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United India Health Insurance for Maternity
United India maternity cover health insurance provides coverage for maternity, delivery, newborn care expenses, pre and post-natal expenses, room rent, ICU, in-patient hospitalization charges, and more. Two United India health insurance plans cover maternity needs:
- United India Family Medicare Policy
- United India Shramik Seva Policy
Additionally, these plans cover medication, doctor’s consultation fees, and diagnostic tests. This page has all the information regarding United India maternity health insurance. Read further to know more.
Features of United India Health Insurance for Maternity
Want to know what United India health insurance for maternity coverage offers to its policyholders? Read further in this section to know its stand-out features:
- The United India Family Medicare Policy offers delivery expense limits ranging from INR 40,000-60,000 after a waiting period of 24 months.
- The United India Shramik Seva Policy offers delivery expense limits ranging from INR 40,000-60,000 after a waiting period of 9 months.
- You get lifelong renewability with this policy, which ensures continuous health support.
- You can avail of a tax exemption against the overall paid premium under Section 80D of the Income Tax Act, 1961 of India.
Eligibility Criteria for Buying United India Insurance Maternity Cover
Read below the eligibility criteria, the offered sum insured, and the specified waiting period for buying the United India health insurance for maternity cover:
| Minimum Age Limit | 18 years |
|---|---|
| Maximum Age Limit | 65 years |
| Sum Insured | INR 20,000-60,000 (for maternity expenses) |
| Waiting Period | 9-24 months |
| Policy Tenure | 1 year |
Note: Generally, the maximum age limit for maternity coverage benefits under a health insurance policy is 45 years. However, this may vary from plan to plan. You should check the exact figures in your policy prospectus.
Inclusions of United India Insurance Maternity Cover
Check the coverage benefits of the United India maternity coverage health insurance plan before investing in it:
- Avail up to a 5% discount on the payable premium for each claim-free year.
- The insured can get health check-up benefits for three consecutive claim-free years.
- Both normal and caesarean delivery expenses are covered for in-patient hospitalization.
- Newborn baby care expenses.
- Miscarriage and medically necessary termination of pregnancy.
Others, as specified in the policy terms and conditions or policy wordings.
Exclusions of Maternity Cover in United India Health Insurance
Here we have mentioned the standard exclusions (what’s not covered) in United India health insurance with maternity coverage:
- Stem cell treatment, organ donor expenses.
- Surrogacy, ectopic pregnancy, and third child maternity expenses.
- Pre and post-natal maternity expenses (exceptionally, in-patient hospitalization and nursing centers).
- Voluntary termination of pregnancy.
- Congenital external anomalies.
- Sterility and infertility treatments.
- Dietary supplements and medication substances.
- War, services in the army/military/air force/navy, nuclear radioactive infections, and similar situations.
- Breach of law or any unlawful activity.
- Cosmetic/beauty treatment.
Others, as specified in the terms and conditions of your policy document.
Note: All the inclusions and exclusions related to United India health insurance maternity coverage are just a common reflection of maternity insurance plans. However, these may vary from one plan to another, depending on which plan you have opted for.
Summary
United India Insurance maternity cover helps you secure your future. With the long-term renewability facility, get medical coverage benefits for maternity and newborn care expenses. So, what are you waiting for? Plan your family/parenthood with suitable maternity health insurance.
To get a quick query about your United India health insurance plans for maternity coverage, give us a call at 1800 4200 269 and get a free consultation with the maternity insurance experts of PolicyX.com.
