Star Health Insurance
Star Health Insurance is a huge name in the Indian health insurance sector, with an amazing 70 million loyal customers. They offer customised health i...Read More
Network hospitals
14000+
Incurred claim ratio
65%
Sum insured
Up to 1 Cr
No. of Plans
36
Solvency Ratio
2.0
Pan India Presence
850+
Star Health Insurance Overview
Star Health Insurance is a leading stand-alone health insurer that started as a joint venture with Allied Insurance in 2006. Since then, the insurer has become a household name leading the insurance market. So, what makes Star Health Insurance trustworthy? In this article, we shall explore all the essentials of Star Health Insurance. Ranging from star health plans, their key features, awards, and premiums.
With a widespread network of hospitals of over 14000 all across India, Star Health is a trustworthy name in the Indian insurance sector today. They have something for everyone including specialised plans for women, corporates and special needs individuals. With over 9000 positive Google reviews, you can trust them with all your healthcare needs.
What are some of the
Features
that set them apart?
-
1
Special health plans for autism and diabetes
-
2
A comprehensive wellness system to promote a healthy lifestyle
-
3
Emergency air ambulance services
-
4
International travel for treatments
-
5
Unlimited teleconsultations
Star health insurance awards and accolades.
- 'Digital Innovation of the Year (Health Insurance)' Award
- 'Best Social Media Customer Care' in the Financial Services Category
- 'e4m Pride of India - The Best of Bharat Awards 2022'
- Most Innovative New Product of the Year - Young Star Health Insurance Policy
- 'Best BFSI Brands 2019' by Economic Times
Best Selling Star Health Insurance Plans
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
-
Critical Illness Health Insurance
Star Health Insurance Plans Eligibility Approximate Annual Premiums Star Diabetes Safe Insurance Policy Entry Age - 18-65 Years
Sum Insured - Up to 10 LRs. 14142
Star Cancer Care Platinum Insurance Policy Entry Age - 18 to 65 Years
Sum Insured - Up to 10 LRs. 27,854
-
Senior Citizen Health Insurance
Star Health Insurance Plans Eligibility Approximate Annual Premiums Star Health Premier Policy Entry Age - 50 Years to no Limit
Sum Insured - Up to 1 CrRs. 54026
Senior Citizen Red Carpet Entry Age - 60 to 75 years
Sum Insured - Up to 25 LRs. 29535
-
Individual and Family Health Insurance
Star Health Insurance Plans Eligibility Approximate Annual Premiums Star Hospital Cash Policy Entry Age - 18 to 65 Years
Sum Insured - Up to 5KRs. 783
Star Health Special Care Gold Plan Entry Age - 18 to 65 Years
Sum Insured - Up to 5 LRs. 13344
-
Top Up and Super Top Up
Star Health Insurance Plans Eligibility Approximate Annual Premiums Star Extra Protect Plan Entry Age - depends on base health plan
Sum Insured - Up to 10L to 20LRs. N/A
Star Health Super Surplus Policy Entry Age - 18 to 65 years
Sum Insured - Up to 5 Lakhs - 1 CroreRs. 1225
-
Accident Health Insurance
Star Health Insurance Plans Eligibility Approximate Annual Premiums Star Accident Care Policy Entry Age - 18 years to 70 Years
Sum Insured - Up to 1 L to Max. SIRs. 7847
Key Features Of Star Health Insurance
Let us take a look at some unique features of top-selling Star Health Insurance policies:
For Critical Illness Health Insurance
Star Diabetes Safe Insurance Policy
It is designed to cover people who are diagnosed either with type 1 or type 2 diabetes. It also offers multiple features like automatic restoration, personal accident cover, and more.
Why Do We Recommend This?
- Covers ailments arising due to diabetes for diabetic patients such as kidney transplants and dialysis
- Cataract treatment cover
- Cost covered for artificial limbs
For Senior Citizen Health Insurance
Star Health Premier Policy
A unique senior citizen health insurance plan designed for individuals above 50 years without any maximum age limit. To purchase this plan, you do not need to undergo any pre-policy medical screening
Why Do We Recommend This?
- 10% premium discount if listed health check-ups are done before policy purchase
- A long-term discount is available if opting for a policy tenure of more than 1 year
- Covers non-medical items
For Individual and Family Health Insurance
Star Hospital Cash Policy
The plan offers base and enhanced health plan options with a plethora of features like daycare procedures, accident hospital cash, and more
Why Do We Recommend This?
- Daily hospital cash for ICU expenses due to sickness or injury is provided up to 200% of the sum insured
- Daycare procedures are covered by the health plan
- You are covered in case of hospitalization outside of India
For Top Up and Super Top Up
Star Extra Protect Plan
It is an add-on cover responsible for enhancing your overall health coverage.
Why Do We Recommend This?
- Covers Enhanced Room Rent
- Claim Guard (Coverage for Non-medical Items)
- Enhanced Limit for Modern Treatments
For Accident Health Insurance
Star Accident Care Policy
A health plan designed to protect you from accidental death and disabilities as a result of unforeseen accidents.
Why Do We Recommend This?
- In case of your accidental death, the plan offers an educational grant for a maximum of 2 dependent children
- Travel expenses are covered for one relative
- Coverage for the purchase of blood
Explore other Star Health Insurance
To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Star Health Insurance plans explore more:
Critical Illness Health Insurance
Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...
Unique Features
- Diabetes Cover
- High Sum Insured
- OPD Cover
Star Diabetes Safe Insurance Policy (Pros)
- Road Ambulance Cover
- Pre and Post Hospitalization
- ICU Cover
- Room Rent Cover
- Day Care Treatment Cover
Star Diabetes Safe Insurance Policy (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Injuries due to breach of law
Star Diabetes Safe Insurance Policy (Other Benefits)
- Dialysis Cover
- Kidney Transplant Cover
- Artificial Limbs Cover
- Personal Accident Cover
- OPD Cover
Star Diabetes Safe Insurance Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 10 L
- Waiting Period - 30 Days
Senior Citizen Health Insurance
Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....
Unique Features
- Avail Health Rewards
- SI Upto 1 Crore
- Pain Management
Star Health Premier Policy (Pros)
- Cataract Treatment Cover
- 10% Health Check- Up Discount
- High SI
- Home Care Treatment
- Road Ambulance Cover
Star Health Premier Policy (Cons)
- 20% Co-pay applicable
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Star Health Premier Policy (Other Benefits)
- Hospice Care
- Pain Management
- AYUSH Treatment
- Modern Treatment
- 100% Cumulative Bonus
Star Health Premier Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - No Age Limit
- SI - 10 L to 1 Cr
- Waiting Period - 30 Days
Critical Illness Health Insurance
Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...
Unique Features
- SI Upto 10 L
- Hospice Care
- Pain Management
Star Cancer Care Platinum Insurance Policy (Pros)
- Cataract Cover
- No pre-medical check-up
- Lump Sum Cover
- 50% Cumulative Bonus
- Hospice Care
Star Cancer Care Platinum Insurance Policy (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Injuries due to breach of law
Star Cancer Care Platinum Insurance Policy (Other Benefits)
- Second Medical Opinion
- Rehabilitation Cover
- Pain Management
- Day Care Treatment
- Modern Treatment Cover
Star Cancer Care Platinum Insurance Policy (Eligibility Criteria)
- Entry Age - 5 Months
- Max Entry Age - 65 Years
- SI - 5 L to 10 L
- Waiting Period - 30 Days
Critical Illness Health Insurance
Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...
Unique Features
- Wellness Benefit
- Cancer Cover
- Heart Cover
Star Critical Illness Multipay (Pros)
- Flexible Payment
- Long Term Policy
- Bone Marrow Transplantation
- Heart Disease Cover
- 4 Group CI Covered
Star Critical Illness Multipay (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Injuries due to breach of law
Star Critical Illness Multipay (Other Benefits)
- Open Chest CABG
- Heart Transplantation
- Coma of Specified Severity
- Wellness Programs
- Major Head Trauma
Star Critical Illness Multipay (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 5 L to 25 L
- Waiting Period - 30 Days
Individual and Family Health Insurance
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...
Unique Features
- Accident Hospital Cash
- ICU Hospital Cash
- Daycare Treatment
Star Hospital Cash Policy (Pros)
- 3 Years Policy Term
- Cover up to 3 Children
- 180 days of hospital cash days
- Comprehensive Plan
- Various Hospital Cash Covers
Star Hospital Cash Policy (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Injuries due to breach of law
Star Hospital Cash Policy (Other Benefits)
- Sickness Hospital Cash
- Accident Hospital Cash
- ICU Hospital Cash
- Child Birth Hospital Cash
- Worldwide Hospital Cash
Star Hospital Cash Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 1k - 5k
- Waiting Period - 30 Days
Critical Illness Health Insurance
Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...
Unique Features
- Explore Star Cardiac Care
- Benefits & Features
- Eligibility Criteria
Star Cardiac Care Platinum (Pros)
- Avail Heart Transplantation
- Long Term Policy
- Up to 15 L SI
- Cardiac device cover
- Installment options available
Star Cardiac Care Platinum (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Congenital Disease Cover
Star Cardiac Care Platinum (Other Benefits)
- Wellness Services
- Angiogram Test
- Modern Treatments
- Pain Management
- Health Check-ups
Star Cardiac Care Platinum (Eligibility Criteria)
- Entry Age - 7 Years
- Max Entry Age - 70 Years
- SI - 5 L to 15 L
- Waiting Period - 30 Days
Individual and Family Health Insurance
A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...
Unique Features
- Disability Cover
- HIV/AIDS Cover
- Waiver Of Co-Pay Available
Star Health Special Care Gold Plan (Pros)
- Modern Treatment Available
- Day Care Procedures Available
- Ambulance cover
- Room rent cover
- Shared Accommodation cover
Star Health Special Care Gold Plan (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Pre-existing Diseases
Star Health Special Care Gold Plan (Other Benefits)
- Treatment of Seizures
- Behavioral Therapy Cover
- Speech Therapy Cover
- Occupational Therapy Cover
- Adeno Tonsillectomy
Star Health Special Care Gold Plan (Eligibility Criteria)
- Entry Age - 3 Years
- Max Entry Age - 25 Years
- SI - 3 L
- Waiting Period - 30 Days
Top Up and Super Top Up
Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...
Unique Features
- Base policy coverage enhancer
- Extended family coverage
- Claim guard for the base policy
Star Extra Protect Plan (Pros)
- Modern treatment coverage
- Room rent limit extension
- Base policy’s sum insured enhancement
- Features similar to the base policy
- Home care treatment
Star Extra Protect Plan (Cons)
- No maternity cover
- Limited to SI of base policy
- Organ donor expenses not covered
- Vaccination not covered
- COVID-19 care not covered
Star Extra Protect Plan (Other Benefits)
- Individual & family floater plan
- Trusted insurance provider
- Unlimited benefits up to SI
- Cashless claim settlement
- AYUSH Treatment cover
Star Extra Protect Plan (Eligibility Criteria)
- Minor entry age - 91 days - 25 years
- Adult entry age - 18 - 40 year
- SI - Base policy above INR 10 Lakhs
- Waiting Period - As per the base policy
Individual and Family Health Insurance
Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...
Unique Features
- Automatic Restoration Benefit
- Air Ambulance Cover
- Star Wellness Program
Star Smart Health Pro Plan (Pros)
- Modify Room Category
- Up to 600% Cumulative Bonus
- Reduced Waiting Period
- Non-Medical Items Covered
- Unlimited Automatic Restoration
Star Smart Health Pro Plan (Cons)
- Adventure Sports Injuries
- AIDS not covered
- Injuries due to Illegal activities
- No IVF Treatment
- Obesity Not Covered
Star Smart Health Pro Plan (Other Benefits)
- Multiple Discounts Available
- Family Health Cover
- Daycare Treatments
- Air Ambulance
- Domiciliary Hospitalization
Star Smart Health Pro Plan (Eligibility Criteria)
- Entry Age: 18 Years
- Maximum Entry Age: 50 Years
- SI - 5 L to 1 Crore
- Waiting Period - 30 Days
Individual and Family Health Insurance
Get comprehensive coverage at affordable premiums. Star Comprehensive insurance policy is a complete health insurance plan that looks after all t...
Unique Features
- No-Pre acceptance required
- Get coverage up to 1 Crore
- Midterm inclusion at additional premiums
Comprehensive Plan (Pros)
- 99.6% CSR
- Up to 1 Cr SI
- Maternity Cover
- New Born Baby Cover
- Road and Air Ambulance
Comprehensive Plan (Cons)
- No Global Coverage
- No IVF Treatment
- No compassionate Travel
- HIV/AIDS not covered
Comprehensive Plan (Other Benefits)
- Individual and family floater
- Mid-term inclusion available
- Accidental Death
- Permanent Total Disablement
- Star Wellness Program
Comprehensive Plan (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...
Unique Features
- Secured hospitalization
- Road accident protection
- Comes in 2 variants
Medi Classic Insurance Policy (Pros)
- Plan Variants Available
- Customizable Plan
- Hospital-Cash Benefit
- 5% Family Discount
- Organ Donor Cover
Medi Classic Insurance Policy (Cons)
- 10% Co-payment
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Medi Classic Insurance Policy (Other Benefits)
- New Born Baby Cover
- 100% Super Restoration
- Up to 100% No-claim Bonus
- Psychiatric coverage
- Patient Care Cover
Medi Classic Insurance Policy (Eligibility Criteria)
- Entry Age - 16 Days
- Max Entry Age - 65 Years
- SI - 1.5 L to 25 L
- Waiting Period - 30 Days
Individual and Family Health Insurance
Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...
Unique Features
- Maternity Benefits
- Preventive Health Check Up
- Coverage for Modern Treatments
Star Women Care Policy (Pros)
- Designed for Women& 039;s Care
- Cancer cover optional
- Bariatric Surgery Cover
- Mid-term inclusions
- High SI
Star Women Care Policy (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Congenital Disease Cover
Star Women Care Policy (Other Benefits)
- 10% long-term discount
- 10% Air Ambulance Cover
- Pain Management Cover
- Assisted Reproduction
- Automatic Restoration
Star Women Care Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 75 Years
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...
Unique Features
- Base policy cover enhancer
- Claim guard facility
- AYUSH Coverage
Young Star Extra Protect Policy (Pros)
- Modern treatment coverage
- Room rent limit extension
- Base policy’s sum insured enhancement
- Features similar to the base policy
- Home care treatment
Young Star Extra Protect Policy (Cons)
- No maternity cover
- Limited to SI of base policy
- Organ donor expenses not covered
- Vaccination not covered
- COVID-19 care not covered
Young Star Extra Protect Policy (Other Benefits)
- Individual & family floater plan
- Trusted insurance provider
- Unlimited benefits up to SI
- Cashless claim settlement
- AYUSH Treatment cover
Young Star Extra Protect Policy (Eligibility Criteria)
- Minor entry age - 91 days - 25 years
- Adult entry age - 18 - 40 year
- SI - Base policy above INR 10 Lakhs
- Waiting Period - As per the base policy
Top Up and Super Top Up
A top-up plan for added coverage at affordable costs Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...
Unique Features
- No pre-acceptance screening required
- Coverage for maternity expenses
- Up to 1 crore cover at affordable rates
Star Health Super Surplus Policy (Pros)
- Flexible Policy
- Avail Long Term Discount
- Cover family up to 2A+3C
- Lifelong renewal
- 2 Plan variants
Star Health Super Surplus Policy (Cons)
- Includes Deductibles
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Congenital Disease Cover
Star Health Super Surplus Policy (Other Benefits)
- Avail e-opinions
- Star Wellness Services
- Recharge benefit
- Air Ambulance
- No pre-policy Medical check-up
Star Health Super Surplus Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Critical Illness Health Insurance
Medical insurance designed specially for heart patients. Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...
Unique Features
- Tailored Plan for Cardiac Patients
- Coverage for Cardiac and Non-cardiac ailments
- No Pre-acceptance checkup required
Star Cardiac Care (Pros)
- Flexible Product
- Personal Accident Cover
- 2 Plan Variants
- Road Ambulance
- Day Care Procedures
Star Cardiac Care (Cons)
- 10% Co-Payment
- PED
- Cosmetic Surgery
- Obesity Treatment
- Change of Gender Treatments
Star Cardiac Care (Other Benefits)
- Personal Accident Cover
- Heart Transplantation
- OPD expenses Cover
- Modern Treatment Cover
- COVID-19 Cover
- Cataract Cover
Star Cardiac Care (Eligibility Criteria)
- Entry Age - 10 Years
- Max Entry Age - 65 Years
- SI - 3 L to 4 L
- Waiting Period - 30 Days
Individual and Family Health Insurance
Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...
Unique Features
- Understanding the Need of Micro Rural
- Sample Rates of Premium
- Check the Eligibility Criteria of the Plan
Rural Micro Health Policy (Pros)
- Designed for Farmers
- Flexible Policy
- Day Care Procedures
- Flexible Payment Options
- PED cover available
Rural Micro Health Policy (Cons)
- 20% co-pay
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Rural Micro Health Policy (Other Benefits)
- No Pre-policy medical checkup
- Modern Treatments Covered
- Lifelong Renewal
- Up to 15k Cataract Cover
- ICU cover
Rural Micro Health Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L - 2 L
- Waiting Period - 30 Days
Individual and Family Health Insurance
A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...
Unique Features
- Get coverage for the whole family
- Additional SI for Road Traffic Accident
- Coverage for Compassionate Travel
Star Family Health Optima (Pros)
- No Pre-Policy Check-up
- Lifelong Renewability
- High SI available
- COVID-19 cover
- OPD covered
Star Family Health Optima (Cons)
- PED cover not available
- Obesity Treatment Unavailable
- Hazardous Activities
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Star Family Health Optima (Other Benefits)
- Long term discounts
- Premium Payment flexibility
- Health Check-up Cover
- Domiciliary Hospitalization
- Modern Treatment Cover
Star Family Health Optima (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 25 L
- Waiting Period - 30 Days
Senior Citizen Health Insurance
Perfect plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...
Unique Features
- Guaranteed lifetime renewal with constant premium
- No pre-medical check-up required
- Coverage up to 25L for individuals & families
Senior Citizen Red Carpet (Pros)
- Individual & family floater plan
- Flexible SI
- Road Ambulance Cover
- ICU cover
- Health Check-up cover
Senior Citizen Red Carpet (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Congenital Disease Cover
Senior Citizen Red Carpet (Other Benefits)
- Flexible-Premium Payment
- Cataract Treatment available
- Modern treatment cover
- No pre-policy checkup
- OP Consultation
Senior Citizen Red Carpet (Eligibility Criteria)
- Entry Age - 60 Years
- Max Entry Age - 75 Years
- SI - 1 L to 25 L
- Waiting Period - 30 Days
Critical Illness Health Insurance
Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...
Unique Features
- Explore the Key Features of the Plan
- Check the Eligibility Criteria
- How to Buy the Policy Online?
Star Novel Coronavirus (nCoV) (Pros)
- Lumpsum payout on COVID-19 diagnosis
- Short waiting period
- No medical checkup required
Star Novel Coronavirus (nCoV) (Cons)
- Global coverage NA
- No other diseases covered except COVID-19
- Self-inflicted injuries not covered
Star Novel Coronavirus (nCoV) (Other Benefits)
- High SI options available
- Tax benefit
- Free-look period available
Star Novel Coronavirus (nCoV) (Eligibility Criteria)
- Min. Entry Age: 18
- Max. Entry Age: 65
- SI: 21000 and 42000
- Policy Term: 1 Year
Individual and Family Health Insurance
Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with t...
Unique Features
- No capping on room rent
- No pre-acceptance checkup required
- Pay premium in installments
Young Star Policy (Pros)
- Mid-term inclusion
- 10% discount on early purchase
- Star Wellness Program
- Flexible-Premium Payment
- 2 Plan variants
Young Star Policy (Cons)
- PED waiting period
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Young Star Policy (Other Benefits)
- Hospital Cash Benefit
- Lifelong Renewal
- E-opinion
- No-claim bonus
- Automatic Restoration
Young Star Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 40 Years
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...
Unique Features
- Comprehensive plan
- Affordable premiums
- Include loved ones
Arogya Sanjeevani (Pros)
- Affordable Plan
- 50% No Claim Bonus
- Flexible Policy
- Day Care Procedures Covered
- Up to 25% of SI for Cataracts
Arogya Sanjeevani (Cons)
- 5% Co-payment
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Arogya Sanjeevani (Other Benefits)
- Lifelong Renewal
- Road Ambulance Cover
- Day Care Procedures Covered
- AYUSH treatment Cover
- Rural Discount
Arogya Sanjeevani (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 1 L to 10 L
- Waiting Period - 30 Days
Individual and Family Health Insurance
Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...
Unique Features
- Family coverage
- Multiple sum insured
- Save tax
Star Health Gain Insurance Policy (Pros)
- Day Care Procedures Covered
- Road Ambulance Available
- Modern Treatments Available
- Outpatient Benefit
Star Health Gain Insurance Policy (Cons)
- 20% Co-payment
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Star Health Gain Insurance Policy (Other Benefits)
- Up to 60k Cataract cover
- Room Rent Cover
- ICU Cover
- Wide SI options
- Flexible Premiums
Star Health Gain Insurance Policy (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 65 Years
- SI - 1 L to 5 L
- Waiting Period - 30 Days
Senior Citizen Health Insurance
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....
Unique Features
- No medical examinations
- High sum insured
- Daycare procedures
Star Health for Senior Citizens (Pros)
Star Health for Senior Citizens (Cons)
Star Health for Senior Citizens (Other Benefits)
Star Health for Senior Citizens (Eligibility Criteria)
Individual and Family Health Insurance
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are d...
Unique Features
- Avail maternity cover
- Care Beyond Coverage
- Avail Mid-term Inclusions
Star Health Insurance for Family (Pros)
Star Health Insurance for Family (Cons)
Star Health Insurance for Family (Other Benefits)
Star Health Insurance for Family (Eligibility Criteria)
Individual and Family Health Insurance
Turning sixty is a major milestone for a person. It is time to become more careful about one’s health. Any kind of illness can bring in a lot of...
Unique Features
- No medical examinations
- High sum insured
- Daycare procedures
Star Health Insurance for Parents (Pros)
Star Health Insurance for Parents (Cons)
Star Health Insurance for Parents (Other Benefits)
Star Health Insurance for Parents (Eligibility Criteria)
Critical Illness Health Insurance
It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the ...
Unique Features
- Lumpsum payout
- Accidental hospitalization cover
- Non-allopathic treatments cover
Star Health Critical Illness (Pros)
Star Health Critical Illness (Cons)
Star Health Critical Illness (Other Benefits)
Star Health Critical Illness (Eligibility Criteria)
Individual and Family Health Insurance
Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its...
Unique Features
- Lifetime Renewal
- Newborn’s Immunizations
- Pediatrician Consultation
Star Insurance for Maternity (Pros)
Star Insurance for Maternity (Cons)
Star Insurance for Maternity (Other Benefits)
Star Insurance for Maternity (Eligibility Criteria)
Accident Health Insurance
Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...
Unique Features
- Education Grant Available
- Avail Home Care
- Multiple discount benefits
Star Accident Care Policy (Pros)
Star Accident Care Policy (Cons)
Star Accident Care Policy (Other Benefits)
Star Accident Care Policy (Eligibility Criteria)
Individual and Family Health Insurance
Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...
Unique Features
- Plan Variants Available
- Dental & Ophthalmic treatment
- Lifelong Renewal Benefit
Star Outpatient Care (Pros)
- Cover up to 6 family members
- 3 Plan variants available
- Dental Cover available
- Physiotherapy cover
- Pharmacy cover
Star Outpatient Care (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Breach of law
Star Outpatient Care (Other Benefits)
- Dental Treatments Available
- AYUSH Treatments Available
- Ophthalmic Treatment
- Outpatient Consultation
- Renewal Discounts
Star Outpatient Care (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 50 Years
- SI - 25k - 1 L
- Waiting Period - 30 Days
Critical Illness Health Insurance
Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...
Unique Features
- Cover 1 family member
- 30% Co-payment
- Non-allopathic treatments
Star Criticare Plus Policy (Pros)
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Star Criticare Plus Policy (Cons)
Star Criticare Plus Policy (Other Benefits)
Star Criticare Plus Policy (Eligibility Criteria)
Individual and Family Health Insurance
Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...
Unique Features
- Indemnity cover
- Autism cover
- Modern treatment
Star Special Care (Pros)
- Modern Treatment Available
- Day Care Procedures Available
- Ambulance cover
- Room rent cover
- Shared Accommodation cover
Star Special Care (Cons)
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
- Pre-existing Disease
Star Special Care (Other Benefits)
- Treatment of Seizures
- Behavioral Therapy Cover
- Speech Therapy Cover
- Occupational Therapy Cover
- Adeno Tonsillectomy
Star Special Care (Eligibility Criteria)
- Entry Age - 3 Years
- Max Entry Age - 25 Years
- SI - 3 L
- Waiting Period - 30 Days