Star Health & Allied Insurance Co. Ltd. started its operations in 2006 as India's first Standalone Health Insurance provider. It specializes in providing health insurance at low-cost rates to its customers. Star Health Insurance offers excellent plans that give extended coverage to you and your families. It offers great services in Health, Personal Accident, and Travel Insurance. The company has achieved service excellence and always comes out with innovative products for delivering the best to its customers. Star Health also introduced a new pilot product to provide coverage to COVID-19 patients.
Below are the Star Health Insurance Plans. Let's discuss them in detail:
Star Health Senior Citizens Red Carpet policy takes care of healthcare expenditure and provides a secure future to the senior citizens.
Features:
Eligibility Criteria:
Minimum Age of Entry | 60 years |
Maximum Age of Entry | 75 years |
Sum Insured | Rs 1 Lakhs/ 2Lakhs/ 3Lakhs/ 4Lakhs /5Lakhs /7.5 Lakhs / 10 Lakhs /15 Lakhs /20 Lakhs /25 Lakhs |
Table Data updated on 14-01-2021
Star Comprehensive plan comes with wider coverage options at an affordable premium rate. The plan offers complete security against medical expenses arising out of health eventualities.
Features:
Eligibility Criteria:
Minimum age of Entry | 3 months |
Maximum age of Entry | 65 years |
Sum Insured | Rs. 5 lakhs to Rs. 1 Crore |
Table Data updated on 14-01-2021
Star Family Health Optima Plan covers the entire family's medical needs under a single sum insured. The plan offers the best coverage at an affordable premium.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years |
Maximum age of Entry | 65 years |
Sum Insured | Rs. 1 lakhs to Rs. 25 lakhs |
Table Data updated on 14-01-2021
Star Health Medi Classic Insurance Policy offers coverage against hospitalization expenses that arise due to illness/ disease/sickness or accidental injuries. The plan provides financial support during such times and keeps your savings untouched.
Features:
Eligibility Criteria:
Minimum age of Entry | 5 months |
Maximum age of Entry | 65 years |
Sum Insured | Rs. 1.5 lakhs to Rs. 15 lakhs |
Table Data updated on 14-01-2021
The values may change as per the chosen plan option.
Star Health Gain policy is a kind of health insurance plan that fulfils your healthcare demands and allows you to choose the sum insured, premium, and family size as per your needs and requirements.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years for adults 91 days for dependent children |
Maximum age of Entry | 65 years for adults 25 years for dependent children |
Sum Insured | Rs. 1 lakhs to Rs. 5 lakhs |
Table Data updated on 14-01-2021
Star Diabetes Safe Insurance policy is a diabetes centric health insurance plan that gives financial support to the person who is suffering from Type I or Type II Diabetes, which can cause dangerous effects on the body.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years |
Maximum age of Entry | 65 years |
Sum Insured | Rs. 3 lakhs to Rs. 10 lakhs |
Table Data updated on 14-01-2021
Star Health Cardiac Care offers multiple benefits in a single policy, which is especially made for the patients suffering from heart ailments. The plan offers a custom made solution and keeps you financially stable while undergoing the treatment.
Features:
Eligibility Criteria:
Minimum age of Entry | 10 years |
Maximum age of Entry | 65 years |
Sum Insured | Rs. 3 lakhs & Rs. 4 lakhs |
Table Data updated on 14-01-2021
Star Cancer Care Gold plan is designed for those who are suffering from cancer and covers the risk of recurrence/spreading of cancer (metastasis) /second cancer (second malignancy) unrelated to first cancer.
Features:
Eligibility Criteria:
Minimum age of Entry | 5 months |
Maximum age of Entry | 65 years |
Sum Insured | Rs. 3 lakhs & Rs. 5 lakhs |
Table Data updated on 14-01-2021
Star Care Micro Insurance is a health insurance plan that offers protection to the individuals and their entire families under a single sum insured (on the payment of a single premium).
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years |
Maximum age of Entry | 65 years |
Renewability | Can be renewed for a lifetime after 65 years |
Table Data updated on 14-01-2021
Star Criticare Plus Insurance provides reimbursement of hospitalization expenses that are incurred due to an illness/disease/sickness/accidental injuries.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years |
Maximum age of Entry | 65 years |
Maximum Sum Insured | Rs. 2,00,000 (for persons entering between 60 and 65 years) |
Table Data updated on 14-01-2021
Star Family Delite Insurance Policy is specially designed for families and offers protection at an affordable cost with multiple benefits.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years |
Maximum age of Entry | 65 years |
Renewability | Lifetime renewability |
Table Data updated on 14-01-2021
Star Special Care is a health insurance plan designed to cover children who are diagnosed with Autism Spectrum Disorder.
Features:
Eligibility Criteria:
Minimum age of Entry | 3 years |
Maximum age of Entry | 25 years |
Policy Term | 1 years |
Sum Insured | Rs.3 Lakhs |
Table Data updated on 14-01-2021
Star Micro Rural and Farmers Care look after the medical needs of individuals and their families living in rural areas if they are hospitalized due to an illness or an accident.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years |
Maximum age of Entry | 65 years |
Policy Term | 1 years |
Sum Insured | Rs.1 Lakh - 2 Lakhs |
Table Data updated on 14-01-2021
Star Outpatient Care Insurance Policy is a standalone product that pays for outpatient consultation. The coverage includes doctor fees, diagnostic tests, pharmacy bills, physiotherapy, and other therapeutic procedures.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years |
Maximum age of Entry | 50 years |
Policy Term | 1 years |
Family Size | Up to 6 members |
Table Data updated on 14-01-2021
Star Hospital Cash Insurance offers additional coverage in an event of hospitalization and takes care of your incidental expenses that are not covered under your Health Insurance Policy.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years |
Maximum age of Entry | 65 years |
Policy Term | 1,2 & 3 years |
Table Data updated on 14-01-2021
Young Star Insurance Policy protects your finances against any medical emergencies and supports your health-related expenses. The plan is available in two variants: Gold & Silver plan.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years |
Maximum age of Entry | 40 years |
Policy Term | 1,2 & 3 years |
Table Data updated on 14-01-2021
Arogya Sanjeevani Policy aims to offer financial protection to you and your family in times of medical emergencies.
Features:
Eligibility Criteria:
Minimum age of Entry | 3 months |
Maximum age of Entry | 65 years |
Policy Term | 1 years |
Sum Insured | Rs.1 Lakh-10 Lakhs |
Table Data updated on 14-01-2021
Star Novel Coronavirus plan provides affordable cover for healthcare costs to fight against the COVID-19.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years for adults |
Maximum age of Entry | 65 years for adults |
Sum Insured | Rs.21,000 & 42,000 |
Table Data updated on 14-01-2021
The Corona Rakshak Policy (offered by Star Health Insurance) allows the policyholders to fight against COVID-19. The policy offers lump-sum benefit (equal to 100% sum insured) to the coronavirus patients.
Eligibility Criteria:
Entry Age | For Adults: 18 years-65 years |
Sum Insured | Rs,. 50,000 to Rs. 2,50,000 |
Policy Period | 3.5 months, 6.5 months, and 9.5 months |
Table Data updated on 14-01-2021
Corona Kavach policy (offered by Star Health) provides a financial cushion against the expenses of COVID-19 treatment. One can file a claim if (s)he is hospitalized for COVID-19 after testing positive at a government-authorized diagnostic center.
Eligibility Criteria:
Entry Age | For Adults: 18 years-65 years |
Sum Insured | Rs,. 50,000 to Rs. 5,00,000 |
Policy Period | 3.5 months, 6.5 months, and 9.5 months |
Table Data updated on 14-01-2021
Star Super Surplus insurance is available on a floater basis that provides safety to the policyholder by covering daily medical costs resulting from hospitalisation. It also offers higher sum insured options with varied plans at nominal prices.
Features:
Eligibility Criteria:
Minimum age of Entry | 18 years for adults |
Maximum age of Entry | 65 years for adults |
Policy Period | 1 years |
Table Data updated on 14-01-2021
There are two popular options to buy Star Health plans. Let's take a look at them-
Through the Company's Website
Through PolicyX.com
Cashless Claim Settlement Process
Reimbursement Claim Settlement Process
Contact Address: Star Health & Allied Insurance Co. Ltd, No.1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai - 600 034
Customer Support: Toll-free Number: 1800-425-2255/1800-102-4477, E-mail: support@starhealth.in
1. Does Star Comprehensive Insurance Policy offer maternity benefits under health insurance plans?
Yes, the plan offers coverage against the expenses incurred for delivery (including delivery by Caesarean section).
2. Can one avail Star Health Insurance if one is not Indian by nationality but is living in India?
Yes, foreigners who are living in India can be covered under a Star Health insurance policy. But the coverage is only limited to India.
3. What are the Critical Illnesses covered under Star Criticare Plus Insurance?
Major illnesses that are covered under Star Criticare Plus Insurance are:
4. What documents are required to file a claim under Star Health Plans?
5. Is there any co-payment clause present under Star Arogya Sanjeevani policy?
Yes. Every claim under this policy is subject to a co-payment of 5%.
Page updated on 14-01-2021