Network hospitals
6500
Claim settlement ratio
97.25%
Sum insured
Up to 25 Lakh
No. of Plans
8
Solvency Ratio
0.82
Pan India Presence
1896
Network hospitals
6500
Claim settlement ratio
97.25%
Sum insured
Up to 25 Lakh
No. of Plans
8
Solvency Ratio
0.82
Pan India Presence
1896
Incorporated on 8th February 1938., United India Insurance Company offers a wide range of products ranging from motor insurance, personal accident insurance, household insurance, health insurance, and many more.
The company offers customised and affordable health insurance solutions, catering to every segment, age, and income profile. The plans offered range from Individual plans, family floater plans, senior citizen plans, critical illness plans, and top-up plans, to group health insurance plans. The unique insurance solutions offered by United India Health Insurance ensure to satisfy the healthcare demands of various consumer groups.
Today, the United India Insurance Health insurance company acquires a workforce of over 11,000 employees across 1983 offices providing insurance cover to 1.74 Crore policy holders. Not just this, the company has made its presence in more than 1000 tier II & III towns and villages through its micro offices.
Continue reading to explore more about the United India Insurance Health Insurance
To assess the performance of the United India Health Insurance company, we at PolicyX.com have evaluated the company on several factors such as network hospitals, claim support, solvency ratio, etc. These factors will give you an insight into the company's performance and will help you make a wise decision.
Elaborated below is a glimpse of all the 8 health plans offered by United India Health Insurance Company that will help you narrow down your selection:
A family floater health insurance plan that offers up to 25 Lacs coverage to you, your spouse and 2 dependent children on the Sum Insured.
Unique Features
An individual health insurance policy that covers hospitalization, day care and ayurvedic expenses.
Unique Features
The standard health insurance plan, which is designed to look after your healthcare needs at affordable premiums.
Unique Features
The plan offers extended coverage against hospitalization expenses if the cover exceeds the threshold level up to the mentioned sum insured.
Unique Features
A plan that is exclusively designed for 11 listed critical illnesses and pays out a lump sum amount on diagnosis of these listed critical illnesses.
Unique Features
The policy covers an individual and family on a Family Floater basis. Apart from this, it provides additional riders and critical illness covers.
Unique Features
A Group Health policy specially designed for Employer-Employee Groups. The plan provides coverage for the basic healthcare needs of the employees/ workers.
Unique Features
The plan offers coverage against the treatment of COVID-19 on an Individual or Family Floater basis. The plan offers coverage of up to 5 Lakhs.
Unique Features
All the below-mentioned procedures are not covered under the United India Health Insurance Plans:
Let's take a look at the buying process designed by United India.
You can also visit the nearest branch of United India Health Insurance to buy offline plans.
United India Insurance Health Policy can be easily renewed using both online & offline methods. In the below sections, we will be discussing the steps involved in renewing your United India Health Insurance policy online:
In case you face any issues in renewing your UIIC Health Insurance policy, you can contact the nearest branch or can get in touch with the insurer at 1800-425-333-33.
To file a claim under United India Healh Insurance, one can opt out for two available options that are: Cashless claims & Reimbursement Claims. In the below section, check-out the claim settlement procedure in detail:
Cashless claims can only be availed if the insured is admitted to the network hospitals. Here the insured can avail of the required treatment without paying anything from his/her pocket. The insurance company or the TPA will deal with all the costs associated with the treatment and pay the hospital directly. Let's look at the below procedure to avail cashless claims.
To file a claim under United India Healh Insurance, one can opt out for two available options that are: Cashless claims & Reimbursement Claims. In the below section, check-out the claim settlement procedure in detail:
Let's look at the below procedure to avail reimbursement claims.
United India Insurance Co. Ltd., #19, Nungambakkam High Road, IV Lane, Chennai - 600034
customercare@uiic.co.in
91-044-28575200
Yes, the midterm inclusion of family members is allowed only in case of:
Yes. The policy facilitates the option for portability as per extant guidelines related to portability.
Normally, the company sends a renewal notice or reminder before the expiration date of the policy. In case you miss that, you have a grace period of 15 to 30 days under which you can make the payment and get the required benefits on time.
Usually, there is no restriction on filing claims (till the coverage amount) under United India Health Insurance. You are free to file the same whenever you want to.
No, the company will not be liable to make any payment for the pre-existing disease.
It totally depends upon the plan. A few plans might ask you for a medical examination while the rest may not.
Freelook period is a period wherein a policyholder can cancel their policy without levying any penalties. Policies offered by the UIIC Health Insurance come with a free look period of 15 days.
Yes. When you purchase a United India Insurance Health Policy, the premium you pay is exempted from the income tax as per the current tax laws.
Yes. Senior Citizen Health Insurance Policy is a health insurance plan offered by United India Insurance that is specifically tailored for senior citizens.
Except for the Uni Criticare Policy, all of United India Insurance Co. Ltd.'s health policies cover COVID-19-related hospitalization bills.
You can renew your United Health Insurance policy anytime between the 30 days before the expiry date of policy till the date of expiry.
You can make the online payment through Internet banking / Debit card / Credit card / UPI.
No, there is no specific health plan with in built maternity benefits. However, you can avail maternity coverage as an optional coverage.
Compare United India Health Insurance mediclaim policies with other top insurers in India.
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Read what our customers have to say about United India health insurance company.
Depender mertya
Hyderabad
September 9, 2021
I will surely recommend this insurance... their support staff was great. and when it came to settling my recent medical bills, the claim process is very quick and smooth.
Sumeet Sharma
Ahmedabad
September 9, 2021
my friend recommended united India for a health plan to me because of the affordability and features...very happy...very very happy
Salman saifi
Kolkata
September 1, 2021
I bought my health plan from United India. I recently claim for my hospitalization and the response time was best amazing! Thanks United India
Hansa Shah
Rajkot
May 5, 2021
Very Good Health Insurance Company. Fully satisfied with the company. Will definitely give 10 on 10 to their services.
Pawan
Kochi
May 5, 2018
very good online service. I have Individual Mediclaim Health Insurance with United India Health Insurance. They have very decent policy. They provide with good claim record and very easy to app...
Trisha chaudhary
Delhi
September 6, 2021
a friend of mine suggest me to buy a health plan from United health insurance, and I am totally satisfied with the service.
Dilip Kumar
Ahmedabad
September 1, 2021
I have bought health insurance from united health and I am very impressed with the plans and the cost of the plan, moreover, their customer service is amazing.
Ravi Kumar
Guwahati
August 31, 2021
Very good service. bought health insurance plan from United India Insurance. decent prices and provides cashless claim settlement too.
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