Cost of Oral Cancer Treatment
  • What is oral cancer ?
  • causes of oral cancer
  • treatment cost of oral cancer
Cost of Oral Cancer Treatment
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What is the Cost of Oral Cancer Treatment in India?

Oral cancer is one of the major problems in India. Every 1 out of 59 men and 1 in 139 women are suffering from oral cancer. It accounts for over 30% of all the cancers in India. Oral cancer can be fatal if it is not diagnosed and treated at an early stage. As a matter of fact, the cost of treating oral cancer is approximately Rs. 5,00,000 in India depending upon the severity of the disease. Too costly, right? Let us understand why this treatment is so costly.

What is Oral Cancer?

It is a type of cancer that affects the cells of the mouth. The general term for oral cancer is mouth cancer as it develops in the mouth and/or throat region. It can occur on the lips, tongue, gums, inner cheeks, roofs of the mouth, or the back of the throat.

Some of the common causes of oral cancer are:

  • Smoking
  • Excessive use of tobacco
  • Excessive alcohol consumption
  • Family history
  • certain HPV strain
  • Poor oral hygiene
  • Weaken immune system

Types of Oral Cancer

When we talk about oral cancer, it is the clubbed name of different diseases. It has several types as mentioned below:

  • Squamous cell carcinoma

    The most common type of oral cancer. It starts in the squamous cells that line the inside of your mouth and throat.
  • Minor Salivary Gland Carcinoma

    It starts in the small salivary glands located throughout the mouth and throat lining.
  • Verrucous Carcinoma

    It is a rare type of oral cancer that usually grows slowly and has a good prognosis when diagnosed early.
  • Mucosal Melanoma

    This is a type of skin cancer that can also occur in the mouth. It starts in the melanocytes, which produce pigment in your skin and mouth.
  • Lymphoma

    This type of cancer starts in the lymphatic system, a part of your immune system. It can occur in the lymph nodes in your neck or mouth.
  • Sarcoma

    Another type of rare cancer that starts in the connective tissues of your mouth, such as bones, muscles, and nerves.

Signs and Symptoms of Oral Cancer

If you see the following signs, contact your doctor immediately.

  • Mouth sores that won't heal
  • Red or white patches inside the mouth
  • Lump in the mouth or neck
  • Difficulty chewing or swallowing
  • Loose teeth or dentures that don't fit
  • Jaw pain or stiffness
  • Numbness in the mouth
  • Unexplained weight loss
  • Changes in your voice
  • Ear ache

Treatment of Oral Cancer

When diagnosed, treatment options for oral cancer may include:

  • Surgery

    The most common treatment for oral cancer is surgery. The type of surgery depends on the location and size of the tumour. In some cases, surgery may involve removing the tumour, surrounding tissues, or even lymph nodes in the neck or mouth.
  • Radiation Therapy

    In radiation therapy, some high-energy rays are used to kill cancer cells. It is delivered externally through specialized machines, or internally through radioactive implants placed near the tumour, depending upon the situation.
  • Chemotherapy

    Chemotherapy is a famous treatment for cancer. It uses powerful drugs to kill cancer cells throughout the body. It is often used in conjunction with surgery or radiation therapy.
  • Targeted Therapy

    These drugs target specific vulnerabilities in the cancer cells, helping to stop their growth or spread.

Cost of Treating Oral Cancer in India

Here is an idea of the cost of treating oral cancer for your further understanding.

Surgery

The cost of surgery in India is around INR 1,50,000 to INR 3,00,000.

Radiation Therapy

Various kinds of radiation are widely available to treat cancer.

  • External beam radiation therapy- Approx. INR 70,000 to INR 1,00,000
  • Internal radiation therapy- Approx. INR 60,000 to INR 5,16,337
  • Image-guided radiation therapy- Approx. INR 3,00,000 to INR 5,00,000.
  • Intensity-modulated radiation therapy- Approx. INR 2,00,000 to INR 3,00,000.

Proton Therapy

This precisely delivers the beam of protons to disrupt the tumour cells. It costs around INR 15,00,000 to INR 20,00,000.

Chemotherapy

There are various types of chemotherapy.

  • Oral chemotherapy cost- The starting cost is INR 56,000 per session.
  • Intravenous chemotherapy cost- Starting from INR 18,000 per session.

Best Health Insurance Plans for Oral Cancer

New India Group Cancer Mediclaim

The plan is specifically designed for lower and middle-class families undergoing Cancer Treatment.

Unique Features

  • Up to 2 Lakh SI
  • Avail Cumulative Bonus
  • Cover dependent children

This plan is designed to aid financially in treating cancer. The policy offers cover for conventional and advanced cancer treatments.

Unique Features

  • SI up to 50 Lakh
  • Avail cancer care benefit
  • 58 Day care procedures covered

Raheja QBE Cancer Insurance

A specific cancer insurance policy that protects the policyholder against the expenses incurred during the treatment of this dreadful disease.

Unique Features

  • SI available up to 10L
  • Diagnostic investigation covered
  • No exit age feature

Raheja QBE Cancer Insurance (Pros)

  • 1 to 70 years entry age
  • High SI
  • All stages of cancer covered
  • No-claim Bonus
  • 30 Days Grace Period

Raheja QBE Cancer Insurance (Cons)

  • Obesity
  • Cosmetic Surgery
  • Injury Due To Illegal Activity
  • Injury Due To Hazardous Activities
  • Adventure Sport Injuries

Raheja QBE Cancer Insurance (Other Benefits)

  • Policy Portability Available
  • Affordable Premiums
  • Migration Facility Available
  • Medical Expenses Cover
  • Lump Sum Amount Paid

Raheja QBE Cancer Insurance (Eligibility Criteria)

  • Entry Age - 1 Day
  • Max Entry Age -70 Years
  • SI - 1 L to 10 L
  • Waiting Period - 30 Days

Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.

Unique Features

  • Coverage for modern treatments
  • Second opinions available
  • Coverage for follow-up care

HDFC iCan Cancer (Pros)

  • Ambulance Cover
  • Follow up care post treatment
  • Conventional Treatments
  • Hormonal Treatment
  • Stem Cell Transplantation

HDFC iCan Cancer (Cons)

  • No Non Allopathic treatments
  • No Prosthetic Devices
  • No Overseas Treatments
  • Pre-existing condition for Cancer

HDFC iCan Cancer (Other Benefits)

  • Sum Insured Enhancement
  • CritiCare Benefit
  • Family Care Benefit
  • Lifetime Renewal
  • MyCare Benefit

HDFC iCan Cancer (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 50 L
  • Waiting Period - 120 Days

Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.

Unique Benefits

  • Annual Health Checkup
  • Chemo and radiotherapy cover
  • Air Ambulance Cover

Care Cancer Mediclaim (Pros)

  • Chemo & Radio Therapy
  • Organ Donor Cover
  • Annual Health Check-up
  • Covers all major cancer
  • Lifelong Renewability

Care Cancer Mediclaim (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Cancer Mediclaim (Other Benefits)

  • International Second Opinion
  • Doctor On Call
  • Air Ambulance Cover
  • Quick Recovery Counseling
  • OPD Cover

Care Cancer Mediclaim (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 50 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Designed to cover medical expenses incurred for the cancer treatment at all stages. The plan pays a lump sum amount to meet the cost of surgery, chemo, etc.

Unique Features

  • Up to 150% of cancer care cover*
  • No claim bonus
  • Age Limit: 18 - 65 years

A unique one-year cancer care plan with multiple features such as rehabilitation and pain management, hospice care, modern treatments, and more.

Unique Features

  • High Sum Insured
  • Second Medical Opinion
  • Wellness Services

Factors Affecting the Cost of Oral Cancer in India

The cost of oral cancer treatment in India can vary depending on several factors.

  • Stage and the type of cancer- The treatment for advanced stages or more complex cases might cost more.
  • Hospital and city- Metropolitan cities might have higher costs of treating oral cancer.
  • Treatment plan- The specific types of treatment used will impact the overall cost.
  • Surgeon or doctor- A specialist or highly experienced doctor might charge more.

Conclusion

While the cost of oral cancer treatment in India can be substantial, early detection and timely treatment can save your life. It has been seen that patients can live for years after the diagnosis of the disease. You need to consult with a qualified oncologist to navigate the treatment options and potential finances. Most importantly, you need to explore the health insurance plans for cancer care that significantly aid your financial management and provide better quality medical assistance of every kind.

Cost of Oral Cancer Treatment in India: FAQ's

1. Does health insurance cover oral cancer treatment in India?

Yes, many health insurance plans in India cover oral cancer treatment.

2. How to prevent oral cancer?

You need to quit smoking, chewing tobacco, and alcohol. Also, you need to maintain hygienic oral health.

3. Will I need dental work after oral cancer treatment?

Sometimes yes, you need dental reconstruction or rehabilitation after surgery or radiation therapy.

4. How much does it cost to cure mouth cancer?

The average cost of treating mouth cancer can be anywhere between INR 50,000 to INR 15,00,000.

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Simran Saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.