Lives In: Delhi, NCR
Expertise: Health & Term Insurance
Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Updated on Jun 25, 2025 3 min read
United India Health Insurance For Maternity
United India maternity cover health insurance provides coverage for maternity, delivery, newborn care expenses, pre and post-natal expenses, room rent, ICU, in-patient hospitalization charges, and so on. Two United India health insurance plans cover maternity needs; United India Family Medicare Policy and United India Shramik Seva Policy.
Additionally, these plans cover medication, doctor’s consultation fees, diagnostic tests, etc. This page has all the information regarding United India maternity health insurance, read further to know more.
Features of United India Health Insurance for Maternity
Want to know what United India health insurance for maternity coverage has to offer to its policyholders? Read further in this section to know its stand-out features:
The United India Family Medicare Policy offers delivery expenses limit ranging from INR 40-60K after a waiting period of 24 months
The United India Shramik Seva Policy offers delivery expenses limit ranging from INR 40-60K after a waiting period of 9 months
You get lifelong renewability with this policy that ensures continuous health support
You can avail of a tax exemption against the overall paid premium under Section 80D of the Income Tax Act, 1961 of India
Eligibility Criteria For Buying United India Insurance Maternity Cover
Read below the eligibility criteria, the offered sum insured, and the specified waiting period for buying the United India health insurance for maternity cover:
Minimum age limit
18 years
Maximum age limit
65 years
Sum insured
INR 20-60K (for maternity expenses)
Waiting period
9-24 months
Policy tenure
1 year
Note: Generally, the maximum age limit for maternity coverage benefits under the health insurance policy is 45 years. However, this may vary from plan to plan. You should check the exact figures in your policy prospectus.
Inclusions of United India Insurance Maternity Cover
Check down the coverage benefits of the United India maternity coverage health insurance plan before investing in it:
Avail up to a 5% discount on the payable premium for each claim-free year
The insured can get health check-up benefits for three consecutive claim-free years
Both the normal and caesarian delivery expenses are covered for in-patient hospitalization
Newborn baby care expenses
Miscarriage and medically necessary termination of pregnancy
Others, as specified in the policy terms and conditions or policy wordings.
Exclusions of Maternity Cover in United India Health Insurance
Here we have mentioned the standard exclusions/what’s not covered in United India health insurance with maternity coverage:
Stem cell treatment, organ donor expenses
Surrogacy, ectopic pregnancy, and 3rd child maternity expenses
Pre and post-natal maternity expenses (exceptionally, in-patient hospitalization and nursing centres)
Voluntary termination of pregnancy
Congenital external anomalies
Sterility and infertility treatments
Dietary supplements and medication substances
War, services in the army/military/air force/navy, nuclear radioactive infections, and likewise
Breach of law or any unlawful activity, etc
Cosmetics/beauty treatment
Others, as specified in the terms and conditions of your policy document.
Note: All the inclusions and exclusions related to the United India health insurance maternity coverage are just a common reflection of the maternity insurance plans. However, these may vary from one plan to the other, depending on which plan have you opted for.
Long Story Short
United India Insurance maternity cover helps you secure your future. With the long-term renewability facility, get medical coverage benefits for maternity and newborn care expenses. So what are you waiting for? Plan your family/parenthood with suitable maternity health insurance.
To get a quick query about your United India health insurance plans for maternity coverage, give us a call at 1800 4200 269 and get a free consultation with the maternity insurance experts of PolicyX.com.
Explore other United India Health Insurance
To cater to the different medical needs of an individual & their family,
United India Health Insurance offers
several Health Plans ranging from senior citizen plans to specialized plans for
autistic
children, to health insurance for cardiac patients, and many more.Take a look below
to United India Health Insurance plans
explore more:
A cost-effective insurance option is the United India Insurance Family Medicare Policy. Anybody between 18 and 65 can get this insurance for themselve...
Unique Features
High SI
Optional Covers
ICU Cover
United India Family Medicare (Pros)
In-patient hospitalization
Day-care treatments
Pre & post-hospitalization
AYUSH treatment
United India Family Medicare (Cons)
Vaccination unavailable
OPD cover
Domiciliary hospitalization
Global coverage
United India Family Medicare (Other
Benefits)
Organ donor
Maternity & newborn baby cover
Daily hospital cash
Sum Insured restoration
United India Family Medicare (Eligibility
Criteria)
Lives In: Delhi, NCR
Expertise: Health & Term Insurance
Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
Coverage for delivery expenses 
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