Enterprise Private Ltd., Union Bank of India, and Corporation Bank. Care health insurance has been adjudged as one of the best health insurance company in India. The organization offers a vast range of health care plans, which makes the company an obvious choice for protecting self, family, and senior citizens under it.
Claim Settlement Ratio | 93% |
Network Hospitals | 7800+ |
Table Data updated on 15-01-2021
Care Health Insurance Plan is a new-age comprehensive health insurance policy that ensures the safety of the policyholder and family against financial risks arising out of a medical emergency.
Benefits and features
Eligibility
Entry Age | 91 days upwards; no maximum entry age |
Renewability | Lifetime |
Table Data updated on 15-01-2021
Care freedom plan is specially designed to provide healthcare protection to patients suffering from diabetes and high blood pressure. It offers coverage against the expenses that the patient bears during the treatment like the cost of medicines, health check-ups, etc.
Benefits and Features
Eligibility
Plan 1 | Plan 2 | |
Entry Age - Minimum | Individual: 18 years Child: 90 days | Individual:46 years Floater: Eldest Insured Person:46 years, Other Adult: 18 years, Child: 90 days |
Proposer's Age | 18 years or above | |
Sum Insured (SI) | Rs.3 & 5 Lakhs | Rs.7 Lacs & 10 Lakhs |
Table Data updated on 15-01-2021
Care Heart Insurance Plan is suitable for individuals who suffer from pre-existing cardiac ailments and have undergone cardiac surgery. The plan also provides coverage for pre-existing heart ailments.
Benefits and Features
Eligibility
Entry Age | 18 years to no maximum entry age |
Renewability | Lifetime |
Policy Tenure | 1/2/3 years |
Sum Insured | Rs.3 Lakhs to 10 Lakhs |
Table Data updated on 15-01-2021
Care Joy Health Insurance Plan is a maternity-focused insurance plan, which bears the expenses of the insured in case of pregnancy and maternity needs.
Benefits and Features
Eligibility
Plan Name | Joy Today | Joy Tomorrow |
Entry Age – Minimum | Adult: 18 years or above Child: 1 Day to 24 years | |
Entry Age – Maximum | 45 years | |
Sum Insured – On annual basis | Rs.3 Lakhs / 5 Lakhs |
Table Data updated on 15-01-2021
Care Enhance Health Top-up Plan offers extra safety net coverage to the basic health insurance plan. The policyholder can also choose the deductible along with the desired sum insured during emergency health conditions.
Features and Benefits
Eligibility
Sum Insured | Up to Rs.30 lakhs |
Daycare Treatment | Yes |
Table Data updated on 15-01-2021
Care Senior is a comprehensive health insurance plan designed to protect the senior citizens and fund all their medical illnesses in the second innings of life, i.e. above 61 years of age.
Benefits and Features
Eligibility
Policy Tenure | 1/2/3 years |
Sum Insured | Rs.3 Lakhs-10 Lakhs |
Table Data updated on 15-01-2021
Care Advantage Health Insurance offers the sum insured of Rs. 1 Crore, which helps the policyholder to get wider coverage and benefits.
Benefits and Features
Eligibility
Entry Age | Minimum: Adult – 5 years and Child 91 days (floater policy) Maximum: Lifelong |
Policy Term | 1/2/3 years |
Table Data updated on 15-01-2021
Arogya Sanjeevani Health Insurance is a comprehensive plan that offers flexibility to the policyholder to choose between Ayurvedic or Allopathic treatments.
Benefits and Features
Eligibility
Entry Age | Minimum: Individual: 5 years, Floater: 3 months with at least 1 member of age 18 years or above Maximum: Child: 24 years. Adult: 65 years |
Renewability | Adult: Lifetime Dependent Child: 25 years |
Sum Insured | Rs.5 Lakhs |
Table Data updated on 15-01-2021
Care Cancer Mediclaim offers coverage to the insured irrespective of the stage and type of cancer.
Benefits and Features
Eligibility
Entry Age | 5 years to 50 years |
Policy Term | 1/2/3 years |
Sum Insured | Rs. 25 Lakhs/ Rs.50 Lakhs/ Rs. 1 Crore/ Rs. 2 Crore |
Table Data updated on 15-01-2021
Critical Mediclaim is an affordable health insurance plan specifically designed to cover 32 listed critical illnesses.
Benefits and Features
Eligibility
Entry Age | 5 years to 50 years |
Premium Payment Mode | Single/monthly/quarterly |
Sum Insured | Rs. 10 Lakhs/ Rs.25 Lakhs/ Rs. 50 Lakhs/ Rs. 1 Crore/Rs.2 Crore |
Table Data updated on 15-01-2021
For purchasing Care Health Insurance, one has two options. Either buy from the company's website or PolicyX.com. Let us discuss both the processes in detail:
From Company's Website
From PolicyX.com
Care Health Insurance works in a very transparent and systematic manner to clear claims. Here is the process-
Case 1: Cashless Claim Procedures
Note: If the cashless claim is rejected, the insured member can initiate the treatment and file for a reimbursement claim after discharge.
Case 2: Reimbursement Claim Procedures
In the case of an emergency or planned hospitalisation, intimate the insurer within 24 or 48 hours of the hospitalisation.
The insured has to submit the duly filled reimbursement claim form to the insurer along with the required supporting documents such as:
The company will check and review the documents.
If the claim is approved, the company will transfer funds to your registered bank account.
Note- Submit the documents to the below-mentioned address-
Care Health Insurance Limited(formerly known as Religare Health Insurance Company Limited), Unit No. 604 - 607, 6th Floor, Tower C, Unitech Cyber Park, Sector-39, Gurugram-122001 (Haryana).
For any queries related to Care Health Insurance plans, please contact at the following:
Customer Helpline Number: 1800-102-6655/1800-102-4488 (Toll-free)
Email: customerfirst@careinsurance.com
We Are Platinum Partner of Care Health Insurance
Yes, Care Health-Customer App is available on the Play & App Store.
Yes, one can buy multiple health insurance policies. If the cost of your treatment exceeds the sum insured of one policy, you can claim the balance from the second policy.
Yes, the policy offers a 30 days grace period to renew your policy.
Page updated on 15-01-2021