United India Insurance Family Medicare Policy
  • High Sum Insured Options
  • Optional Covers
  • ICU cover available
United India Health Insurance
premium

Network hospitals

14000+

premium

Claim settlement ratio

97.25%

premium

Sum insured

Up to 25 Lakh

premium

No. of Plans

8

premium

Solvency Ratio

0.82

premium

Pan India Presence

1896

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

14000+

premium

Claim settlement ratio

97.25%

premium

Sum insured

Up to 25 Lakh

premium

No. of Plans

8

premium

Solvency Ratio

0.82

premium

Pan India Presence

1896

United India Insurance Family Medicare Policy

A cost-effective insurance option is the United India Insurance Family Medicare Policy. Anybody between 18 and 65 can get this insurance for themselves, their spouse, and any dependent children, either on an individual sum insured basis or a floater basis. Only renewals are permitted after the age of 65. Policyholders can cover dependent children between the ages of 91 days and 18 years, and the coverage can be extended until the age of 26 if they are unmarried/unemployed and dependent.

United India Insurance offers sum insured options of Rs. 3 lacs, Rs. 4 lacs, Rs. 5 lacs, Rs. 6 lacs, Rs. 7 lacs, Rs. 8 lacs, Rs. 9 lacs, Rs. 10 lacs, Rs. 15 lacs, Rs. 20 lacs, and Rs. 25 lacs on a one-year policy basis with annual renewability. United India Insurance Family Medicare Policy covers in-patient hospitalization, day-care treatments, pre and post-hospitalization, AYUSH treatment, organ donor benefit, and more, as well as optional coverage such as maternity and newborn baby cover, daily hospitalization cash allowance, and Sum Insured restoration.

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United India Health Insurance

United India Health Insurance

United India Insurance Family Medicare Policy Plan Specifications

Child Entry Age

Minimum: 91 Days to 26 years

Adult Entry Age

Minimum: 18 years
Maximum: 65 years

Policy Type

Individual/Family Floater

Policy Term

1 Year

Sum Insured

3 L | 4 L | 5 L | 6 L | 7 L | 8 L | 9 L | 10 L | 15 L | 20 L | 25 L

Initial Waiting Period*

30 Days*

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose your United India Insurance Family Medicare Policy

United India Insurance Family Medicare Policy provides comprehensive coverage options, allowing you to tailor your health insurance plan to your specific needs

Coverage for SI: 3 L - 25 L

In-patient & Out-patient Coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered up to 30 days

Post-Hospitalization

Covered up to 60 days

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Not Covered

Cataract

Covered up to 10% of SI

No Claim Bonus

Applicable up to 15% of SI

Automatic Restoration

Applicable

Daily Hospital Cash

Available

Organ Donor

Covered

Maternity Cover

Covered up to 10% of SI

New Born Baby Cover

Covered up to 10% of SI

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Available

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Covered

Second Medical Opinion

Not Covered

Vaccination

Not Covered

Limitations

Co-payment

Applicable

Sub-limits

Available

What is Room Rent?

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy Plan, the room rent is covered

  • SI < Rs.5 Lacs: 1% of SI
  • SI 5 Lacs and above: 1% of SI or Single Standard AC Room whichever is more
What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy Plan, ICU charges are covered

  • SI < Rs.5 Lacs: 2% of SI
  • SI 5 Lacs and above: Actual
What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy medical expenses incurred during pre-hospitalization are covered up to 30 days.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy Plan, medical expenses incurred during post-hospitalization are covered for up to 60 days.

What is Domiciliary Hospitalization?

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy, domiciliary hospitalization is not covered.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy daycare procedures are covered.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under United India Insurance Family Medicare Policy?

United India Insurance Family Medicare Policy does not cover OPD expenses.

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under United India Insurance Family Medicare Policy?

COVID-19 treatment is not covered by United India Insurance Family Medicare Policy.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under United India Insurance Family Medicare Policy?

United India Insurance Family Medicare Policy covers Cataract Treatment with a sub-limit of 10% of SI, Up to Rs.50,000 per eye.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a percentage that varies from plan to plan.

Coverage status under United India Insurance Family Medicare Policy?

The no-claim Bonus is available under United India Insurance Family Medicare Policy. 5% after every claim-free year under the Family Medicare Policy on renewal premium and for every subsequent claim-free year subject to a maximum of 15%.

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy, automatic restoration is available only for Sum Insured options from Rs. 3,00,000 and above.

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under United India Insurance Family Medicare Policy?

The daily hospital cash is available under United India Insurance Family Medicare Policy

  • Upto Rs. 5 Lacs - Rs. 500 per day subject to a maximum of Rs. 5000 per policy period
  • Above Rs. 5 Lacs and upto Rs. 15 Lacs - Rs. 1000 per day subject to a maximum of Rs. 10000 per policy period
  • Above Rs. 15 Lacs and upto Rs. 25 Lacs - Rs. 2000 per day subject to a maximum of Rs. 20000 per policy period
What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy, Organ Donor hospitalization expenses are covered

  • Hospitalization Expenses (excluding the cost of organ ) incurred for/by a Donor within the Sum Insured of the Insured Person
  • Organ Donor Benefit- When Insured Person is the Donor : A lump sum payment of 10% of Sum Insured
What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy, maternity expenses are covered as an optional cover for up to 10% of the Sum Insured and subject to a maximum of Rs. 40000 in case of normal delivery and Rs. 60000 in case of cesarean section.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Pre-mature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy the newborn baby cover is available for 10% of the Sum Insured.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under United India Insurance Family Medicare Policy?

AYUSH Treatment is Covered Under United India Insurance Family Medicare Policy

  • SI Upto Rs.3Lacs: Rs.10000
  • SI above Rs.3 Lacs upto Rs.15 Lacs: Rs.15000
  • SI Above Rs.15 Lacs: Rs.25000
What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy, IVF treatment is not covered.

What is a Modern Treatment?

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy, modern treatments are covered up to 75% of the sum insured.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy Plan, Ambulance expenses are covered to

  • 0.5% of the Sum Insured subject to a maximum of Rs. 2500 per event and
  • 1% of the Sum Insured subject to a maximum of Rs. 5000 per policy period
What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy Plan, Air Ambulance cover is not available.

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy, compassionate travel is not covered.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy, Global coverage is not available.

What is E-Consultation?

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy, e-consultation is not covered.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy, a health checkup is covered up to 1% of the average Sum Insured to a maximum of Rs. 5000 per person if the policy is on an individual SI basis/ Rs. 10000 per policy period if the policy is on floater basis for a block of every three claim-free years.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy second medical opinion is not covered.

What is Vaccination cover?

The insurance companies provide coverage against the expenses incurred on vaccinations.

Coverage status under United India Insurance Family Medicare Policy?

Under the United India Insurance Family Medicare Policy Plan, vaccination expenses are not covered.

What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will spend the rest.

Status under United India Insurance Family Medicare Policy?

Under United India Insurance Family Medicare Policy, Co-payment is applicable for persons with the age of entry above 60 years in Family Medicare Policy, every admissible claim under Base Cover 1 to 5, 7, and 9 above shall be subject to a Co-payment of 10% on the admissible claim amount.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Status under United India Insurance Family Medicare Policy?

Applicable under United India Insurance Family Medicare Policy.

  • Cataract treatment - Rs. 50,000/- per eye.
  • Road ambulance - 0.5% of the Sum Insured subject to a maximum of Rs. 2500 per event and 1% of the Sum Insured subject to a maximum of Rs. 5000 per policy period
  • Modern Treatments - up to 75% of SI opted

Other Health Insurance Companies

United India Insurance Family Medicare Policy Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under United India Insurance Family Medicare Policy are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

Miscarriage, and abortion

Congenital disease

Infertility and in vitro fertilization

Waiting Period

Pre-existing diseases 48 months

Listed Ailments 24 and 48 months

United India Insurance Family Medicare Policy Benefits

United India Insurance Family is a one-of-a-kind policy that offers a variety of coverage options at low premiums. Some of the policy benefits provided by United India Insurance Family Medicare Policy are listed below.

Optional Covers

Avail of different optional covers

Discounts

Multiple discounts available

Tax Benefits

Get tax relief under section 80D

Modern Treatments

Avail Modern Treatments in-network hospitals

Health Check-up

Avail health check-up

Optional Covers

With United India Insurance Family Medicare Policy, insurance holders get 3 different optional covers to opt for. Maternity and newborn baby cover, daily cash allowance on hospitalization, and restoration of sum insured.

Discounts

Policyholders can avail of multiple discounts under the United India Insurance Family Medicare Policy. No claim bonus starting at 5% after every claim-free year to a maximum of 15%. A 5% family discount is allowed if more than one person in a family is covered. A 10% discount is available for the online purchase of a policy.

Tax Benefits

Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

Modern Treatments

Under United India Insurance Family Medicare Policy listed modern treatments are covered subject to different sub-limits.

Health Check-up

United India Insurance Family Medicare Policy offers up to 1% of the average Sum Insured to a maximum of Rs. 5000 per person if the policy is on an individual SI basis and Rs.10000 per policy period if the policy is on floater basis for a block of every three claim-free years.

United India Insurance Family Medicare Policy Premium Illustration

1 Adult

Sum Insured (in Rs.)3 L5 L 10 L15 L25 L
Premium Payable (Rs.)4,467 5,477 7,395 8,79010,841

1+1 Adult

Sum Insured (in Rs.)3 L5 L 7 L10 L15 L
Premium Payable (Rs.)6,492 7,927 8,8379,80211,228

2 Adults + 1 Child

Sum Insured (in Rs.)3 L5 L 10 L15 L25 L
Premium Payable (Rs.)8,66910,709 13,733 15,99319,608

Explore United India Insurance

Know more about United India Insurance Family Medicare Policy, its claim process, buying process, and contact details by clicking on the sections below:

Claim Process

Click to know claim process of United India Insurance.

Buying Process

Click to know buying process of United India Insurance.

Contact Us

Contact us to know more about United India Insurance.

Renewal Process

Click to know renewal process of United India Insurance.

Explore other United India Insurance Plans

United India Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

A family floater health insurance plan that offers up to 25 Lacs coverage to you, your spouse and 2 dependent children on the Sum Insured.

Unique Features

  • Midterm Inclusion available
  • Modern Treatment Methods
  • Maternity & New Born Baby cover

Family Medicare Policy(Pros)

  • AYUSH Treatment Cover
  • Daycare Treatment Cover
  • Room Rent Cover
  • Ambulance Cover
  • Organ Donor Benefit

Family Medicare Policy(Cons)

  • 2 Years WP for Cataract
  • Obesity Treatment Unavailable
  • Unproven Treatments Not Covered
  • 2 Years WP for Hernia
  • 4 Years WP for Joint Replacement

Family Medicare Policy(Other Benefits)

  • Restoration Of SI
  • Health Checkup
  • Affordable Premium
  • Tax Benefit
  • Dependent Child Cover

Family Medicare Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

United Individual Health Insurance

An individual health insurance policy that covers hospitalization, day care and ayurvedic expenses.

Unique Features

  • Ambulance charges covered
  • Daily hospital cash
  • Free health check-ups

Individual Health Insurance(Pros)

  • AYUSH Treatment Cover
  • Daycare Treatment Cover
  • Room Rent Cover
  • Domiciliary Hospitalization
  • Organ Donor Benefit

Individual Health Insurance(Cons)

  • 2 Years WP for Cataract
  • Obesity Treatment Unavailable
  • Unproven Treatments Not Covered
  • 2 Years WP for Hernia
  • 4 Years WP for Joint Replacement

Individual Health Insurance(Other Benefits)

  • 3 Policy Variants
  • Spouse Cover
  • Cataract Treatment Cover
  • Surgical Procedures Cover
  • Senior Citizen Cover

Individual Health Insurance(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 2 L to 20 L
  • Waiting Period - 30 Days

United Arogya Sanjeevani Policy

The standard health insurance plan, which is designed to look after your healthcare needs at affordable premiums.

Unique Features

  • Coverage for cataract treatment
  • AYUSH Treatment covered
  • Cumulative Bonus up to 5%

Arogya Sanjeevani Policy(Pros)

  • Pacemaker Implantation Covered
  • Daycare Treatment Covered
  • Asthma Treatment Covered
  • Domiciliary Hospitalization
  • Organ Donor Benefit

Arogya Sanjeevani Policy(Cons)

  • No Maternity Cover
  • No Global Coverage
  • No Unproven Treatments
  • No Change in Gender
  • No Obesity Treatment Cover

Arogya Sanjeevani Policy(Other Benefits)

  • 3 Policy Variants
  • Spouse Cover
  • Hypertension Treatment Covered
  • Influenza Treatment Covered
  • Senior Citizen Cover

Arogya Sanjeevani Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI - 2 L to 20 L
  • Waiting Period - 30 Days

United Super Top-up Medicare Policy

The plan offers extended coverage against hospitalization expenses if the cover exceeds the threshold level up to the mentioned sum insured.

Unique Features

  • Daily cash allowance
  • Home Care Treatment covered
  • Road ambulance up to 5K

Super Top-up Medicare Policy(Pros)

  • AYUSH Treatment Cover
  • Organ Donor Cost Covered
  • Room Rent Covered
  • In Patient Hospitalization
  • Modern Treatment Covered

Super Top-up Medicare Policy(Cons)

  • No Respite Care Cover
  • No Global Coverage
  • No Unproven Treatments
  • No Breach Of Law Cover
  • No Infertility Treatment Cover

Super Top-up Medicare Policy(Other Benefits)

  • Pre Hospitalization
  • Post Hospitalization
  • Stem Cell Therapy Covered
  • Brain Stimulation Covered
  • Dependent Child Cover

Super Top-up Medicare Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -3 L to 75 L
  • Waiting Period - 30 Days

UNI Criticare Health Policy

A plan that is exclusively designed for 11 listed critical illnesses and pays out a lump sum amount on diagnosis of these listed critical illnesses.

Unique Features

  • 90 Days waiting period
  • No exit age for continuous renewal
  • Tax benefits

UNI Criticare Health Policy(Pros)

  • First Heart Attack Cover
  • Cancer Covered
  • Heart Valve Replacement
  • Coma Treatment Covered
  • Kidney Failure Covered

UNI Criticare Health Policy(Cons)

  • No HIV Treatment Cover
  • No Global Coverage
  • Diseases Caused By Smoking
  • No War Injury Cover
  • No Suicide Cover

UNI Criticare Health Policy(Other Benefits)

  • Multiple Sclerosis Cover
  • Permanent Paralysis Cover
  • Motor Neuron Treatment Cover
  • Bone Marrow Treatment Cover
  • Spouse Cover

UNI Criticare Health Policy(Eligibility Criteria)

  • Entry Age - 21 Years
  • Max Entry Age -65 Years
  • SI -1 L to 10 L
  • Waiting Period - 90 Days

UNI Group Health Insurance Policy

The policy covers an individual and family on a Family Floater basis. Apart from this, it provides additional riders and critical illness covers.

Unique Features

  • 35 optional covers
  • Donor expenses covered
  • Mental illnesses covered

UNI Group Health Policy(Pros)

  • OPD Physiotherapy Cover
  • Hospital Daily Cash Benefit
  • Critical Illness Cover
  • Blindness Covered
  • Loss Of Pay Covered

UNI Group Health Policy(Cons)

  • No Sterilization Reversal Cover
  • No Dangerous Sports Coverage
  • No Deep Coma Cover
  • No War Injury Cover
  • No Dietary Supplement Cover

UNI Group Health Policy(Other Benefits)

  • Air Ambulance cover
  • Domiciliary Hospitalization Cover
  • Maternity Expenses Covered
  • New Born Baby Covered
  • Wellness Cover

UNI Group Health Policy(Eligibility Criteria)

  • Entry Age - NA
  • Max Entry Age - NA
  • SI -NA
  • Waiting Period - NA

United Shramik Seva Policy

A Group Health policy specially designed for Employer-Employee Groups. The plan provides coverage for the basic healthcare needs of the employees/ workers.

Unique Features

  • 5 sum insured options are available
  • All the daycare treatments
  • Plastic surgery & Dental treatments

Shramik Seva Policy(Pros)

  • 7 People Covered
  • Ambulance Cover
  • Cataract Treatment Cover
  • Hernia Treatment Covered
  • AYUSH Treatment Covered

Shramik Seva Policy(Cons)

  • No Weight Control Cover
  • No Breach Of Law Coverage
  • No Change Of Gender Cover
  • No War Injury Cover
  • No Dietary Supplement Cover

Shramik Seva Policy(Other Benefits)

  • Modern Treatment Cover
  • Out -Patient Treatment Cover
  • Waiver Of Waiting Period
  • Maternity Cover
  • Daily Cash Allowance Cover

Shramik Seva Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI -1 L to 5 L
  • Waiting Period - 30 Days

United Corona Kavach Policy

The plan offers coverage against the treatment of COVID-19 on an Individual or Family Floater basis. The plan offers coverage of up to 5 Lakhs.

Unique Features

  • Home Care Treatment Expenses
  • AYUSH Treatment
  • Covid Hospitalization Cover

Corona Kavach Policy(Pros)

  • Flexible Policy Duration
  • Daycare Treatment Covered
  • Room Rent Covered
  • Spouse Cover
  • ICU Charges Covered

Corona Kavach Policy(Cons)

  • No Maternity Cover
  • No Global Coverage
  • No Unproven Treatments
  • No Dietary Supplements Cover
  • No OPD Cover

Corona Kavach Policy(Other Benefits)

  • Pre Hospitalization
  • Post Hospitalization
  • PPE Kit Covered
  • Ambulance Cover
  • Room Rent Cover

Corona Kavach Policy(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age -65 Years
  • SI -50 Thousand to 5 L
  • Waiting Period - 15 Days

United India Insurance Plans : FAQ

1. What is the eligibility criteria for United India Insurance Family Medicare Policy?

An individual can purchase United India Insurance Family Medicare Policy as an individual policy or as a family floater policy. The eligibility criteria for the policy is as follows

  • Child - Minimum: 91 Days to 26 years
  • Adult - Minimum: 18 years & Maximum: 65 years

2. What are the optional covers available under United India Insurance Family Medicare Policy?

There are 3 different cover options available to insurance holders under United India Insurance Family Medicare Policy

Maternity and newborn baby cover

Available for SI above Rs.3 Lacs, 10% of Sum Insured subject to a maximum of Rs. 40000 for normal/ Rs. 60000 for cesarean and new born baby cover up to 10% of SI, up to 90 days.

Daily cash allowance on hospitalization

For SI Options Upto 5 Lacs/> 5 Lacs upto 15 Lacs / > Rs.15 Lacs Upto Rs.25 Lacs: Rs. 500/1000/2000 per day respectively, Max. Rs. 5000/10000/20000 respectively.

Sum Insured Restoration

Available for SI Rs.3 Lacs and above; On complete or partial exhaustion of SI, up to 100% of SI.

3. Are organ donor expenses covered under United India Insurance Family Medicare Policy?

Yes, it is available when an insured person is the donor a lump sum payment of 10% of sum insured is available. As well as organ donor’s hospitalization expenses (excluding cost of organ) incurred for/by a donor within the sum insured of the insured person is covered.

4. Is there a health check-up facility available under United India Insurance Family Medicare Policy?

Yes, it is available up to 1% of average sum insured to a maximum of Rs. 5000 per person if policy is on individual SI basis. Rs. 10000 per policy period if policy is on floater basis for a block of every three claim-free years.

5. What are the sum insured options available under United India Insurance Family Medicare Policy?

The sum insured options available under the policy are Rs. 3 lacs, 4 lacs, 5 lacs, 6 lacs, 7 lacs, 8 lacs, 9 lacs, 10 lacs, 15 Lacs, 20 Lacs & 25 Lacs.

United India Health Insurance Policy Review

Read what customers think about the United India Health Insurance Policy.

Customer Review Image

Depender mertya

Hyderabad

September 9, 2021

I will surely recommend this insurance... their support staff was great. and when it came to settling my recent medical bills, the claim process is very quick and smooth.

Customer Review Image

Sumeet Sharma

Ahmedabad

September 9, 2021

my friend recommended united India for a health plan to me because of the affordability and features...very happy...very very happy

Customer Review Image

Salman saifi

Kolkata

September 1, 2021

I bought my health plan from United India. I recently claim for my hospitalization and the response time was best amazing! Thanks United India

Customer Review Image

Hansa Shah

Rajkot

May 5, 2021

Very Good Health Insurance Company. Fully satisfied with the company. Will definitely give 10 on 10 to their services.

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Pawan

Kochi

May 5, 2018

very good online service. I have Individual Mediclaim Health Insurance with United India Health Insurance. They have very decent policy. They provide with good claim record and very easy to app...

Customer Review Image

Trisha chaudhary

Delhi

September 6, 2021

a friend of mine suggest me to buy a health plan from United health insurance, and I am totally satisfied with the service.

Customer Review Image

Dilip Kumar

Ahmedabad

September 1, 2021

I have bought health insurance from united health and I am very impressed with the plans and the cost of the plan, moreover, their customer service is amazing.

Customer Review Image

Ravi Kumar

Guwahati

August 31, 2021

Very good service. bought health insurance plan from United India Insurance. decent prices and provides cashless claim settlement too.

View All United India Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.