United India Insurance Company is one of the leading insurance providers in India. The company has made its presence in more than 1000 tier II & III towns and villages through its innovative micro offices.
The company offers a wide range of health insurance plans and allows the customer to choose the best-suited policy for themselves and their families.
Numbers of customers | 1.74 crore |
Number of Employees | 14000 |
Total Offices | 2279 |
**Last Updated on 17-12-2020
United India Insurance company has come out with a wide range of health insurance products to better serve its customers. Below is the list of all such plans in detail.
Family Medicare plan offers the required financial cover to all family members under a single sum insured. Not only does the plan offer coverage for healthcare facilities but also provides a wide range of benefits.
Key Features:
Eligibility Criteria:
Entry Age | Adults: 18 years to 65 years Dependent children: 91 days to 18 years |
Sum Insured | Rs 3 Lakhs to Rs 25 Lakhs |
Policy Tenure | 1 year |
**Last Updated on 17-12-2020
Individual health insurance is a comprehensive health insurance policy that offers a cover of up to 20 lakhs. One has the option to cover his/her spouse, dependent children, and parents under this policy. The plan is divided into 3 variants- platinum, gold, and senior citizens.
Key Features:
Eligibility Criteria:
Platinum | Gold | Senior Citizen | |
Entry Age | 18-35 years | 36-60 years | 61-65 years |
Sum Insured | Rs. 2 Lakhs to Rs. 20 Lakhs | Rs. 2 Lakhs to Rs. 10 Lakhs | Rs. 2 Lakhs to Rs. 5 Lakhs |
Policy Tenure | 1 year |
**Last Updated on 17-12-2020
United India Insurance offers Arogya Sanjeevani plan, which is a well-designed policy that assists the insured financially in case of a medical emergency.
Key Features:
Eligibility:
Entry Age | Adults: 18 years to 65 years Dependent children: 3 months to 18 years |
Sum Insured | Rs. 1 Lakhs to Rs. 5 Lakhs |
Policy Tenure | 1 year |
**Last Updated on 17-12-2020
United Health Super Top-up Plan offers aggregate hospitalization expenses if the cover exceeds the threshold level up to the mentioned sum insured.
Key Features:
Eligibility Criteria:
Entry Age | For Adults: 18 years to 80 years For dependent children: 3 months to 18 years |
Sum Insured | Rs 3 Lakhs to Rs. 15 Lakhs |
Policy Tenure | 1 year |
**Last Updated on 17-12-2020
United Health Criticare is exclusively designed for 11 listed critical illnesses, which are not liable to get the required coverage under a basic plan. Some of those critical illnesses include first heart attack, kidney failure, heart valve replacement, etc.
Key Features:
Eligibility Criteria:
Entry Age | 21 years to 65 years |
Sum Insured | Rs. 1 Lakh, Rs.3 Lakhs, Rs.5 Lakhs, and Rs.10 Lakhs |
**Last Updated on 17-12-2020
UNI Group Health Insurance Policy covers all the expenses associated with the treatment of the insured (mentioned by a medical practitioner). It's available on an Individual or Family Floater basis.
Key Features:
It is a group health plan designed for employer-employee groups to look after the health care needs of employees working in offices, workplaces, etc.
Key Features:
Corona Kavach Policy by United India offers coverage against the treatment of COVID-19 on an Individual or Family Floater basis. The plan comes with a wide range of benefits and allows the insured to get treated without worrying about the finances.
Key Features:
Eligibility:
Entry Age | Adults: 18 years-65 years |
Sum Insured | Rs.50,000-5,00,000 |
Policy Period | 105 days, 195 days, and 285 days |
**Last Updated on 17-12-2020
If you securely want to invest in United India Health Insurance online, the best way is to approach the company itself. Let's take a look at the buying process designed by United India.
United India Insurance understands the need for claim settlement in the hour of need. Hence, the company offers a simple and hassle-free claim process. It has come out with two different ways of claim settlement- Cashless and Reimbursement.
Cashless Claims:
Cashless claims can only be availed if the insured is admitted to the network hospitals. Here the insured can avail of the required treatment without paying anything from his/her pocket. The insurance company or the TPA will deal with all the costs associated with the treatment and pay the hospital directly. Let's look at the below procedure to avail cashless claims:
Reimbursement Claims:
Here you have to deal with all the medical bills associated with the treatment in the first space. Then after getting treated, you can easily file for the claim and can get the reimbursement. Let's look at the below procedure to avail reimbursement claims.
1. Can I include my family members in the midterm of my Individual Health Insurance Policy?
Yes, the midterm inclusion of family members is allowed only in case of:
2. Can I port my United India Arogya Sanjeevani Insurance policy?
Yes. The policy facilitates the option for portability as per extant guidelines related to portability.
3. Does Super Top-up Mediclaim offer coverage for modern treatment methods & advancement in technologies?
Yes, the plan covers the below treatments:
4. What will happen if I forgot to renew my United India health insurance policy on time?
Normally, the company sends a renewal notice or reminder before the expiration date of the policy. In case you miss that, you have a grace period of 15 to 30 days under which you can make the payment and get the required benefits on time.
5. Is there any limit on filing claims under United India Health Insurance?
Usually, there is no restriction on filing claims (till the coverage amount) under United India Health Insurance. You are free to file the same whenever you want to.
6. Does the United Shramik Seva Policy offer coverage against pre-existing disease?
No, the company will not be liable to make any payment for the pre-existing disease.
7. Is a medical checkup necessary for investing in United India Health Insurance?
It totally depends upon the plan. A few plans might ask you for a medical examination while the rest may not.
Page updated on 17-12-2020