Star Health Insurance is a huge name in the Indian health insurance sector, with an amazing 70 million loyal customers. They offer customised health i...Read More
Star Health Insurance is a huge name in the Indian health insurance sector, with an amazing 70 million loyal customers. They offer customised health insurance plans that cater to the healthcare needs of individuals, families, and senior citizens. With over 60 lakh claims settled so far, Star Health Insurance offers useful features like affordable premiums, tax benefits, maternity and newborn coverage, and others for maximum customer satisfaction.
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Incurred claim ratio
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Star Health Insurance is a leading stand-alone health insurer that started as a joint venture with Allied Insurance in 2006. Since then, the insurer has become a household name leading the insurance market. So, what makes Star Health Insurance trustworthy? In this article, we shall explore all the essentials of Star Health Insurance. Ranging from star health plans, their key features, awards, and premiums.
With a widespread network of hospitals of over 14000 all across India, Star Health is a trustworthy name in the Indian insurance sector today. They have something for everyone including specialised plans for women, corporates and special needs individuals. With over 9000 positive Google reviews, you can trust them with all your healthcare needs.
14000+
1
Network
Hospitals
5000+
2
Claims Settled
Everyday
90%
3
Claims Settled
in 2 hours
UP TO 2 Cr
4
Sum
Insured
24X7
5
Customer
Support
What are some of the
Features
that set them apart?
Special health plans for autism and diabetes
A comprehensive wellness system to promote a healthy lifestyle
Emergency air ambulance services
International travel for treatments
Unlimited teleconsultations
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
Star Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Star Diabetes Safe Insurance Policy |
Entry Age - 18-65 Years Sum Insured - Up to 10 L |
Rs. 14142
|
Star Cancer Care Platinum Insurance Policy |
Entry Age - 18 to 65 Years Sum Insured - Up to 10 L |
Rs. 27,854
|
Star Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Star Health Premier Policy |
Entry Age - 50 Years to no Limit Sum Insured - Up to 1 Cr |
Rs. 54026
|
Senior Citizen Red Carpet |
Entry Age - 60 to 75 years Sum Insured - Up to 25 L |
Rs. 29535
|
Star Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Star Hospital Cash Policy |
Entry Age - 18 to 65 Years Sum Insured - Up to 5K |
Rs. 783
|
Star Health Special Care Gold Plan |
Entry Age - 18 to 65 Years Sum Insured - Up to 5 L |
Rs. 13344
|
Star Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Star Extra Protect Plan |
Entry Age - depends on base health plan Sum Insured - Up to 10L to 20L |
Rs. N/A
|
Star Health Super Surplus Policy |
Entry Age - 18 to 65 years Sum Insured - Up to 5 Lakhs - 1 Crore |
Rs. 1225
|
Star Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Star Accident Care Policy |
Entry Age - 18 years to 70 Years Sum Insured - Up to 1 L to Max. SI |
Rs. 7847
|
Let us take a look at some unique features of top-selling Star Health Insurance policies:
It is designed to cover people who are diagnosed either with type 1 or type 2 diabetes. It also offers multiple features like automatic restoration, personal accident cover, and more.
A health plan dedicated to catering to your medical and financial needs during your cancer treatment along with multiple features.
It is designed to deal with a list of 37 critical ailments. Specifically designed to help you battle it out with diseases like cancer, the plan is loaded with multiple features.
The plan is designed for individuals between the ages of 7 to 70 years. The plan covers hospitalization expenses for non-cardiac-related ailments as well.
Dedicated to your heart, the Star cardiac care plan can be bought for people as young as 10 years old. The plan covers surgical and non-surgical treatments for heart ailments.
The plan provides coverage for the expenses incurred during the treatment of COVID-19 infection offering a lump sum compensation to the insured individual.
Star critical illness plans are versatile and provide multiple coverage features efficiently taking care of you during the most difficult times.
It provides a dual benefit plan, as policyholders can get health insurance coverage as well as coverage for critical illnesses.
Cancer health plans by Star Health Insurance offer multiple benefits and coverage features to insured individuals such as lump sum cover, wellness features, and more.
Comprehensive protection against cancer and to existing cancer patients, including Stage 1 and Stage 2.
A unique senior citizen health insurance plan designed for individuals above 50 years without any maximum age limit. To purchase this plan, you do not need to undergo any pre-policy medical screening
Designed to secure the health of senior citizens in their second innings of life, the health plan offers various features necessary for senior citizens.
Star Senior Citizen Health plans are exclusively designed for seniors who want to meet high medical costs by paying a yearly premium.
The plan offers base and enhanced health plan options with a plethora of features like daycare procedures, accident hospital cash, and more
The plan is designed to provide coverage to individuals who are diagnosed with HIV/AIDS as well as disabilities. You can avail of a sum insured up to INR 5 lakhs.
Sum insured available between 5 Lakhs to 1 Crore along with coverage features like domiciliary hospitalization, AYUSH treatments, modern treatments, and more.
An ideal health insurance plan for families and individuals with a minimum coverage of INR 5 lakhs and a maximum of up to INR 1 Crore.
Star Medi Classic Policy covers you for all sorts of hospitalization related to any illness, specific diseases, accidental injuries, etc. Other than this, enjoy allopathic treatment, pre-existing disease coverage, and more.
Designed specifically to cater to the health needs of a woman. From maternity care to pre and post-natal care, Star Health has it all covered
A health insurance plan designed especially for young individuals and families. Eligibility for the plan is between 18 to 40 years along with 2 plan options gold and silver.
The plan is designed to cater to individuals and families from rural India and offers a sum insured of up to INR 1 and 2 Lakhs. It is available to individuals between the ages of 18 to 65 years.
Comprehensive health insurance covers road traffic accidents and assisted reproductive treatments. The plan offers a 5% discount on premiums for maintaining a healthy lifestyle.
A health insurance plan designed especially for young individuals and families. Eligibility for the plan is between 18 to 40 years along with 2 plan options gold and silver.
This policy has been created to cover the most essential clinical aspects required in the process of recovery for an individual. A 1-year health insurance policy, with a lifelong renewal it is a versatile health plan
An individual and family floater health insurance policy designed to cover expenses related to out-patient and in-patient hospitalization.
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. High-sum insured health plans are available for everyone.
Star health plans for parents offer wholesome coverage for your parents so you do not have to worry about their health.
Star health insurance plans for maternity coverage provide versatile coverage related to pre and post natal care.
The plan is available in 3 variants, namely silver, gold, and platinum. The sum insured available is up to INR 1 lakh. OPD coverage offers coverage against expenses like doctor visits, diagnostic tests, and more.
A one-of-a-kind health plan for individuals diagnosed with autism spectrum disorder. The plan offers multiple features and covers people from 3 to 25 years.
The policy offers wide coverage for individuals and families. You can cover yourself, your spouse, dependent children, parents, and parents-in-law.
Star Health Super Star Plan covers a wide range of medical and non-medical healthcare expenses, offering more than 20 add-on cover options, home care treatment services, etc.
It is an add-on cover responsible for enhancing your overall health coverage.
Top-up health insurance for individuals and families offers additional coverage to your base health insurance plan.
Star top-up plans will protect your health in the event of a medical emergency after you have exhausted the sum provided by your primary health insurance.
A health plan designed to protect you from accidental death and disabilities as a result of unforeseen accidents.
To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Star Health Insurance plans explore more:
Critical Illness Health Insurance
Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...
Unique Features
Senior Citizen Health Insurance
Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....
Unique Features
Critical Illness Health Insurance
Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...
Unique Features
Critical Illness Health Insurance
Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...
Unique Features
Individual and Family Health Insurance
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...
Unique Features
Critical Illness Health Insurance
Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...
Unique Features
Individual and Family Health Insurance
A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...
Unique Features
Top Up and Super Top Up
Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...
Unique Features
Individual and Family Health Insurance
Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...
Unique Features
Individual and Family Health Insurance
Get comprehensive coverage at affordable premiums. Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...
Unique Features
Individual and Family Health Insurance
Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...
Unique Features
Individual and Family Health Insurance
Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...
Unique Features
Individual and Family Health Insurance
Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...
Unique Features
Top Up and Super Top Up
A top-up plan for added coverage at affordable costs Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...
Unique Features
Critical Illness Health Insurance
Medical insurance designed specially for heart patients. Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...
Unique Features
Individual and Family Health Insurance
Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...
Unique Features
Individual and Family Health Insurance
A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...
Unique Features
Senior Citizen Health Insurance
Perfect plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...
Unique Features
Critical Illness Health Insurance
Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...
Unique Features
Individual and Family Health Insurance
Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two va...
Unique Features
Individual and Family Health Insurance
Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...
Unique Features
Individual and Family Health Insurance
Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...
Unique Features
Senior Citizen Health Insurance
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....
Unique Features
Individual and Family Health Insurance
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...
Unique Features
Individual and Family Health Insurance
Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxie...
Unique Features
Critical Illness Health Insurance
It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the ...
Unique Features
Individual and Family Health Insurance
Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its...
Unique Features
Accident Health Insurance
Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...
Unique Features
Individual and Family Health Insurance
Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...
Unique Features
Critical Illness Health Insurance
Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...
Unique Features
Individual and Family Health Insurance
Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...
Unique Features
Top Up and Super Top Up
Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum i...
Unique Features
Critical Illness Health Insurance
Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...
Unique Features
Critical Illness Health Insurance
The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer...
Unique Features
Individual and Family Health Insurance
Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, pare...
Unique Features
Individual and Family Health Insurance
Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to custo...
Unique Features
Star Health Insurance Plan Detailed Review
All about Star Health Insurance and Plans
Star Health & Allied Insurance Company
Star Health Insurance Plan
Star Health Insurance understands the impact of rising medical expenses, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.
Most Star Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.
Star health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.
Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the Star health insurance plans are designed to cover daycare procedures for policyholders.
On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Star health insurance plans cover domiciliary hospitalization up to specified sub-limits.
Star health policies will not cover injuries or hospitalization caused by self-harm.
Star Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
Star Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.
Star Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
Star health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
The various waiting periods associated with Star Health plans are:
Begins from the date of purchase and lasts for up to 30 days for most Star Health Insurance plans.
Star Health Insurance plans require you to serve specific waiting periods in case you are diagnosed with PEDs such as hypertension, diabetes, or any other.
Like waiting periods, Star health insurance plans with critical illness coverage have a survival period. During this period policyholders diagnosed with any listed critical illness must outlive the survival period to enjoy coverage benefits.
Star health insurance plans offer comprehensive coverage. However, to enhance your health insurance experience the health insurer provides add-on covers too.
This additional cover enhances the limit of your existing cover. It is available for individuals who have purchased Star Health's 'Young Star Insurance Policy' with a minimum sum insured of INR 10 Lakhs. This additional rider ensures features such as:
This additional rider is available for individuals who have purchased the Family Health Optima Insurance Plan/Star Comprehensive Insurance Policy/Medi Classic Insurance Policy (Individual), with a minimum sum insured of INR 10 Lakhs. This additional rider ensures features such as:
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
If you are looking forward to purchasing Star Health insurance online follow the simple steps below:
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
Click on 'Get free quotes' and compare Star Health Insurance Plans as per your needs.
Select and pay premiums online for the purchased star health insurance plan of your choice.
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Star Health Insurance plan.
Follow the steps for Star Health Insurance policy renewal
Visit the official website of Star Health Insurance Company
Click on the ‘Renew’ tab
Mention your ‘Policy Number’ and ‘Date Of Birth’
Connect with our insurance experts for Star health insurance policy renewal at 1800 - 4200 - 269
You can file for cashless as well as reimbursement claims for your Star Health Insurance Plans by following these easy steps:
Visit the website of Star Health Insurance, and select the "Claim" option. Then click on the "Claim Intimation" to check out the form.
Now select "health claim" and require the information which is the policy number, date of birth, and other details they ask for.
Now select the "claim type", whether you want to opt for a cashless claim or reimbursement. Click on the authorize and you will receive the OTP on the verified number.
Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.
Upload the documents asked and click on the "review" button.
After clicking on the review button you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.
Submit the following documents when filing for Star health claims:
To port your existing policy to Star Health Insurance, follow the steps mentioned below:
Fill out the portability form, and send the application to Star Health Insurance Company 45 days before the date of your existing health plan renewal.
As per the guidelines of IRDAI, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.
Once the policyholder's details are verified, the new insurance company has to communicate its decision - either approval or rejection - within 15 days.
Compare and calculate the best care health policies with the PolicyX premium calculator with these simple steps:
Visit the official website of 'PolicyX'
Fill in details such as name, number of family members to be covered, city, and other information
Click on 'Get Quotes'
P.S - Connect with PolicyX health insurance experts for Star health insurance policy premiums enquiry at 1800-4200-269
If you have any more queries regarding
Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269
now!
There are 7 types of health insurance plans offered by Star Health Insurance Company. These types are: Individual Health Insurance Family Floater Health Insurance Senior Citizens Health Insurance Critical Illness Insurance Health Insurance for pre-existing diseases Top-Up Health Insurance Corona Specific Health Insurance
If your policy is from Star Health insurance then COVID-19 will be covered, but to know more, you need to check with your insurance provider or you can read the policy documents.
Yes, Star Special Care’s health insurance policy covers Autism as well.
Yes, Star Criticare Plus Insurance Policy covers 11 critical illnesses.
Firstly, you need to go to the website and choose the health insurance policy. Then fill in all the details including insurance holder details. Now with the help of Star Health Premium calculator, you can check the amount that needs to be paid. Click on the amount and pay premiums. You can use your credit card, debit card, net banking, and other online modes to pay the premiums.
Most of the insurance by Star Health covers diseases like diabetes, cancer, cataracts, autism, kidney diseases, heart diseases, and brain tumors. There are many other diseases that are covered in the insurance policies but that depends on policy to policy.
Yes, the Star Women Care Plan is specifically curated for women by Star Health Insurance Company.
You need documents like a duly filled and signed claim form, a discharge report from the hospital or doctor, check-up reports like blood reports, x-rays, or any other scan report, consultation papers of the doctor, chemist’s invoice, police FIR report in case of accidental hospitalization, and other miscellaneous documents.
Star Health Insurance Plans offers robust and complete healthcare coverage. They understand the importance of a healthy lifestyle and encourage you to live healthier while adding benefits and wellness programs. Also, Star Health Insurance Plan covers individuals against critical illness. All the plans offer high-sum insured options, daycare coverage, AYUSH treatments, and Maternity and newborn cover amongst many other advantages.
Yes, Star Health Insurance Family Floater plans offer you to cover you and your family under a single health insurance plan.
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Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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February 5, 2023
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