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Star Health Insurance, India's first stand-alone health insurance provider, initiated its business in 2006. Star Health and Allied Insurance Co Ltd are providing leading services in Health, Personal Accident, and Overseas Travel Insurance along with an array of other sterling insurance services.
Star Health has excellent products to cater to everybody and is one of the leading market players catering to different consumers be it individuals, families, or corporates. Star Health Insurance is prominently into bancassurance having long-standing relationships with several Indian banks. With more than 12800+ employees and 640+ branch offices all over India, Star Health Insurance has become a trusted brand. Health Insurance is one of the most promising segments in which the company operates.
The policies cover hospitalization expenses, medical check-ups, critical illnesses, Ayurveda treatment, etc. Star Health Insurance Company has recently introduced a pilot product to offer coverage for coronavirus patients. A unique step that sets this insurer apart is that Star Health Insurance is the only private insurer in the market with an insurance plan specifically for autism.
Star Health Insurance Claim Settlement Ratio (claims settled within 3 months) is 99.64% indicates the positive customer experience it stands for. With its hard work and commitment to proving the best to its customers, Star Health Insurance company has achieved many awards and accolades in the last years.
Few Awards and Recognitions of Star Health
You can choose Star Health Plans to avail the following benefits.
Star Health medical insurance plans are designed to meet all the healthcare requirements of the masses. PolicyX.com has made it simpler for you to choose a Star health plan tailor-made for your and your family by classifying it in different sections as given below:
Comprehensive
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
Comprehensive
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
Youth-specific
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
Standard
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
Comprehensive
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
Flexible
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
Women Care
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
Senior Citizen
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
Top-up
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
Critical Illness
Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.
Unique Features
Cardiac
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
Cancer care
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Autism Spectrum Disorder
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
COVID-19
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
COVID-19
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
COVID-19
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
Star Health Insurance Network Hospitals are present in 28 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Compare Star Health Insurance mediclaim policies with other top insurers in India.
Star Mediclaim allows its customers to calculate their premiums online with the help of the Star Health Insurance Premium Calculator. This calculator helps the potential policyholder to get an idea of how much he needs to pay annually.
Star Health Insurance Premium Calculator calculates the annual premium on the below-mentioned factors:
Here are some Star Health premium charts for you to understand the calculation of Star health mediclaim policies. You can explore all the aspects involved in premium calculation with the help of Star insurance premium calculator.
AGE 26
26 years | 2 Adult | 2 Adult+1 Child | 2 Adult+2 Child | Average Premium |
5L | 11,150 | 13,710 | 16,275 | 13,711 |
10L | 13,935 | 17,140 | 20,345 | 17,140 |
AGE 26
26 years | 1 Adult | 2 Adult | 2 Adult+1 Child | 2 Adult+2 Child | Average Premium |
5L | 7,015 | 10,420 | 13,170 | 14,800 | 11,351 |
10L | 9,725 | 15,560 | 19,110 | 20,920 | 16,329 |
Policy Term 1 Year | 1 Adult | 2 Adult | Average Premium |
10L | 18,000 | 38,250 | 28,125 |
15L | 29,205 | 49,650 | 39,428 |
Choose Star Health Insurance Coverage of Your Choice
You can avail all these mentioned inclusions in Star Health Insurance Plans:
Health insurance plans offered by Star Health Insurance come with the following exclusions:
Please note that the exclusions mentioned above may vary from plan to plan.
Get all the essential information about 'Star Health Insurance' by clicking on the links below.
Quick Links
Like many other health plans, Star medical insurance also does not cover a list of medical conditions and diseases. You can read about what is not covered under Star health plans below:
There are two options to buy a Star Health plan. You can purchase Star mediclaim policy either from the brand website directly or from PolicyX.com.
With so many buying options available in the market, one must think that why he/she needs to choose PolicyX.com. Well, we are here to answer. Read out the below points to find out why to choose PolicyX.com.
Star Health Insurance company comes with a Lifetime Renewability feature, which means there are no restrictions or age bar on Star Health Insurance Renewal.
Star Health insurance renewal is available online. The company has a simple and quick star health online renewal process to renew a star health plan in a few easy steps as mentioned below:
Once Done, you will get the StarHealth Insurance renewal copy on your registered email-id.
With Star Health Online Renewal, one can make hassle-free renewal payments through multiple channels including e-wallet, company website, mobile app, Paytm, etc. Read all about Star policy premium payment.
For Renewal of Star Health Insurance Plans, the company also offers the grace period of 30 days, during which the policyholder can renew their policy even after the due date without it getting lapsed.
Explore Star Health claim settlement process for cashless and reimbursement claims in detail below:
Know more About Star Health Claim Process
To file your reimbursement claim for Star health insurance plans, you need to submit some essential documents, which may vary from plan to plan. Take a look below to explore the documents required:
** Star Health Insurance may ask for other documents as per the requirements
You can also check your Star Health Insurance policy status by visiting the official website of Star Health Insurance. Under the 'Claims' tab, hit the Claim Status button, & enter the required Star Health Insurance Policy details such as ID number and claim intimation number.
Star Health Insurance Contact Address
Star Health & Allied Insurance Co. Ltd, No.1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai - 600 034
support[at]starhealth[dot]in
1800-425-2255/1800-102-4477
Star Health has a dedicated 24*7 customer care support for each branch to help customers resolve their queries anytime. For branch-wise contact details you can read more about Star Health Insurance customer care.
The type of health plans offered by Star Health are:
The company does not offer any specific health plan for children, however, you can cover your daughter under a Family Floater Health Insurance plan.
Generally, every health plan excludes the treatment of any pre-existing disease and illnesses up to a predetermined period. At Star Health, the treatment of any such pre-existing disease is covered only after the completion of 48 months of continuous renewals.
Yes, Star Health has recently launched the facility to pay the health insurance premium in installments. Plans such as Senior Citizen Red Carpet, Family Health Optima, Medi-Classic Insurance, Star Micro Rural & Farmers Care, etc. offer the policyholder to pay their premiums in monthly, quarterly, and half-yearly installments.
To check your policy status, go to the Star Health Insurance login page on their official website. Login with your registered user ID and Password, and you will be redirected to the page from where you can check all your star health insurance policy details.
Yes, you can. The company allows the policyholder to port their policy to other insurers. As per the IRDAI guidelines, one can port their policies at least 45 days before, but not earlier than 60 days from the policy renewal date.
Yes, a few plans of Star Health such as the Comprehensive Plan offers coverage against Maternity expenses.
One can make any number of claims during the policy period until and unless your sum insured cover is exhausted.
The best thing about Star Health is that there are no Third Party Administrators (TPA's). The company has their direct in-house claims settlement team that ensures your claims are settled on time without any hassles.
The cost of the RT PCR Test fixed by the State/Central Govt will be covered.
Star Health Insurance Policies cover the treatment of COVID-19 when the treatment is taken as an inpatient.
Yes, Autism is covered under Star Special Care health insurance policy.
Star Criticare Plus Insurance Policy covers 11 critical illnesses.
This policy is available to any child with autism who is between the ages of 3 to 25 years old.
Yes, Star Health offers a 100% of restoration benefit under some of their health plans.
The following are the required documents (original) :
Yes, any non-Indian can take the health insurance plan of Star, but the coverage will be available across India only.How can I pay the premiums of the Star Health Insurance Plans Online?
Star Health Insurance provides a 30 days grace period for renewal. It allows the policyholder to pay the renewal premium even after the expiry of the due date. With this 30 day, grace period policyholders can enjoy complete coverage benefits of health insurance plans during the grace period.
A health card comes with the health insurance policy of Star Health Insurance and is like an ID card. It allows an insured to get cashless treatments at any of the network hospitals of Star Health Insurance Company.
Go to the website of Star Health Insurance and choose the health insurance policy. Fill in the details of all the individuals for whom the health insurance is to be bought. With the help of the Star Health premium calculator, one can see the quotes instantly. The Star Health Online payment can be paid via debit card, net banking, and credit card.
Below mentioned are the Star Health Insurance covered Diseases List:
Read what our customers have to say about Star health insurance company and Star health mediclaim policy.
Ritesh
Delhi
June 2, 2022
Star health insurance company is one of the most trusted brands and my experience has been good with the insurer.
Himanshu Gada
Delhi
May 25, 2022
Star is a good company. I have bought 2 plans from this company. One for myself, and another for my parents. I am happy with both the plan. Thank you PolicyX.com for helping me to find this gre...
samarth wadhwa
Guwahati
March 14, 2022
Star is one of the topmost insurance companies and they prove it with their services and plans. They have plans for each family member of mine starting from my parents to my own family and even...
rachana singh
Ahmedabad
February 24, 2022
I am star health s customers from last 5 months where i have got best customer service. They have a huge list of network hospitals which keeps me relaxed that i can get cashless treatment
paridhi
Hyderabad
February 17, 2022
No doubt that why people recommended me this company. They are loyal towards their customers and help them in every possible way.
Yash Sharma
Indore
January 18, 2022
Best comparison portal and best services given by policyx.com and this company is growing in insurance web aggregator sector
manish patel
Indore
December 29, 2021
This is best company compare to all web agrigaters com. most imp to cistomer support best for help go with this
Subhash Chandra Pandey
Delhi
December 14, 2021
Amazing services with policyx.com . All the time 24*7 they are able to help you . Specially thanks to sanjiv sir for always better guidance.
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